Best Hyundai Kona EV Car Insurance in 2024 (Your Guide to the Top 10 Companies)
Geico, Progressive, and USAA lead the way for the best Hyundai Kona EV car insurance, offering excellent coverage and competitive rates starting around $110/month. Each company stands out for its unique benefits and discounts, making them top choices for Hyundai Kona EV owners seeking reliable insurance solutions.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
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UPDATED: Aug 12, 2024
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UPDATED: Aug 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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19,116 reviewsCompany Facts
Full Coverage for Hyundai Kona EV
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
13,128 reviewsCompany Facts
Full Coverage for Hyundai Kona EV
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
6,435 reviewsCompany Facts
Full Coverage for Hyundai Kona EV
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
Geico, Progressive, and USAA offer the most competitive rates for Hyundai Kona EV insurance, with starting monthly rates around $110.
Our Top 10 Company Picks: Best Hyundai Kona EV Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Competitive Rates Geico
#2 10% A+ Usage-Based Discounts Progressive
#3 10% A++ Military Benefits USAA
#4 17% B Safe Driver State Farm
#5 25% A Multiple Discounts Liberty Mutual
#6 20% A+ SmartRide Program Nationwide
#7 25% A+ Drivewise Rewards Allstate
#8 13% A++ IntelliDrive Benefits Travelers
#9 25% A Electric Vehicle American Family
#10 20% A Policy Bundling Farmers
Explore these leading choices to find the best Hyundai Kona EV car insurance that fits your needs. If you need insurance for a Hyundai Kona EV right now, we can help. Enter your ZIP code for free Hyundai Kona EV car insurance quotes from top companies.
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#1 – Geico: Top Overall Pick
Pros
- Affordable Rates: Geico consistently offers some of the most competitive pricing for Hyundai Kona EV insurance, making it a top choice for cost-conscious drivers, as highlighted in our Geico car insurance review.
- Discounts: Geico provides a wide range of discounts for Hyundai Kona EV, including those for multiple vehicles, safe driving, good student, and membership in certain organizations, which can significantly lower premiums.
- Accident Forgiveness: Available in some states, this feature prevents your Hyundai Kona EV insurance rates from increasing after your first at-fault accident.
Cons
- Coverage Options: While Geico offers standard coverage options for Hyundai Kona EV, it lacks some of the more specialized coverages that other insurers provide.
- Repair Shop Choice: Geico’s recommended repair shop network for Hyundai Kona EV might limit your options, potentially leading to longer repair times or dissatisfaction with the service.
#2 – Progressive: Best for Comprehensive Coverage Options
Pros
- Comprehensive Coverage Options: Progressive offers a wide range of additional coverages for Hyundai Kona EV, such as gap insurance, custom parts and equipment value, and rideshare coverage.
- Price: Progressive offers competitive rates for Hyundai Kona EV owners, often featuring savings through their Name Your Price tool, which helps customize policies based on budget, as highlighted in our Progressive Car Insurance Discounts.
- Snapshot Program: This usage-based insurance program can provide substantial discounts on Hyundai Kona EV insurance based on your actual driving habits, rewarding safe drivers with lower premiums.
Cons
- Customer Service: Some customers report mixed experiences with Progressive’s customer service for Hyundai Kona EV insurance, indicating variability in support quality.
- Claims Process: There are occasional complaints about the speed and efficiency of Progressive’s claims processing for Hyundai Kona EV, which can be a concern for those needing quick resolutions.
#3 – USAA: Best for Various Discounts
Pros
- Various Discounts: USAA offers various discounts on Hyundai Kona EV insurance, such as for safe driving, vehicle storage, and garaging the vehicle on a military base.
- Rates: USAA provides excellent rates for Hyundai Kona EV insurance for military members and their families, often lower than competitors.
- Coverage: Comprehensive coverage options are available for Hyundai Kona EV, including roadside assistance, rental reimbursement, and accident forgiveness.
