Best Ford Falcon Car Insurance in 2024 (Your Guide to the Top 10 Companies)
Discover the best Ford Falcon car insurance with top picks State Farm, Allstate, and USAA, starting at just $75 a month. These providers excel in coverage options, customer satisfaction, and competitive rates, ensuring optimal insurance solutions for Ford Falcon owners seeking quality and affordability.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Aug 8, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,760 reviewsCompany Facts
Full Coverage for Ford Falcon
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
11,413 reviewsCompany Facts
Full Coverage for Ford Falcon
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
6,435 reviewsCompany Facts
Full Coverage for Ford Falcon
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
The best Ford Falcon car insurance providers are State Farm, Allstate, and USAA, renowned for their comprehensive coverage and exceptional customer service.
These companies stand out in the competitive insurance market by offering tailored policies that cater specifically to Ford Falcon owners. By prioritizing factors like claim handling, customer support, and affordability, they ensure that your vintage vehicle receives the protection it deserves. Unlock details in our article titled “How do you file a car insurance claim?”
Our Top 10 Company Picks: Best Ford Falcon Car Insurance
Company Rank Safe Driver Discount A.M. Best Best For Jump to Pros/Cons
#1 15% B New Drivers State Farm
#2 15% A+ Personalized Service Allstate
#3 30% A++ Military Families USAA
#4 22% A++ Tech Savvy Geico
#5 10% A+ Package Deals Nationwide
#6 15% A Family Discounts American Family
#7 12% A Basic Coverage Liberty Mutual
#8 20% A+ Policy Options Progressive
#9 23% A++ Comprehensive Plans Travelers
#10 20% A Customer Service Farmers
Whether your Ford Falcon is a classic or a more recent model, these insurers provide the security and peace of mind you need.
To get comparison car insurance quotes for the Ford Falcon, enter your ZIP code above.
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#1 – State Farm: Top Overall Pick
Pros
- Safe Driver Discount: State Farm provides a 15% discount for Ford Falcon drivers with a clean driving record. Wondering about their level of customer service? Find out in our guide titled “State Farm Car Insurance Review.”
- Tailored Coverage for New Drivers: Offers specific policies that cater well to new Ford Falcon owners, helping them navigate insurance more effectively.
- Responsive Customer Service: Known for excellent customer support, beneficial for Ford Falcon new drivers needing guidance.
Cons
- Higher Premiums for New Profiles: New Ford Falcon drivers may face higher premiums due to less driving experience.
- Limited High-Risk Options: State Farm may offer fewer options or higher rates for Ford Falcons driven by those with previous claims.
#2 – Allstate: Best for Personalized Service
Pros
- Personalized Policies: Allstate tailors car insurance for Ford Falcon owners, enhancing coverage suitability.
- 15% Safe Driver Discount: Ford Falcon owners benefit from savings with Allstate’s safe driver discounts.
- High A.M. Best Rating (A+): Indicates strong financial stability, reassuring for Ford Falcon owners. Find more information about Allstate’s rates in our article titled “Allstate Car Insurance Review.”
Cons
- Variable Customer Service: Service quality can vary, potentially affecting Ford Falcon owners in different regions.
- Premium Cost Variability: Ford Falcon insurance rates with Allstate may vary significantly based on location and personal profile.
#3 – USAA: Best for Military Families
Pros
- Military Family Focus: Offers tailored benefits and discounts for Ford Falcon owners in military families.
- Top A.M. Best Rating (A++): Ensures reliability in claims processing for Ford Falcon policies. Find out why USAA ranks among the cheapest providers in our article titled “USAA Car Insurance Review.”
- 30% Safe Driver Discount: One of the highest discounts, benefiting Ford Falcon owners in the military with clean driving records.
Cons
- Eligibility Restrictions: Only Ford Falcon owners who are military members or their families can access USAA services.
- Limited Physical Presence: Fewer local agents, which might affect Ford Falcon owners preferring face-to-face interactions.
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#4 – Geico: Best for Tech Savvy
Pros
- Advanced Digital Tools: Geico offers a suite of digital tools ideal for tech-savvy Ford Falcon owners, simplifying policy management.
