Allstate vs. Nationwide Car Insurance Comparison [2024]
In our Allstate vs. Nationwide car insurance comparison, Allstate provides liability insurance at a monthly rate of $86, while Nationwide offers coverage for $156 per month. If you're considering either company, we recommend choosing Allstate if you desire more personalized service and are willing to pay higher premiums.
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Benjamin Carr
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Former State Farm Insurance Agent
UPDATED: Jan 6, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Allstate is the second-largest insurance provider in the U.S.
- Nationwide offers lower premiums on car insurance coverage
- Both auto insurance companies offer specific discounts to customers
If you are trying to compare Allstate and Nationwide insurance, it can be a tough choice since they are both so well-known. Here is some background information on these two car insurance companies to help you make a better-informed decision.
Also, be sure to check out the Allstate car insurance review for some more specific and in-depth information on the company.
When you finish with this comparison article, be sure to use the free tool on this page for comparing quotes from many different companies. Simply enter your zip code to get started today!
How did Allstate auto insurance become so well known?
Allstate gained a lot of its fame from its “Are you in good hands?” slogan that has been advertised since about 2004. Previously they used “You are in good hands with Allstate” for several successful years.
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Allstate’s Growing After 70 Years
The company formed in 1931 as a division of Sears, Roebuck and Co. In 1993, it separated into an independent business.
Presently, Allstate is the 2nd biggest insurance company within the U.S. and offers 13 types of insurance policies, products and services, which include:
- Home Insurance
- Auto Insurance
- Life Insurance
- Commercial Insurance
- Retirement Products
- Investment Products
- Banking Services
Allstate’s Unique Car Insurance Options
In May of 2005, Allstate insurance introduced a “Your Choice Auto Insurance” program. It offers reduced deductibles and increased upper limits on coverage such as:
- Car Accident Forgiveness – Accident forgiveness prevents premiums from rising because of a car accident.
- Deductible Discounted Rewards – Provides $100 right away off the collision car insurance deductible and an extra $100 discount for every year the driver does not have accidents, to a maximum of $500.
- Replacement Of New Car – Replacement value may be provided when the policyholder’s new vehicle gets totaled from a loss that is covered. This amount is over book value.
Nationwide Insurance Services Has Become One of the Biggest Firms
In 1955, the Farm Bureau Mutual Automobile Insurance company switched its company’s name to Nationwide Insurance. By 1965, Nationwide was in 32 states and in Washington, DC.
Today, Nationwide is one of the biggest financial services and insurance firms in the entire world.
It develops and owns these types of companies:
- Casualty Insurance
- Domestic Property
- Retirement Saving
- Life Insurance
- Strategic Investing
- Asset management
You can learn about the car discounts offered by Nationwide here.
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Nationwide’s iPhone Applications
In April of 2009, Nationwide offered its Nationwide Mobile free iPhone application (app) to its auto insurance policyholders. This app gives drivers simple instructions on what to do after car accidents.
It helps the drivers begin their claim processing as well.
The app also locates company-approved car repair businesses and helps all drivers involved exchange insurance and accident information.
Nationwide also developed an iPhone app called Cartopia. This app assists individuals as they shop for cars. It displays different car models and makes, depending on the criteria entered by the individual. The criteria may include:
- Invoice price
- Trade in value
- Histories of 6 used cars per month
- Nationwide Bank loan rates
- Gas mileage
- Color
- Safety rating
- Complete cost of ownership
Allstate’s Higher Service Verses Nationwide’s Lower Costs
If you want more personalized service and do not mind paying higher premiums, Allstate makes a better choice. Also, Allstate benefits are still very good. Nationwide may save you money on premiums, but will provide less personal service.
These are of course generalizations; some people may find that Allstate has the cheapest rates for them while others may find that Nationwide offers better customer service.
Be sure that you compare all of the options available to you — enter your zip for free car insurance quotes from multiple providers now!
Frequently Asked Questions
How did Allstate auto insurance gain its popularity?
Allstate became well-known through its widely recognized slogan, “Are you in good hands?”, which has been advertised since 2004.
When did Allstate separate from Sears, Roebuck and Co?
Allstate became an independent business in 1993 after separating from Sears, Roebuck and Co.
What types of insurance policies does Allstate offer?
Allstate offers 13 types of insurance policies, products, and services, including unique car insurance options like the “Your Choice Auto Insurance” program.
How did Nationwide Insurance Services become one of the biggest firms?
Nationwide Insurance Services, formerly known as the Farm Bureau Mutual Automobile Insurance company, changed its name in 1955 and expanded its presence to 32 states and Washington, DC by 1965. Today, it is one of the largest financial services and insurance firms globally.
What features does Nationwide’s iPhone application provide?
Nationwide offers an iPhone application called Nationwide Mobile, which helps auto insurance policyholders with post-accident procedures and claim processing. They also have the Cartopia app, which assists individuals in shopping for cars based on specific criteria.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Benjamin Carr
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Former State Farm Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.