Cons
- Eligibility: USAA’s services are limited to military members, veterans, and their families, excluding the general public from Hyundai Kona EV insurance, as detailed in our USAA car insurance review.
- Repair Network: The preferred repair shop network for Hyundai Kona EV might be limited in some areas, which can impact repair convenience and quality.
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#4 – State Farm: Best for Claims Satisfaction
Pros
- Claims Satisfaction: State Farm is highly rated for its claims process for Hyundai Kona EV insurance, with many customers reporting quick and fair settlements, as highlighted in our State Farm car insurance review.
- Discounts: A wide array of discounts is available for Hyundai Kona EV, including multi-policy, good student, and safe driver discounts, helping to reduce premiums.
- Coverage Options: State Farm offers comprehensive and customizable coverage options for Hyundai Kona EV, including rental car reimbursement and emergency road service.
Cons
- Premiums: State Farm’s premiums for Hyundai Kona EV insurance can be higher than some competitors, particularly if you don’t qualify for multiple discounts.
- Digital Experience: While functional, State Farm’s online tools and mobile app for Hyundai Kona EV insurance are sometimes viewed as less user-friendly compared to other insurers.
#5 – Liberty Mutual: Best for
Pros
- Custom Coverage: Liberty Mutual offers tailored policies for Hyundai Kona EV to meet individual needs, with options like new car replacement and better car replacement, as highlighted in our State Farm car insurance review.
- Discounts: Various discounts are available for Hyundai Kona EV, including those for new vehicles, safe drivers, and multiple policies.
- New Car Replacement: This coverage option ensures that if your new Hyundai Kona EV is totaled within the first year or 15,000 miles, it will be replaced with a brand-new car.
- Accident Forgiveness: Available in some policies, this feature prevents Hyundai Kona EV insurance rate increases after your first at-fault accident.
Cons
- Premiums: Liberty Mutual’s premiums for Hyundai Kona EV insurance can be higher for some drivers, particularly without discounts.
- Claims Handling: There are mixed reviews on the efficiency and fairness of Liberty Mutual’s claims process for Hyundai Kona EV insurance, with some customers reporting delays or dissatisfaction.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: This program reduces your deductible for Hyundai Kona EV insurance by $100 for every year of safe driving, up to a maximum of $500.
- SmartRide Program: This usage-based program offers potential savings on Hyundai Kona EV insurance based on safe driving behavior, with feedback to help improve driving habits.
- Coverage Options: Nationwide provides a wide range of customizable coverage options for Hyundai Kona EV, including accident forgiveness and gap insurance.
Cons
- Rates: Some drivers may find Nationwide’s rates for Hyundai Kona EV insurance higher than those of other insurers, as mentioned in our Nationwide Car Insurance Discounts.
- Digital Experience: The mobile app and online tools for Hyundai Kona EV insurance could be improved for better user experience and functionality.
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#7 – Allstate: Best for Drivewise Program
Pros
- Drivewise Program: This usage-based insurance program rewards safe driving habits for Hyundai Kona EV with potential discounts, as noted in our Allstate car insurance review.
- Discounts: Allstate offers numerous discounts for Hyundai Kona EV insurance, such as those for safe drivers, new cars, and multiple policies, which can significantly reduce premiums.
- Claims Process: Generally efficient and reliable claims handling for Hyundai Kona EV insurance, with quick settlements and fair evaluations.
Cons
- Premiums: Allstate’s premiums for Hyundai Kona EV insurance are often higher compared to other insurers, especially for those without discounts.
- Customer Service: Mixed reviews on customer service quality for Hyundai Kona EV insurance, with some customers reporting unsatisfactory experiences.
#8 – Travelers: Best for Coverage Options
Pros
- Coverage Options: Travelers offers comprehensive and customizable coverage options for Hyundai Kona EV insurance, including accident forgiveness, gap insurance, and roadside assistance, according to Travelers car insurance review.
