Best Forest Park, IL Car Insurance in 2025
Car insurance in Forest Park, IL averages $362 a month. Forest Park, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Forest Park car insurance rates, compare quotes from the top car insurance companies in Forest Park, IL.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Tracey L. Wells
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated October 2024
- The cheapest car insurance company in Forest Park for teen drivers is Liberty Mutual
- Average car insurance rates in Forest Park, IL are $4,339/year
- Average car insurance rates in Forest Park, IL after a DUI are $5,095/year
If you need to buy Forest Park, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Forest Park, IL is right here.
You’ll find Forest Park car insurance rates, the cheapest Forest Park, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Forest Park, Illinois car insurance rates to Rockford car insurance rates, Springfield car insurance rates, and Cicero car insurance rates.
Ready to find affordable Forest Park, IL car insurance today? Enter your ZIP code for fast, free Forest Park car insurance quotes.
Cheapest Forest Park, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Forest Park, IL car insurance rates? Every Forest Park, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,255 | $5,278 | $5,498 | $5,498 | $13,506 | $17,528 | $6,308 | $6,808 |
| American Family | $2,844 | $2,844 | $2,607 | $2,607 | $8,134 | $11,248 | $2,844 | $3,677 |
| Farmers | $3,196 | $3,188 | $2,835 | $3,014 | $13,977 | $14,514 | $3,648 | $3,793 |
| Geico | $2,188 | $2,256 | $2,129 | $2,375 | $8,189 | $8,588 | $2,553 | $2,681 |
| Liberty Mutual | $1,584 | $1,707 | $1,310 | $1,462 | $5,588 | $6,209 | $1,659 | $1,750 |
| Nationwide | $2,738 | $2,781 | $2,429 | $2,571 | $7,815 | $10,024 | $3,218 | $3,486 |
| Progressive | $2,416 | $2,264 | $2,001 | $2,098 | $9,049 | $10,145 | $2,875 | $3,102 |
| State Farm | $1,810 | $1,810 | $1,640 | $1,640 | $5,841 | $7,359 | $2,054 | $2,384 |
| Travelers | $1,917 | $2,020 | $1,763 | $1,878 | $5,873 | $7,392 | $2,036 | $2,144 |
| USAA | $1,899 | $1,927 | $1,757 | $1,719 | $6,227 | $6,878 | $2,504 | $2,745 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Forest Park, IL
Every driver must carry the minimum car insurance required by the state in Forest Park, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Forest Park, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Forest Park, IL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Forest Park from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,483 | $7,536 | $6,611 |
| American Family | $6,114 | $4,165 | $3,523 |
| Farmers | $6,848 | $5,749 | $5,465 |
| Geico | $6,248 | $3,021 | $2,341 |
| Liberty Mutual | $3,766 | $2,349 | $1,860 |
| Nationwide | $5,243 | $4,224 | $3,680 |
| Progressive | $4,821 | $4,107 | $3,803 |
| State Farm | $4,460 | $2,670 | $2,071 |
| Travelers | $3,801 | $3,088 | $2,495 |
| USAA | $4,282 | $2,930 | $2,409 |
Cheapest Forest Park, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Forest Park, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,879 | $10,012 | $9,230 | $7,718 |
| American Family | $3,388 | $4,773 | $6,398 | $3,843 |
| Farmers | $5,073 | $6,562 | $6,401 | $6,046 |
| Geico | $2,567 | $4,212 | $5,684 | $3,017 |
| Liberty Mutual | $2,201 | $3,157 | $2,764 | $2,511 |
| Nationwide | $3,520 | $4,574 | $5,386 | $4,051 |
| Progressive | $3,484 | $5,217 | $3,868 | $4,406 |
| State Farm | $2,779 | $3,356 | $3,067 | $3,067 |
| Travelers | $2,478 | $3,273 | $3,639 | $3,121 |
| USAA | $2,279 | $3,285 | $4,510 | $2,754 |
Cheapest Forest Park, IL Car Insurance for Teen Drivers
Teen car insurance in Forest Park, IL can be expensive. Take a look at rates from the top car insurance companies in Forest Park for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,506 | $17,528 |
| American Family | $8,134 | $11,248 |
| Farmers | $13,977 | $14,514 |
| Geico | $8,189 | $8,588 |
| Liberty Mutual | $5,588 | $6,209 |
| Nationwide | $7,815 | $10,024 |
