Best Grass Lake, MI Car Insurance in 2026
Car insurance in Grass Lake, MI averages $781 a month. Grass Lake, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Grass Lake car insurance rates, compare quotes from the top car insurance companies in Grass Lake, MI.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Melanie Musson
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best
Updated January 2026
- The cheapest car insurance company in Grass Lake is USAA
- The cheapest car insurance company in Grass Lake for teen drivers is USAA
- Average car insurance rates in Grass Lake, MI after a DUI are $15,702/year
If you need to buy Grass Lake, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Grass Lake, MI is right here.
You’ll find Grass Lake car insurance rates, the cheapest Grass Lake, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Grass Lake, Michigan car insurance rates to Warren car insurance rates, Flint car insurance rates, and Ann Arbor car insurance rates.
Ready to find affordable Grass Lake, MI car insurance today? Enter your ZIP code for fast, free Grass Lake car insurance quotes.
Cheapest Grass Lake, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Grass Lake, MI car insurance rates? Every Grass Lake, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $15,509 | $15,509 | $14,412 | $14,412 | $38,395 | $38,395 | $16,339 | $16,339 |
| Farmers | $3,675 | $3,675 | $3,435 | $3,435 | $8,182 | $8,182 | $4,125 | $4,125 |
| Geico | $4,167 | $4,167 | $4,259 | $4,259 | $11,800 | $11,800 | $3,983 | $3,983 |
| Liberty Mutual | $13,485 | $13,485 | $13,352 | $13,352 | $31,732 | $31,732 | $13,485 | $13,485 |
| Nationwide | $3,637 | $3,637 | $3,251 | $3,251 | $9,316 | $9,316 | $3,973 | $3,973 |
| Progressive | $2,846 | $2,648 | $2,517 | $2,808 | $10,280 | $10,936 | $3,308 | $3,058 |
| State Farm | $6,565 | $6,565 | $6,071 | $6,071 | $22,838 | $22,838 | $7,706 | $7,706 |
| Travelers | $6,883 | $6,883 | $5,902 | $5,902 | $20,864 | $20,864 | $7,480 | $7,480 |
| USAA | $2,451 | $2,316 | $2,307 | $2,176 | $5,923 | $5,610 | $2,973 | $2,844 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Grass Lake, MI
Every driver must carry the minimum car insurance in Grass Lake, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Grass Lake, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Grass Lake, MI. Compare credit history car insurance rates in Grass Lake from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $32,096 | $17,780 | $13,615 |
| Farmers | $6,398 | $4,245 | $3,920 |
| Geico | $7,785 | $5,720 | $4,652 |
| Liberty Mutual | $28,485 | $16,458 | $9,097 |
| Nationwide | $6,305 | $4,764 | $4,063 |
| Progressive | $5,539 | $4,661 | $4,200 |
| State Farm | $17,500 | $8,862 | $6,023 |
| Travelers | $10,538 | $10,219 | $10,090 |
| USAA | $4,963 | $2,844 | $2,168 |
Cheapest Grass Lake, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grass Lake, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $10,314 | $13,798 | $46,120 | $14,422 |
| Farmers | $4,084 | $5,196 | $5,131 | $5,005 |
| Geico | $2,110 | $4,503 | $13,671 | $3,924 |
| Liberty Mutual | $12,561 | $15,193 | $28,191 | $16,109 |
| Nationwide | $4,326 | $5,753 | $5,235 | $4,862 |
| Progressive | $4,074 | $5,340 | $4,806 | $4,980 |
| State Farm | $6,895 | $8,251 | $17,747 | $10,286 |
| Travelers | $6,935 | $9,931 | $16,054 | $8,208 |
| USAA | $2,680 | $3,339 | $4,362 | $2,918 |
Cheapest Grass Lake, MI Car Insurance for Teen Drivers
Teen car insurance in Grass Lake, MI can be expensive. Take a look at rates from the top car insurance companies in Grass Lake for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $38,395 | $38,395 |
| Farmers | $8,182 | $8,182 |
| Geico | $11,800 | $11,800 |
| Liberty Mutual | $31,732 | $31,732 |
| Nationwide | $9,316 | $9,316 |
| Progressive | $10,280 | $10,936 |
| State Farm | $22,838 | $22,838 |
| Travelers | $20,864 | $20,864 |