- 22% Safe Driver Discount: Significant discount rewards Ford Falcon owners who maintain a clean driving record. Learn more about Geico’s rates in our guide titled “Geico Car Insurance Review.”
- Efficient Claim Processing: Known for rapid claim settlements, benefiting Ford Falcon owners who value quick service.
Cons
- Basic Coverage Limitations: Some Ford Falcon owners might find Geico’s basic coverage options insufficient for comprehensive needs.
- Customer Service Variability: While tech services are robust, some Ford Falcon owners may experience inconsistencies in customer support.
#5 – Nationwide: Best for Package Deals
Pros
- Bundled Discounts: Nationwide offers package deals that can be cost-effective for Ford Falcon owners insuring multiple assets.
- Flexible Coverage Options: Provides a range of coverage choices that cater to the diverse needs of Ford Falcon owners.
- A+ Financial Stability Rating: Ensures dependable support and claims fulfillment for Ford Falcon policies. Explore more discount options in our guide titled “Nationwide Car Insurance Discounts.”
Cons
- Higher Rates for Some Packages: While package deals are available, some Ford Falcon owners might find the rates higher compared to standalone policies.
- Complex Policy Details: Some Ford Falcon owners may find navigating the details of bundled packages challenging.
#6 – American Family: Best for Family Discounts
Pros
- Family Plan Benefits: American Family offers discounts that benefit Ford Falcon owners with family policies. Find out more about American Family in our article titled “American Family Car Insurance Review.”
- Dedicated Agent Support: Provides personalized agent support, ideal for Ford Falcon families requiring detailed guidance.
- A Rating for Financial Health: Solid financial backing ensures reliable claims service for Ford Falcon insurance.
Cons
- Premium Fluctuations: Rates for Ford Falcon insurance may vary more significantly among family members based on their driving records.
- Limited Availability: Services might not be available in all regions, affecting some Ford Falcon owners.
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#7 – Liberty Mutual: Best for Basic Coverage
Pros
- Customizable Basic Plans: Liberty Mutual offers flexible basic coverage options ideal for Ford Falcon owners seeking simplicity.
- 12% Safe Driver Discount: Encourages safe driving among Ford Falcon owners with a modest discount.
- Strong Financial Rating (A): Ensures reliable claim support for Ford Falcon insurance needs. To see monthly premiums and honest rankings, read our guide titled “Liberty Mutual Car Insurance Review.”
Cons
- Coverage Limits: Some Ford Falcon owners might find the coverage too basic for their comprehensive needs.
- Rate Variability: Premiums can vary widely for Ford Falcon owners, depending on location and other factors.
#8 – Progressive: Best for Policy Options
Pros
- Wide Range of Options: Progressive offers a variety of policy choices, allowing Ford Falcon owners to tailor their coverage extensively.
- 20% Safe Driver Discount: Offers a substantial discount, benefiting Ford Falcon owners with a clean driving record. Learn more about coverage options and monthly rates in our article titled “Progressive Car Insurance Review.”
- Innovative Tools: Progressive’s online tools and apps cater well to Ford Falcon owners looking for easy insurance management.
Cons
- Pricing Inconsistency: Ford Falcon owners may find pricing varies significantly based on the coverage options chosen.
- Customer Support Variations: The level of customer service can differ, potentially affecting Ford Falcon owners’ experience.
#9 – Travelers: Best for Comprehensive Plans
Pros
- Extensive Coverage Options: Travelers offers comprehensive insurance plans ideal for Ford Falcon owners seeking thorough protection.
- High Financial Stability (A++): Ensures reliable claim processing for Ford Falcon owners. Read more about Travelers’ ratings in our article titled “Travelers Car Insurance Review.”
- 23% Safe Driver Discount: One of the highest discounts available, rewarding Ford Falcon owners with exemplary driving histories.
Cons
- Higher Premiums: Comprehensive plans often come with higher premiums, which might be a concern for some Ford Falcon owners.
- Complexity in Policy Management: The detailed nature of comprehensive plans can be complex to manage for some Ford Falcon owners.
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#10 – Farmers: Best for Customer Service
Pros
- Exceptional Client Care: Farmers is known for its superior customer service, greatly benefiting Ford Falcon owners.
