Best Buick Regal Car Insurance in 2025 (Find the Top 10 Companies Here)

State Farm offers the best overall coverage, Geico provides the most affordable rates, and USAA is ideal for military members. Compare these top providers to find the perfect insurance for your Buick Regal. Learn more in our “What is the best car insurance?”

Our Top 10 Company Picks: Best Buick Regal Car Insurance

Buick Regal good drivers can save in policy discounts each year by practicing safe driving habits. You can find affordable protection out there, though sometimes the lowest rates that are offered don’t come with what you need,

You can start comparing quotes for Buick Regal car insurance rates from some of the best car insurance companies by using our free online tool now.

#1 – State Farm: Top Overall Pick

Pros

• Reliable Coverage: State Farm offers reliable coverage options tailored to the Buick Regal. For more details, check our review of State Farm car insurance review.
• Competitive Rates: With a monthly minimum coverage rate of $45 for the Buick Regal, State Farm is a budget-friendly option.
• Discount Opportunities: Buick Regal owners can save more by bundling various insurance policies under State Farm, as detailed in our auto insurance review.

Cons

• Modest Multi-Policy Savings: State Farm’s multi-policy discount for Buick Regal owners may not be as generous as those offered by other providers.
• Potentially High Premiums: Even with discounts, some coverage levels might come with relatively higher premiums, affecting Buick Regal owners.

#2 – Geico: Best for Affordable Rates

Pros

• Cost-Effective Coverage: Geico is known for offering some of the lowest rates for Buick Regal insurance, starting at $50 per month for basic coverage.
• Broad Discounts: Buick Regal owners can take advantage of various discounts, including a 25% multi-policy discount. Unlock details in our guide titled, “Geico Car Insurance Review.”
• Financial Strength: With an A++ rating from A.M. Best. According to Geico Car Insurance Review, this company is a stable and trustworthy choice for insuring your Buick Regal.

Cons

• Customer Service: Geico’s customer service might not offer the personalized experience that some Buick Regal owners seek.
• Limited Coverage Options: While Geico offers affordable insurance, its coverage options may be less comprehensive compared to other providers.

#3 – USAA: Best for Military Savings

Pros

• Exclusive Military Discounts: Based on the USAA car insurance review, USAA provides significant savings for military families insuring a Buick Regal.
• Highly Rated Insurer: With an A++ rating from A.M. Best, USAA is a reliable option for Buick Regal insurance.
• High Customer Satisfaction: USAA is renowned for its exceptional customer service, especially for military members who own a Buick Regal.

Cons

• Restricted Eligibility: USAA’s insurance products are limited to military personnel, veterans, and their families, restricting access for other Buick Regal owners.
• Premium Costs: Despite the discounts, some coverage plans might still carry higher rates compared to other insurers.

#4 – Allstate: Best for New Drivers

Pros

• New Driver Discounts: Allstate provides attractive discounts for new and younger drivers of Buick Regal. Uncover more about offerings in our Allstate car insurance review.
• Comprehensive Coverage: Allstate offers a wide array of coverage options tailored for Buick Regal owners.
• Solid Financial Standing: Allstate’s A+ rating from A.M. Best indicates a secure and dependable choice for Buick Regal insurance.

Cons

• Higher Insurance Costs: Buick Regal owners, particularly new drivers, may find Allstate’s premiums to be on the higher side.
• Limited Discount Availability: Certain discounts might not be available to all Buick Regal owners.

#5 – Progressive: Best for Customizable Plans

Pros

• Tailored Insurance Plans: Progressive allows Buick Regal owners to customize their insurance coverage to meet specific needs.
• Affordable Rates: Progressive offers competitive pricing, with minimum coverage starting at $48 per month for the Buick Regal.
• Driving Behavior Savings: Progressive’s Snapshot program provides savings based on how Buick Regal owners drive. Delve into our evaluation of Progressive car insurance review.