| USAA | $5,923 | $5,610 |
Cheapest Grass Lake, MI Car Insurance for Seniors
Take a look at Grass Lake, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $14,412 | $14,412 |
| Farmers | $3,435 | $3,435 |
| Geico | $4,259 | $4,259 |
| Liberty Mutual | $13,352 | $13,352 |
| Nationwide | $3,251 | $3,251 |
| Progressive | $2,517 | $2,808 |
| State Farm | $6,071 | $6,071 |
| Travelers | $5,902 | $5,902 |
| USAA | $2,307 | $2,176 |
Cheapest Grass Lake, MI Car Insurance Rates After a DUI
A DUI in Grass Lake, MI increases car insurance rates. Compare Grass Lake, Michigan DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $46,120 |
| Farmers | $5,131 |
| Geico | $13,671 |
| Liberty Mutual | $28,191 |
| Nationwide | $5,235 |
| Progressive | $4,806 |
| State Farm | $17,747 |
| Travelers | $16,054 |
| USAA | $4,362 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Grass Lake, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Grass Lake, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $21,164 | $21,164 |
| Farmers | $4,854 | $4,854 |
| Geico | $5,915 | $6,190 |
| Liberty Mutual | $17,393 | $18,634 |
| Nationwide | $5,044 | $5,044 |
| Progressive | $4,800 | $4,800 |
| State Farm | $10,510 | $11,080 |
| Travelers | $10,223 | $10,341 |
| USAA | $3,287 | $3,363 |
The Best Cheap Car Insurance Companies in Grass Lake, MI
Take a look at a side-by-side comparison of the top car insurance companies in Grass Lake, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $21,164 |
| Farmers | $4,854 |
| Geico | $6,052 |
| Liberty Mutual | $18,013 |
| Nationwide | $5,044 |
| Progressive | $4,800 |
| State Farm | $10,795 |
| Travelers | $10,282 |
| USAA | $3,325 |
Category Winners: Cheapest Car Insurance in Grass Lake, Michigan
Find the cheapest car insurance companies in Grass Lake, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Grass Lake, MI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Grass Lake car insurance rates. Find the cheapest Grass Lake, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $20,511 | $21,222 | $21,759 |
| Farmers | $4,727 | $4,844 | $4,992 |
| Geico | $5,662 | $5,999 | $6,495 |
| Liberty Mutual | $17,632 | $17,976 | $18,432 |
| Nationwide | $5,245 | $4,969 | $4,919 |
| Progressive | $4,661 | $4,806 | $4,934 |
| State Farm | $10,290 | $10,857 | $11,238 |
| Travelers | $10,181 | $10,292 | $10,373 |
| USAA | $3,231 | $3,332 | $3,411 |
What affects car insurance rates in Grass Lake, Michigan?
What factors can have an impact on Grass Lake, MI car insurance? There are several reasons why Grass Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grass Lake, Michigan.
Commute Time in Grass Lake
The more time you spend in your car the higher the risk of an accident. The average commute length in Grass Lake, MI is 27.8 minutes according to City-Data.
Compare Car Insurance Quotes in Grass Lake, MI
Ready to find affordable Grass Lake, Michigan car insurance today? Enter your ZIP code for fast, free Grass Lake, MI car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Grass Lake, MI?
The average monthly car insurance rate in Grass Lake, MI is $781.
What are the car insurance requirements in Grass Lake, MI?
The car insurance requirements in Grass Lake, MI are 20/40/10, but full coverage insurance may be required for financed cars.
How can I find cheap car insurance rates in Grass Lake, MI?
To find cheap car insurance rates in Grass Lake, MI, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Grass Lake, MI?
Age, gender, and marital status can affect car insurance rates differently for each insurance company. It’s important to compare rates to find the best option for you.
What are the minimum car insurance requirements in Grass Lake, MI?
Every driver in Grass Lake, MI must carry the minimum car insurance required by Michigan law.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption