Best Kia Telluride Car Insurance in 2025 (Check Out These 10 Companies)

State Farm, Erie, and AAA offer the best Kia Telluride car insurance, excelling in comprehensive coverage, competitive pricing, and extensive benefits.

This article explores how these top providers stand out by offering the most reliable and affordable insurance options for Kia Telluride owners. You’ll learn about the various factors impacting insurance rates and discover effective ways to save on your policy.

Our Top 10 Company Picks: Best Kia Telluride Car Insurance

Compare quotes and find the best coverage tailored to your needs. Learn more in our guide titled “Compare Car Insurance by Coverage Type.”

Take the first step toward cheaper car insurance rates. Enter your ZIP code above to see how much you could save.

#1 – State Farm: Top Overall Pick

Pros

• Bundling Savings: State Farm excels in delivering significant savings when you combine your Kia Telluride insurance with other policies, which can lower your total premium.
• Mileage-Based Savings: State Farm provides noteworthy reductions for those who drive their Kia Telluride infrequently, thanks to its low-mileage discount.
• Broad Coverage Options: With an extensive array of coverage plans tailored specifically for the Kia Telluride, State Farm ensures you can select a policy that addresses various needs. To find out more, explore our guide titled, “State Farm Car Insurance Review.”

Cons

• Discount Levels Compared to Peers for Kia Telluride: While State Farm offers multi-policy savings, these discounts may not be as competitive when compared to other insurers, which could impact overall affordability.
• Premium Rates : Despite the discounts, the premiums for the Kia Telluride with State Farm can still be relatively high, which might be a concern for those on a tight budget.

#2 – Erie: Best Car 24/7 Support

Pros

• 24/7 Assistance for Kia Telluride Owners: Erie’s round-the-clock customer service is a major advantage, providing continuous help for Kia Telluride drivers and ensuring support is always available.
• Attractive Multi-Vehicle Savings: Erie offers a 15% discount when insuring multiple vehicles, making it particularly advantageous if you have more than one Kia Telluride.
• Top-Rated Financial Stability: With an A+ rating from A.M. Best, Erie’s strong financial standing guarantees dependable coverage for your Kia Telluride. Check out insurance savings in our complete guide titled, “Erie Car Insurance Review.”

Cons

• Discount Comparisons: Despite the generous multi-vehicle discount, Erie’s rates might still not be the most competitive in comparison to other insurers for Kia Telluride policies.
• Potential Coverage Limitations: Although Erie provides excellent support, its coverage options for the Kia Telluride might not be as extensive or flexible as those offered by other leading companies.

#3 – AAA: Best for Online App

Pros

• Convenient Online App: AAA’s intuitive online app makes managing your Kia Telluride insurance easy and accessible, offering a streamlined experience.
• Competitive Multi-Vehicle Savings: AAA provides a 10% discount for multiple vehicles, which can help reduce the cost of insuring more than one Kia Telluride.
• Reliable A.M. Best Rating: With an A rating, AAA’s financial stability supports a trustworthy insurance experience for Kia Telluride owners. More information is available about this provider in our article called, “AAA Car Insurance Review.”

Cons

• Discounts Compared to Competitors: While the multi-vehicle discount is beneficial, it may not be as substantial as those offered by some competitors, affecting overall savings.
• Coverage Flexibility: AAA’s insurance options might lack the flexibility and customization available with other providers, potentially limiting options for Kia Telluride drivers.

#4 – Travelers: Best for Accident Forgiveness

Pros

• Accident Forgiveness: Travelers’ accident forgiveness policy ensures that your first accident won’t impact your Kia Telluride insurance rates, providing significant peace of mind.
• Generous Multi-Vehicle Savings for Kia Telluride: With a 17% discount for multiple vehicles, Travelers offers substantial savings for policyholders with several Kia Telluride models.
• Exceptional Financial Rating: Travelers holds an A++ rating from A.M. Best, indicating its robust financial health and reliable coverage for your Kia Telluride. Learn more in our article called, “Travelers Car Insurance Review.“

Cons

• Premiums for Kia Telluride: Even with attractive discounts, Travelers’ premiums for the Kia Telluride might remain on the higher side compared to some other insurers.
• Policy Complexity: The range of coverage options and policy details might be more intricate, requiring additional time to navigate and understand.

