Best Honda Car Insurance Rates in 2024 (Check out the Top 10 Companies)
State Farm, USAA, and Geico stand out as the best Honda car insurance rates, boasting rates as low as $83 per month. Renowned for their cost-effective plans, these providers offer comprehensive coverage tailored to meet the diverse needs of drivers, making them appealing options for individuals.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jun 24, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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State Farm stands out as the leading choice for the best Honda car insurance rates, providing competitive premiums starting from just $83 per month for comprehensive coverage.
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Teaming up with USAA and Geico, they offer economical and wallet-friendly coverage, along with a wide array of options customized to fulfill your driving needs.
Our Top 10 Company Picks: Best Honda Car Insurance Rates
Company Rank Good Driver Discount A.M. Best Best For Jump to Pros/Cons
#1 15% B Comprehensive Coverage State Farm
#2 30% A++ Military Discounts USAA
#3 26% A++ Affordable Rates Geico
#4 31% A+ Snapshot Program Progressive
#5 20% A+ Safe Driving Allstate
#6 30% A Customized Plans Liberty Mutual
#7 20% A Bundle Savings Farmers
#8 25% A+ Vanishing Deductible Nationwide
#9 23% A++ Hybrid Discounts Travelers
#10 20% A Teen Discounts American Family
- State Farm starts at $83 monthly, offering competitive rates
- Safe driving and safer vehicles lower Honda insurance costs
- Diverse coverage and discounts ensure top Honda insurance
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#1 – State Farm: Top Overall Pick
Pros
- Wide Network: State Farm has a vast network of agents and branches, offering personalized service and support. Refer to our State Farm car insurance review for guidance.
- Customizable Policies: State Farm provides a range of customizable policy options, allowing customers to tailor coverage to their specific needs.
- Multiple Discount Opportunities: State Farm offers various discounts, such as multi-policy, multi-vehicle, and good student discounts.
Cons
- Higher Premiums: While State Farm provides comprehensive coverage, its premiums can be slightly higher compared to some competitors.
- Limited Online Options: Online policy management and support options may be limited compared to other insurers, which could be inconvenient for tech-savvy customers.
#2 – USAA: Best for Military Discounts
Pros
- Excellent Customer Service: USAA is renowned for its exceptional customer service and support for military members and their families.
- Competitive Rates: USAA often offers competitive rates, especially for those who qualify for their membership.
- Financial Strength: USAA maintains a strong financial standing, providing reassurance to its policyholders. Read more through our USAA car insurance review.
Cons
- Membership Restrictions: USAA membership is limited to military personnel, veterans, and their families, excluding the general public.
- Limited Physical Locations: USAA’s physical branch locations are limited, which could be inconvenient for some customers who prefer in-person interactions.
#3 – Geico: Best for Affordable Rates
Pros
- Affordable Rates: Geico is well-known for offering some of the most competitive rates in the industry, making it an attractive option for budget-conscious consumers.
- Convenient Online Services: Our Geico insurance review highlights that Geico provides a user-friendly online platform for policy management, claims filing, and customer support, enhancing convenience for customers.
- Wide Range of Discounts: Geico offers various discounts, including good driver discounts, military discounts, and multi-policy discounts, helping customers save on premiums.
Cons
- Limited Agent Interaction: Geico primarily operates online and over the phone, so customers who prefer face-to-face interactions with agents may find this aspect lacking.
- Mixed Customer Service Reviews: While Geico excels in affordability and online services, some customers have reported mixed experiences with customer service quality.
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#4 – Progressive: Best for Snapshot Program
Pros
- Name Your Price Tool: Progressive offers a unique “Name Your Price” tool that allows customers to customize their coverage based on their budget.
- Snapshot Program: Progressive’s Snapshot program rewards safe driving habits with potential discounts, making it appealing for cautious drivers.
