Compare Acura Car Insurance Rates (2023)
Most drivers will have economical car insurance rates for their Acura, although rates vary by driver, Acura model, and other factors.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Drivers with an Acura NSX will have some of the most expensive rates out of all the Acura models
- Drivers with an Acura RDX will have some of the cheapest rates out of all the Acura models
- Drivers can save on Acura car insurance rates with discounts, quotes, deductible changes, and more
Acuras are a premium car brand that varies in cost to insure depending on what model you own. Rates will also change based on driver factors and your choice of an insurance company. Comparing Acura car insurance rates among the best car insurance companies will help you find the best deal on car insurance.
Continue reading to learn about Acura car insurance, from what car insurance coverages to carry to tips on saving.
Understanding Coverages for Acuras
Your car insurance rates are based partly on how much coverage you carry on your Acura. While it can be tempting to carry the bare minimum to get cheaper rates, carrying collision and comprehensive coverage is usually advisable to pay for your car’s repairs after accidents. If you have a lease or loan on your car, you will be required to carry them.
Both these coverages will protect you from various collision types and damages. Comprehensive covers a variety of situations, from animal collisions to weather damages, whereas collision coverage covers collisions with other vehicles and objects. So if you carry both coverages, your Acura’s repairs will be covered in a number of different accident types.
Besides collision and comprehensive coverage, the types of car insurance that most drivers will have to carry due to state regulations include liability insurance, medical insurance, and uninsured/underinsured insurance.
- Liability insurance helps pay others’ accident bills if you cause a wreck that injures others or damages their property.
- Medical payments insurance helps pay for your medical bills if you are injured in a car accident.
- Personal injury protection helps pay for your medical bills, lost wages, child care, and more if you are injured in a car accident.
- Underinsured motorist insurance helps pay your accident bills if the driver who hit your Acura doesn’t have enough insurance coverage.
- Uninsured motorist insurance helps pay your accident bills if the driver who hit your Acura doesn’t have car insurance.
You won’t have to carry all of the above coverages, but most states require at least a few. Make sure to check your state’s requirements to see what car insurance you absolutely have to carry on your Acura, and then you can make a decision on what other car insurance coverages you are willing to purchase.
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Average Acura Car Insurance Rates
So how much will standard car insurance coverages cost for an Acura? The table below displays average rates for full coverage policies for Acura models and collision, comprehensive, and liability insurance.
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As we mentioned in our introduction, part of what rates are based on is the model of Acura you own. If you own an Acura NSX sports car, you will have more expensive car insurance rates than if you own a different Acura model. For example, if you have an Acura RDX, your car insurance rates will be half that of Acura NSX owners.
Insurance companies will also base your car insurance rates on your age and driving record, as you can see from the average rates displayed below.
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The reason younger drivers are charged more is that they don’t have as much driving experience as older drivers. And drivers with at-fault accidents, DUIs, or traffic tickets are more likely to file another claim in the future. Therefore, car insurance companies charge these drivers more.
Saving on Acura Car Insurance Rates
If you own a more expensive Acura model or simply want to reduce your rates, there are a few things to consider trying. First, if you are happy with your insurance policy, see if you can reduce your rates at your current company. One of the ways you can do this is by raising your deductible.
This is a quick and easy way to reduce your rates as you agree to take on more financial responsibility for repairs in a claim. However, if you already have an extremely high deductible, you probably shouldn’t raise it anymore and might want to look at our guide about how to lower your car insurance deductible. Instead, you should look into car insurance discounts to see if you missed any discounts that could be applied to your policy and reduce your rates.
There may be discounts you weren’t aware of because insurance companies don’t automatically apply all discounts unless you provide proof that you qualify. For example, you would have to provide a certificate of completion for a defensive driving course in order to qualify for a defensive driving discount.
If you are unable to reduce your car insurance rates at your current company, then the best option is to see if a different company offers a cheaper rate. Just make sure that you consider a company’s reputation and coverage options in addition to their rates before you sign up with a new company. Saving money on car insurance is always great, but if the new company is known for being difficult in paying out claims or has frustrating customer service, it may not be worth the extra hundred dollars saved a year.
The Final Word on Acura Car Insurance Rates
Some Acuras will be more expensive to insure, especially if you own a sports model Acura. Most drivers should be able to find savings on their Acura car insurance by looking for discounts, increasing deductibles, or getting quotes from different companies.
Drivers who want to jump right into comparing rates to find the best deal for their Acura can use our free quote comparison tool. It helps drivers find the best car insurance rates in their area so they can start saving immediately.
Frequently Asked Questions
Are Acuras expensive to insure?
Most Acura models have normal average insurance rates, neither extremely high nor extremely low. However, a few more expensive models, such as the Acura NSX, will cost more to insure on average. If you have a more expensive model, make sure you are looking for car insurance discounts and frequently evaluating car insurance rates.
Is buying a used Acura worth it?
Buying a used Acura can be cheaper than buying a new Acura, making it a cost-effective way to buy an Acura.
Is it cheap to maintain Acuras?
Most Acura models are not that expensive to maintain. However, more expensive models like the Acura NSX will cost more on average to maintain. This is because if replacement parts are needed for maintenance, the parts will be more expensive to purchase than for cheaper models.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.