- 20% Safe Driver Discount: Significant safe driver discounts provide value for conscientious Ford Falcon drivers. Take a look at our article titled “Farmers Car Insurance Review.”
- Personalized Insurance Advice: Offers tailored guidance, helping Ford Falcon owners choose the best options for their needs.
Cons
- Costly Premiums: Despite excellent service, some Ford Falcon owners might find the premiums higher than average.
- Limited High-Risk Coverage: Farmers may offer fewer options or higher rates for Ford Falcons with a higher risk profile.
Comparative Monthly Rates for Ford Falcon Insurance
Exploring the monthly rates for Ford Falcon car insurance reveals significant differences between minimum and full coverage across various providers. This comparison helps Ford Falcon owners decide which company offers the best value based on their specific needs.
Ford Falcon Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $82 $145
American Family $83 $142
Farmers $81 $143
Geico $80 $138
Liberty Mutual $85 $150
Nationwide $77 $135
Progressive $79 $140
State Farm $78 $140
Travelers $84 $148
USAA $75 $130
The table highlights monthly rates from various insurers. USAA offers the lowest rates, with minimum coverage at $75 and full coverage at $130. Nationwide and Geico also provide competitive rates, with Nationwide having the lowest minimum at $77. Find out if Nationwide might have the lowest rates for you in our guide titled “Nationwide Car Insurance Discounts.”
On the higher end, Liberty Mutual charges the most, with $85 for minimum and $150 for full coverage. These rates show a consistent pattern: providers that offer lower rates for minimum coverage generally maintain competitive rates for full coverage, suggesting a correlation between the two. This information is crucial for Ford Falcon owners seeking to balance cost with comprehensive protection.
Can I Still Get Car Insurance for an Old Ford Falcon
Major car insurance carriers are not limited to insuring cars sold in America. BMW and Mercedes are exported to the US, while the Ford Falcon is not even sold here; however, you can still insure your Ford Falcon.
Although you may have an old Ford Falcon, or one not purchased in America, you can still get car insurance for it.
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How Should I Shop for a Ford Falcon
Shopping for insurance for your Ford Falcon is made easy with internet options. Your research questions may be answered simply by typing your question in the search engine field.
You can compare several quotes at a time from one site. Once your choices have been narrowed to around three, you will be wise to check them out on one of the insurance company rating sites such as:
The grade issued to each company indicates whether or not they will be able to pay your claim in the event you file one. By process of elimination, you can find an affordable rate and policy inclusions that will meet your needs. Access comprehensive insights into our guide titled “Understanding Your Car Insurance Policy.”
Why Should I Customize Car Insurance for a Ford Falcon
By customizing your Ford Falcon insurance, you may be able to save money. If you have an older model, you may only need liability insurance. You are only required to carry bodily injury and damage liability if you do not have a lien on your car.
Collision and comprehensive insurance coverages are optional. If you are financing your vehicle, you may be required to carry full coverage. Full coverage in some states may include uninsured or underinsured motorist coverage.
An antique or refurbished Ford Falcon may have special car insurance needs. Comprehensive insurance and collision coverage is important for these owners. Depending on the model and other details of the antique or refurbished Ford Falcon, customized
Depending on the model and other details of the antique or refurbished Ford Falcon, customized antique car insurance or classic car insurance coverage is essential.
What Features of the Ford Falcon Are Important to Car Insurance Costs
The Ford Falcon is a rear-wheel drive vehicle that is not exactly known for its horsepower. It has a 4.0-liter inline-six engine that seems to hug the road well on turns. Owners also boast the smooth ride the Falcon offers its five capacity passengers.
What manufacturers are excited about is the new XR6 Turbo that is able to accelerate 0 to 60mph in 6.5 seconds according to Car and Driver. The XR8 comes closer to race car status with its V8 engine. Discover more about offerings in our guide titled “Cheap Car Insurance for High-Performance Vehicles.”
You can save on car insurance for your Ford Falcon if you give some thought to factors that make your car eligible for discounts:
- If you drive it less than 25,000 miles per year, you will save on the amount of coverage needed.
- You could also save by paying your premium in advance.
