Best Acura TSX Car Insurance in 2024

 

Key takeaways:

• Full coverage costs around $1,290 a year or $108 each month
• A liability-only policy costs around $517 a year or $43 each month
• Highest rates are for teenage drivers at around $4,715 a year or $393 each month
• Good drivers can save as much as $532 a year by earning policy discounts
• Acura TSX insurance costs around $229 less per year than the average vehicle

Acura TSX insurance rates are quite a bit less than the average vehicle partly because new Acura TSX cars haven’t been produced in a half-dozen years. Owners of an older Acura TSX may get liability-only coverage which costs around $517 a year or $43 a month.

Good drivers can save up to $532 a year in policy discounts by being safe and courteous out on the roads. Let’s take a closer look at Acura TSX insurance rates, safety features, and more.

You can start comparing quotes for Acura TSX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura TSX Insurance Cost

The average auto insurance rates for a Acura TSX cost $1,290 a year or $108 a month.

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Are Acura TSXs Expensive to Insure?

The chart below details how Acura TSX insurance rates compare to other sports cars like the Cadillac ATS-V, Porsche 911, and Audi TT RS.

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura TSX Insurance?

Even though the average annual rate for the Acura TSX is $1,290, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Acura TSX.

Age of the Vehicle

Older Acura TSX models generally cost less to insure. For example, car insurance rates for a 2014 Acura TSX are $1,290, while 2010 Acura TSX rates are $1,118, a difference of $172.

Driver age can have a significant effect on the cost of Acura TSX car insurance. For example, 30-year-old drivers pay approximately $57 more for their Acura TSX car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Acura TSX insurance rates. For example, drivers in Los Angeles may pay $185 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Acura TSX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TSX auto insurance rates with violations on their driving record.

Acura TSX Safety Ratings

Your Acura TSX auto insurance rates are influenced by the Acura TSX’s safety ratings. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Marginal
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Good
Side	Good
Roof strength	Good
Head restraints and seats	Good
Source: Insurance Institute for Highway Safety

Acura TSX Crash Test Ratings

The crash test ratings of the Acura TSX can impact your Acura TSX car insurance rates.

Acura TSX Safety Features

The Acura TSX safety features can help lower insurance costs. According to AutoBlog, the 2020 Acura TSX has the following safety features:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control

Acura TSX Finance and Insurance Cost

If you are financing a Acura TSX, you will pay more if you purchase Acura TSX auto insurance at the dealership, so be sure to shop around and compare Acura TSX auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Acura TSX Insurance

You have more options at your disposal to save money on your Acura TSX car insurance costs. For example, try these five tips:

• Ask About Welcome Discounts
• Tell Your Insurer How You Use Your Acura TSX
• Ask About Farm and Ranch Vehicle Discounts
• Move to the Countryside
• Understand that Your Insurer Can Change Your Acura TSX Auto Insurance Rates Mid-Term for Other Reasons

Top Acura TSX Insurance Companies

Who is the top auto insurance company for Acura TSX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura TSX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura TSX offers.

Compare Free Acura TSX Insurance Quotes Online

To start comparing Acura TSX car insurance quotes for free, use our online car insurance comparison tool.
Acura TSX Car Insurance Overview

How much is the car insurance cost for an Acura TSX? Acuras have one of the highest ratings of customer loyalty and are truly unique vehicles to drive and own. Their brand has a range of vehicles from the high-end to the workhorse, which means Acura car insurance rates vary.

If you’ve purchased an Acura TSX, you’ve got yourself a cross between the two, with a sports car feel.

However, now you have to consider Acura TSX insurance cost. The average car insurance cost for an Acura TSX for full coverage are $96.17/mo. Since this can be a cumbersome task for some people based on the time it takes to get multiple quotes, most people accept the first car insurance quote they receive. This could cost them a small fortune in the long run.

It is wise to take the time to do this task correctly and get several quotes. As mentioned, doing so could save you hundreds or thousands of dollars over the long haul. There are many different ways to get insurance quotes.