#5 – Liberty Mutual: Best for Customizable Policies

Pros

• Highly Flexible Coverage: Liberty Mutual offers a variety of customizable policy options for the Kia Telluride, allowing for a tailored insurance plan that fits individual needs.
• Substantial Multi-Vehicle Discount for Kia Telluride: Enjoy a 14% discount when insuring multiple Kia Telluride vehicles, which can lead to notable savings.
• Strong A.M. Best Rating: With an A rating, Liberty Mutual’s solid financial foundation supports reliable and comprehensive insurance for Kia Telluride drivers. Discover more about offerings in our article called, “Liberty Mutual Car Insurance Review.

Cons

• Discount Levels Compared to Rivals for Kia Telluride: While Liberty Mutual offers discounts, they might not be as high as those from some competitors, potentially affecting overall affordability.
• Premium Rates: Even with discounts, Liberty Mutual’s premiums for the Kia Telluride might be comparatively higher, which could be a consideration for cost-conscious customers.

#6 – Allstate: Best for Add-On Coverage

Pros

• Extensive Add-Ons: Allstate’s add-on coverages, including roadside assistance and rental reimbursement, cater specifically to Kia Telluride owners seeking comprehensive protection. These options enhance the value of the base policy.
• High Multi-Vehicle Discount: Enjoy up to an 18% discount when insuring multiple Kia Telluride vehicles with Allstate, a notable saving compared to some competitors.
• Strong A.M. Best Rating: With an A+ rating, Allstate ensures reliability and strong financial stability, providing peace of mind for Kia Telluride owners. To learn more, explore our comprehensive resource on our guide titled, “Allstate Car Insurance Review.”

Cons

• Discount Limits for Kia Telluride: Despite the multi-vehicle discount, Allstate’s offers may not be as competitive as those from other providers, potentially affecting overall affordability.
• Premium Variability: Allstate’s premiums can be relatively high, particularly when opting for extensive add-ons, which might impact budget-conscious Kia Telluride owners.

#7 – Geico: Best for Custom Plan

Pros

• Personalized Coverage Options: Geico’s tailored plans allow Kia Telluride owners to select insurance options that best match their individual needs, enhancing flexibility and customization.
• Substantial Multi-Vehicle Savings: Benefit from a 13% reduction on multi-vehicle policies, making it an economical choice for covering several Kia Tellurides.
• Top A.M. Best Rating: Geico’s A++ rating signifies exceptional financial strength and reliability, ensuring robust support for Kia Telluride owners. Read up on the “Geico Car Insurance Review” for more information.

Cons

• Discount Ceiling for Kia Telluride: The 13% multi-vehicle discount, while considerable, may not reach the levels offered by other insurance providers.
• Customization Overload Kia Telluride: The broad array of customization choices might overwhelm some customers, potentially complicating the policy selection process.

#8 – Farmers: Best for Local Agents

Pros

• Tailored Assistance: Farmers provides dedicated local agents who offer personalized advice and support for Kia Telluride insurance, ensuring a customized experience.
• Attractive Multi-Vehicle Savings: Receive up to 16% off when insuring multiple Kia Tellurides, delivering a valuable cost benefit.
• Reliable A.M. Best Rating: With an A rating, Farmers shows dependable financial stability and customer service for Kia Telluride. Delve into our evaluation of Farmers car insurance review.

Cons

• Discount Comparison for Kia Telluride: The 16% multi-vehicle discount, although advantageous, may not rival the discounts provided by some other insurers, impacting potential savings.
• Higher Premiums: Farmers’ premiums can sometimes be relatively high, which might affect overall affordability for Kia Telluride coverage.

#9 – Progressive: Best for Innovative Programs

Pros

• Creative Coverage Solutions: Progressive’s distinctive programs, like usage-based insurance, offer Kia Telluride owners adaptable options to potentially reduce premiums based on driving patterns.
• Generous Multi-Vehicle Savings: Enjoy a 19% discount on multi-vehicle policies, providing considerable savings for those insuring multiple Kia Tellurides.
• High A.M. Best Rating: With an A+ rating, Progressive stands out for its solid financial reliability and customer service for Kia Telluride. Access comprehensive insights into our guide titled, “Progressive Car Insurance Review.”

