Best Dodge Journey Car Insurance in 2024 (Check Out the Top 10 Companies)
Discover the best Dodge Journey car insurance with top providers like State Farm, USAA, and AAA, featuring rates from $170 per month. These companies are praised for their budget-friendly rates, comprehensive coverage, and excellent customer service, ensuring superior protection for your Dodge Journey.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Aug 10, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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2,934 reviews
State Farm, USAA, and AAA offer the top Dodge Journey car insurance, each providing distinct advantages tailored to various driver needs.
You can start comparing quotes for Dodge Journey car insurance rates from some of the best car insurance companies by using our free online tool now.
Our Top 10 Company Picks: Best Dodge Journey Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 16% B Many Discounts State Farm
#2 18% A++ Military Savings USAA
#3 10% A Online App AAA
#4 12% A+ Usage Discount Nationwide
#5 15% A Customizable Polices Liberty Mutual
#6 14% A+ Innovative Programs Progressive
#7 17% A++ Custom Plan Geico
#8 11% A Local Agents Farmers
#9 13% A++ Accident Forgiveness Travelers
#10 19% A+ Add-on Coverages Allstate
Searching for Dodge Journey insurance rates might feel like a time-consuming task that will leave you thinking that you can’t find a cheap option. Enter your ZIP code to begin comparing.
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#1 – State Farm: Top Overall Pick
Pros
- Extensive Agent Network: Offers a broad network of local agents, providing personalized assistance for the best Dodge Journey car insurance.
- Flexible Coverage: Provides various coverage options to suit individual needs, ensuring comprehensive protection for your Dodge Journey. Find out in our guide State Farm car insurance review.
- High Financial Stability: Known for strong financial stability, ensuring reliable claims payments and dependable coverage for your Dodge Journey.
Cons
- Potentially Higher Rates: Insurance premiums might be higher than some other providers, affecting the overall affordability of the best Dodge Journey car insurance.
- Basic Digital Tools: Online and app functionalities may not be as advanced, potentially limiting ease of access to policy management for the best Dodge Journey car insurance.
#2 – USAA: Best for Military Savings
Pros
- Top-Tier Customer Service: Highly rated for service tailored to military needs, providing excellent support for managing the best Dodge Journey car insurance.
- Broad Coverage: Offers extensive coverage options with military-specific benefits, ensuring comprehensive protection for your Dodge Journey. Read it more on USAA car insurance review.”
- Competitive Pricing: Typically provides lower premiums compared to many competitors, making it a strong contender for the best Dodge Journey car insurance.
Cons
- Restricted Eligibility: Only available to military personnel, veterans, and their families, which limits access to the best Dodge Journey car insurance for some drivers.
- Limited Availability: Not offered in all states, potentially restricting access to the best Dodge Journey car insurance based on location.
#3 – AAA: Best for Online App
Pros
- Roadside Assistance: Includes comprehensive roadside assistance services, enhancing the value of the best Dodge Journey car insurance.
- Member Perks: Offers various discounts and benefits for AAA members, which can reduce costs for the best Dodge Journey car insurance. Learn more through AAA car insurance review.
- User-Friendly App: Provides a convenient app for managing policies and claims, improving accessibility to the best Dodge Journey car insurance.
Cons
- Potentially Higher Costs: Insurance premiums might be on the pricier side, which could affect affordability for the best Dodge Journey car insurance.
- Regional Variability: Discounts and services may differ depending on location, impacting the consistency of the best Dodge Journey car insurance.
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#4 – Nationwide: Best for Usage Discount
Pros
- Flexible Coverage Choices: Provides a range of coverage options and add-ons, ensuring tailored protection for the best Dodge Journey car insurance.
- Accident Forgiveness: Prevents premium increases after a first accident, maintaining affordable rates for the best Dodge Journey car insurance. Read more through our Nationwide car insurance review
- Good Customer Support: Known for effective customer service and support, enhancing the overall experience of securing the best Dodge Journey car insurance.
