Best Mukilteo, WA Car Insurance in 2026
Car insurance in Mukilteo, WA averages $281 a month. Mukilteo, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mukilteo car insurance rates, compare quotes from the top car insurance companies in Mukilteo, WA.
Read more
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Kristen Gryglik
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Michael Vereecke
Updated January 2026
- Average car insurance rates in Mukilteo, WA are $3,372/year
- The cheapest car insurance company in Mukilteo for teen drivers is Nationwide
- The cheapest car insurance company in Mukilteo is Nationwide
If you need to buy Mukilteo, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Mukilteo, WA is right here.
You’ll find Mukilteo car insurance rates, the cheapest Mukilteo, WA car insurance companies, and information on Washington car insurance laws. You can also compare Mukilteo, Washington car insurance rates to Federal Way car insurance rates, Vancouver car insurance rates, and Bellevue car insurance rates.
Ready to find affordable Mukilteo, WA car insurance today? Enter your ZIP code for fast, free Mukilteo car insurance quotes.
Cheapest Mukilteo, WA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mukilteo, WA car insurance rates? Every Mukilteo, Washington car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,398 | $2,365 | $2,223 | $2,334 | $8,864 | $10,293 | $2,543 | $2,636 |
| American Family | $2,168 | $2,168 | $1,982 | $1,982 | $8,277 | $11,260 | $2,168 | $2,886 |
| Farmers | $2,500 | $2,569 | $2,288 | $2,609 | $5,814 | $6,259 | $3,158 | $3,256 |
| Geico | $1,869 | $1,901 | $1,751 | $1,751 | $4,097 | $5,332 | $3,176 | $2,294 |
| Liberty Mutual | $2,004 | $2,184 | $1,786 | $2,096 | $11,341 | $12,471 | $2,126 | $2,308 |
| Nationwide | $1,541 | $1,575 | $1,434 | $1,492 | $4,246 | $5,148 | $1,850 | $1,992 |
| Progressive | $1,623 | $1,511 | $1,468 | $1,483 | $8,332 | $9,330 | $1,937 | $1,921 |
| State Farm | $1,783 | $1,783 | $1,608 | $1,608 | $5,210 | $6,587 | $2,031 | $2,330 |
| USAA | $1,201 | $1,183 | $1,164 | $1,160 | $5,330 | $6,281 | $1,519 | $1,661 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Mukilteo, WA
Every driver must carry the minimum car insurance in Mukilteo, WA. Take a look at the Washington car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Mukilteo, WA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mukilteo, WA. Compare credit history car insurance rates in Mukilteo from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,198 | $3,998 | $3,425 |
| American Family | $4,850 | $3,964 | $3,521 |
| Farmers | $4,313 | $3,292 | $3,064 |
| Geico | $3,299 | $2,640 | $2,376 |
| Liberty Mutual | $6,486 | $3,999 | $3,133 |
| Nationwide | $2,875 | $2,251 | $2,104 |
| Progressive | $3,793 | $3,394 | $3,164 |
| State Farm | $4,164 | $2,498 | $1,941 |
| USAA | $3,072 | $2,255 | $1,986 |
Cheapest Mukilteo, WA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mukilteo, WA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,512 | $4,428 | $4,938 | $3,951 |
| American Family | $3,292 | $4,224 | $4,888 | $4,042 |
| Farmers | $2,946 | $3,678 | $3,937 | $3,665 |
| Geico | $2,146 | $2,735 | $4,059 | $2,146 |
| Liberty Mutual | $3,869 | $4,882 | $4,975 | $4,433 |
| Nationwide | $1,874 | $2,536 | $3,182 | $2,048 |
| Progressive | $2,791 | $4,389 | $3,254 | $3,368 |
| State Farm | $2,603 | $3,132 | $2,868 | $2,868 |
| USAA | $1,787 | $2,598 | $3,251 | $2,114 |
Cheapest Mukilteo, WA Car Insurance for Teen Drivers
Teen car insurance in Mukilteo, WA can be expensive. Take a look at rates from the top car insurance companies in Mukilteo for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,864 | $10,293 |
| American Family | $8,277 | $11,260 |
| Farmers | $5,814 | $6,259 |
| Geico | $4,097 | $5,332 |
| Liberty Mutual | $11,341 | $12,471 |
| Nationwide | $4,246 | $5,148 |
| Progressive | $8,332 | $9,330 |
| State Farm | $5,210 | $6,587 |
| USAA | $5,330 | $6,281 |
Cheapest Mukilteo, WA Car Insurance for Seniors
Take a look at Mukilteo, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,223 | $2,334 |
| American Family | $1,982 | $1,982 |
| Farmers | $2,288 | $2,609 |
| Geico | $1,751 | $1,751 |
| Liberty Mutual | $1,786 | $2,096 |
| Nationwide | $1,434 | $1,492 |
| Progressive | $1,468 | $1,483 |
| State Farm | $1,608 | $1,608 |
| USAA | $1,164 | $1,160 |