Cons

• Complicated Discounts: Understanding Progressive’s discount structure may be challenging for some Buick Regal owners.
• Service Quality: Customer service satisfaction might not be as high for Progressive compared to other insurance providers.

#6 – Farmers: Best for Customer Service

Pros

• Excellent Customer Support: Farmers is recognized for its strong customer service, which benefits Buick Regal owners.
• Variety of Discounts: Farmers offers a broad range of discounts, including a 15% multi-policy discount for Buick Regal insurance.
• Strong Coverage Options: Farmers provides thorough coverage options for Buick Regal owners. Read up on Farmers car insurance review for more insights.

Cons

• Expensive Premiums: Farmers’ insurance premiums can be higher than those of some competitors.
• Limited Online Resources: The online tools provided by Farmers may not be as comprehensive as those from other insurers.

#7 – Liberty Mutual: Best for Flexible Policies

Pros

• Flexible Coverage Options: Liberty Mutual allows Buick Regal owners to tailor their policies to suit individual needs.
• Bundling Savings: A 10% discount is available when Buick Regal owners bundle multiple policies. Dive into our guide Liberty Mutual car insurance review for more information.
• Accident Forgiveness: Liberty Mutual offers accident forgiveness, which can be a valuable benefit for Buick Regal drivers.

Cons

• Premium Pricing: Liberty Mutual’s premiums may be higher compared to other options for Buick Regal owners.
• Discount Availability: Some discounts might not be available in every state for Buick Regal owners.

#8 – Nationwide: Best for Full Features

Pros

• Extensive Coverage Features: Nationwide offers a comprehensive suite of coverage options for Buick Regal owners.
• Substantial Discounts: A 20% multi-policy discount is available for Buick Regal insurance through Nationwide. More insights about this provider in our guide Nationwide car insurance discounts.
• Safe Driving Rewards: The vanishing deductible program rewards Buick Regal drivers for maintaining a clean driving record.

Cons

• Higher Premiums: Nationwide’s insurance premiums may be higher compared to other providers.
• Geographical Limitations: Certain coverage options and discounts may not be available in all regions.

#9 – American Family: Best for Customer Support

Pros

• Supportive Customer Service: American Family is praised for its attentive customer service, benefiting Buick Regal owners.
• Bundling Discounts: Buick Regal owners can save 15% by bundling their insurance policies with American Family. See more information on our American Family car insurance review.
• Flexible Payments: American Family offers payment plans that can be adjusted to suit Buick Regal owners’ needs.

Cons

• Higher Insurance Rates: Insurance premiums from American Family may be higher compared to other options.
• Selective Discount Application: Not all discounts might be applicable to every Buick Regal owner.

#10 – Travelers: Best for Claims Process

Pros

• Streamlined Claims Process: Travelers is well-known for its efficient claims process, which is beneficial for Buick Regal owners.
• Affordable Rates: Travelers offers competitive pricing, with minimum coverage starting at $55 per month for Buick Regal.
• Strong Financial Rating: Based on our guide Travelers car insurance review, Travelers has an A++ rating from A.M. Best, reflecting strong financial reliability.

Cons

• Less Personalized Service: Some Buick Regal owners may find that Travelers’ customer service lacks a personal touch.
• Limited Discount Options: The range of discounts available might be more limited compared to other insurers.

Insurance Costs for a Buick Regal

The cost to insure a Buick Regal varies significantly based on the coverage level and provider. Monthly rates for minimum coverage range from $42 with USAA to $60 with Allstate, while full coverage car insurance ranges from $110 with USAA to $140 with Liberty Mutual. On average, Buick Regal car insurance costs about $117 per month or $1,398 annually.

Buick Regal Car Insurance Monthly Rates by Coverage Level & Provider

Factors such as discount rates, high deductibles, low deductibles, and driver risk level also impact the insurance premiums. For instance, high-risk drivers and teen drivers face much higher rates, with monthly costs reaching $248 and $426, respectively.

Buick Regal Auto Insurance Monthly Rates by Coverage Type

Comparing rates from different insurers and understanding the specific coverage needs can help in finding the best insurance plan for a Buick Regal.

