Best GMC Sierra 3500HD Car Insurance in 2024 (Your Guide to the Top 10 Companies)
Geico, Progressive, and Allstate lead the way for the best GMC Sierra 3500HD car insurance, offering top coverage and competitive rates starting around $125/month. These top-rated providers stand out for their comprehensive policies and impressive discounts, ensuring reliable protection for your GMC Sierra 3500HD.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
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UPDATED: Aug 12, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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19,116 reviewsCompany Facts
Full Coverage for GMC Sierra 3500HD
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
13,128 reviewsCompany Facts
Full Coverage for GMC Sierra 3500HD
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
11,413 reviewsCompany Facts
Full Coverage for GMC Sierra 3500HD
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
These top providers excel in delivering comprehensive coverage and valuable discounts tailored to your needs. By comparing options from these leading insurers, you can find the best protection and savings for your GMC Sierra 3500HD.
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Numerous Discounts Geico
#2 12% A+ Usage-Based Program Progressive
#3 25% A+ Customer Service Allstate
#4 20% B Local Agents State Farm
#5 25% A Strong Stability Liberty Mutual
#6 20% A Coverage Options Farmers
#7 20% A+ Good Service Nationwide
#8 25% A+ Good Discounts Amica
#9 10% A+ Excellent Service Erie
#10 8% A++ Strong Stability Travelers
Start exploring quotes now to secure the most cost-effective coverage. To compare GMC Sierra 3500 Classic auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
#1 – Geico: Top Overall Pick
Pros
- Affordable Rates: Geico is renowned for offering some of the most competitive rates in the industry, which can be particularly beneficial for GMC Sierra 3500HD owners looking to save on their premiums, as highlighted in the Geico car insurance review.
- Extensive Discounts: Geico provides a variety of discounts for the GMC Sierra 3500HD, including those for safe driving, good student, multi-vehicle, and vehicle safety features, which can significantly reduce overall costs.
- User-Friendly Digital Tools: Geico’s mobile app and online portal are highly rated for their ease of use, allowing GMC Sierra 3500HD policyholders to manage their accounts, file claims, and access ID cards effortlessly.
Cons
- Limited Local Agents: Geico primarily operates online and over the phone, which might be a drawback for GMC Sierra 3500HD owners who prefer in-person interactions with their insurance agents.
- Repair Shop Limitations: Some GMC Sierra 3500HD policyholders have reported being limited to specific repair shops within Geico’s network, which might not always be convenient or preferred.
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#2 – Progressive: Best for Snapshot Program
Pros
- Snapshot Program: Progressive’s usage-based insurance program, Snapshot, can reward safe driving habits with lower premiums, potentially benefiting GMC Sierra 3500HD owners who drive cautiously.
- Comprehensive Coverage Options: Progressive offers a wide range of coverage options for the GMC Sierra 3500HD, including gap insurance, custom parts and equipment value, and rideshare coverage, providing extensive protection tailored to individual needs.
- Bundle Discounts: Significant discounts are available for GMC Sierra 3500HD owners when bundling auto insurance with other types of insurance, such as home or renters insurance, as highlighted our comprehensive guide titled “Progressive Car Insurance Discounts“.
Cons
- Rate Increases: Some GMC Sierra 3500HD customers experience rate increases after the initial policy term, which can be a concern for long-term affordability.
- Complex Discounts: Progressive’s discount structure can be complex, making it difficult for GMC Sierra 3500HD policyholders to understand all the savings they might qualify for.
#3 – Allstate: Best for Discount Opportunities
Pros
- Discount Opportunities: Allstate offers multiple discounts for GMC Sierra 3500HD owners, including those for new cars, safe driving, anti-theft devices, and bundling policies, which can help reduce premiums.
- Accident Forgiveness: Allstate’s accident forgiveness program prevents rate increases after the first accident, offering peace of mind to GMC Sierra 3500HD policyholders.
- Comprehensive Coverage Options: Allstate provides a wide range of coverage options and add-ons, allowing GMC Sierra 3500HD owners to customize their policies to fit their specific needs.
Cons
- Higher Premiums: Allstate’s rates for GMC Sierra 3500HD insurance can be higher compared to some competitors, which might be a deterrent for price-sensitive customers, as noted in the Allstate car insurance review.
- Strict Qualification for Discounts: Some discounts for GMC Sierra 3500HD insurance may have stringent qualification criteria, making them less accessible for all policyholders.
#4 – State Farm: Best for Comprehensive Coverage Options
Pros
- Comprehensive Coverage Options: State Farm provides a wide range of coverage options for GMC Sierra 3500HD owners, including liability, collision, comprehensive, and more, allowing them to tailor their policies to their needs.