- Discounts: Various discounts are available for Hyundai Kona EV insurance, such as for multiple policies, safe driving, and new cars.
- IntelliDrive Program: This usage-based insurance program rewards safe driving behavior for Hyundai Kona EV with potential discounts.
Cons
- Rates: Travelers’ premiums for Hyundai Kona EV insurance can be higher for some drivers, particularly without multiple discounts.
- Repair Network: The preferred repair shop network for Hyundai Kona EV might be limited, potentially impacting repair convenience and satisfaction.
#9 – American Family: Best for DreamKeep Rewards
Pros
- DreamKeep Rewards: This unique program offers rewards and discounts for setting and achieving personal goals, adding value to Hyundai Kona EV insurance beyond traditional coverage.
- Discounts: American Family offers various discounts for Hyundai Kona EV insurance, including those for bundling policies, safe driving, and new cars, which can help reduce premiums.
- Coverage Options: Comprehensive coverage options are available for Hyundai Kona EV insurance, including accident forgiveness, gap insurance, and rental car reimbursement.
Cons
- Rates: Some drivers may find American Family’s rates for Hyundai Kona EV insurance higher than those of other insurers, especially without discounts, according to our American Family car insurance review.
- Digital Tools: The online tools and mobile app for Hyundai Kona EV insurance could be more user-friendly and feature-rich.
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#10 – Farmers: Best for Customizable Policies
Pros
- Customizable Policies: Farmers offers flexible coverage options for Hyundai Kona EV insurance to suit individual needs, including accident forgiveness, new car replacement, and rideshare coverage.
- Discounts: Various discounts are available for Hyundai Kona EV insurance, such as for safe driving, bundling policies, and good students, as noted in our Farmers car insurance review.
- Claims Process: Efficient and reliable claims handling for Hyundai Kona EV insurance ensures quick settlements and fair evaluations.
Cons
- Premiums: Farmers’ premiums for Hyundai Kona EV insurance can be higher compared to some competitors, particularly without qualifying for multiple discounts.
- Digital Experience: The mobile app and online tools for Hyundai Kona EV insurance could be improved for better functionality and user experience.
Cost of Insuring Vehicles Like the Hyundai Kona EV
Understanding the cost of insuring vehicles like the Hyundai Kona EV is crucial for prospective buyers. These electric vehicles, known for their advanced technology and environmental benefits, often come with unique insurance considerations.
This article delves into the factors influencing insurance rates and highlights the best providers for Hyundai Kona EV insurance. Discover our comprehensive guide to “Calculating Car Insurance Cos” for additional insights.
Hyundai Kona EV Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $65 $150
American Family $54 $137
Farmers $62 $148
Geico $45 $120
Liberty Mutual $60 $145
Nationwide $52 $140
Progressive $50 $130
State Farm $55 $135
Travelers $55 $143
USAA $40 $110
Take a look at how insurance rates for similar models to the Hyundai Kona EV look. These insurance rates for other crossovers like the Buick Rendezvous, Infiniti EX35, and Kia Niro give you a good idea of what to expect.
Read more: Compare Buick Car Insurance Rates
Hyundai Kona EV Car Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Infiniti QX70 | $368 | $756 | $416 | $1,698 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Nissan Murano | $308 | $532 | $372 | $1,370 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
Insuring a Hyundai Kona EV involves considering various factors, including advanced technology and repair costs. By selecting top insurance providers like Geico, Progressive, and USAA, owners can secure affordable and comprehensive coverage. Evaluating these options ensures peace of mind and protection for your investment in an electric vehicle.
Factors Influencing Hyundai Kona EV Insurance Costs
The particular trim and model of the Hyundai Kona EV you choose play a crucial role in determining the total cost of your insurance coverage. Higher trims or models equipped with advanced features and technology often result in higher insurance premiums due to increased repair and replacement costs.
In addition to the vehicle’s specifications, several personal factors contribute to the cost of Hyundai Kona EV insurance. Your driving history, including past accidents and violations, can impact your rates, as insurers assess your risk profile based on this information.