Buick Regal Insurance Pricing

The cost of insuring a Buick Regal can vary greatly depending on your budget and the way you analyze the data, which can sometimes feel overwhelming. Simply considering the average cost may not provide the level of coverage you’re seeking. For more detailed guidance, you can refer to our article, “How do you get competitive quotes for car insurance?“

When you evaluate insurance costs by coverage type, the total expense might seem daunting. To assist, we’ve broken down the costs by coverage, allowing you to compare Buick Regal insurance rates with those of similar sedans like the Cadillac ATS, Subaru Impreza, and Toyota Camry.

Buick Regal Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type

If you’re only looking for comprehensive coverage, it will generally cost less than opting for collision coverage. However, for a newer vehicle or one with significant personal value, collision coverage is often advisable. There are still ways to find the most affordable Buick Regal insurance rates online.

Effect of Vehicle Age on Insurance Premiums

Buick Regal Auto Insurance Monthly Rates by Model Year & Coverage Type

For instance, the full coverage premium for a 2024 Buick Regal is $122 per month, whereas the 2015 model costs $113. This trend highlights the fact that newer vehicles, due to their higher value and potential repair expenses, often lead to elevated insurance costs.

How Vehicle Age Influences Insurance Rates

Buick Regal Auto Insurance Monthly Rates by Age

Additionally, the driver’s age plays a crucial role in determining insurance premiums. For example, a 40-year-old driver may pay $148 less per month for auto insurance than a 20-year-old driver, due to differences in driving experience and risk assessment.

When considering the Buick Regal, insurance rates tend to decrease with the driver’s age. A 16-year-old might pay $426 per month, while a 60-year-old pays only $104, underscoring the influence of both vehicle and driver age on insurance costs.

Influence of Driver’s Location on Insurance Premiums

A driver’s location plays a crucial role in determining auto insurance premiums due to factors such as the frequency of accidents, theft rates, and the cost of local repairs. For instance, a driver in Jacksonville, FL, might spend $69 more monthly on insurance compared to someone in Indianapolis, IN. Cities with higher accident rates often face elevated insurance costs.

Buick Regal Auto Insurance Monthly Rates by City

For a Buick Regal, monthly insurance rates can vary significantly depending on the city. Los Angeles, CA, has the highest rate at $199, while Indianapolis, IN, offers one of the lowest at $99. Other cities with high premiums include New York, NY ($184), and Houston, TX ($183), reflecting the greater risks associated with driving in these locations.

For more information, check out our guide “Do you have to pay car insurance every month?”

Impact of Driving Records on Insurance Premiums

Your driving history plays a crucial role in determining your insurance costs, whether you’re behind the wheel of a Buick Regal or any other car.

Buick Regal Auto Insurance Monthly Rates by Age & Driving Record

Younger drivers, particularly teens and those in their 20s, see the most substantial increases in insurance premiums after traffic violations. For more detailed information, check out our guide, “Do all car insurance companies check your driving records?”

While the impact of driving violations tends to diminish with age, it’s still significant. A 50-year-old driver could see their monthly insurance premium rise from $106 to $204 following a DUI. Thus, keeping a clean driving record is vital for managing insurance expenses effectively.

Safety Ratings of the Buick Regal

Buick Regal Safety Ratings

These safety ratings play a significant role in determining the car’s insurance premiums, with higher ratings often leading to reduced costs. The 2020 Buick Regal is well-equipped with a range of safety features, including multiple airbags (covering the driver, passenger, front head, rear head, front side, and rear side), 4-wheel ABS, 4-wheel disc brakes, electronic stability control, daytime running lights, traction control, and an emergency trunk release.

These advanced safety features not only enhance protection but can also contribute to lower insurance premiums. For more details, refer to our guide on “Safety Features Car Insurance Discounts”

Availability of Crash Test Ratings for the Buick Regal

Buick Regal Crash Test Ratings

These vehicles were awarded 4 stars for frontal impact protection and 5 stars for side impact and rollover resistance. However, there are no crash test ratings available for Buick Regal models from 2021 to 2024.

