Best Ford Expedition EL Car Insurance in 2024 (Compare the Top 10 Companies)
Geico, USAA, and Liberty Mutual stand out as top choices for the best Ford Expedition EL car insurance, with rates starting at $130 per month. These providers offer excellent coverage options and competitive pricing. Explore how these leading companies can meet your insurance needs for the Ford Expedition EL.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Aug 12, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Ford Expedition EL
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Ford Expedition EL
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Ford Expedition EL
A.M. Best Rating
Complaint Level
Pros & Cons
Geico, USAA, and Liberty Mutual offer the best Ford Expedition EL car insurance with competitive starting rates and comprehensive coverage options.
Among these, Geico stands out for its lowest premiums, starting at $130 per month, making it the top choice for cost-conscious drivers. USAA follows closely, offering exceptional rates for military families, while Liberty Mutual provides flexible policies with valuable add-ons.
Our Top 10 Company Picks: Best Ford Expedition EL Car Insurance
Company Rank UBI Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Competitive Rates Geico
#2 30% A++ Military Savings USAA
#3 30% A 24/7 Support Liberty Mutual
#4 30% A+ Extensive Discounts Allstate
#5 40% A+ Coverage Options Nationwide
#6 30% A++ Usage-based Programs Travelers
#7 30% A Comprehensive Coverage Farmers
#8 30% A++ Strong Service Auto-Owners
#9 20% A+ AARP Benefits The Hartford
#10 30% A Loyalty Rewards American Family
Evaluating these providers will help ensure you get the best value and coverage for your Ford Expedition EL. If you need insurance for a Ford Expedition EL right now, we can help. Enter your ZIP code for free Ford Expedition EL car insurance quotes from top companies.
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#1 – Geico: Top Overall Pick
Pros
- Affordable Rates: Geico is known for its competitive pricing, making it a cost-effective option for insuring the Ford Expedition EL. Many customers find their rates to be lower than those of other major insurers, as highlighted in our Geico car insurance review.
- Discounts: Offers a variety of discounts, including those for safety features, good driving history, multi-policy, and military members. These discounts can significantly reduce your premiums for the Ford Expedition EL.
- Usage-Based Insurance: Geico’s DriveEasy program can offer additional savings based on driving habits. By tracking your driving behavior, you can earn discounts for safe driving practices with the Ford Expedition EL.
Cons
- Limited Local Agents: Geico primarily operates online and over the phone, which might be less appealing to those who prefer face-to-face interactions. This can make it difficult for customers who prefer personal assistance from a local agent for the Ford Expedition EL.
- Coverage Options: Some specialized coverage options may be more limited compared to other insurers. For example, Geico might not offer as many add-ons or customizations for the Ford Expedition EL as other companies.
#2 – USAA: Best for Exclusive Membership
Pros
- Exclusive Membership: USAA offers tailored coverage for military members and their families, often providing unique benefits and services. This exclusive membership can offer advantages such as military-specific discounts and flexible payment options for the Ford Expedition EL, as detailed in our USAA car insurance review.
- Competitive Rates: Offers lower premiums for eligible members, making it a cost-effective choice for the Ford Expedition EL. USAA’s rates are often among the most affordable for military families.
- Comprehensive Coverage: Extensive coverage options that can be customized to fit the needs of Ford Expedition EL owners. USAA provides a range of policy options, including comprehensive, collision, and specialized coverages.
Cons
- Membership Restrictions: Only available to military members and their families, limiting access for the general public. This exclusivity can be a barrier for non-military individuals seeking coverage for the Ford Expedition EL.
- Limited Physical Locations: Fewer branches mean less opportunity for in-person assistance compared to some other insurers. Customers who prefer face-to-face interactions might find this limiting when insuring their Ford Expedition EL.
#3 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Offers a high degree of flexibility to tailor coverage specifically for the Ford Expedition EL. Liberty Mutual allows customers to choose from a variety of coverage options to fit their needs.
- Discounts: Provides various discounts, including those for multi-policy holders, safety features, and new car owners. These discounts can make a significant impact on your overall premium costs for the Ford Expedition EL.
- Accident Forgiveness: Optional accident forgiveness can prevent rate increases after your first accident. This feature can provide peace of mind and financial protection if an accident occurs with your Ford Expedition EL.
Cons
- Higher Rates: Liberty Mutual’s premiums can be higher than some competitors, especially for comprehensive coverage. Customers may find that they pay more for the same level of coverage for the Ford Expedition EL compared to other insurers, according to Liberty Mutual car insurance review.