Below are a few ways to get auto insurance rates for an Acura TSX, but why not just enter your ZIP code above for a free Acura TSX car insurance quote comparison? To get a more in-depth look into car insurance rates and details about the Acura TSX, continue through the guide.

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The Average Cost of Acura TSX Insurance

The cost of your insurance is based on a lot of different factors, and the car you drive is only one of them. Things like your driving history, age, gender, and where you live will all affect what you pay. That means your rate may be well above or below the average. Is Acura expensive to insure?

The average monthly car insurance rate for an Acura TSX is $96.

What will car insurance cost me? That depends on your personal factors. In this guide, we will break down the factors about the car itself that contribute to car insurance rates.

How does the frequency of claims filed on Acura TSX affect car insurance rates?

The frequency of claims filed affects something called loss ratio.

Loss ratio is the difference between what car insurance companies earn from premiums and the money lost in filed claims.

For instance, car insurance with a loss ratio of 67.10 in PIP coverage means for every $100 the car insurer makes, they spend $67.10 in filed PIP claims. So, the frequency of claims filed could affect car insurance rate, especially if the rate of claims increase over time. Car insurance companies will be able to justify the car insurance rate increases.

The Insurance Information Institute (III) reported on the frequency of claims as it relates to collision losses from insurance companies, but these frequency of claims are for 2016 to 2018 models. Therefore, the Acura TSX wouldn’t be included in this research.

Why not take a look at the data anyhow? The data table will reflect the claim frequency and average loss payment of passenger vehicles under collision coverage in a vehicle year. A vehicle year is equivalent to 365 days of car insurance coverage of a vehicle.

Acura TSX Claim Frequency

Claim frequency is measured by 100 insured vehicle years, while overall loss represents the average loss payment per insured vehicle year. From the data, passenger cars like the Acura TSX had the highest claim frequency in collision coverage. However, the claim severity was the cheapest among all passenger vehicles.

The collision coverage rates for the Acura TSX are more expensive, which can indicate that claims occur more frequently for midsize passenger vehicles. To absorb potential losses, car insurance companies may increase rates to offset a high number of claims.

Car Insurance Coverage Options for the Acura TSX

Most vehicles in the U.S. are required to have liability auto insurance coverage, which is the minimum requirement for car insurance. Within liability coverage is an array of coverages that covers the cost of bodily injury and property damage. In the previous sections, we mentioned PIP and MedPay. These two coverages are additional liabilities required in some states.

There are other coverages available that may or may not be required, and they are uninsured motorist coverage and underinsured motorist coverage. It is strongly recommended that a policyholder acquire these coverages. Some car insurance companies will issue this coverage automatically as it might part of the liability coverage package.

The coverage level is an important factor that affects car insurance, also.

Coverage level determines the coverage limits for bodily injury compensation and property damage compensation.

The coverage level is often known as coverage rules. For example, a coverage rule for a state may say something like $25,000 for bodily injury of one person per accident, $50,000 for bodily injury of two or more people per accident, and $25,000 for property damage per accident. This is coverage rule may be labeled as the 25/50/25 rule.

If a policyholder believes this coverage rule isn’t enough, they can ask the car insurance company for higher coverage limits. Higher coverage levels will increase your rates.

For now, let’s examine the standard liability coverage rates for the Acura TSX in a short data table.

Acura TSX Average Annual Liability Car Insurance Rates

Normally, liability coverage would more expensive than collision and comprehensive coverage. However, the liability coverage rates for the Acura TSX are lower than collision but more expensive than comprehensive coverage.

How does the size and class of the Acura TSX affect liability rates?

The Acura TSX is a midsize luxury car that has two models: a sedan series and a wagon series. These vehicles were made in two generations. The first generation was strictly sedans, which were called CL9. The second generation continued with the sedan design, and in 2011, Acura released their station wagon design. All vehicles are considered midsize cars.

Is the Acura TSX a sports car? Not according to the official classifications, and most insurance companies will not classify it that way.

Does size determine the class of the vehicle? The answer is yes. The car’s weight and size will determine the class of the vehicle. The specs for the Acura TSX are compiled in the data below.

Acura TSX Specs by Model Type

Why is this information important? The Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) reports that vehicle size and weight determine the overall safety of motorists.