| Progressive | $9,049 | $10,145 |
| State Farm | $5,841 | $7,359 |
| Travelers | $5,873 | $7,392 |
| USAA | $6,227 | $6,878 |
Cheapest Forest Park, IL Car Insurance for Seniors
Take a look at Forest Park, IL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,498 | $5,498 |
| American Family | $2,607 | $2,607 |
| Farmers | $2,835 | $3,014 |
| Geico | $2,129 | $2,375 |
| Liberty Mutual | $1,310 | $1,462 |
| Nationwide | $2,429 | $2,571 |
| Progressive | $2,001 | $2,098 |
| State Farm | $1,640 | $1,640 |
| Travelers | $1,763 | $1,878 |
| USAA | $1,757 | $1,719 |
Cheapest Forest Park, IL Car Insurance Rates After a DUI
A DUI in Forest Park, IL increases car insurance rates. Compare Forest Park, Illinois car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $9,230 |
| American Family | $6,398 |
| Farmers | $6,401 |
| Geico | $5,684 |
| Liberty Mutual | $2,764 |
| Nationwide | $5,386 |
| Progressive | $3,868 |
| State Farm | $3,067 |
| Travelers | $3,639 |
| USAA | $4,510 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Forest Park, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Forest Park, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,210 | $8,210 |
| American Family | $4,542 | $4,660 |
| Farmers | $6,021 | $6,021 |
| Geico | $3,803 | $3,937 |
| Liberty Mutual | $2,659 | $2,659 |
| Nationwide | $4,383 | $4,383 |
| Progressive | $4,244 | $4,244 |
| State Farm | $2,991 | $3,143 |
| Travelers | $3,003 | $3,252 |
| USAA | $3,117 | $3,297 |
The Best Cheap Car Insurance Companies in Forest Park, IL
Take a look at a side-by-side comparison of the top car insurance companies in Forest Park, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,210 |
| American Family | $4,601 |
| Farmers | $6,021 |
| Geico | $3,870 |
| Liberty Mutual | $2,659 |
| Nationwide | $4,383 |
| Progressive | $4,244 |
| State Farm | $3,067 |
| Travelers | $3,128 |
| USAA | $3,207 |
Category Winners: Cheapest Car Insurance in Forest Park, Illinois
Find the cheapest car insurance companies in Forest Park, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Forest Park, IL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Forest Park car insurance rates. Find the cheapest Forest Park, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,890 | $8,197 | $8,542 |
| American Family | $4,434 | $4,769 | $4,599 |
| Farmers | $5,706 | $5,874 | $6,482 |
| Geico | $3,540 | $3,862 | $4,207 |
| Liberty Mutual | $2,517 | $2,653 | $2,805 |
| Nationwide | $4,335 | $4,424 | $4,389 |
| Progressive | $3,860 | $4,226 | $4,645 |
| State Farm | $2,884 | $3,073 | $3,245 |
| Travelers | $2,939 | $3,124 | $3,320 |
| USAA | $3,025 | $3,206 | $3,390 |
What affects car insurance rates in Forest Park, Illinois?
What are the factors that affect car insurance rates in Forest Park, IL? There are several reasons why Forest Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Forest Park, Illinois.
Commute Time in Forest Park
The more time you spend in your car the higher the risk of an accident. The average commute length in Forest Park, IL is 33.5 minutes according to City-Data.
Compare Car Insurance Quotes in Forest Park, IL
Ready to find affordable Forest Park, Illinois car insurance today? Enter your ZIP code for fast, free Forest Park, IL car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Forest Park, IL?
The average monthly rate is $362.
What are the car insurance requirements in Forest Park, Illinois?
The requirements are 25/50/20, meaning you need a minimum of $25,000 per person, $50,000 per accident for bodily injury liability, and $20,000 for property damage liability.
Do I need full coverage if my car is financed?
If your car is financed, it’s likely you’ll need full coverage insurance, including liability, comprehensive, and collision coverage.
How can I find cheap car insurance rates in Forest Park, IL?
Compare quotes from top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates?
Each company weighs these factors differently, so comparing rates is recommended.
Related Articles
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption