How do you find a car insurance attorney?
A car insurance attorney can help you deal with a traffic ticket or car accident in court. Compare attorneys by taking advantage of free consultations.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- If you are suing or being sued as a result of a car accident, it is in your best interest to higher an attorney
- Do a lot of shopping around before you decide on the lawyer who will best represent your interests
- You could lose your case, so reflect on this outcome before making any decisions
While you will probably never need one if you have a good insurance policy, a car insurance attorney can be used to sue another driver if they did not have adequate coverage at the time of the accident.
If you are the party that caused the accident and property, or bodily damage was caused to another party, finding a car insurance lawyer will help to protect your assets.
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Regardless of whether you have auto insurance, if you do not live in a no-fault car insurance state, you can be sued by anyone who is involved in a car accident with you.
You don’t have to cause the accident to get sued, and even your own passengers can bring a lawsuit against you.
Having the representation of a car insurance lawyer can save you money if you are found to be liable or even get the lawsuit thrown out if there is not enough supporting evidence.
You Need a Car Insurance Attorney if You Are at Fault
If you were not issued a ticket at the time of the accident or found to be at fault, there is a good chance that you will not have to pay the party that is suing you any money.
It is not recommended that you attempt to represent yourself in court because the other party may have a very good lawyer and have access to evidence that could make you appear to be guilty.
Your car insurance company may be able to assign an attorney to represent you, but it is your job to make sure that you get adequate counsel.
You may want gather as much evidence as you can that supports your claim, then have consultations with any car insurance attorney that will represent you locally.
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Where to Find a Good Car Insurance Attorney
Ordinarily, going through the phone book would provide the best resources, but in this situation you want to get a referral from someone that you know.
If you do not know anyone personally that has used the services of a car insurance attorney, try looking on the Internet for highly rated lawyers.
Although having a professional website is a good first impression, you probably shouldn’t go for the most highly advertised attorney.
When you find a few different car insurance lawyers that are willing to have a free consultation with you, make sure that you bring all of your important paperwork and tell them about your legal problem in as few words as possible.
Hearing the opinions of several car insurance attorneys will give you the information you need to figure out how to proceed. It may be in your best interest to pay a retainer if the best car insurance attorney you can find requires one.
It will take at least a few months before it is time for you and your car insurance lawyer to appear in court.
There may be pre-trial hearings, discoveries, and depositions before a court date is set for your car insurance case. If your case ends up going to trial, either a judge or a jury will hear arguments from your attorney.
Possible Outcomes After Using A Car Insurance Attorney
If you were sued by another party or prosecuted by the state due to having insufficient car insurance, you could face fines or jail time.
It is much more likely that you will have to pay the medical bills of the parties that sued you as well as restitution, but having a car insurance attorney represent you will lessen the amount of money you owe.
You can set up a payment plan if you don’t have enough money to pay at once, which is something else that your car insurance lawyer may be able to help with.
Suing another party with the assistance of a car insurance lawyer may yield various outcomes.
If you were able to win your case, your car insurance attorney would get a significant portion of your winnings.
Once you receive your settlement, the full amount of money that you owe to your auto insurance lawyer will be deducted.
If you lost your case, you will still pay your car insurance attorney a fee.
While the amount of money that you will owe will likely be much less than it would be if you were to win your car insurance lawsuit, it will be at least a few thousand dollars.
While you cannot predict whether you will win your auto insurance lawsuit, having a highly regarded car insurance attorney will certainly help your chances.
Make sure that you are fully prepared to go forward with your car insurance lawsuit, even though you can never be certain that you will win the case.
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Case Studies: Finding a Car Insurance Attorney
Case Study 1: John’s Car Accident
John was involved in a car accident where he was found at fault. The other party filed a lawsuit against him, seeking compensation for property damage and medical bills. Unsure of how to navigate the legal process, John sought the assistance of a car insurance attorney. John’s attorney safeguarded his assets, secured a fair settlement, and saved him money.
Case Study 2: Sarah’s Traffic Ticket
Sarah received a traffic ticket for a violation she believed she did not commit. Instead of representing herself in court, she decided to hire a car insurance attorney. The attorney analyzed the evidence and argued Sarah’s case, successfully getting the ticket dismissed. Sarah’s decision to hire a lawyer prevented fines and protected her driving record.
Case Study 3: Mark’s Passenger Lawsuit
Mark was involved in an accident where his own passengers filed a lawsuit against him, claiming injuries and damages. Recognizing the complexity of the legal situation, Mark engaged a car insurance attorney. The attorney skillfully defended Mark’s case, highlighting lack of evidence and mitigating factors. As a result, the lawsuit was dismissed, and Mark was able to protect his financial interests.
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Frequently Asked Questions
What is a car insurance attorney?
A car insurance attorney is a legal professional who specializes in handling legal matters related to car insurance. They can assist individuals in various situations, such as filing insurance claims, negotiating settlements, and representing clients in legal disputes involving car insurance.
When might I need a car insurance attorney?
You may need a car insurance attorney in the following situations:
- If your insurance claim is denied or undervalued.
- If the insurance company is acting in bad faith.
- If you are involved in a dispute with another driver’s insurance company.
- If you need guidance on complex legal issues related to car insurance.
How can I find a car insurance attorney?
There are several ways to find a car insurance attorney:
- Referrals: Ask for recommendations from friends, family, or other lawyers you may know.
- Online Directories: Utilize online directories that list lawyers and their areas of expertise. You can search for car insurance attorneys specifically.
- Bar Associations: Contact your local or state bar association for referrals to reputable attorneys specializing in car insurance cases.
- Legal Aid Organizations: Check with local legal aid organizations as they may provide assistance or referrals for car insurance-related matters.
- Internet Search: Conduct an online search using relevant keywords, such as “car insurance attorney” or “auto insurance lawyer” along with your location.
What should I consider when choosing a car insurance attorney?
When selecting a car insurance attorney, consider the following factors:
- Experience: Look for an attorney with extensive experience in handling car insurance cases.
- Expertise: Ensure the attorney specializes in car insurance law and has a track record of success in similar cases.
- Reputation: Research the attorney’s reputation by reading reviews, testimonials, and checking their disciplinary record with the local bar association.
- Communication: Choose an attorney who communicates effectively and keeps you informed about the progress of your case.
- Fees: Discuss and understand the attorney’s fee structure and payment terms before hiring their services.
Can I consult with a car insurance attorney for free?
Many car insurance attorneys offer a free initial consultation to evaluate your case. During this consultation, you can discuss the details of your situation, learn about your legal options, and decide whether to proceed with hiring the attorney.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.