Best Fiat 124 Spider Car Insurance in 2024 (Find the Top 10 Companies Here!)
Progressive, State Farm, and Geico offer the best Fiat 124 Spider car insurance, with rates starting as low as $22 per month. These top providers stand out due to their comprehensive coverage options, competitive pricing, and strong customer service. For the best Fiat 124 Spider insurance, consider these three.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Aug 11, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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13,128 reviewsCompany Facts
Full Coverage for Fiat 124 Spider
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,759 reviewsCompany Facts
Full Coverage for Fiat 124 Spider
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
19,116 reviewsCompany Facts
Full Coverage for Fiat 124 Spider
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
Progressive, State Farm, and Geico lead the way in providing the best Fiat 124 Spider car insurance. These top providers are renowned for their competitive rates, comprehensive coverage, and exceptional customer service.
Our Top 10 Company Picks: Best Fiat 124 Spider Car Insurance
Company Rank Multi-Policy Discount A.M. Best Best For Jump to Pros/Cons
#1 20% A+ High-Risk Drivers Progressive
#2 20% B Complete Coverage State Farm
#3 25% A++ Affordable Rates Geico
#4 25% A+ New Car Allstate
#5 10% A++ Military Families USAA
#6 15% A Standard Coverage Farmers
#7 25% A+ Bundle Policies Nationwide
#8 10% A New Drivers Liberty Mutual
#9 20% A+ Claims Satisfaction Erie
#10 15% A+ Customer Loyalty Amica
Discover how these companies can offer the coverage and value you need for your vehicle.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool above to find the best policy for you.
Compare Quotes From Top Companies and Save Enter your ZIP code below to view companies that have cheap car insurance rates. Enter your ZIP code below to view companies that have cheap car insurance rates. Enter your ZIP code below to view companies that have cheap car insurance rates. Enter your ZIP code below to view companies that have cheap car insurance rates. Understanding the specific coverage rates for the Fiat 124 Spider can help you make an informed insurance decision. The table below outlines the monthly insurance costs for both minimum and full coverage across various providers. Fiat 124 Spider Car Insurance Monthly Rates by Coverage Level & Provider
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Secured with SHA-256 Encryption#1 – Progressive: Top Overall Pick
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#2 – State Farm: Best for Complete Coverage
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#3 – Geico: Best for Affordable Rates
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Secured with SHA-256 Encryption#4 – Allstate: Best for New Car Coverage
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#5 – USAA: Best for Military Families
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#6 – Farmers: Best for Standard Coverage
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Secured with SHA-256 Encryption#7 – Nationwide: Best for Bundle Policies
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#8 – Liberty Mutual: Best for New Drivers
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#9 – Erie: Best for Claims Satisfaction
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Secured with SHA-256 Encryption#10 – Amica: Best for Customer Loyalty
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Monthly Insurance Rates for Fiat 124 Spider: Coverage Comparisons
Insurance Company Minimum Coverage Full Coverage
Allstate $32 $125
Amica $26 $102
Erie $24 $95
Farmers $35 $130
Geico $25 $100
Liberty Mutual $30 $124
Nationwide $27 $110
Progressive $28 $115
State Farm $30 $120
USAA $22 $90
USAA offers the most affordable full coverage for the Fiat 124 Spider at $90 per month, closely followed by Erie at $95 and Geico at $100. For minimum coverage, USAA also leads with the lowest rate of $22 per month, while Erie and Amica provide competitive rates at $24 and $26, respectively.
Conversely, Farmers charges the highest rates, with $35 for minimum coverage and $130 for full coverage. Progressive and State Farm offer mid-range pricing, with Progressive at $28 for minimum and $115 for full coverage, and State Farm at $30 for minimum and $120 for full coverage.
By evaluating different providers, you can secure affordable premiums, uncover unique discounts, and tailor coverage to your specific needs. More information is available about this provider in our article called “Compare Car Insurance by Coverage Type.”
Are Vehicles Like the FIAT 124 Spider Expensive to Insure
Take a look at how insurance rates for similar models to the FIAT 124 Spider look. These insurance rates for other convertibles like the Ford Mustang SVT Cobra, Tesla Roadster, and Lexus IS 250 C give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the FIAT 124 Spider
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| BMW Z4 | $332 | $612 | $364 | $1,444 |
| Buick Cascada | $332 | $656 | $398 | $1,544 |
| BMW M6 | $520 | $1,130 | $450 | $2,280 |
| MINI Convertible | $294 | $536 | $264 | $1,204 |
| Mercedes-Benz SL 450 | $482 | $922 | $398 | $1,960 |
| Mercedes-Benz SLC 300 | $432 | $804 | $398 | $1,792 |
| Volkswagen Eos | $298 | $530 | $430 | $1,416 |
This knowledge helps you find the most suitable insurance options, ensuring that you get the best value for your specific needs. For a deeper analysis, explore our detailed article, “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements,” where you’ll find comprehensive insights and comparisons.
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What Impacts the Cost of FIAT 124 Spider Insurance
The average annual rate for the FIAT 124 Spider is just that, an average. Your insurance rates for a FIAT 124 Spider can be higher or lower depending upon the trim level and personal factors.