- Convenient Mobile App: Progressive’s mobile app offers easy access to policy information, claims filing, and roadside assistance, enhancing customer convenience.
Cons
- Average Customer Service: While Progressive offers innovative tools and features, its customer service ratings are average compared to some competitors.
- Limited Local Agents: Progressive relies heavily on online and phone-based interactions, which may not suit customers who prefer face-to-face agent support. Learn more through our Progressive car insurance review.
#5 – Allstate: Best for Safe Driving
Pros
- Many Coverage Options: Allstate offers a wide range of coverage options and add-ons, allowing customers to tailor their policies to their specific needs.
- Claim Satisfaction Guarantee: Allstate backs its claims service with a satisfaction guarantee, promising to resolve claims efficiently and satisfactorily. Read more through our Allstate car insurance review.
- Drivewise Program: Allstate’s Drivewise program rewards safe driving habits with discounts, potentially lowering premiums for cautious drivers.
Cons
- Higher Premiums: Allstate’s comprehensive coverage options may come with higher premiums compared to some competitors.
- Limited Discounts: While Allstate offers various discounts, some customers may find the number of available discounts limited compared to other insurers.
#6 – Liberty Mutual: Best for Customized Plans
Pros
- Customized Plans: Liberty Mutual offers customized insurance plans tailored to individual needs, allowing customers to select coverage that suits their lifestyle and budget. Read more through our Liberty Mutual car insurance review.
- Online Tools: Liberty Mutual provides a range of online tools and resources for policy management, claims filing, and insurance education, enhancing customer convenience.
- 24/7 Claims Support: Liberty Mutual offers round-the-clock claims support, ensuring customers can receive assistance whenever they need it.
Cons
- Higher Rates for Some Drivers: While Liberty Mutual offers personalized plans, some customers may find their rates to be higher compared to other insurers, especially for certain demographics or coverage types.
- Complex Discount Structure: Liberty Mutual’s discount structure may be complex for some customers to navigate, potentially leading to confusion when trying to maximize savings.
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#7 – Farmers: Best for Bundle Savings
Pros
- Wide Range of Coverage Options: Farmers Insurance offers a comprehensive range of coverage options, allowing customers to tailor their policies to their specific needs.
- Personalized Service: Farmers agents provide personalized service and support, helping customers understand their coverage options and find the best solutions for their needs.
- Strong Financial Stability: Farmers Insurance maintains strong financial stability, providing reassurance to policyholders that their claims will be paid promptly and fairly.
Cons
- Higher Premiums: Farmers Insurance premiums may be higher compared to some competitors, particularly for customers with certain demographics or coverage needs. Learn more through our Farmers car insurance review.
- Limited Online Tools: While Farmers Insurance offers online services, its online tools and resources may be more limited compared to some other insurers, potentially reducing convenience for tech-savvy customers.
#8 – Nationwide: Best for Vanishing Deductible
Pros
- Wide Network of Agents: Nationwide has a large network of agents across the country, providing personalized service and support to customers in various locations.
- Many Discounts Available: Nationwide offers a wide range of discounts, including multi-policy, multi-vehicle, and safe driver discounts, helping customers save on premiums, as highlighted in our Nationwide insurance review.
- Enhanced Coverage Options: Nationwide offers various coverage options and add-ons, including roadside assistance and rental car reimbursement, providing comprehensive protection for customers.
Cons
- Mixed Customer Service Reviews: Nationwide’s customer service reviews are mixed, with some customers reporting positive experiences and others encountering challenges with claims processing and support.
- Higher Premiums for Some Demographics: Nationwide premiums may be higher for certain demographics or coverage needs, making it less competitive in terms of pricing compared to some other insurers.
#9 – Travelers: Best for Hybrid Discounts
Pros
- Flexible Coverage Options: Travelers Insurance offers flexible coverage options, allowing customers to customize their policies to meet their specific needs and budget.