This gap underscores the importance of updated safety assessments to provide potential buyers with the necessary information. For more insights, explore our guide on “Understanding Car Accidents”

Loss Risk Associated With the Buick Regal

The loss probability for a Buick Regal plays a critical role in determining its auto insurance premiums across different coverage types. For collision coverage, the Regal exhibits a modest decline, with a loss rate of -4%.

Property damage coverage fares slightly better, with a reduction of -8%. The most significant decrease occurs in comprehensive coverage, where the loss rate drops by -18%, reflecting a lower incidence of claims in this category. Explore our detailed analysis in “What affects a car insurance quote?”

Buick Regal Auto Insurance Loss Probability

On the other hand, personal injury coverage sees a 4% increase in the loss rate, indicating a higher claim frequency. Medical payment coverage shows a slight decrease of -6%, while bodily injury coverage experiences a minor decline of -3%. These fluctuations in loss rates provide insurers with valuable insights into risk assessment, allowing them to adjust premiums accordingly for the Buick Regal.

Cost-Saving Tips for Buick Regal Insurance

Additionally, if your credit score has improved, it’s a good idea to request a new quote from your insurer, as a better credit score often results in lower premiums. You might also consider removing young drivers from your policy once they move out or head off to school, which can further decrease your costs.

Finally, opting for paperless billing can earn you discounts, as many insurance companies offer incentives for going digital. By applying these tactics, you can secure more affordable insurance rates for your Buick Regal.

Recommended Insurance Companies for a Buick Regal

Top Buick Regal Car Insurance Providers by Market Share

State Farm leads with $65.6 million in premiums written, capturing 9.3% of the market. Geico and Progressive follow, with 6.6% and 5.6% market shares, respectively. Other notable companies include Liberty Mutual, Allstate, Travelers, USAA, Chubb, Farmers, and Nationwide. These companies are recognized for their extensive coverage options and customer satisfaction, making them reliable choices for Buick Regal owners.

Comparing Free Buick Regal Insurance Quotes Online

This approach not only conserves time but also equips you to make a well-informed choice, ensuring your Buick Regal receives sufficient protection while effectively managing your insurance expenses. Discover more on our guide titled “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”

Case Studies: Optimal Insurance for Buick Regal

These case studies illustrate how different providers offer the best Buick Regal car insurance by catering to specific needs and situations.

• Case Study #1 – State Farm’s Comprehensive Coverage: John, a Buick Regal owner, sought comprehensive coverage that included collision and liability insurance. State Farm provided him with a rate of $42 per month, offering extensive coverage options and excellent customer service. This helped John feel secure knowing his car was well-protected while enjoying competitive rates and discounts for safe driving.
• Case Study #2 – Geico’s Affordability: Samantha needed budget-friendly insurance for her Buick Regal without compromising on essential coverage. Geico emerged as the best choice, offering her an affordable monthly rate of $42. With Geico, Samantha benefited from customizable plans and a user-friendly experience, making it easy for her to manage her policy and maintain her budget.
• Case Study #3 – USAA’s Military Benefits: Mark, a military veteran, required car insurance that catered to his unique needs and offered special benefits. USAA provided him with comprehensive coverage at a competitive rate of $42 per month, along with exclusive discounts and services for military members. This allowed Mark to enjoy peace of mind and excellent support tailored to his lifestyle.

These case studies highlight how State Farm, Geico, and USAA excel in providing the best Buick Regal car insurance and owners seeking affordable, comprehensive coverage. See more details in our guide titled, “Compare Collision Car Insurance: Rates, Discounts, & Requirements.”

By addressing specific needs such as comprehensive coverage, affordability, and military benefits, these top providers ensure that Buick Regal owners receive the protection and service they deserve. To find out if you can get cheaper auto insurance rates, enter your ZIP code into our free quote tool below to instantly compare prices from various companies near you.