Those factors include your age, home address, driving history, and the model year of your FIAT 124 Spider. Discover insights in our article called “Average Car Insurance Rates by Age and Gender.”
Ways to Save on FIAT 124 Spider Insurance
Save more on your FIAT 124 Spider car insurance rates. Take a look at the following five strategies that will get you the best FIAT 124 Spider auto insurance rates possible.
- Keep a close eye on teen drivers.
- Remove unnecessary insurance once your FIAT 124 Spider is paid off.
- Ask about loyalty discounts.
- Park your FIAT 124 Spider somewhere safe – like a garage or private driveway.
- Don’t assume your FIAT 124 Spider is cheaper to insure than another vehicle.
By following these tips, you can effectively lower your insurance premiums and ensure you’re getting the best rate for your FIAT 124 Spider. Discover more about offerings in our guide titled “What Is a Car Insurance Premium?”
Top FIAT 124 Spider Insurance Companies
What is the best company for affordable FIAT 124 Spider insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 124 Spider insurance coverage (ordered by market share).
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Many of these companies offer discounts for security systems and other safety features found on the FIAT 124 Spider. Discover insights in our article called “Safety Features Car Insurance Discounts.”
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Comparing Free FIAT 124 Spider Insurance Quotes Online
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Frequently Asked Questions
How can crash test ratings impact FIAT 124 Spider auto insurance rates?
Crash test ratings can have an impact on FIAT 124 Spider auto insurance rates. Vehicles with higher safety ratings tend to have lower insurance rates.
For additional details, explore our comprehensive resource titled “The Best Small Car Safety Ratings.”
Can safety features of the FIAT 124 Spider earn me a car insurance discount?
Yes, safety features of the FIAT 124 Spider can potentially earn you a car insurance discount. Features such as anti-lock brakes, airbags, and anti-theft systems may qualify for discounts with certain insurance providers.
Does the cost of insurance for a FIAT 124 Spider depend on the trim level?
Yes, the cost of insurance for a FIAT 124 Spider can depend on the trim level. Higher trim levels with more features and a higher purchase price may result in higher insurance rates.
Which companies offer affordable FIAT 124 Spider insurance rates?
Some of the top companies offering FIAT 124 Spider insurance coverage include State Farm, Geico, Progressive, Allstate, Liberty Mutual, Travelers, USAA, Chubb, Farmers, and Nationwide.
What are some ways to save on FIAT 124 Spider insurance?
You can save on FIAT 124 Spider insurance rates by keeping an eye on teen drivers, removing unnecessary insurance once the vehicle is paid off, asking about loyalty discounts, parking the car in a safe location, and comparing quotes from different insurance companies.
To find out more, explore our guide titled “Does hitting a parked car affect car insurance rates?”
Is the Fiat 124 Spider expensive to insure?
The average monthly repair cost for a Fiat 124 Spider is approximately $44.83, indicating above-average ownership costs, which can contribute to higher insurance premiums.
Does the Fiat 124 Spider need premium gas, and does it affect insurance?
The Fiat 124 Spider requires unleaded gasoline with a recommended rating of 91 octane, and using premium gas can sometimes lower insurance costs due to better engine performance and longevity.
Is the Fiat 124 Spider a good car for insurance purposes?
The Fiat 124 Spider’s reliable performance and relatively low repair frequency can lead to more favorable insurance rates.
What factors affect the insurance cost of the Fiat 124 Spider?
Factors affecting insurance costs include the car’s repair costs, average number of repair visits, the likelihood of severe repairs, and the car’s performance specifications.
To learn more, explore our comprehensive resource on “Do I have to repair my car with the insurance money?”
Does the Fiat 124 Spider have a high insurance premium?
The insurance premium for the Fiat 124 Spider can be higher due to its above-average ownership costs and the necessity for premium fuel.
What is the cost of insurance for a Fiat 124 Spider?
The cost of insurance for a Fiat 124 Spider can vary, but factors like its repair costs, reliability, and performance features contribute to the overall premium.
Find cheap car insurance quotes by entering your ZIP code below.
What types of insurance are recommended for a Fiat 124 Spider?
Comprehensive insurance is recommended for a Fiat 124 Spider to cover third-party injuries, death, property damage, and personal injuries or vehicle damage.
How does the Fiat 124 Spider’s turbo engine affect insurance?
The turbo engine in the Fiat 124 Spider Abarth can lead to higher insurance premiums due to increased performance capabilities and potential repair costs.
Learn more by reading our guide titled “Does car insurance cover a bad engine?”
Is the Fiat 124 Spider considered a luxury car for insurance purposes?
While the Fiat 124 Spider Abarth offers a luxury experience, its insurance premiums are generally based on repair costs, performance, and reliability rather than luxury status alone.
What should I consider when insuring an older Fiat 124 Spider?
When insuring an older Fiat 124 Spider, consider its maintenance history, particularly the timing belt replacement, as deferred maintenance can affect both reliability and insurance costs.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