- Taking a safety course can lessen the number of points on your driving record.
Overall, the Ford Falcon combines performance, comfort, and potential insurance savings, making it a practical choice for drivers valuing a blend of traditional design and modern efficiency.
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Will a New Ford Falcon Be Released to the American Market
Ford is flirting with the idea of reintroducing the Ford Falcon to the American market. If Australians value it enough to make it the official car of their police fleet and taxi model, then Americans may only have to look in the back yard for a saving grace for its troubled auto industry. Check out insurance savings in our complete article titled “Best Ford Car Insurance Rates.”
Co-signing the idea is Car and Driver who sent representatives to Melbourne, Australia to find out why this car is well-embraced in this country.
Car and Driver representatives found that the Ford Falcon has what it takes to perform well in America if given the chance. This car could be the catalyst that puts Ford back on the map. You could see it in a wide range of colors rolling through your neighborhood in the near future.
State Farm stands out with its competitive $78 minimum coverage rate for the Ford Falcon, appealing to budget-conscious drivers.
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To get a jump start on car insurance quotes on the Ford Falcon or other models, enter your ZIP code here.
Frequently Asked Questions
Can I get car insurance for an old Ford Falcon?
Yes, you can get car insurance for an old Ford Falcon.
How should I shop for Ford Falcon car insurance?
Use the internet to research and compare quotes from different insurance companies.
Access comprehensive insights into our guide titled “How do you get competitive quotes for car insurance?”
Why should I customize car insurance for a Ford Falcon?
Customizing your insurance can help you save money and meet specific needs
What factors affect Ford Falcon car insurance costs?
Factors include model year, condition, engine size, safety features, and performance.
Will a new Ford Falcon be released in the US?
There are rumors, but it’s uncertain. If successful in Australia, it may come to the US.
Learn more by reading our guide titled “Compare U.S. Car Insurance Rates.”
What is the cheapest Ford car to insure?
The Ford Fiesta is typically the cheapest Ford model to insure due to its low repair costs and good safety ratings.
Why are Fords more expensive to insure?
Fords can be more expensive to insure due to their popularity, which increases theft rates, and some models’ performance-oriented features.
What insurance does Ford Falcon use?
Ford Falcon owners often choose insurers like State Farm, Allstate, or USAA for their competitive rates and reliable coverage.
To find out more, explore our guide titled “Allstate Car Insurance Discounts.”
Why are older cars cheaper to insure like the Ford Falcon?
Older cars like the Ford Falcon are usually cheaper to insure because they have lower replacement values and the cost to repair them is often less.
Is 4WD like Ford Falcon more expensive to insure?
Yes, 4WD vehicles like the Ford Falcon can be more expensive to insure due to their higher repair costs and the increased risks associated with off-road driving.
What is the most trusted car insurance company for Ford Falcon?
State Farm is one of the most trusted insurance companies for the Ford Falcon, offering a mix of affordability and comprehensive coverage.
Find the best comprehensive car insurance quotes by entering your ZIP code below into our free comparison tool today.
Is full coverage worth it on classic cars like the Ford Falcon?
Yes, full coverage is worth considering for classic cars like the Ford Falcon to protect against potential high restoration costs after accidents.
What color car is the most expensive to insure for Ford Falcon?
Color typically doesn’t affect insurance costs significantly, but more vibrant and custom colors might slightly increase premiums due to higher repair costs.
Who typically has the cheapest insurance for Ford Falcon?
USAA typically offers the cheapest insurance for Ford Falcon, particularly for military families, but availability is limited to those with a military connection.
For additional details, explore our comprehensive resource titled “USAA Car Insurance Discounts.”
What is the best car insurance for older cars like the Ford Falcon?
The best car insurance for older cars like the Ford Falcon would be a classic car insurance policy from providers like Hagerty or Grundy that specialize in vintage vehicles.
What age is car insurance most expensive for Ford Falcon?
Car insurance is typically most expensive for younger drivers under 25, due to their higher risk profile, even for cars like the Ford Falcon.
Need the cheapest car insurance possible? Enter your ZIP code below into our free comparison tool to find the most affordable rates for your vehicle.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
