Types of Car Insurance Coverage

Does car insurance cover vandalism?

Discovering that another person has intentionally damaged your vehicle is something no driver wants to experience. Unfortunately, car vandalism isn’t uncommon. Every vehicle owner should be aware of it. According to data from the Insurance Institute for Highway Safety, reported 692 combined vandalism-related car insurance claims were filed daily in the U.S. between 2008 and...

Discovering that another person has intentionally damaged yo...

Collision vs. Comprehensive: What is the difference?

Car insurance can protect you financially, but how much depends on the type of coverage you carry. Most states require a minimum amount of coverage, but for more protection, drivers can purchase collision and comprehensive insurance in addition to liability-only. This is known as full coverage car insurance. Although collision and comprehensive insurance are optional,...

Car insurance can protect you financially, but how much depe...

Affordable Texas Mobile Home Insurance

There are several types of affordable insurance for a Texas mobile home, also called a manufactured home because it’s built at a factory and then transported to a different site. Since these dwellings are more vulnerable to theft or damage, you may need to pay more than you would for the average home insurance cost...

There are several types of affordable insurance for a Texas ...

Classic vs. Standard Car Insurance: Rates, Discounts, & Requirements [2024]

Are there differences between classic and standard auto insurance? Are antique cars cheaper to insure? To answer this, simply, yes; classic car insurance does differ from standard car insurance in several important ways. There is more to this than simply two different types of car insurance, though. There are several factors you need to consider...

Are there differences between classic and standard auto insu...

Do you need GAP insurance on a used car?

Many budget-conscious consumers decide to buy used cars instead of new cars because they can avoid high sticker prices and almost instant depreciation. But can you put gap insurance on a used car? How much is gap insurance? As long as you don’t mind taking in a vehicle that’s been driven by someone else and...

Many budget-conscious consumers decide to buy used cars inst...

Compare Three-Month Car Insurance: Rates, Discounts, & Requirements [2024]

Do you need to arrange a vehicle insurance plan for a limited time only? Can you get three months of car insurance? A three-month car insurance coverage policy can meet a driver’s needs in special circumstances when they do not want or need coverage for an extended time. Three-month car insurance policies are not a...

Do you need to arrange a vehicle insurance plan for a limite...

Turo Car Insurance Review [2024]

If you’re here, there’s a good chance you’ve already heard of Turo, a carsharing company that some describe as Airbnb for car rentals. Whether you’re considering using Turo for your next vacation ride or want to make passive income as a Turo host, you likely have some questions about Turo Insurance coverage. Does my car...

If you’re here, there’s a good chance you’...

Compare Prepaid Car Insurance: Rates, Discounts, & Requirements [2024]

Prepaid car insurance is an interesting idea that is becoming more popular. One of the most interesting companies that offer prepaid insurance sells its car insurance policies by the mile. This form of insurance coverage offers people that do not drive that much a great way to save money on car insurance by letting them...

Prepaid car insurance is an interesting idea that is becomin...

Why do leased vehicles have higher car insurance costs?

Leased vehicles cost more to insure than vehicles you own because most lease agreements require the lessee to obtain much higher limits of coverage along with low physical damage deductibles. Lienholders want to make sure they are protected from any liability in the event you cause an accident. While you will pay quite a bit more...

Leased vehicles cost more to insure than vehicles you own be...

Compare No-Fault Car Insurance: Rates, Discounts, & Requirements [2024]

When it comes to buying auto insurance, drivers today have no shortage of options to choose from — or requirements to adhere to. If you live in a no-fault car insurance state, you will have additional coverage requirements to meet. Understanding your car insurance coverage options and obligations can be tricky, from widely varying state...

When it comes to buying auto insurance, drivers today have n...

Compare GAP Insurance: Rates, Discounts, & Requirements [2024]

Beyond purchasing standard collision and comprehensive insurance for your new vehicle, are there other types of insurance that can protect you financially in the event of an accident? In some situations, particularly when you’ve financed a new vehicle. Read on to learn more about GAP insurance — what it is, what it covers, which drivers...

Beyond purchasing standard collision and comprehensive insur...

Compare Car Insurance by Coverage Type [2024]

Car insurance is a critical aspect of owning a vehicle. Not only is it required by law in most states, but it can also provide financial protection in the event of an accident. Many types of car insurance coverage are available, so it can be confusing to know which is right for you.  This article...

Car insurance is a critical aspect of owning a vehicle. Not ...

Allstate Milewise Review: Compare Rates, Discounts, & Requirements [2024]

If you want to get Allstate pay per mile insurance, you’ll need to live in a participating state. Allstate’s Milewise program is a great way to save if you don’t drive regularly. If you don’t live in a participating state, you can still save through the Drivewise program. If you’re unsure whether or not Allstate...

If you want to get Allstate pay per mile insurance, you̵...

Compare FR-44 Insurance: Rates, Discounts, & Requirements [2024]

Did you know FR-44 car insurance isn’t insurance? However, car insurance companies have to file FR-44 for specific drivers. But why do drivers need FR-44 insurance? Don’t worry – we’re here to help. Read through this short guide to see why some drivers are required to have FR-44, how it affects car insurance rates, and...

Did you know FR-44 car insurance isn’t insurance? Howe...

Compare Broad Form Car Insurance: Rates, Discounts, & Requirements [2024]

Are you thinking about buying broad form auto insurance? If you would like to meet your state’s minimum requirement for car insurance at the cheapest cost, you might consider buying this type of coverage. Broad form car insurance may be ideal for your situation, especially if you do not use your car that much. You...

Are you thinking about buying broad form auto insurance? If ...

Compare Rideshare Car Insurance: Rates, Discounts, & Requirements [2024]

Ridesharing is a great way for people to make extra money with a part-time gig, but did you know you need rideshare insurance to make sure you’re covered on the job? Personal car insurance policies don’t typically cover commercial or business use of a vehicle. If you get in an accident while driving for Uber...

Ridesharing is a great way for people to make extra money wi...

Compare Usage-Based Car Insurance: Rates, Discounts, & Requirements [2024]

Usage-based insurance is a quickly growing segment of the car insurance market. But many folks don’t know what it is or how it works. That’s why we’ve created this guide: to help you understand the basics of usage-based insurance, which is similar to pay-per-mile auto insurance, and see if it’s the right fit for you...

Usage-based insurance is a quickly growing segment of the ca...

Compare Liability Car Insurance: Rates, Discounts, & Requirements [2024]

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Compare Non-Owner Car Insurance: Rates, Discounts, & Requirements [2024]

What is non-owners auto insurance? Non-owners auto insurance can offer you two types of coverage. One type is the kind that has you named as the primary driver on a policy, but without a car associated with it. The other kind is when you are named on a policy for a car that you don’t own....

What is non-owners auto insurance? Non-owners auto insurance...

Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements [2024]

When you think of car insurance, the first thing that probably comes to mind is help after an accident. While liability car insurance and collision car insurance are essential parts of your policy, there’s another type of coverage equally as valuable.  Comprehensive insurance protects your car from the unexpected, and it’s more valuable than ever....

When you think of car insurance, the first thing that probab...