- Strong Financial Strength: Travelers Insurance maintains strong financial strength and stability, providing reassurance to policyholders that their claims will be paid promptly and fairly.
- Online Tools and Resources: Travelers Insurance provides a range of online tools and resources for policy management, claims filing, and insurance education, enhancing customer convenience.
Cons
- Limited Availability: Travelers Insurance may not be available in all states or regions, limiting options for customers who live in areas where coverage is not offered.
- Average Discounts: While Travelers Insurance offers some discounts, its discount offerings may be more limited compared to some other insurers, potentially reducing opportunities for savings for customers. Follow us through our Travelers car insurance review.
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#10 – American Family: Best for Teen Discounts
Pros
- Personalized Service: American Family provides personalized service through its network of agents, ensuring customers receive tailored advice and support.
- Innovative Discounts: American Family offers innovative discounts such as the Teen Safe Driver Program and the KnowYourDrive program, rewarding safe driving habits and potentially lowering premiums.
- Strong Community Involvement: American Family is committed to community involvement and social responsibility, which may resonate with customers looking to support socially conscious companies.
Cons
- Limited Availability: American Family insurance may not be available in all states, limiting options for customers who reside in areas where coverage is not offered. Learn more through our American Family insurance review.
- Higher Premiums for Some Demographics: American Family premiums may be higher for certain demographics or coverage needs compared to other insurers, potentially making it less competitive in terms of pricing.
Things That Affect Honda Car Insurance Costs
Honda Car Insurance Savings Tips
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Honda Car Insurance Coverage Options
Final Word on the Best Honda Car Insurance Rates
Hondas have a reputation for being safe and reliable, which helps keep their insurance rates low. Even though they tend to have low insurance rates, there are plenty of other ways to make your insurance rates lower.
Frequently Asked Questions
Are Hondas more expensive to insure?
On average, Honda car insurance is $135 monthly, 13% higher than the national average for full coverage auto insurance. However, you can find the best insurance rates for Honda vehicles by shopping around with various companies.
Why is Honda Civic insurance so high?
2023 Honda Civic insurance costs are some of the highest of all Honda models at $154 a month. Additionally, Honda Civic car insurance costs for 18-year-old drivers are even more expensive, averaging $561 monthly. Enter your ZIP code now to start.
Honda car insurance quotes are so high because Civics often require expensive repairs after accidents and have high theft rates.
How much is insurance for a Honda CR-V 2023?
A brand-new Honda CR-V costs $114 monthly on average for full coverage. However, you could find lower rates with an older CR-V model. For example, average Honda car insurance quotes for a 2017 CR-V are only $93 per month. Comparing rates by model and year are great Honda car insurance savings tips on a cheapest car insurance.
Are Honda Accords more expensive to insure?
The average insurance cost for a Honda Accord is a little less than what the average Honda driver might pay, at around $131 monthly.
What are the top three insurance companies offering the best Honda car insurance rates in 2024?
The top three insurance companies offering the best Honda car insurance rates in 2024 are State Farm, USAA, and Geico. Enter your ZIP code now to start.
How much does Honda car insurance typically cost per month for full coverage?
Honda car insurance typically costs around $135 per month for full coverage with good driver discount, although this can vary based on factors such as the vehicle model and driver profile.
What factors can influence Honda car insurance costs?
Factors that can influence Honda car insurance costs include location, age, gender, vehicle model, driving history, credit score, and marital status.
What are some tips for saving on Honda car insurance premiums?
Tips for saving on Honda car insurance premiums include opting for secure parking, exploring available discounts, utilizing telematics for potential savings, maintaining a clean driving record, and enhancing vehicle security. Enter your ZIP code now to start.
What are the main coverage options available for Honda car insurance?
The main coverage options available for Honda car insurance include bodily injury liability, property damage liability, collision, affordability of insurance rates, comprehensive, and personal injury protection/medical payments.
Which Honda model tends to have the highest insurance costs according to the article?
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