Cons

• Program Complexity for Kia Tellurides: The innovative programs, while beneficial, can be intricate and may require additional effort to fully understand and utilize.
• Premium Variations Kia Tellurides: Premiums might fluctuate based on the creative coverage options chosen, which could influence overall cost-effectiveness.

#10 – USAA: Best for Military Savings

Pros

• Exclusive Military Discounts: USAA offers exceptional savings for military members, including those with Kia Telluride vehicles, making it a premier choice for service personnel.
• Competitive Multi-Vehicle Savings: Benefit from an 11% discount on policies for multiple Kia Tellurides, which is a valuable advantage for military families.
• Top A.M. Best Rating: With an A++ rating, USAA ensures robust financial stability and support, providing reassurance for Kia Telluride owners. Check out insurance savings in our complete article called, “USAA Car Insurance Review.”

Cons

• Restricted Access: USAA’s services are available only to military personnel and their families, which limits access for other potential customers for Kia Telluride.
• Lower Multi-Vehicle Discount for Kia Telluride: The 11% multi-vehicle discount, though advantageous, is relatively lower compared to discounts offered by some competitors, potentially affecting savings.

Kia Telluride Insurance Rates: Minimum vs. Full Coverage Comparison

When selecting insurance for your Kia Telluride, the monthly rates can vary significantly based on the coverage level and insurance provider. Here’s a snapshot of the minimum and full coverage rates offered by various companies:

Kia Telluride Car Insurance Monthly Rates by Coverage Level & Provider

For minimum coverage, Travelers offers the most affordable option at $36 per month, while Geico charges the highest at $45. For full coverage, Erie provides the lowest rate at $153, whereas Geico has the highest at $205.

Each company’s pricing reflects different factors such as coverage options, discounts, and overall policy features, impacting the final premium for Kia Telluride insurance. More information is available about this provider in our guide titled, “Best Full Coverage Car Insurance.”

Let’s look at Kia Telluride insurance rates, safety ratings, and more. You can start comparing quotes for Kia Telluride car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Telluride Insurance Cost

The cost of insurance for a Kia Telluride is crucial for effective budgeting and financial planning. This figure serves as a standard benchmark, allowing you to compare insurance costs across different vehicles or providers to ensure you receive optimal value for your expenditure.

Kia Telluride Car Insurance Monthly Rates by Coverage Type

Understanding these cost differences assists you in making well-informed choices regarding your insurance coverage, allowing you to find a balance between protection and cost-effectiveness based on your unique requirements and risk factors. Read up on the “Finding Reasonable Car Insurance” for more information.

Insurance Costs for Kia Tellurides: Are They High?

The chart below details how Kia Telluride insurance rates compare to other SUVs like the Ford Flex, BMW X3, and Toyota Land Cruiser.

Kia Telluride Car Insurance Monthly Rates vs. Other Cars by Coverage Type

However, there are a few things you can do to find the cheapest Kia insurance rates online. Check out insurance savings in our complete guide titled, “How do car insurance table ratings affect car insurance rates?”

What Impacts the Cost of Kia Telluride Insurance

The Kia Telluride trim and model you choose can impact the total price you will pay for Kia Telluride car insurance coverage.

Age of the Vehicle

Older Kia Telluride models generally cost less to insure. Auto insurance rates for a 2020 Kia Telluride are $1,516.

Kia Telluride Car Insurance Monthly Rates by Model Year & Coverage Type

This data assists Kia Telluride owners in managing their budgets more efficiently and selecting insurance that suits their financial needs. By comparing insurance rates across various model years, drivers can make informed decisions that strike a balance between cost and coverage, leading to improved financial planning and management.

Driver Age

Driver age can have a significant effect on Kia Telluride car insurance rates. For example, 30-year-old drivers pay $67 more for Kia Telluride car insurance than 40-year-old drivers.