Cons
- Possibly Higher Deductibles: Some policies may have higher deductibles, which could affect the overall cost-effectiveness of the best Dodge Journey car insurance.
- Mixed Feedback: Customer reviews indicate variability in claims processing, which might impact satisfaction with the best Dodge Journey car insurance.
#5 – Liberty Mutual Best for Customizable Polices
Pros
- Policy Customization: Offers extensive options for tailoring coverage, allowing you to secure the best Dodge Journey car insurance based on individual needs.
- Advanced Digital Tools: Features a strong online platform and app for policy management, enhancing accessibility to the best Dodge Journey car insurance.
- Accident Forgiveness: Includes forgiveness for the first accident, helping maintain stable premiums for the best Dodge Journey car insurance. Read our guide titled Liberty Mutual car insurance review.
Cons
- Higher Premiums: Insurance policies may cost more compared to other insurers, potentially impacting the affordability of the best Dodge Journey car insurance.
- Inconsistent Claims Experience: Some customers report delays in claims processing, which could affect the overall satisfaction with the best Dodge Journey car insurance.
#6 – Progressive: Best for Innovative Programs
Pros
- Competitive Pricing: Often provides lower premiums due to unique pricing models, making it a strong candidate for the best Dodge Journey car insurance. Learn more about coverage options and monthly rates in our article Progressive car insurance review.”
- Variety of Discounts: Includes discounts for safe driving, bundling, and more, enhancing affordability for the best Dodge Journey car insurance.
- Strong Online Tools: Provides excellent online and mobile app options for managing insurance, improving access to the best Dodge Journey car insurance.
Cons
- Complex Rate Structure: Pricing can be unpredictable and varies widely, potentially complicating the search for the best Dodge Journey car insurance.
- Customer Service Issues: Some customers experience problems with service and claims, which may affect satisfaction with the best Dodge Journey car insurance.
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#7 – Geico: Best for Custom Plan
Pros
- Affordable Premiums: Known for providing low-cost insurance options, making it a strong contender for the best Dodge Journey car insurance. Learn more about Geico’s rates in our guide titled Geico car insurance review.”
- Customizable Coverage: Offers various coverage plans tailored to your needs, ensuring comprehensive protection for the best Dodge Journey car insurance.
- User-Friendly App: Provides a comprehensive app for policy management, making it easier to access the best Dodge Journey car insurance.
Cons
- Less Personal Interaction: Primarily offers service through online and phone channels, which may lack the personal touch for the best Dodge Journey car insurance.
- Claims Processing: Some customers report slower claims handling, potentially impacting the experience with the best Dodge Journey car insurance.
#8 – Farmers: Best for Local Agents
Pros
- Local Representation: Strong presence of local agents for personalized service, enhancing the quality of the best Dodge Journey car insurance.
- Various Discounts: Includes discounts for security systems and multi-car policies, helping reduce the cost of the best Dodge Journey car insurance.
- Local Expertise: Agents have local knowledge, beneficial for addressing regional issues related to the best Dodge Journey car insurance. Take a look at our article titled Farmers car insurance review.”
Cons
- Potentially Higher Costs: Premiums may be higher compared to some other companies, affecting the overall affordability of the best Dodge Journey car insurance.
- Variable Reviews: Customer service experiences can be inconsistent, which might impact satisfaction with the best Dodge Journey car insurance.
#9 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Offers programs to prevent premium hikes after an accident, maintaining affordable rates for the best Dodge Journey car insurance.
- Discounts: Features multiple discounts, including for safe driving and bundling, enhancing affordability for the best Dodge Journey car insurance.
- Financial Stability: Known for strong financial health, ensuring reliable coverage and claims for the best Dodge Journey car insurance. Read more about Travelers’ ratings in our article titled Travelers car insurance review.”
Cons
- Customer Service: Some reports indicate less responsive customer service, which could affect the experience with the best Dodge Journey car insurance.