The location where you live also significantly affects your insurance premiums, as different areas have varying levels of risk associated with factors like theft rates and accident frequency. Furthermore, in many states, your age and gender can influence your insurance costs, with younger drivers and certain genders often facing higher rates due to statistical risk factors.
All these elements combine to shape the final insurance rate for your Hyundai Kona EV, underscoring the importance of evaluating all these variables when selecting your insurance policy. For further details, check out our in-depth “Factors That Affect Car Insurance Rates” article.
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Strategies to Lower Your Hyundai Kona EV Insurance Costs
Finding ways to reduce your Hyundai Kona EV insurance premiums can significantly impact your overall expenses. By employing a variety of cost-saving strategies, you can optimize your insurance policy to fit your budget. This guide explores effective methods to save on your Hyundai Kona EV insurance without compromising coverage.
There are several ways you can save even more on your Hyundai Kona EV car insurance rates. Learn more by visiting our detailed “Car Insurance Discounts: Compare the Best Discounts” section.
Take a look at the following five tips:
- Buy a dashcam for your Hyundai Kona EV.
- Renew your Hyundai Kona EV insurance coverage to avoid lapses.
- Audit your Hyundai Kona EV driving when you move to a new location or start a new job.
- Move to an area with better weather.
- Ask about discounts for people with disabilities.
Implementing these strategies can lead to substantial savings on your Hyundai Kona EV insurance. By taking advantage of discounts, adjusting coverage options, and improving your driving profile, you can secure a more affordable policy. Start applying these tips today to enhance your insurance savings and reduce your financial burden.
Best Insurance Providers for the Hyundai Kona EV
Finding the best company for affordable Hyundai Kona EV insurance rates can be challenging, as rates vary based on numerous factors. Nonetheless, several top insurers offer competitive coverage for the Hyundai Kona EV, ranked by their market share.
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These companies often provide discounts for security systems and safety features equipped in the Hyundai Kona EV, which can help lower your overall insurance costs. Get more insights by reading our expert “Best Usage-Based Car Insurance Companies” advice.
Top Hyundai Kona EV Insurance Companies by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Evaluating Hyundai Kona EV Insurance Quotes Online for Free
When insuring your Hyundai Kona EV, comparing free online quotes can be a valuable step in finding the most cost-effective and comprehensive coverage. Utilizing online tools allows you to evaluate various insurance providers and their offerings, providing insights into the best rates and policy features available.
By examining these quotes, you can make informed choices tailored to your needs and budget. For more information, explore our informative “Finding Free Car Insurance Quotes Online” page.
Geico consistently delivers some of the most competitive pricing for Hyundai Kona EV insurance, making it a top choice for budget-conscious drivers.
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Exploring free Hyundai Kona EV insurance quotes online is a smart approach to discovering the best rates and coverage options for your vehicle. This process not only helps you identify affordable premiums but also ensures that you receive the most suitable insurance policy for your Hyundai Kona EV.
Make the most of these comparisons to secure optimal protection and savings. You can compare quotes for Hyundai Kona EV auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
How much to insure a Hyundai Kona EV?
The cost of insuring a Hyundai Kona EV generally starts around $120 per month. However, this rate can vary widely depending on several factors, including your location, driving history, and the specific trim level of the vehicle. Comprehensive coverage options, deductible amounts, and additional features can also influence the overall insurance cost.
What factors affect the cost of insuring a Hyundai Kona EV?
Several factors impact the insurance cost for a Hyundai Kona EV. These include the vehicle’s trim level, the driver’s location, driving record, age, gender, and credit score. Additionally, the specific coverage options you choose, such as comprehensive or collision coverage, as well as the vehicle’s safety features and repair costs, can also play a significant role in determining your insurance premium.
What are the most expensive cars to insure?
The most expensive cars to insure generally include high-performance and luxury vehicles. These cars often have high repair costs, expensive parts, and increased risk profiles, leading to higher insurance premiums.