- Personalized Service: With a large network of local agents, State Farm provides personalized service and support, which can be especially beneficial for GMC Sierra 3500HD owners who prefer in-person interactions.
- Safe Driving Discounts: State Farm offers significant discounts for safe driving, including programs like Drive Safe & Save, which can lower premiums for careful GMC Sierra 3500HD drivers, as highlighted in the State Farm car insurance review.
Cons
- Higher Rates: Premiums for GMC Sierra 3500HD insurance may be higher compared to other insurers, which can be a drawback for budget-conscious customers.
- Limited Online Tools: State Farm’s digital tools and mobile app are not as advanced as some competitors, which might be a disadvantage for tech-savvy GMC Sierra 3500HD owners who prefer managing their policies online.
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#5 – Liberty Mutual: Best for Customizable Coverage
Pros
- Customizable Coverage: Liberty Mutual offers a variety of coverage options and add-ons, allowing GMC Sierra 3500HD owners to tailor their policies to their specific needs and preferences, according to Liberty Mutual car insurance review.
- Discounts for Safety Features: The company provides discounts for GMC Sierra 3500HD vehicles equipped with advanced safety features, which can significantly reduce premiums for owners.
- Accident Forgiveness: Liberty Mutual’s optional accident forgiveness feature prevents premium increases after the first accident, offering peace of mind to GMC Sierra 3500HD policyholders.
Cons
- Price Variability: Rates for GMC Sierra 3500HD insurance can vary significantly depending on location and individual circumstances, making it difficult to predict premiums.
- Limited Local Agents: Liberty Mutual has fewer local agents compared to some larger insurers, which might be a drawback for GMC Sierra 3500HD owners who prefer in-person service.
#6 – Farmers: Best for Comprehensive Coverage Options
Pros
- Comprehensive Coverage Options: Farmers offers a wide range of coverage options and add-ons, including rideshare coverage, new car replacement, and custom parts coverage, providing extensive protection for GMC Sierra 3500HD owners.
- Discounts: Farmers provides multiple discounts for GMC Sierra 3500HD owners, including those for bundling policies, safe driving, good student, and vehicle safety features, which can help reduce premiums.
- Accident Forgiveness: Farmers offers accident forgiveness, preventing rate increases after the first accident, offering peace of mind to GMC Sierra 3500HD policyholders.
Cons
- Higher Premiums: Farmers’ premiums for GMC Sierra 3500HD insurance are often higher compared to some other insurers, which might be a deterrent for price-sensitive customers, as noted in the Farmers car insurance review.
- Digital Tools: Farmers’ digital tools and mobile app may not be as advanced as some competitors, which might be a disadvantage for tech-savvy GMC Sierra 3500HD owners who prefer managing their policies online.
#7 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide offers a vanishing deductible program for GMC Sierra 3500HD owners, which reduces your deductible over time as a reward for safe driving, providing savings and peace of mind.
- Bundling Discounts: Significant discounts are available for GMC Sierra 3500HD owners when bundling multiple policies, such as home, auto, and life insurance, which can help reduce overall costs, as highlighted in the Nationwide Car Insurance Discounts.
- Comprehensive Coverage Options: Nationwide offers a wide range of coverage options and add-ons, allowing GMC Sierra 3500HD owners to customize their policies to fit their specific needs.
Cons
- Higher Base Rates: Base rates for GMC Sierra 3500HD insurance can be higher compared to competitors, which might be a drawback for those seeking the lowest possible premiums.
- Limited Availability of Discounts: Some discounts for GMC Sierra 3500HD insurance may not be available in all states, limiting potential savings for some policyholders.
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#8 – Amica: Best for Dividend Policies
Pros
- Dividend Policies: Amica offers dividend policies for GMC Sierra 3500HD owners, which can return a portion of the premium at the end of the policy term, providing additional savings.
- Discounts: Amica provides various discounts for GMC Sierra 3500HD owners, including those for multiple policies, good driving records, loyalty, and vehicle safety features, which can help reduce premiums, as mentioned in the Amica vs. Progressive Car Insurance Comparison.
- Comprehensive Coverage Options: Amica offers a wide range of coverage options for the GMC Sierra 3500HD, including gap insurance, new car replacement, and accident forgiveness, providing extensive protection.
Cons
- Limited Local Agents: Amica has fewer local agents compared to larger insurers, which might be a drawback for GMC Sierra 3500HD owners who prefer in-person service.
- Digital Tools: Amica’s digital tools and mobile app may not be as advanced as some competitors, which might be a disadvantage for tech-savvy GMC Sierra 3500HD owners who prefer managing their policies online.
#9 – Erie: Best for Competitive Rates
Pros
- Competitive Rates: Erie is known for offering competitive rates and good value for coverage, making it an attractive option for GMC Sierra 3500HD owners.
