Compare Chevrolet Car Insurance Rates [2023]
The average Chevrolet car insurance rates range from $122 to $176 a month for a full coverage policy. As you can see, Chevy car insurance rates are inexpensive, but vehicle year and safety features will impact your quotes.
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UPDATED: Mar 4, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average cost of Chevy car insurance ranges from $122 to $176 monthly for full coverage, depending on the model and year.
- Coverage types for Chevrolets include liability, uninsured/underinsured motorist, personal injury protection, medical payments, collision, and comprehensive
- Vehicle age and safety features impact Chevrolet car insurance rates
Depending on where you live, auto insurance is required. And even if it isn’t required, insuring your Chevrolet will keep you protected financially.
Since auto insurance policies like liability, comprehensive, collision, and personal injury protection insurance (PIP), help you avoid paying accident-related expenses out of pocket, you can save big. When you think about it, paying $176 a month to insure your brand-new Corvette is better than paying thousands of dollars to repair or replace it after an accident.
Here’s more on the types of car insurance coverage options for your Chevrolet.
Types of Chevrolet Car Insurance Coverage
Car insurance companies provide drivers with several different coverage options. In some states, liability, uninsured/underinsured motorist, personal injury protection, and medical payments coverage are required. On the other hand, collision and comprehensive are only required if you are leasing or financing your Chevy.
Liability Insurance
Liability car insurance is required by nearly all states and covers bodily injury and property damage expenses for other drivers and passengers involved in an accident you caused, up to a certain limit.
For example, if the state’s liability requirement is 25/50/25, your liability insurance covers $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $25,000 property damage liability. If you choose, you can purchase above the state minimum to ensure the accident is covered in full.
Collision Insurance
Collision car insurance pays for property damage after a collision with another vehicle or object, such as a telephone pole. States do not require drivers to purchase collision insurance, but your lender or dealership may require it if you have leased or financed your Chevrolet.
If you purchase collision insurance, you must choose a deductible, which is a fee you pay to cover a small portion of your property damage expenses. Once it is paid, your insurance company covers the rest. For example, if you choose a $500 deductible, and an accident causes $2,000 worth of damage, your insurance company will only pay $1,500. Learn more about car insurance coverage and deductibles.
Comprehensive Insurance
Comprehensive car insurance pays for property damage from non-collision events, including theft, vandalism, extreme weather, fire, falling objects, and hitting an animal. Like collision insurance, lenders and dealerships may require drivers of leased and financed Chevrolets to purchase this coverage.
Uninsured/Underinsured Motorist
Drivers with no insurance or limited coverage may not be able to cover their bodily injury or property damage expenses if they cause an accident. Uninsured/underinsured motorist insurance is required in certain states to cover bodily injury and/or property damage expenses for uninsured or underinsured at-fault drivers.
Personal Injury Protection (PIP)
Personal injury protection, which is also known as no-fault insurance, covers drivers’ and passengers’ medical bills, funeral expenses, replacement services, and lost wages, regardless of who is at fault. PIP is only required in certain states with no-fault insurance laws.
Medical Payments Coverage (MedPay)
Medical payments coverage is an option in states that don’t offer PIP. It covers the cost of your and your passenger’s medical expenses, including ambulance fees, hospital bills, and surgery costs.
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Finding the Best Chevrolet Car Insurance Rates
Part of shopping for insurance is comparing rates and coverage options. You want to compare policies because vehicle age and safety features impact insurance rates. Other factors, such as gender, credit score, driving record, and location, also affect your rates.
This table shows how Chevy car insurance rates vary across models based on driver age and driving history. Learn how to compare car insurance rates with a bad driving record.
Vehicle Model | Comprehensive | Collision | Liability | Full Coverage |
---|---|---|---|---|
2023 Chevrolet Spark | $22 | $44 | $47 | $131 |
2023 Chevrolet Colorado | $25 | $44 | $37 | $122 |
2023 Chevrolet Sonic | $26 | $52 | $42 | $136 |
2023 Chevrolet Trax | $28 | $47 | $37 | $128 |
2023 Chevrolet Impala | $28 | $53 | $37 | $134 |
2023 Chevrolet Equinox | $31 | $53 | $37 | $137 |
2023 Chevrolet Cruze | $31 | $59 | $37 | $143 |
2023 Chevrolet Malibu | $32 | $53 | $37 | $138 |
2023 Chevrolet Silverado | $32 | $56 | $42 | $148 |
2023 Chevrolet Traverse | $34 | $47 | $32 | $126 |
2023 Chevrolet Tahoe | $34 | $53 | $37 | $140 |
2023 Chevrolet Suburban | $34 | $53 | $37 | $140 |
2023 Chevrolet Camaro | $35 | $59 | $37 | $147 |
2023 Chevrolet Silverado 2500HD | $36 | $69 | $42 | $165 |
2023 Chevrolet Silverado 3500HD | $40 | $66 | $42 | $166 |
2023 Chevrolet Corvette | $48 | $90 | $27 | $176 |
2023 Chevrolet Volt | $36 | $76 | $42 | $169 |
Compare these quotes against the prices at multiple local companies to get the lowest Chevrolet car insurance rates.