The weight and speed of the two vehicles can determine the level of impact of motor vehicles. Bigger vehicles like SUVs and large trucks can push lighter vehicles off the road or cause them to roll over during the impact. The bigger the vehicle, the less force it puts on drivers and passengers inside the heavier vehicle. For drivers and passengers in lighter vehicles, they feel the effects of collision more.

Car insurance companies know this and issue premiums based on the car crash rates, fatality rates, driving record, credit history, and other several factors that may involve the risk of an accident on the roadway.

Bodily injury liability is strictly for paying for injuries sustained from a car accident. It’s part of liability coverage that’s offered by each car insurance company. All car insurance companies will encounter some sort of loss from bodily injury insurance.

The IIHS provides data showing car insurance company losses from bodily injury claims. We’ve summarized their car insurance loss data to specifically list bodily injury coverage loss based on midsize vehicles from 2011 to 2014.

Compare Acura TSX Bodily Injury Car Insurance Coverage Losses

Policyholders who owned an Acura TSX saved their car insurance provider money from 2011 to 2013. Bodily injury losses projected a -22 percent in losses, which indicates car insurance companies saved money on bodily injury coverage when motorists insured an Acura TSX. By 2012 to 2014, Acura TSX models were around the average, sustaining -13 percent in insurance losses.

Overall, bodily injury coverage for an Acura TSX from 2011 to 2014 was helpful for car insurance companies. Policyholders probably received a discount on PIP and Med Pay due to a low rate of claims.

Despite discounts and low claims in bodily injury, car insurance companies will make higher coverage limits available just in case a driver is in an accident that has cost more than the minimum required coverage limit. Here are some coverage limits and the costs a motorist may see from an insurance provider.

Acura TSX Average Annual Bodily Injury Liability Rates by Coverage Level

Remember the coverage rules? The data table describes the coverage rules for bodily injury of one person and multiple people involved in the accident. These quotes are from a general quote query.

The low coverage level, the state minimum requirement, is the cheapest available quote while the higher coverages are more expensive for the 2014 Acura TSX. When discounts are added to the monthly quotes, policyholders are likely to pay less.

Pickup trucks and SUVs have a lower rate for bodily injury, but small and midsize vehicles will encounter bodily injury more. To supplement property damage coverage limits, policyholders can enroll in collision coverage to pay for the damage in case they are at fault in an accident. If a policyholder needs more money for property damage, they will need a higher coverage limit.

Let’s take a look at how property damage liability affected car insurance losses.

Compare Acura TSX Property Damage Car Insurance Coverage Losses

Overall, car insurance companies have profited massively from 2011 to 2014. Most midsize vehicles were around the average loss for car insurers, but those losses show that most companies didn’t lose much from property damage liability.

State minimum for property damage may be enough, however, in some states, the state minimum is very low. Therefore, a policyholder will need a higher coverage limit for property damage. For now, let’s take a look at coverage limits for property damage under liability coverage.

Acura TSX Average Annual Property Damage Liability Rates by Coverage Limit

These monthly quotes are general quotes and based on South Carolina’s coverage rules for property damage liability coverage. The quotes can be affected by discounts, which can lower the monthly quote.

What is the MSRP of Acura TSX?

Car insurance providers will often issue car insurance based on the value of your vehicle. To find the value of a motor vehicle in the U.S., many businesses, auto dealers, and other viable entities will use the Kelley Blue Book (KBB). KBB holds a database of motor vehicle cash values, which many know as the manufacturer’s suggested retailed price (MSRP).

MSRP is the price the auto manufacturer recommends the car dealer charge the consumer for the vehicle.

For older vehicles, however, dealers may go by the Fair Market Range. This reflects the range of prices that KBB estimates most people will pay for a specific vehicle.

Where does the Acura TSX fit into all of this? Even though the Honda hasn’t made an Acura TSX since the 2014 models, consumers can still find the value of the Acura TSX through KBB. Listed below is a table that shows the Fair Market Range of the Acura TSX. We’re including the latest models in a four-year-model trend.

Acura TSX Fair Market Range, Fair Purchase Price & Typical Listing Price

Of course, Acura TSX’s fair market range, fair purchase price, and typical listing price increase as they approach more recent years. Vehicle cash values affect car insurance due to the amount of money it takes to repair and maintain a vehicle in case of an accident.

For those who recently acquired an Acura TSX that’s financed, they will be required to get collision and comprehensive car insurance. If a motorist’s full coverage policy is not enough to cover the cost of the leased vehicle, the lender will likely enroll in force-placed insurance.

Force-placed insurance coverage is insurance that will recover the total loss of a vehicle in case the leasing motorist doesn’t have enough on their car insurance coverage limit to cover the cash value of the leased vehicle.

Why? Most liability car insurance coverage pays for damage, but it only pays for bodily injury and property damage for the no-fault driver. In some states, fault distributed in percentages, which means a claim will be distributed by the percentage of fault between two parties.

Lenders want to ensure the total value of the vehicle can be paid for in case an accident is a total loss, so they will have their customers enroll in full coverage.

How does the MSRP of Acura TSX affect collision rates?

In the previous section, we briefly talk about collision coverage. Motorists should consider collision coverage when they need a car insurance company to pay for their property damage.

Collision coverage pays for property damage, like a motor vehicle, regardless of who is at fault.

Collision coverage is helpful in case a motorist is an at-fault driver. Motorists who own or lease an Acura TSX are eligible for collision car insurance. How much does it cost? We can explore those numbers in this data table below.

Acura TSX Average Annual Collision Car Insurance Rates

All later model vehicles will have higher coverage rates due to the value of the vehicle and the cost of repairs in case the later model is in an accident. Therefore, the cheapest collision rate would be the 2011 Acura TSX. The OEM parts are much cheaper and more common since the vehicle has been out longer. (For more information, read our “Compare Best Car Insurance Companies That Offer OEM Parts Coverage”).

Speaking of coverage, let’s examine how collision affects car insurance rates for these vehicle model years. The stacking column graph below is IIHS’s summary of insurance losses by make and model. In this data, we can compare 2011-2014 Acura TSX models to vehicles in the same class. It calculates the insurance losses from collision coverage.

Acura TSX Collision Car Insurance Coverage Losses

According to the IIHS, the Acura TSX had an average loss in collision coverage, which is a five percent loss in 2011 to 2013 models, and a two percent loss in 2012 to 2014 models. The average loss in collision coverage was likely projected from car insurance companies.

How does the MSRP of Acura TSX affect comprehensive rates?

Comprehensive coverage pays for damage not resulting in a collision, such as vehicle theft, vandalism, fires, floods, and other events out of the vehicle owner’s control. It’s optional insurance coverage that’s recommended for policyholders who are leasing their vehicle or who would like a zero-deductible for windshield coverage.

Policyholders who need comprehensive coverage will likely pay much less than collision coverage. Here’s a quick look at comprehensive coverage rates.

Acura TSX Average Annual Comprehensive Car Insurance Rates

Comprehensive coverage is about $150 less than collision coverage. Is it because property damage from a collision occurs much less? No. It could be due to the average cost of repairs after a collision.

In the IIHS insurance losses summary, we can see how much car insurance companies lost from comprehensive coverage policies. We want to remind you that these losses are due to claims. The IIHS has narrowed claims down to the popular vehicles in the midsize vehicle class. Here’s another stacking column graph that reflects insurance losses from comprehensive coverage claims.

Compare Acura TSX Comprehensive Car Insurance Coverage Losses

Unlike the collision coverage insurance losses, comprehensive coverage losses for the Acura TSX were more likely to occur from 2011 to 2014. Remember, Acura TSX is considered a luxury vehicle. Therefore, the cost of parts is more expensive than practical vehicle models such as the Honda Accord. The Acura TSX maintains average losses according to the IIHS.

The comprehensive insurance losses for the Acura TSX was 10 percent for the 2011-2013 model years, while the 2012-2014 model years had a comprehensive loss of 12 percent, that’s a combined rate of 22 percent. Compared to the Chevrolet Malibu, companies that insured the Acura TSX 2011 to 2014 vehicles had a five percent loss in claims.

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What are the theft rates of Acura TSX?

The latest Acura TSX is the 2014 Acura TSX Four-Door Sedan. There aren’t any thefts listed for the Acura TSX in 2018. Normally, we’ll feature data from the National Insurance Crime Bureau. However, the only theft record that’s featured on their report is the 1994 and 1995 Acura Integra.

The Acura TSX is an uncommon target for automobile thieves due to its anti-theft technologies. In 2013, however, the Acura TSX was in the top 10 most stolen luxury vehicles. Take a look at the top ten most stolen vehicles for 2019 in this video.

https://youtu.be/nCRHXJxvyV4

What does that mean for comprehensive coverage? In this short section, we’ll talk about how theft rates can affect comprehensive rates.

How do the theft rates of Acura TSX affect comprehensive rates?

Car insurance companies often give discounts to policyholders who have anti-theft technology on their vehicles. The area in which you live also can affect car insurance rates.

Urban areas are more likely to encounter thefts than in rural areas. Therefore, car insurance companies will assess risk and determine how much a comprehensive policy will cost. So rural areas will be cheaper due to the smaller population numbers, which account for less risk.

How much will it cost to repair my Acura TSX?

Repair costs can be pain after an accident, especially if a policyholder doesn’t have a sufficient coverage limit. Even though the Acura TSX is an older vehicle, it’s possible to encounter expensive car repairs. This section will report on the average cost of repairs for Acura TSX models. In addition to repair costs, we’ll explore how cost affects collision and comprehensive rates.

Determining the cost of repairs is a long process for a policyholder. After an accident, car insurance companies insist that their policyholders get at least three estimates. RepairPal has an elaborate estimate generator that allows anyone searching for the cost of car body repairs to get a quote. We’ve managed to collect a few quotes from RepairPal regarding the latest Acura TSX model. Here are the results.

Acura TSX Repair Costs (RepairPal Level 2)

Labor is the amount of time the workers estimate how long a repair would take. Supplies, tint, cover, waste disposal, and color sand are other services needed to put a finish on the repairs. Of course, the totals are the cost of repairs combined.

How does the cost of repairs affect collision and comprehensive rates?

From those repair costs listed in the previous table, what will collision and comprehensive coverage pay for? That would depend on how the damages occurred. If damages occur due to a collision in an accident, collision coverage will cover the cost of repairs. However, if the damages occur in an event that does not involve a collision, such as a falling object, comprehensive coverage will cover the cost of repairs.

The cost of each coverage depends on the company and how they estimate coverage rates due to the average cost of repairs. According to RepairPal, the average cost of repairs for an Acura TSX is $415, which is $324 less than the average cost of repairs.

Other Car Insurance Coverage Rates for an Acura TSX

Coverage level can determine your coverage limits, but some of those coverage limits may not cover something specific like funeral costs or lost wages. Car insurance companies in some states will suggest that a policyholder picks up an additional liability to pay for bills and fees that are not covered by bodily injury and property damage coverage limits.

Coverages like personal injury protection and medical payments are additional liability coverages. They cover bills such as lost wages, funeral costs, mental health bills, and other bills not covered by bodily injury. For this section, we’ll explore how car insurance companies are affected by personal injury protection claims and medical payment claims.

How do safety ratings affect Personal Injury Protection (PIP) rates?

Some states require motorists to have personal injury protection (PIP). PIP is an additional liability coverage that pays for medical bills and lost wages. This coverage is helpful if a driver needs compensation for injuries regardless of who is at fault.

Safety ratings can help car insurance companies determine the level of risk. Even with the crashworthiness rating from IIHS, car insurers can determine the rates for their PIP policies. What’s hard to pinpoint is the number of claims car insurance will receive from policyholders.

We’ve seen the percent losses from the collision and comprehensive coverages that car insurance companies endure. What about PIP? The IIHS has a summary in the form of a data table that narrowed insurance loss down to PIP. Let’s review PIP coverage insurance loss.

Compare Acura TSX PIP Car Insurance Coverage Losses

The average personal injury loss for Acura TSX is zero percent for 2011-2013 models, while the 2012-2014 models had a loss of negative five percent. That means car insurance companies didn’t lose money from personal injury claims when a policyholder owned an Acura TSX. It could also mean that not many motorists were injured in Acura TSX vehicles.

The Toyota Camry, on the other hand, had the largest percentage lost out of all other vehicles in the data. As versatile as Camry’s are, they cost car insurance companies a lot more for personal injury claims than Acura TSX.

How do safety ratings affect MedPay rates?

MedPay is affected by safety ratings, also. It’s another additional liability coverage that pays for a driver’s injuries, any passenger injuries in your vehicle, and any pedestrian injuries the policyholder may have caused. Medical payments may be used to pay for funeral expenses as well.

MedPay car insurance coverage is no-fault insurance, which will compensate for medical bills for all parties involved in an accident regardless of who is at fault.

As car insurance companies assess the risk for a policyholder, they will consider how much a driver’s rates will be based on several factors. If a driver has a midsize vehicle, car insurance companies may issue higher rates. Passenger cars like Acura TSX are likely to encounter crashes that lead to injury.

Once again, we’ll use IIHS data to show you how MedPay claims affected car insurance companies. In the data, you’ll see several other midsize vehicles that compare to the Acura TSX.

Compare Acura TSX Medical Payments Car Insurance Coverage Losses

Based on the data, we can see those car insurance companies have -15 percent loss from MedPay insurance claims. Therefore, it’s likely those car insurance companies didn’t sustain any losses from MedPay claims from policyholders who owned or leased an Acura TSX.

The Dodge Avenger was the most expensive for car insurance companies under MedPay claims.

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The History of Acura TSX

The Acura TSX is a compact executive car that was made as a sedan and a wagon. All Acura TSX motor vehicles were built in Sayama and Saitama, Japan. They were manufactured by Honda and sold through its Acura division from 2003 to 2014. The Acura TSX lasted for two generations. The vehicle’s design is derived from the corresponding Japanese and European versions of the Honda Accord.

The first-generation TSX was introduced in the Spring of 2003 as a 2004 model. It was succeeded by the second-generation TSX, which was introduced in March 2008 as a 2009 model. Notably, the final generation of the TSX would introduce a V6 option for the 2010 sedan model, and a wagon medal for 2011.

Acura TSX was sold in the U.S. and Canada, where it served as Acura’s four-door, entry-level sedan/wagon when the Acura Integra sedan was discontinued in 2001. Acura TSX was also proceeding the discontinued Acura RSX, which saw discontinued production in 2007. The Acura TSX was the smallest vehicle in the Acura model line from 2007 until 2013.

Honda discontinued the TSX and the larger TL during 2014 and introduced the Acura TLX. This introduction of the TLX replaced the Acura TLX and Acura TL.

What are the safety features of an Acura TSX?

Small, lightweight vehicles have less structure and are likely to absorb crash energy due to their size, which makes occupants in lighter vehicles more vulnerable to crash impact. Car insurance companies consider this detail when issuing rates. Therefore, it’s likely that the total annual cost to insure an Acura TSX is more expensive than a small class or large class vehicle.

Safety features can mean great discounts for a car insurance policy. Car insurance companies will give a policyholder a discount if they have safety features that help protect the car and the driver from personal injury, property damage, and theft. Here is a list of safety features that a 2014 Acura TSX has installed.

• Anti-lock brakes
• Stability control
• Front-impact air bags
• Side impact air bags
• Overhead air bags
• Pretensioners
• Anti-whiplash
• Security system

Each safety feature will reduce the chances of a driver getting injured while operating the vehicle and reduce the chances of a successful theft from criminals.

What are the safety ratings of Acura TSX?

One way a car insurance company determines coverage rates is through safety ratings. In this section, we’ll explore the available car insurance safety ratings for the Acura TSX and its models. We’ll cover three elements of safety, which will be how personal injury protection and medical payments are affected by safety ratings. Finally, the section will wrap with fatality rates of vehicle class types.

But first, let’s address what safety ratings are.

Safety ratings are grades issued from trusted organizations that monitor how safe a motor vehicle is for occupants in the event of a crash.

Before mass production, motor vehicle companies test their vehicles and judged them based on the results of crash tests, driving tests, etc. Here’s a video from the IIHS, which shows the 2012 Acura TSX testing.

The Acura TSX models don’t have an overall safety rating from the National Highway Traffic Safety Administration (NHTSA) or the IIHS. The IIHS does have a “crashworthiness” rating on their websites. We’ve summarized the ratings into a data table for your convenience.

Acura TSX Crashworthiness IIHS Rating

Acura TSX Sedans and Wagons share the same crashworthiness grades. The “G” in the table reflects a “good” rating based on IIHS crashworthy standards, while the “M” in the table represents a “marginal” grade.

Even though there’s isn’t a safety rating for the Acura TSX, we suspect that the vehicle met safety standards and sustained expected losses in terms of car insurance.

How does the safety of Acura TSX compare to other vehicles with the same size class?

The Acura TSX is a midsize luxury sedan. By 2011, the Acura TSX was available in two styles: Sedan and Wagon. Although the wagon is a more versatile vehicle, it remained a midsize vehicle. This data provided by IIHS is a guide on how vehicle size class is determined.

IIHS Guide to Car Size & Class

Acura TSX’s specifications are 3,318 to 3,400 and have dimensions of at least 93 square feet, which places the Acura TSX in the midsize vehicle class. Due to its weight class, the Acura TSX is a vehicle that’s more at risk to endure more damage in the event of an accident.

Now that we mention accidents, let’s review the fatality rates for drivers who own midsize vehicles. The information listed below shows the number of registered vehicles by vehicle class, as well as the number of deaths and death rates in 2018.

IIHS Driver Fatalities by Passenger Vehicle Size

From the data, we can see that midsize class vehicles are the most common. Midsize vehicles have the most registered passenger vehicles, but midsize vehicles have fewer deaths than small class vehicles. In addition to the number of deaths, midsize vehicle death rates were the second-lowest in 2018, according to IIHS.

But how did most of these deaths occur? IIHS collects crash data specifics showing the locale of most fatal accidents for different vehicle classes, such as midsize vehicles. Since Acura TSX is part of the midsize vehicle class, we’ll include another data table that shows the number of fatal accidents identified by the point of impact. The * is for totals that include other and unknown values.

Passenger Vehicle Crash Occupant Fatalities by Point of Impact

According to the data, there were more deaths for occupants in frontal crashes. A total of 7,433 people died in frontal crashes in midsize passenger vehicles. From what we can see in the data, motorists are likely to encounter a fatal crash if they are in a frontal crash accident.

The IIHS data is very specific. Based on their data, they were able to narrow the number of deaths down to drivers and occupants. The final data table of this section will show the number of drivers and occupants that were involved in fatal accidents from 2008 to 2018.

Compare Crash Fatalities per Million Registered Passenger Vehicles by Occupant

In a 10-year trend, we see how numbers fluctuate from drivers and occupants. Occupants, however, are affected more in fatal accidents than drivers. These fatality rates are a reflection of passenger cars, which include mini, small, midsize, and minivan class vehicles.

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Acura TSX Car Insurance: The Bottom Line

The Acura TSX doesn’t have any new models. All models stopped production in 2014, but there is a possibility that Acura TSX models are being sold across the U.S. and Canada. The rates for the Acura TSX are surprisingly cheaper than expected. The 2004 Acura TSX insurance cost is likely to be the lowest since it’s the oldest model. Rates will differ by company as well; Progressive may have a very different rate from State Farm, for example.

Some of the safety ratings have been omitted. This could mean that the Acura TSX was released during a time where the standards were more relaxed for car production or the Acura TSX wasn’t reviewed. What’s clear is the Acura TSX was a good car to insure for car insurance companies regardless of the coverage choice of the policyholder.

This advice should help you insure your Acura TSX properly.  For a more accurate quote enter your ZIP code in to start comparing free Acura TSX auto insurance quotes online.

The average rate for an Acura RXs is a little more than the TSX at $108/month, according to QuoteInspector.

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