- Mixed Reviews: Customer service experiences can vary, with some customers reporting issues with claims handling and support. While many customers are satisfied, others have encountered challenges with the company’s service for the Ford Expedition EL.
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#4 – Allstate: Best for Comprehensive Coverage Options
Pros
- Comprehensive Coverage Options: Wide range of coverage choices that can be tailored to the needs of Ford Expedition EL owners. Allstate offers options like collision, comprehensive, liability, and personal injury protection, as noted in our Allstate car insurance review.
- Discount Programs: Offers multiple discount opportunities for safe drivers, good students, and bundled policies. These discounts can help lower premiums and make insurance more affordable for the Ford Expedition EL.
- Usage-Based Insurance: Allstate’s Drivewise program can offer additional savings based on your driving habits. By participating in this program, safe drivers can earn significant discounts for the Ford Expedition EL.
Cons
- Price: Premiums can be higher compared to other providers, particularly for full coverage. Customers may find that they pay a premium for Allstate’s comprehensive service and options for the Ford Expedition EL.
- Customer Service: Mixed reviews regarding customer support and claims handling, with some customers reporting less satisfactory experiences. While many customers are happy, some have encountered challenges with the company’s responsiveness for the Ford Expedition EL.
#5 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Innovative program that reduces your deductible over time with safe driving. This feature rewards safe drivers by lowering their out-of-pocket costs in the event of a claim for the Ford Expedition EL.
- Discounts: Various discounts available, including those for multi-policy holders, safe drivers, and anti-theft devices. These discounts can make a significant impact on your overall premium costs for the Ford Expedition EL, as highlighted in our Nationwide Car Insurance Discounts.
- SmartRide Program: Usage-based insurance program that offers discounts based on your driving behavior. By participating in SmartRide, safe drivers can earn substantial discounts on their premiums for the Ford Expedition EL.
Cons
- Premiums: Can be higher than some competitors, particularly for comprehensive coverage. Customers may find that they pay more for the same level of coverage for the Ford Expedition EL compared to other insurers.
- Limited Local Presence: Fewer local agents for personalized service, which might be a drawback for some customers. Those who prefer face-to-face interactions may find this limiting for the Ford Expedition EL.
#6 – Travelers: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Extensive options for customizing policies to fit the specific needs of Ford Expedition EL owners. Travelers offers a variety of coverage types, including liability, collision, and comprehensive.
- Discounts: Good driver, multi-policy, and other discounts available to help lower premiums. These discounts can make insurance more affordable for a wide range of customers, including Ford Expedition EL owners.
- Convenient Online Services: Easy online policy management and claims processing. Travelers’ digital tools are user-friendly and accessible, making it easy to manage your insurance needs for the Ford Expedition EL.
Cons
- Pricing: Can be more expensive for some coverage options compared to other insurers. Customers may find that they pay a premium for Travelers’ comprehensive service and options for the Ford Expedition EL, according to Travelers car insurance review.
- Customer Service: Mixed reviews on customer support experience, with some customers reporting less satisfactory interactions. While many customers are happy, others have encountered challenges with the company’s service for the Ford Expedition EL.
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#7 – Farmers: Best for Customizable Coverage
Pros
- Customizable Coverage: Flexible options to tailor coverage specifically for the Ford Expedition EL. Farmers offers a range of coverage types, including liability, collision, and comprehensive.
- Discounts: Various discounts, including those for safety features, multiple vehicles, and safe driving. These discounts can help lower premiums and make insurance more affordable for the Ford Expedition EL.
- Claims Handling: Efficient claims process with high ratings for customer satisfaction. Farmers is known for its prompt and fair claims handling for the Ford Expedition EL, as noted in our Farmers car insurance review.
Cons
- Higher Premiums: Rates with Farmers can be higher than some competitors, particularly for comprehensive coverage. This can lead to increased insurance costs for Ford Expedition EL owners compared to other insurers.
- Limited Coverage Options: Certain specialized coverage options may be less extensive or unavailable compared to other insurers. Ford Expedition EL owners might find fewer customization options for their insurance needs.
#8 – Auto-Owners: Best for Accident Forgiveness
Insurance Costs for Vehicles Like the Ford Expedition EL
Understanding insurance costs for vehicles like the Ford Expedition EL is crucial for budget planning. This full-size SUV, known for its robust features and ample space, can influence insurance premiums due to its size, safety features, and repair costs. Discover our comprehensive guide to “Calculating Car Insurance Cost” for additional insights.