How to Save Money on Chevrolet Car Insurance
Drivers have more control over the price of their car insurance than they may believe. Insurance companies use certain factors to calculate rates, including your vehicle make, driving record, credit score, and annual mileage, but drivers can influence each of these factors to get a better rate.
Here’s how you can save money on car insurance for your Chevrolet.
- Bundling with other insurance policies. Purchase an auto insurance policy as well as home or renters insurance from the same company to earn a discount. Here’s how to bundle policies for auto and home insurance.
- Increasing deductibles. If you take on a larger portion of the cost of repair or replacement, your insurance rates will be less. However, only consider this option if you can afford the out-of-pocket expense, or property damage expenses won’t be covered. Here’s how to find your car insurance deductible.
- Maintaining a good driving record. Keep a clean driving record by avoiding accidents and violations that negatively impact your rates.
- Keeping a low annual mileage. The more a driver is behind the wheel, the more likely they are to be involved in an accident, so the less you drive, the less likely you are to file a claim. Here’s how to get a low-mileage discount.
- Improving your credit score. Drivers with lower credit scores are risky to insure because they are more likely to file a claim. Conversely, if you work to increase your score, insurers may consider you more of a safer driver.
It may take some time to see a change in your insurance premium, but you should see your rates drop over time.
Drivers can also ask about car insurance discounts to reduce rates. Here are a few examples of the discounts available to Chevrolet owners:
- Auto pay: Save by setting up automatic withdrawals from your payment account.
- Paid in full: Save by paying your premium in one payment instead of monthly installments.
- Paperless: Save by receiving your auto insurance documents online.
- Good student: Save by insuring high school and college drivers with good grades. Learn how to find cheap car insurance for college students.
- Multi-line or multi-policy: Save by purchasing multiple policies for different insurance coverage, including home, auto, and renters insurance.
- Multi-car: Save by insuring two or more vehicles on the same policy.
Different companies will offer a variety of discounts, so shop with multiple insurers to find the one that saves the most money on Chevy car insurance.
The Bottom Line: Comparing Quotes Gets You the Best Chevrolet Car Insurance Rates
When shopping for Chevrolet auto insurance, the biggest mistake you can make is not comparing rates. Insurance companies use different rating systems when calculating rates, so you’ll never see two companies offering a driver the same price.
If you review more than one auto insurance company, you should be able to find Chevrolet car insurance rates that fit perfectly into your budget. Compare companies now with our free comparison tool below.
Frequently Asked Questions
Are Chevys expensive to insure?
The cost of insuring a Chevrolet depends on several factors, including the make and year. The most expensive Chevrolet to insure is the Corvette, which costs $176 for a full coverage auto insurance policy.
How much does Chevrolet car insurance cost?
The average cost of insurance ranges from $122 to $716 for liability, comprehensive, and collision, and that depends on the model and year.
Are Chevy Silverados expensive to insure?
Here’s how much it costs to insure a Chevrolet Silverado.
- 2023 Chevrolet Silverado 3500HD: $166
- 2023 Chevrolet Silverado 2500HD: $165
- 2023 Chevrolet Silverado: $148
If you want the cheapest insurance, a Chevrolet Silverado is the best choice.
What types of coverage options are available for Chevrolets?
Car insurance companies provide drivers with several different coverage options, including liability, uninsured/underinsured motorist, personal injury protection, and medical payments coverage.
How much will liability insurance cover my Chevrolet?
Liability insurance covers up to the selected limit. Depending on where you live, the state determines the minimum amount of coverage, but you have the option to purchase above that limit.
How can drivers save on their Chevrolet car insurance?
You can save money on Chevrolet car insurance by bundling home and auto policies, increasing your deductibles, maintaining a good driving record, improving your credit score, and driving less than 10,000 miles per year.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.