Cheapest Mukilteo, WA Car Insurance Rates After a DUI
A DUI in Mukilteo, WA increases car insurance rates. Compare Mukilteo, Washington DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,938 |
| American Family | $4,888 |
| Farmers | $3,937 |
| Geico | $4,059 |
| Liberty Mutual | $4,975 |
| Nationwide | $3,182 |
| Progressive | $3,254 |
| State Farm | $2,868 |
| USAA | $3,251 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Mukilteo, WA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mukilteo, WA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,207 | $4,207 |
| American Family | $4,028 | $4,195 |
| Farmers | $3,557 | $3,557 |
| Geico | $2,736 | $2,807 |
| Liberty Mutual | $4,540 | $4,540 |
| Nationwide | $2,410 | $2,410 |
| Progressive | $3,450 | $3,450 |
| State Farm | $2,788 | $2,947 |
| USAA | $2,414 | $2,461 |
The Best Cheap Car Insurance Companies in Mukilteo, WA
Take a look at a side-by-side comparison of the top car insurance companies in Mukilteo, WA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,207 |
| American Family | $4,111 |
| Farmers | $3,557 |
| Geico | $2,772 |
| Liberty Mutual | $4,540 |
| Nationwide | $2,410 |
| Progressive | $3,450 |
| State Farm | $2,868 |
| USAA | $2,438 |
Category Winners: Cheapest Car Insurance in Mukilteo, Washington
Find the cheapest car insurance companies in Mukilteo, WA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Mukilteo, WA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Mukilteo car insurance rates. Find the cheapest Mukilteo, WA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,971 | $4,194 | $4,456 |
| American Family | $3,873 | $4,106 | $4,356 |
| Farmers | $3,290 | $3,558 | $3,822 |
| Geico | $2,587 | $2,774 | $2,954 |
| Liberty Mutual | $4,271 | $4,550 | $4,797 |
| Nationwide | $2,272 | $2,410 | $2,548 |
| Progressive | $3,102 | $3,353 | $3,897 |
| State Farm | $2,661 | $2,881 | $3,061 |
| USAA | $2,274 | $2,437 | $2,601 |
What affects car insurance rates in Mukilteo, Washington?
What factors can have an impact on Mukilteo, WA car insurance? There are several reasons why Mukilteo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mukilteo, Washington.
Car Theft in Mukilteo
High levels of vehicle theft can make car insurance more expensive. Mukilteo, WA car theft statistics from the FBI indicate 38 vehicle thefts a year.
Commute Time in Mukilteo
The more time you spend in your car the higher the risk of an accident. The average commute length in Mukilteo, WA is 28.9 minutes according to City-Data.
Compare Car Insurance Quotes in Mukilteo, WA
Ready to find affordable Mukilteo, Washington car insurance today? Enter your ZIP code for fast, free Mukilteo, WA car insurance quotes.
Frequently Asked Questions
How does a DUI affect car insurance rates in Mukilteo, WA?
A DUI can significantly impact car insurance rates in Mukilteo, WA, leading to higher premiums. It’s important to compare rates from multiple insurers to find the most affordable coverage options after a DUI.
Are there special car insurance rates for senior drivers in Mukilteo, WA?
Yes, some insurance companies may offer special car insurance rates for senior drivers in Mukilteo, WA. It’s recommended to compare rates from different insurers to find the best options for senior drivers.
What are the car insurance rates for teen drivers in Mukilteo, WA?
Car insurance rates for teen drivers in Mukilteo, WA tend to be higher due to their limited driving experience. It’s important to compare rates from different insurance companies to find the most affordable options for teen drivers.
How does driving record impact car insurance rates in Mukilteo, WA?
Your driving record plays a significant role in determining car insurance rates in Mukilteo, WA. A clean record generally leads to lower rates, while accidents, DUIs, or speeding violations can increase premiums. Comparing rates from various insurers can help you find the most affordable option.
How does credit score affect car insurance rates in Mukilteo, WA?
Your credit score can affect car insurance costs in Mukilteo, WA. Insurance companies may offer different rates based on credit history, so it’s important to compare quotes from different insurers.
What is the minimum car insurance coverage required in Mukilteo, WA?
The minimum car insurance coverage required in Mukilteo, WA includes $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption