Best Buick Car Insurance Rates in 2024 (Compare the Top 10 Companies)
State Farm, USAA, and Progressive stand out as the best Buick car insurance rates, offering premiums as low as $45 per month. These insurers provide cost-effective but comprehensive coverage, ideal for individuals seeking discounted rates and dependable protection customized to their driving requirements.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jun 24, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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State Farm emerges as the prime selection for the best Buick car insurance rates, offering competitive premiums beginning at a mere $45 per month for comprehensive protection.
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Together with USAA and Progressive, they present budget-friendly premiums and extensive coverage choices tailored to meet your driving requirements. Our Top 10 Company Picks: Best Buick Car Insurance Rates
Company Rank Good Driver Discount A.M. Best Best For Jump to Pros/Cons
#1 15% B Comprehensive Coverage State Farm
#2 10% A++ Military Exclusive USAA
#3 20% A+ Snapshot Program Progressive
#4 15% A+ Deductible Rewards Allstate
#5 25% A+ Dividend Policies Amica
#6 10% A Accident Forgiveness Liberty Mutual
#7 15% A Signal App Farmers
#8 10% A+ Vanishing Deductible Nationwide
#9 10% A++ IntelliDrive Program Travelers
#10 15% A++ Affordable Rates Geico
- State Farm offers competitive rates, starting at $45 per month
- Defensive driving and safer vehicles can reduce costs with best Buick car insurance
- Tailored options and discounts guarantee the best Buick car insurance rates
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#1 – State Farm: Top Overall Pick
Pros
- Extensive Network: State Farm has a vast network of agents and offices, making it easy for customers to access assistance and support. Refer to our State Farm car insurance review.
- Strong Financial Stability: With its solid financial standing, State Farm offers reassurance to policyholders regarding claim payouts and long-term stability.
- Customizable Policies: State Farm provides a range of customizable policy options, allowing customers to tailor coverage to their specific needs.
Cons
- Higher Premiums: State Farm’s premiums may be higher compared to some competitors, particularly for certain demographics or coverage types.
- Limited Digital Tools: While State Farm has made strides in digital offerings, some customers may find its online platform and mobile app less intuitive or feature-rich compared to other insurers.
#2 – USAA: Best for Military Exclusive
Pros
- Excellent Customer Service: USAA is renowned for its top-notch customer service, consistently receiving high ratings for responsiveness and satisfaction.
- Exclusive Benefits: USAA offers exclusive benefits to military members and their families, including specialized coverage options and discounts.
- Financial Strength: USAA boasts strong financial stability, instilling confidence in policyholders regarding the company’s ability to meet its obligations.
Cons
- Limited Eligibility: USAA membership is restricted to military members, veterans, and their families, limiting its availability to the general public. Read more through our USAA car insurance review.
- Sparse Physical Locations: USAA primarily operates online and through phone support, lacking the extensive brick-and-mortar presence of some competitors, which may be inconvenient for some customers.
#3 – Progressive: Best for Snapshot Program
Pros
- Wide Range of Discounts: Progressive offers an extensive array of discounts, allowing customers to potentially save on premiums through various eligibility criteria.
- Innovative Technology: Progressive is known for its innovative technology, such as the Snapshot program, which tracks driving behavior to potentially lower premiums.
- Convenient Online Experience: Progressive’s online platform and mobile app provide a seamless and user-friendly experience for policy management and claims processing.
Cons
- Mixed Customer Service Reviews: While Progressive excels in technology and digital experience, some customers have reported mixed experiences with its customer service representatives. Read more through our Progressive car insurance review.
- Varied Pricing: Progressive’s pricing can be inconsistent, with some customers finding competitive rates while others may receive higher quotes compared to competitors for similar coverage.
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#4 – Allstate: Best for Deductible Rewards
Pros
- Range of Coverage Options: Allstate offers a wide range of coverage options, allowing customers to customize their policies to fit their individual needs. Read more through our Allstate car insurance review.
- User-Friendly Technology: Allstate provides user-friendly mobile apps and online tools, making it convenient for customers to manage their policies and file claims.
- Strong Financial Stability: With its solid financial standing, Allstate offers peace of mind to policyholders regarding the company’s ability to handle claims and meet obligations.
Cons
- Higher Premiums for Some: Allstate’s premiums may be higher for certain demographics or coverage types compared to other insurers, potentially making it less competitive in terms of pricing.
- Limited Discounts: While Allstate offers some discounts, its range may be more limited compared to other insurers, potentially resulting in fewer opportunities for savings.
#5 – Amica: Best for Dividend Policies
Pros
- High Customer Satisfaction: Amica consistently receives high ratings for customer satisfaction, reflecting its commitment to excellent service and support. Read more through our Amica car insurance review.
- Financial Strength: Amica boasts strong financial stability, assuring policyholders of its ability to fulfill claims and obligations even in challenging circumstances.
- Dividend Policies: Amica offers dividend policies to eligible policyholders, providing an opportunity to receive a portion of profits back as a refund.
Cons
- Limited Availability: Amica’s availability is limited to certain regions, restricting access for customers outside of those areas.
- Potentially Higher Premiums: While Amica’s customer service and coverage options are highly regarded, some customers may find its premiums slightly higher compared to other insurers.
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#6 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Customizable Policies: Liberty Mutual offers customizable policies, allowing customers to tailor coverage to their specific needs and preferences. Read more through our Liberty Mutual car insurance review.
- Accident Forgiveness: Liberty Mutual provides accident forgiveness programs, which can help prevent premium increases for qualifying policyholders after their first accident.
- Multiple Discount Opportunities: Liberty Mutual offers various discounts, including multi-policy, multi-car, and safe driving discounts, providing opportunities for savings.
Cons
- Mixed Customer Service Reviews: While Liberty Mutual provides extensive coverage options and discounts, some customers have reported mixed experiences with its customer service representatives.
- Higher Premiums for Certain Demographics: Liberty Mutual’s premiums may be higher for certain demographics or coverage types compared to some competitors, potentially making it less competitive in terms of pricing.
#7 – Farmers: Best for Signal App
Pros
- Personalized Coverage: Farmers offers personalized coverage options, allowing customers to tailor their policies to their unique needs and circumstances. Read more through our Farmers car insurance review.
- Strong Agent Network: Farmers has a vast network of agents who provide personalized assistance and guidance to customers, ensuring they find the right coverage.
- Policy Bundling Discounts: Farmers offers discounts for bundling multiple policies, such as home and auto insurance, potentially resulting in significant savings for customers.
Cons
- Potentially Higher Premiums: Farmers’ premiums may be higher compared to some competitors, particularly for certain demographics or coverage types.
- Limited Digital Experience: While Farmers has made strides in digital offerings, some customers may find its online platform and mobile app less advanced or user-friendly compared to other insurers.
#8 – Nationwide: Best for Vanishing Deductible
Pros
- Wide Range of Coverage Options: Nationwide offers a broad range of coverage options, allowing customers to customize their policies to meet their specific needs.
- Member Benefits: Nationwide offers various member benefits, such as access to financial services and discounts on other products, enhancing the overall customer experience.
- Strong Financial Stability: Nationwide boasts strong financial stability, providing reassurance to policyholders regarding the company’s ability to handle claims and meet obligations, as highlighted in our Nationwide insurance review.
Cons
- Mixed Customer Service Reviews: While Nationwide provides extensive coverage options and member benefits, some customers have reported mixed experiences with its customer service representatives.
- Limited Availability of Discounts: Nationwide’s discount offerings may be more limited compared to some competitors, potentially resulting in fewer opportunities for savings.
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#9 – Travelers: Best for IntelliDrive Program
Pros
- Wide Range of Policy Options: Travelers offers a diverse range of policy options, allowing customers to choose coverage that suits their individual needs and preferences.
- IntelliDrive Program: Travelers’ IntelliDrive program rewards safe driving behavior with potential discounts on premiums, encouraging and incentivizing safe driving habits.
- Strong Financial Stability: Travelers has a strong financial standing, providing policyholders with confidence in the company’s ability to handle claims and meet obligations.
Cons
- Higher Premiums for Some: Travelers’ premiums may be higher for certain demographics or coverage types compared to other insurers, potentially making it less competitive in terms of pricing.
- Limited Availability of Discounts: While Travelers offers various discounts, the availability may be more limited compared to some competitors, potentially resulting in fewer opportunities for savings. Read more through our Travelers car insurance review.
#10 – Geico: Best for Affordable Rates
Pros
- Affordable Rates: Our Geico insurance review highlights that Geico is known for its competitive rates, offering affordable premiums for a wide range of customers, including those with clean driving records.
- User-Friendly Technology: Geico provides user-friendly online tools and a mobile app, making it convenient for customers to manage their policies, file claims, and access support.
- Extensive Discount Opportunities: Geico offers a wide range of discounts, including multi-policy, safe driving, and vehicle safety discounts, providing numerous opportunities for savings.