Telluride Car Insurance Monthly Rates by Age

As indicated, drivers in their 30s typically experience higher insurance premiums than those in their 40s. This insight allows drivers of different ages to better forecast and control their insurance costs, helping them make well-informed choices regarding their coverage and overall financial planning.

Driver Location

Where you live can have a large impact on Kia Telluride insurance rates. For example, drivers in Houston may pay $1,118 a year more than drivers in Columbus.

Kia Telluride Car Insurance Monthly Rates by City

This information helps drivers make informed decisions about where they live and its potential financial implications on their Kia Telluride insurance, ultimately guiding them toward more cost-effective choices.

Your Driving Record

Your driving record can have an impact on your Kia Telluride car insurance rates. Teens and drivers in their 20’s see the highest jump in their Kia Telluride car insurance with violations on their driving record.

Kia Telluride Car Insurance Monthly Rates by Age & Driving Record

Maintaining a spotless driving record can help keep your Kia Telluride insurance premiums affordable, whereas violations—particularly frequent among younger drivers can cause substantial increases in rates. Keeping a clean driving history may help reduce your Kia Telluride insurance expenses and contribute to a more stable financial experience with your vehicle coverage.

Kia Telluride Safety Ratings

Your Kia Telluride auto insurance rates are influenced by the Kia Telluride’s safety ratings. See the breakdown below:

Kia Telluride Safety Ratings

The safety ratings of the Kia Telluride play a key role in setting your auto insurance rates, as they influence both the cost and conditions of your coverage. Vehicles with higher safety ratings, like the Kia Telluride’s good scores in several crash tests, typically result in lower insurance premiums.

Kia Telluride Crash Test Ratings

Not only do good Kia Telluride crash test ratings mean you are better protected in a crash, but good Kia Telluride crash ratings also mean cheaper insurance rates.

Kia Telluride Crash Test Ratings

The Kia Telluride’s impressive crash test results underscore its dependability and worth, making it a wise option for those who value both safety and financial savings.

Kia Telluride Safety Features

The numerous safety features of the Kia Telluride help contribute to lower insurance rates. The 2020 Kia Telluride has the following safety features:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag

The Kia Telluride’s extensive safety features contribute to potentially lower insurance rates.

Kia Telluride Finance and Insurance Cost

When financing a Kia Telluride, most lenders will require your carry higher Kia Telluride coverage options including comprehensive coverage, so be sure to shop around and compare Kia Telluride car insurance rates from the best companies using our FREE tool below.

Check out insurance savings in our complete guide titled, “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”

Top Kia Telluride Insurance Companies

While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Telluride auto insurance coverage (ordered by market share).

Many of these companies offer discounts for security systems and other safety features that the Kia Telluride offers. Access comprehensive insights into our article called “Car Insurance Discounts: Compare the Best Discounts.”

Utilizing the insights from our article enables you to make well-informed choices regarding the Kia Telluride and potentially reduce your insurance expenses.

Kia Telluride Car Insurance Providers by Market Share

This information allows you to select an insurance provider that best fits your requirements and provides the greatest financial advantages.

Ways to Save on Kia Telluride Insurance

There are many ways that you can save on Kia Telluride car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Kia Telluride car insurance rates low.

• Remove unnecessary insurance once your Kia Telluride is paid off.
• Buy your Kia Telluride with cash, or get a shorter-term Loan Renew your Kia Telluride insurance coverage to avoid lapses.
• Buy a Kia Telluride with an anti-theft device.
• Compare apples to apples when comparing Kia Telluride insurance quotes and policies.

Implementing these strategies can help you secure the best value and keep your insurance costs manageable. Discover more about offerings in our article called, “Calculating Car Insurance Cost.”

Compare Free Kia Telluride Insurance Quotes Online

Comparing free Kia Telluride insurance quotes online is a straightforward way to find the best rates and coverage options tailored to your needs. Unlock details in our guide titled, “Company Discounts on Car Insurance.”

By using online tools, you can easily compare quotes from multiple providers to identify the most competitive offers, ensuring you get the best value for your Kia Telluride insurance. This process helps you make informed decisions and save on your premium costs without any obligation or cost.

By entering your ZIP code below, you can get instant car insurance quotes from top providers.