Uninsured Drivers and the Law

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Can you tow a car that doesn’t have insurance?Post

Can you tow a car that doesn’t have insurance?

Liberty Mutual Tow is a great insurance policy, to begin with, if you are looking to get insured after needing a tow.  Needing a tow for your vehicle typically means it’s inoperable, even if only for a brief time. However, you will pay towing expenses out of your own pocket without a specific type of...

Liberty Mutual Tow is a great insurance policy, to begin wit...

What is the penalty for driving without insurance in Washington?Post

What is the penalty for driving without insurance in Washington?

While the State of Washington does not have the steepest of penalties in the United States for driving without insurance, the fines and other consequences can be quite hefty. Any driver should know that all 50 states require insurance or proof of financial responsibility and the law takes these requirements quite seriously. The penalty for...

While the State of Washington does not have the steepest of ...

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Driving Without Insurance: Avoid Lapses in Coverage for Lower Rates

When you are driving without car insurance, you are violating state laws in most states. These laws exist for several reasons — to protect other drivers on the road and ensure that you are financially responsible for any damages you may cause.  So what happens if you are caught driving without insurance? In this article,...

When you are driving without car insurance, you are violatin...

What is the penalty for driving without insurance in New Mexico?Post

What is the penalty for driving without insurance in New Mexico?

New Mexico is known for its scenic beauty and rich history, which is partially why it is known as “The Land of Enchantment.” However, if you get caught driving without auto insurance in this state, you will be less than enchanted with the penalties. Whether you are new to the state, a new driver, or...

New Mexico is known for its scenic beauty and rich history, ...

What is the penalty for driving without insurance in West Virginia?Post

What is the penalty for driving without insurance in West Virginia?

West Virginia’s roads cut through some wonderful rural scenery. While driving through West Virginia can be relaxing, drivers best not take their eyes off the road for a second. West Virginia, surprisingly, remains one of the most dangerous states in which to drive. One year, 359 auto fatalities occurred in the Mountain State.An unfortunate number...

West Virginia’s roads cut through some wonderful rural...

What is the penalty for driving without insurance in Oklahoma?Post

What is the penalty for driving without insurance in Oklahoma?

Oklahoma has the highest estimated percentage of uninsured drivers out of all the states in the nation at almost 26 percent. This makes cracking down on uninsured drivers in this state a priority. Whether you are a new resident of Oklahoma, a newly licensed driver, or have been living and driving in Oklahoma for some...

Oklahoma has the highest estimated percentage of uninsured d...

What is the penalty for driving without insurance in North Carolina?Post

What is the penalty for driving without insurance in North Carolina?

driving is enjoyable to many because it can be so diverse. From coastal beach commutes to mountain driving to country roads with farmland as far as the eye can see, you can drive a few hours in one direction and find yourself surrounded new scenery. The state has much to offer those who love to...

driving is enjoyable to many because it can be so diverse. F...

What is the penalty for driving without insurance in Nevada?Post

What is the penalty for driving without insurance in Nevada?

Nevada is unlike any other state in the many ways, but it’s very much like most states in the sense that auto insurance is mandatory for resident vehicle owners. It doesn’t matter if you live in Laughlin, where water sports are a way of life, or you’re smack dab in the glitz and glamour that...

Nevada is unlike any other state in the many ways, but it...

What is the penalty for driving without insurance in Montana?Post

What is the penalty for driving without insurance in Montana?

Auto insurance is required in almost every state, and the Big Sky state is no exception. In the state of Montana, all drivers and car owners are required to possess automotive liability insurance. This requirement is outlined in the Montana Code Annotated (MCA), and stipulates that liability coverage must reach a required minimum of: $25,000 for...

Auto insurance is required in almost every state, and the Bi...

What is the penalty for driving without insurance in Mississippi?Post

What is the penalty for driving without insurance in Mississippi?

The purpose of car insurance in Mississippi is to keep you safe on the road. It won’t prevent accidents, but it will prevent you from financial ruin if you are involved in an accident. From repairing your vehicle to providing you with the funds to pay for your medical bills, your insurance is the most...

The purpose of car insurance in Mississippi is to keep you s...

What is the penalty for driving without insurance in Louisiana?Post

What is the penalty for driving without insurance in Louisiana?

Car insurance protects drivers in Louisiana against the financial consequences of causing a collision. If you make an unsafe turn and crash into another person’s car, the injured party may file a claim against your liability policy. An insurance settlement would replace a legal judgment requiring you to personally pay for medical bills, damages to...

Car insurance protects drivers in Louisiana against the fina...

What is the penalty for driving without insurance in Kentucky?Post

What is the penalty for driving without insurance in Kentucky?

Kentucky law pertaining to car insurance is strict. Law enforcement officials are encouraged to check for insurance policies anytime they pull anyone over for amoving violation, anytime a person is involved in a car accident, and insurance is also monitored electronically.The Kentucky Transportation Cabinet monitors policy lapses, and drivers are then fined and punished for...

Kentucky law pertaining to car insurance is strict. Law enfo...

What is the penalty for driving without insurance in Hawaii?Post

What is the penalty for driving without insurance in Hawaii?

Car insurance is not something anyone should drive without, and it’s not something people are permitted to drive without.There are many factors associated with car insurance in Hawaii, including who you are insured with, what you drive, and whether you own your vehicle or finance the vehicle through a lender.Hawaiian law includes a Compulsory Liability...

Car insurance is not something anyone should drive without, ...

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Can you get your car out of impound without having insurance?

You are expected to comply with driving laws and car insurance laws when you are licensed and own a vehicle. If you don’t have auto insurance on your car, there’s a high chance you could find yourself in trouble. It could even lead to an impoundment of your car. If you’re asking “The police impounded my car, how do...

You are expected to comply with driving laws and car insuran...

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How long can I drive my new car without insurance? [Expert Advice]

Purchasing a vehicle, whether new or used, is an exciting endeavor. But as the owner of the newly-purchased vehicle, it is your responsibility to ensure you have the right insurance policy before driving it home. While many drivers are familiar with grace periods when it comes to renewing their registration, there is no grace period...

Purchasing a vehicle, whether new or used, is an exciting en...

Is it illegal to own a vehicle without insurance?Post

Is it illegal to own a vehicle without insurance?

Wondering is it illegal to own a vehicle without insurance? You are legally required to have minimum liability car insurance in many states, or at the very least, a way to pay for damages, such as with assets. There are notable exemptions to the minimum car insurance requirements by state, but it’s generally illegal to...

Wondering is it illegal to own a vehicle without insurance? ...

Can my car be impounded for not having insurance?Post

Can my car be impounded for not having insurance?

One of the most important reasons to carry active auto insurance at all times is for the financial protection that it provides. Individuals who choose to drive uninsured are at risk of having an uninsured accident, where they will be left to pay for all of the third-party damages on their own or face civil...

One of the most important reasons to carry active auto insur...

How do you test drive a car without insurance?Post

How do you test drive a car without insurance?

There are not many scenarios where you can legally drive without insurance, but one scenario where you are commonly covered without insurance is when you are on a test drive. There isn’t specifically any test driving insurance option out there, but there are a few ways a driver can be covered. While it is possible...

There are not many scenarios where you can legally drive wit...

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