- Comprehensive Coverage Options: Erie offers a range of coverage options for GMC Sierra 3500HD owners, including gap insurance, new car replacement, and pet injury coverage, providing extensive protection.
- Rate Lock: Erie offers a rate lock feature for GMC Sierra 3500HD owners, which guarantees that your premium won’t increase unless you make changes to your policy or add a vehicle or driver.
Cons
- Limited Digital Tools: Erie’s digital tools and online services may not be as advanced as those of larger competitors, which might be a disadvantage for tech-savvy GMC Sierra 3500HD owners.
- Fewer Discounts: Erie offers fewer discounts for GMC Sierra 3500HD insurance compared to some other insurers, which might limit potential savings, as detailed in the Erie car insurance review.
#10 – Travelers: Best for Broad Coverage Options
Pros
- Broad Coverage Options: Travelers offers a wide range of coverage options and add-ons for GMC Sierra 3500HD owners, including gap insurance, new car replacement, and rideshare coverage, providing extensive protection.
- Discounts: Various discounts are available for GMC Sierra 3500HD owners, including those for safe driving, multiple policies, vehicle safety features, and good student, which can help reduce premiums.
- New Car Replacement: If a GMC Sierra 3500HD is totaled within the first five years, Travelers will replace it with a brand new car, which can be a valuable benefit, according to Travelers car insurance review.
Cons
- Customer Service: Customer service experiences for GMC Sierra 3500HD owners can be mixed, with some policyholders reporting dissatisfaction with support and claims handling.
- Digital Tools: Travelers’ digital tools and mobile app may not be as advanced as those of some competitors, which might be a disadvantage for tech-savvy GMC Sierra 3500HD owners who prefer managing their policies online.
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The Cost of Insuring a GMC Sierra 3500 Classic
Take a look at how insurance rates for similar models to the GMC Sierra 3500 Classic look. These insurance rates for other pickup trucks like the Toyota Tacoma, GMC Sierra Classic 3500, and GMC Sierra 2500HD give you a good idea of what to expect.
Insurance Company Minimum Coverage Full Coverage
Allstate $145 $255
Amica $132 $170
Erie $123 $160
Farmers $150 $208
Geico $120 $154
Liberty Mutual $115 $145
Nationwide $140 $157
Progressive $130 $187
State Farm $125 $125
Travelers $135 $175
Insuring a GMC Sierra 3500 Classic can vary widely based on factors like driving history, location, and the specific insurance provider. Discover our comprehensive guide to “Calculating Car Insurance Cost” for additional insights.
GMC Sierra 3500 Full Coverage Car Insurance Monthly Rates vs. Similar Vehicles
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Dodge Dakota | $206 | $310 | $524 | $1,220 |
| Cadillac Escalade EXT | $342 | $610 | $456 | $1,566 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
Factors Affecting the Cost of GMC Sierra 3500 Classic Insurance
As with any car, your GMC Sierra 3500 Classic car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The GMC Sierra 3500 Classic trim level you buy will also have an impact on the total price you will pay for GMC Sierra 3500 Classic insurance coverage.
Strategies for Reducing GMC Sierra 3500 Classic Insurance Costs
Finding ways to lower your insurance premiums for the GMC Sierra 3500 Classic can make a significant difference in your overall expenses. By implementing effective strategies, you can reduce your insurance costs while maintaining the coverage you need.
Here are key approaches to help you save on your GMC Sierra 3500 Classic insurance. Learn more by visiting our detailed “Where can I find the lowest car insurance quotes?” section.
Save more on your GMC Sierra 3500 Classic car insurance rates. Take a look at the following five strategies that will get you the best GMC Sierra 3500 Classic auto insurance rates possible.
- Choose automatic payments or EFT for your GMC Sierra 3500 Classic insurance policy.
- Ask for a new GMC Sierra 3500 Classic auto insurance rate based on your improved credit score.
- Bundle your GMC Sierra 3500 Classic auto insurance with home insurance.
- Wait six years for accidents to disappear from your record.
- Understand the different types of auto insurance for your GMC Sierra 3500 Classic.
By applying these strategies, you can potentially lower your insurance costs and enjoy greater savings on your GMC Sierra 3500 Classic coverage. Regularly reviewing your policy, seeking discounts, and comparing quotes are essential steps in optimizing your insurance expenses. Start exploring these methods today to find the most cost-effective insurance solution for your vehicle.
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Top GMC Sierra 3500 Classic Insurance Companies
What is the best company for affordable GMC Sierra 3500 Classic insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 3500 Classic insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the GMC Sierra 3500 Classic.
