Where To Get Multiple Car Insurance Quotes

When you are looking for car insurance quotes, it is preferable to receive several quotes so that you can choose the one with the lowest price without compromising how much coverage you receive.

Don’t be in a hurry to simply seize the first insurance quote that you come across. By exercising patience and doing a little research, you could save hundreds of dollars each year on car insurance costs. So, the question is “Where can I find the lowest car insurance quotes?” Taking the time to explore online platforms designed for insurance comparisons is a prudent approach. In fact, it is far more advisable to shop around for car insurance quotes than it is to simply go back to your previous insurer or respond to advertising that you stumble upon.

In fact, it is far more advisable to shop around for car insurance quotes than it is to simply go back to your previous insurer or respond to advertising that you stumble upon.

Enter your ZIP code now to receive multiple car insurance quotes for FREE!

Five Places to Look for Car Insurance Quotes

The five places to look for several car insurance quotes at once are the following:

• asking family and friends
• calling local repair shops
• calling insurance agents
• skimming through car magazines
• surfing the Internet

Family and Friends

Your family and friends probably have some experience with car insurance and can tell you about the insurance company they are using. Besides calling up all your relatives, you can also ask:

• your neighbors
• your colleagues at work
• your circle of friends

You may come across some hot leads based on some friendly advice coming from people you can trust.

Verify their information by doing an online search for the companies that they recommend or calling up the companies and asking them questions.

The information from the Internet, however, is usually more likely to be unbiased.

Car Magazine Ads

Car magazines may carry ads and articles about car insurance that will help you to choose a good provider. After finding a few good articles and skimming a few ads, look up the insurance companies on the Internet to find out more about them.

Some consumer-oriented magazines sometimes do reviews that compare one insurance company with another. These types of articles allow you to benefit from someone else’s thorough research into the topic of who is the best provider.

Local Repair Shops

Local repair shops will surprise you with how much they know about car insurance. They know based on their customers’ experiences which company honors claims and which ones offer terrible service.

Since they are in the business of fixing cars that an insurance company is paying for, they know, from firsthand experience, which companies offer the best rates and are the most responsive to claims.

Once you have a list of companies, you can check company history online, as well as get an idea about their prices and policies.

Independent Agent

By finding an independent agent to work with, you can rely on their knowledge and expertise to point you in the right direction when it comes to finding good insurance rates.

While they may be some bias in their recommendations, you can verify this information on your own using online consumer websites.

Use the Internet

The internet is a very easy and useful tool when shopping for car insurance. There are two ways to use the Internet to find an affordable insurance rate.

One way is to use search engine giants like:

• Google
• Yahoo
• Bing

Or you could use a meta search engine like WebCrawler that compiles data from Google, Yahoo, and Bing, as well as ask.com, about.com, and MIVA. (For more information, read our “Car Insurance Search Engine”).

Another method is to find a website that has gathered data from numerous top insurance companies and that will allow you to get multiple quotes by filling out a simple online search form.

Out of all the places to look for good insurance quotes, none can compare with the speed, convenience, and cross-checking options available on the Internet.

Read more:

• 4 Easy Steps to Get an Auto-Owners Insurance Quote
• How often should you check car insurance quotes?
• Is it possible to get instant online car insurance?

Factors to Consider When Looking for Car Insurance Quotes

It does take some work to find affordable high-quality automotive insurance quotes, but the reward is worth it—decreased premiums. Moreover, you can decrease your premiums even more, without losing any coverage by learning how to negotiate with car insurance companies.

The way to negotiate lower rates is by learning what factors can lower your rates and mentioning them to the insurance company so that they take this information into consideration when calculating your insurance rates.

Here, then, is a list of factors that can lower your insurance rates:

The Car You Drive

The newer your car, the more current the model, the more you will be asked to pay. For this reason, when buying a car, you may not always want to be getting the latest model.

The rise in insurance cost is not a reflection of the price of the car.

This year’s model may very well be selling at the same price as last year’s model. You should consider these cars with high safety ratings.

Learn more about highway safety ratings with the Insurance Institute for Highway Safety.

Where You Live

If you live in an urban center that has a reputation for burglaries and car thefts, you can lower your insurance by providing proof that your car is parked safely at nights in a garage, as well as secured with steering locks and car alarms during the day.

By reducing the risk the insurance company takes in protecting you financially from thieves or vandals, you will have to pay less.

Your Driving Record

If you have a good driving record, then you will probably be eligible for a no claim discount.

However, if you have a bad driving record, you can restore your reputation by taking a driver’s safety class to prove that you now know how to drive safely and are now much more aware of the rules of the road.

Matching Rates with another Insurer

An insurance company may lower the rate they are asking if you can make them aware that you received a lower rate from a competitor. This technique works even if you have been with your current insurance company for a few years.

Insurance companies do not automatically offer their loyal customers the lowest rates and sometimes you can lower your rates by using the comparison card.

Enter your ZIP code below to compare rates!

Case Studies: Where to Get Multiple Car Insurance Quotes

Case Study 1: Online Comparison Shopping

Emma was searching for the fastest and most convenient way to obtain multiple car insurance quotes for free. She discovered that comparison shopping online provided her with the best solution. By using a trusted comparison website, Emma could enter her ZIP code and receive multiple car insurance quotes tailored to her state.

This method allowed her to save time and easily compare different options to find the most suitable coverage at the best rates.

Case Study 2: Recommendations From Family and Friends

Michael wanted to gather multiple car insurance quotes from reliable sources. He reached out to his family and friends to learn about their experiences with insurance companies. Their recommendations provided him with valuable insights and led him to specific providers to consider.

Michael then conducted his own research online, verifying the information and checking customer reviews. By leveraging personal recommendations and combining them with online research, Michael was able to find multiple car insurance quotes from trusted companies.

Case Study 3: Local Repair Shop Insights

Sarah was determined to find the best car insurance rates and wanted a firsthand perspective from industry professionals. She approached local repair shops and inquired about their experiences with insurance companies. The shop owners and technicians were knowledgeable about which insurers offered the best rates and provided excellent service during claims.

Sarah used this information to compile a list of reputable insurance companies and further researched them online. By tapping into the expertise of local repair shops, Sarah gained valuable insights that helped her obtain multiple car insurance quotes from reliable providers.