Ford Expedition EL Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $70 $160
American Family $64 $148
Auto-Owners $66 $145
Farmers $72 $165
Geico $60 $140
Liberty Mutual $75 $170
Nationwide $65 $150
The Hartford $69 $158
Travelers $68 $155
USAA $55 $130
Insurance providers consider these factors when calculating rates, so knowing the potential costs and comparing options can help you find the best coverage at a competitive price.
Take a look at how insurance rates for similar models to the Ford Expedition EL look. These insurance rates for other SUVs like the Mazda CX-7, Jaguar F-PACE, and GMC Terrain give you a good idea of what to expect.
Ford Expedition EL Car Insurance Monthly Rates vs. Other Vehicles
Vehicle | Comprehensive | Collision | Liability | Total |
---|---|---|---|---|
GMC Yukon | $376 | $594 | $372 | $1,500 |
Ford Edge | $266 | $500 | $372 | $1,296 |
Honda Element | $196 | $310 | $460 | $1,124 |
Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
BMW X5 | $444 | $750 | $372 | $1,724 |
Land Rover Range Rover | $454 | $872 | $416 | $1,900 |
Infiniti QX60 | $404 | $750 | $372 | $1,684 |
Read more:
By researching insurance rates for the Ford Expedition EL and evaluating different providers, you can make an informed decision. Ensuring you have the right coverage for your needs without overspending is key to managing your overall expenses effectively.
Determinants of Ford Expedition EL Insurance Costs
The trim level and specific model of the Ford Expedition EL you select play a significant role in determining the overall cost of your insurance coverage. Higher trims or models with advanced features often result in higher premiums due to their increased value and repair costs. For further details, check out our in-depth “Factors That Affect Car Insurance Rates” article.
Additionally, various factors such as your residential location, driving record, and in many states, your age and gender, also influence the insurance rates for your Ford Expedition EL. Insurance providers consider these elements when assessing risk and setting premium amounts, making them critical components in calculating your insurance costs.
Ford Expedition EL Crash Test Ratings
The Ford Expedition EL crash test ratingswill have an affect on Ford Expedition EL car insurance rates. Take a look at crash test results for the Ford Expedition EL.
Ford Expedition EL Crash Test Ratings
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2020 Ford Expedition EL SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
2020 Ford Expedition EL SUV 2WD | 5 stars | 5 stars | 5 stars | 3 stars |
2019 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
2019 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
2018 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
2017 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
2017 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
2016 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
2016 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
Understanding how factors such as your Ford Expedition EL’s trim level, location, driving history, and personal details affect insurance costs can help you make more informed decisions when selecting coverage. By considering these variables, you can better anticipate your insurance expenses and find the most suitable policy for your needs.
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How to Cut Costs on Insurance for Your Ford Expedition EL
Reducing insurance costs for your Ford Expedition EL is essential for managing your budget and maximizing your savings. Understanding the various strategies available to lower your insurance premiums can lead to substantial financial benefits. Learn more by visiting our detailed “Car Insurance Discounts: Compare the Best Discounts” section.
Key approaches include exploring available discounts, adjusting coverage levels, and optimizing your policy to fit your specific needs. Additionally, keeping track of your driving habits and insurance history can help you find further opportunities for savings.
If you want to reduce the cost of your Ford Expedition EL insurance rates, follow these tips below:
- Remove unnecessary insurance once your Ford Expedition EL is paid off.
- Reduce modifications on your Ford Expedition EL.
- Compare Ford Expedition EL quotes for free online.
- Consider ride sharing services to lower your Ford Expedition EL mileage.
- Move to an area with better weather.
Implementing these effective strategies to save on Ford Expedition EL insurance can significantly lower your annual premiums and ease your financial burden.
Regularly evaluating your coverage options and taking advantage of discounts can provide ongoing savings. By staying informed and proactive, you can ensure that you are getting the best value for your insurance while maintaining adequate protection for your vehicle.
Leading Insurance Providers for the Ford Expedition EL
Various insurance companies provide competitive rates for the Ford Expedition EL, often influenced by factors such as discounts for safety features and individual driving habits. Read our extensive guide on “Best Full Coverage Car Insurance” for more knowledge.
Here is an overview of the leading car insurance providers that are favored by Ford Expedition EL owners, arranged according to their market share. These companies are noted for their tailored coverage options and pricing strategies that align well with the needs of Ford Expedition EL drivers.