Top GMC Sierra 3500 Classic Insurance Companies
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
In summary, choosing the right insurance company for your GMC Sierra 3500 Classic is crucial for securing the best coverage at competitive rates. The top providers offer a range of options tailored to your needs, ensuring reliable protection and valuable discounts.
Compare these leading insurers to find the best fit for your insurance requirements and maximize your savings. Dive deeper into “Best Usage-Based Car Insurance Companies” with our complete resource.
Comparing GMC Sierra 3500 Classic Insurance Quotes Online for Free
Comparing GMC Sierra 3500 Classic insurance quotes online for free is a straightforward way to find the best coverage and rates. By utilizing online tools, you can easily gather quotes from various insurers, ensuring you get the most competitive offers available. Here’s how to make the most of your comparison process.
Geico stands out for its affordability and extensive discounts, making it a top choice for those seeking budget-friendly car insurance for their GMC Sierra 3500HD.
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By comparing GMC Sierra 3500 Classic insurance quotes online for free, you can quickly identify the most affordable and comprehensive coverage options. This process helps you make an informed decision and secure the best insurance deal for your vehicle. Read our extensive guide on “How do you get competitive quotes for car insurance?” for more knowledge.
Start your comparison today to find the ideal policy that fits your needs and budget. Save money by comparing GMC Sierra 3500 Classic insurance rates with free quotes online now.
Frequently Asked Questions
What is the best insurance company for GMC Sierra 3500HD?
Geico is often considered the best insurance company for GMC Sierra 3500HD due to its competitive rates and extensive coverage options.
What are the GMC Sierra 3500HD insurance needs in California?
In California, GMC Sierra 3500HD insurance needs include meeting state minimum liability requirements and considering additional coverage like comprehensive and collision due to high vehicle values and repair costs.
What is the cheapest level of GMC Sierra 3500HD insurance?
The cheapest level of GMC Sierra 3500HD insurance is usually basic liability coverage, which meets minimum state requirements.
Explore our detailed analysis on “Compare Liability Car Insurance” for additional information.
What is the cheapest category for GMC Sierra 3500HD insurance?
The cheapest category for GMC Sierra 3500HD insurance typically includes minimum liability coverage and excludes comprehensive and collision protections.
Why is there difficulty in getting GMC Sierra 3500HD insurance in California?
Difficulty in getting GMC Sierra 3500HD insurance in California may arise due to high vehicle values, stringent state regulations, and the higher cost of repairs and replacement parts.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
What is the most expensive GMC Sierra 3500HD insurance?
The most expensive GMC Sierra 3500HD insurance usually includes full coverage with high liability limits and additional protections, especially in high-risk areas.
Get more insights by reading our expert “Best Full Coverage Car Insurance” advice.
What does full coverage GMC Sierra 3500HD insurance include?
Full coverage GMC Sierra 3500HD insurance includes liability, collision, comprehensive, uninsured motorist coverage, and often additional options like roadside assistance.
What are the reasons for high GMC Sierra 3500HD insurance in the USA?
High GMC Sierra 3500HD insurance costs in the USA are due to the vehicle’s high repair costs, value, and potential for theft, along with general risk factors.
What is the best GMC Sierra 3500HD insurance currently available?
Currently, Geico and Progressive offer the best GMC Sierra 3500HD insurance options, providing competitive rates and comprehensive coverage.
Continue reading our full “Compare Collision Car Insurance” guide for extra tips.
What is the best insurance for a GMC Sierra 3500HD after 5 years?
After five years, the best insurance for a GMC Sierra 3500HD includes companies that offer affordable rates and comprehensive coverage, such as Geico and State Farm.
What are the recommended types of GMC Sierra 3500HD insurance?
Recommended types of GMC Sierra 3500HD insurance include liability, collision, comprehensive, and uninsured motorist coverage to ensure full protection.
What are the top 5 GMC Sierra 3500HD insurance companies in Illinois?
The top 5 GMC Sierra 3500HD insurance companies in Illinois are Geico, Progressive, Allstate, State Farm, and Liberty Mutual.
For more information, explore our informative “Compare Car Insurance Rates by State” page.
Which is the most trusted GMC Sierra 3500HD insurance company?
Geico is frequently recognized as the most trusted GMC Sierra 3500HD insurance company due to its strong customer service and reliability.
Who are the top GMC Sierra 3500HD car insurance companies?
The top GMC Sierra 3500HD car insurance companies include Geico, Progressive, and Allstate, known for their excellent coverage and competitive rates.
Who are the cheapest GMC Sierra 3500HD insurance providers?
The cheapest GMC Sierra 3500HD insurance providers are generally Geico, Progressive, and State Farm, offering affordable rates and good coverage.
Expand your understanding with our thorough “Cheap Car Insurance” overview.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