- Higher Rates: Insurance costs can be on the higher side compared to some competitors, potentially impacting the overall value of the best Dodge Journey car insurance.
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#10 – Allstate: Best for Add-on Coverages
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Are Dodge Journeys Expensive to Insure?
The chart below details how Dodge Journey insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Mercedes-Benz GLE 350, and Buick Enclave.
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $84 | $258 |
| Allstate | $70 | $203 |
| Farmers | $105 | $312 |
| Geico | $76 | $231 |
| Liberty Mutual | $82 | $237 |
| Nationwide | $48 | $149 |
| Progressive | $72 | $208 |
| State Farm | $59 | $170 |
| Travelers | $84 | $261 |
| USAA | $70 | $211 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
Driver Age
Driver age significantly affects Dodge Journey auto insurance costs. For instance, 20-year-old drivers typically pay around $262 monthly for insurance, while 30-year-old drivers usually pay about $121.
The higher rates for younger drivers are due to statistical risks associated with their age group, which insurers often consider when determining premiums.
Driver Location
Your location significantly affects Dodge Journey insurance rates. For instance, drivers in Jacksonville might face insurance premiums that are $84 higher per month compared to those in Indianapolis.
This difference arises due to various factors, including regional crime rates, traffic conditions, and local insurance regulations, all of which influence the cost of coverage.
Ways to Save on Dodge Journey Insurance
There are several ways you can save even more on your Dodge Journey car insurance rates. Take a look at the following tips If you’re a young driver at home, join your parents’ plan.
Compare insurers after moving, and check for Dodge Journey discounts if you were on another’s policy. Ask about low mileage discounts and consider reducing vehicle modifications. Enter your ZIP code to begin comparing.
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Top Dodge Journey Insurance Companies
Who is the top car insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share).
Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.
Compare Free Dodge Journey Insurance Quotes Online
To begin comparing Dodge Journey car insurance rates at no cost, simply use our online comparison tool.
Kickstart your search for the best Dodge Journey car insurance by using our free online comparison tool. Quickly compare quotes from top providers to find the ideal coverage and rates for your vehicle.Charlie Jasper C&C Security Consultants, Inc
This tool allows you to easily input your information and receive quotes from multiple insurance providers, helping you find the best rates and coverage options tailored to your needs. Enter your ZIP code to begin.
Frequently Asked Questions
What should I do if I’m in an accident with my Dodge Journey?
In the event of an accident, prioritize safety and contact your insurance company to report the incident. Follow the necessary steps to document the accident and seek medical attention if needed.
Will modifications to my Dodge Journey affect my insurance rates?
Yes, certain modifications to your Dodge Journey, such as performance enhancements or aftermarket parts, may increase your insurance rates. It’s important to inform your insurer about any modifications. Enter your ZIP code now.
Can I change my Dodge Journey insurance policy at any time?
Yes, you can typically make changes to your insurance policy, such as adding or removing coverage, during the policy term. However, it’s best to consult with your insurance provider for specific details.
One effective way to do this is by researching through finding car insurance company reviews to evaluate different insurers’ reputations and customer satisfaction.
Do I need gap insurance for my Dodge Journey?
Gap insurance may be beneficial if you have a loan or lease on your Dodge Journey. It covers the difference between your vehicle’s value and the amount you owe if it’s totaled or stolen.
Does the color of my Dodge Journey affect insurance rates?
No, the color of your vehicle does not impact insurance rates. Insurers focus on factors like the make, model, age, and driving history instead. Enter your ZIP code now to begin comparing.
Is it more expensive to insure a new Dodge Journey compared to a used one?
Yes, typically, insurance rates for a new Dodge Journey are higher than for a used one due to factors like the vehicle’s value and repair costs.
Additionally, average car insurance rates by age and gender can further influence your rates, as younger drivers and males often face higher premiums due to higher risk profiles.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