Top Ford Expedition EL Insurance Companies by Market Share
Rank | Company | Volume | Market Share |
---|---|---|---|
1 | State Farm | $66,153,063 | 9.1% |
2 | Geico | $46,358,896 | 6.4% |
3 | Progressive | $41,737,283 | 5.7% |
4 | Allstate | $39,210,020 | 5.4% |
5 | Liberty Mutual | $36,172,570 | 5.0% |
6 | Travelers | $28,786,741 | 4.0% |
7 | USAA | $24,621,246 | 3.4% |
8 | Chubb | $24,199,582 | 3.3% |
9 | Farmers | $20,083,339 | 2.8% |
10 | Nationwide | $18,499,967 | 2.5% |
Evaluating No-Cost Ford Expedition EL Insurance Quotes Online
When shopping for insurance for your Ford Expedition EL, comparing quotes is a crucial step to find the best rates and coverage. By evaluating no-cost Ford Expedition EL insurance quotes online, you can quickly assess different offers and identify the most competitive options available. This process helps you make an informed decision and ensures you secure the best possible deal for your vehicle.
Geico's competitive pricing and broad range of discounts make it a top choice for budget-conscious drivers insuring their Ford Expedition EL.
Daniel Walker Licensed Insurance Agent
Comparing no-cost Ford Expedition EL insurance quotes online not only saves you money but also ensures you get the right coverage for your needs. For more information, explore our informative “Finding Free Car Insurance Quotes Online” page.
By carefully reviewing and contrasting different quotes, you can confidently choose the insurance policy that offers the best balance of price and protection for your Ford Expedition EL. You can compare quotes for Ford Expedition EL auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
What is the typical insurance cost for Ford Expedition EL?
The typical insurance cost for a Ford Expedition EL starts around $140 per month, but this can vary based on factors like location, driving history, and the insurance provider.
Which company provides the most trusted Ford Expedition EL car insurance?
USAA is often considered the most trusted Ford Expedition EL car insurance provider, thanks to its high customer satisfaction ratings and specialized coverage for military families.
What is the cheapest Ford Expedition EL to insure?
The Ford Expedition EL XLT trim generally proves to be the cheapest Ford Expedition EL to insure due to its lower base price and fewer high-end features compared to other trims.
Explore our detailed analysis on “Cheap Car Insurance” for additional information.
Who is considered the best Ford Expedition EL car insurance company?
Geico is frequently considered the best Ford Expedition EL car insurance company due to its competitive rates and comprehensive coverage options.
Which insurer offers the lowest Ford Expedition EL car insurance rates?
Geico typically offers the lowest Ford Expedition EL car insurance rates, making it a cost-effective option for many drivers.
What is the best Ford Expedition EL car insurance option available?
For the best overall Ford Expedition EL car insurance option, consider USAA if eligible, as it offers excellent coverage and competitive rates for military families.
Get more insights by reading our expert “Understanding Your Car Insurance Policy” advice.
What is the cheapest Ford Expedition EL car insurance form?
Liability-only coverage is the cheapest Ford Expedition EL car insurance form, though it provides less protection compared to full coverage policies.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
Which company is the top Ford Expedition EL insurance provider?
Geico is often recognized as the top Ford Expedition EL insurance provider due to its low rates and extensive discounts.
Who offers the best insurance carrier for Ford Expedition EL?
USAA is known for offering the best insurance carrier for Ford Expedition EL, especially for military members, with its tailored coverage and high customer satisfaction.
Continue reading our full “How do you get competitive quotes for car insurance?” guide for extra tips.
What is the best type of insurance for Ford Expedition EL?
Full coverage insurance is generally the best type for Ford Expedition EL owners, as it provides comprehensive protection including liability, collision, and comprehensive coverage.
Which is the most popular Ford Expedition EL car insurance company?
Geico is one of the most popular Ford Expedition EL car insurance companies due to its affordability and broad market presence.
Where can I find the cheapest full coverage insurance for Ford Expedition EL?
Geico often provides the cheapest full coverage insurance for Ford Expedition EL, combining affordability with a wide range of coverage options.
For more information, explore our informative “Best Full Coverage Car Insurance” page.
What constitutes the best Ford Expedition EL car insurance coverage?
The best Ford Expedition EL car insurance coverage includes a combination of liability, collision, comprehensive, and additional add-ons like roadside assistance and rental car coverage.
What is the best insurance for Ford Expedition EL after 5 years?
After 5 years, it’s advisable to review policies from companies like Geico and USAA for the best insurance, as they offer competitive rates and comprehensive coverage suitable for older vehicles.
How can I reduce Ford Expedition EL insurance costs?
To reduce Ford Expedition EL insurance costs, consider increasing deductibles, bundling policies, maintaining a clean driving record, and taking advantage of available discounts.
Read our extensive guide on “Where can I find the lowest car insurance quotes?” for more knowledge.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.