Cons
- Limited Agent Interaction: Geico primarily operates online and through phone support, with limited face-to-face interaction with agents, which may be less preferable for some customers.
- Mixed Claims Experience: While Geico offers affordable rates and convenient technology, some customers have reported mixed experiences with the claims process, including delays and communication issues.
Compare Buick Car Insurance Rates
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The Best Car Insurance for Buicks
Factors That Affect Your Buick Car Insurance
Tips to Save on Buick Car Insurance Rates
To maximize savings, consider enrolling in telematics programs, seeking discounts, prioritizing car safety, adjusting coverage amounts cautiously, and maintaining a clean driving record. While Progressive is typically a cost-effective option for Buick drivers, individuals with low credit scores may want to explore other insurers for potentially better rates. Enter your ZIP code now to begin.Free Car Insurance Comparison
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Frequently Asked Questions
How do I compare Buick car insurance rates?
To compare Buick car insurance rates, you can follow these steps:
- Gather Information: Collect the necessary details about your Buick, including its make, model, year, and vehicle identification number (VIN).
- Research Insurance Providers: Look for reputable insurance companies that offer coverage in your area.
- Obtain Quotes: Contact insurance providers directly or use online comparison tools to request insurance quotes for your Buick.
- Provide Accurate Information: Make sure to provide accurate and complete details about yourself, your Buick, and your driving history when requesting quotes.
- Review and Compare: Once you receive quotes from different insurers, review the coverage options, deductibles, limits, and premiums to make an informed comparison.
- Consider Additional Factors: Besides price, consider the insurer’s reputation, customer service, claims handling process, and any available discounts.
- Make a Decision: After comparing rates and coverage options, choose the insurance policy that best meets your needs and budget.
The abovementioned information are the steps in comparing Buick car insurance rates.
Are Buick car insurance rates generally higher or lower compared to other brands?
Buick car insurance rates can vary depending on the specific model, driver profile, and other factors mentioned above. Generally, Buicks are known for their safety features, which can help lower insurance rates. However, insurance rates are influenced by a combination of factors, including the car’s claims history, repair costs, and theft rates. It’s important to compare insurance quotes from multiple providers to get a better understanding of how Buick rates compare to other brands in your specific situation. Enter your ZIP code to begin.
Are Buick car insurance rates affected by the age of the vehicle?
Yes, the age of your Buick can impact cheapest car insurance rates. Generally, older vehicles tend to have lower insurance rates compared to newer ones. This is because the value of older cars is typically lower, reducing the potential cost of repairs or replacement in case of an accident. However, factors such as the model’s safety features, historical claims data, and overall reliability can also influence rates. It’s important to note that even with an older Buick, factors like your driving history, location, and coverage choices will still play a role in determining your insurance premiums.
Are there specific insurance considerations for certain Buick models?
Yes, insurance considerations can vary depending on the specific model of your Buick. Here are a few factors to keep in mind for certain Buick models:
- Buick Enclave: The Buick Enclave is a midsize SUV known for its safety features and spaciousness. Insurance rates for the Enclave may be influenced by factors such as the vehicle’s size, claims history, and repair costs associated with SUVs. Additionally, the Enclave’s advanced safety features may potentially qualify for insurance discounts.
- Buick Regal: The Buick Regal is a midsize sedan that offers a combination of comfort and performance. Insurance rates for the Regal can be influenced by factors such as the model’s safety features, engine size, and historical claims data. The trim level and optional features on the Regal may also impact insurance premiums.
- Buick Encore: The Buick Encore is a compact crossover known for its fuel efficiency and versatility. Insurance rates for the Encore may be affected by factors such as its theft rates, repair costs, and overall claims history for the model. The Encore’s safety features and optional add-ons, such as advanced driver assistance systems, can also impact insurance rates.
The abovementioned information are the important details that one should always be mindful about.
Why is Buick car insurance so affordable?
While there are several reasons for the affordability of Buick car insurance, one of the most important is that they’re generally safe cars. Enter your ZIP code now to begin.
Should you buy gap insurance for a Buick?
What are the top three insurance providers recommended for securing Buick car insurance rates, according to the article?
The top three insurance providers recommended for securing Buick car insurance rates, according to the article, are State Farm, USAA, and Progressive.
What factors should drivers consider when comparing insurance costs for specific Buick models?
When comparing insurance costs for specific Buick models, drivers should consider factors such as location, marital status, age, car model, credit score, and driving history. Enter your ZIP code now to start.
How does the availability of discounts vary among the insurance providers mentioned in the article?
What are some key considerations for insuring customized or modified Buick vehicles, as highlighted in the article?
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