Explore our detailed analysis on “How do you get competitive quotes for car insurance?” for additional information.
What insurance group is a Hyundai Kona EV assigned to?
The Hyundai Kona EV is assigned to insurance groups based on its model year, trim level, and other factors. These groups categorize vehicles based on their risk profile, including repair costs, safety features, and overall value. Insurance groups help determine the cost of coverage, with higher groups often resulting in higher premiums due to increased risk.
Why are some insurers dropping certain Hyundai Kona EV models?
Some insurers are dropping certain Hyundai Kona EV models due to high repair costs, limited availability of parts, or perceived higher risk. Insurers may also adjust their coverage options based on their risk assessment and market trends related to electric vehicles.
What are the best Hyundai Kona EV car insurance companies?
The best Hyundai Kona EV car insurance companies include Geico, Progressive, and USAA. These insurers are recognized for their competitive rates, comprehensive coverage options, and high customer satisfaction.
Get more insights by reading our expert “Car Insurance Company Comparison” advice.
Which Hyundai Kona EV model is the cheapest to insure?
The base model of the Hyundai Kona EV is typically the cheapest to insure. This is due to its lower cost and fewer high-risk features compared to higher trims or more feature-rich models.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
What does it mean if the Hyundai Kona EV falls into insurance group 50?
If the Hyundai Kona EV falls into insurance group 50, it means the vehicle is classified in a higher risk category with potentially higher insurance premiums. This classification reflects factors like repair costs and overall risk, which contribute to the cost of coverage.
How can I compare the insurance cost of different Hyundai Kona models?
To compare the insurance cost of different Hyundai Kona models, use online comparison tools, request quotes from multiple insurers, and consider differences in coverage options and risk factors. Evaluating these aspects can help you determine the most cost-effective insurance for each model.
Continue reading our full “Compare Monthly Car Insurance” guide for extra tips.
What is the expected insurance cost for Hyundai Kona EV?
The expected insurance cost typically starts around $120 per month. This amount can fluctuate based on various factors such as the driver’s location, driving history, and specific coverage options. Rates may also vary depending on the insurer and any discounts or bundling options available.
Which insurance companies won’t insure a Hyundai Kona EV?
Some insurance companies may choose not to offer coverage for a Hyundai Kona EV due to factors like perceived high risk, expensive repair costs, or limited availability of replacement parts. Insurers may have specific criteria or restrictions that lead them to exclude certain vehicle models from their coverage options.
What are some reasons why a Hyundai Kona EV might be considered uninsurable?
A Hyundai Kona EV might be considered uninsurable for several reasons. These can include high repair costs associated with electric vehicle components, limited availability of replacement parts, or the vehicle’s high overall risk profile. Additionally, some insurers may avoid covering electric vehicles due to their perceived higher risk and specialized repair needs.
For more information, explore our informative “Understanding Your Car Insurance Policy” page.
Who is the most trusted Hyundai Kona EV car insurance company?
Geico is frequently regarded as the most trusted insurance provider for Hyundai Kona EVs. This is due to its competitive rates, extensive range of coverage options, and high customer satisfaction ratings. Geico’s reputation for reliability and customer service makes it a top choice for many Hyundai Kona EV owners.
What company offers the cheapest insurance for a Hyundai Kona EV?
Progressive is known for offering some of the lowest insurance rates for Hyundai Kona EV owners. Progressive’s competitive pricing, combined with its various discount opportunities and customizable coverage options, makes it a leading choice for affordability in Hyundai Kona EV insurance.
Which insurer offers the most expensive insurance for a Hyundai Kona EV?
Insurance premiums for a Hyundai Kona EV can be higher with companies like Liberty Mutual. Factors such as comprehensive coverage options, risk assessments, and additional features may contribute to higher insurance costs with certain insurers, reflecting the overall cost of coverage.
Expand your understanding with our thorough “Best Full Coverage Car Insurance” overview.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
