Best Honda Insight Car Insurance in 2024 (We Suggest These 10 Providers)
Progressive, State Farm, and Liberty Mutual offer the best Honda Insight car insurance, with rates starting at $70 per month. Progressive provides discounts, State Farm offers local agent support, and Liberty Mutual includes accident forgiveness, making them all top options for affordable Honda Insight insurance.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Full Coverage for Honda Insight
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,760 reviewsCompany Facts
Full Coverage for Honda Insight
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
3,607 reviewsCompany Facts
Full Coverage for Honda Insight
A.M. Best Rating
Complaint Level
Pros & Cons
3,607 reviewsExplore the best Honda Insight car insurance options from Progressive, State Farm, and Liberty Mutual, with rates as low as $70 per month.
The average monthly cost for full coverage on a Honda Insight is $106, and safe drivers can save up to $43 through policy discounts.
Our Top 10 Company Picks: Best Honda Insight Car Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 12% | A+ | Flexible Plans | Progressive |
 | #2 | 17% | B | Reliable Service | State Farm |
 | #3 | 10% | A | Comprehensive Coverage | Liberty Mutual |
 | #4 | 10% | A++ | Military Benefits | USAA |
 | #5 | 25% | A+ | Safe Driver | Allstate |
 | #6 | 20% | A+ | Bundling Discounts | Nationwide |
 | #8 | 15% | A | Family Discounts | American Family |
 | #7 | 15% | A | Customized Policies | Farmers |
 | #9 | 5% | A+ | AARP Benefits | The Hartford |
 | #10 | 13% | A++ | Hybrid Discounts | Travelers |
This article helps you compare Honda Insight insurance rates across companies, guiding you to find the best coverage and save on premiums.
Start comparing quotes for Honda Insight car insurance rates from the best car insurance companies by using our free online tool now. Enter your ZIP code now.
- Full coverage costs around $107/mo
- A liability-only policy costs around $43/mo
- Highest rates are for teenage drivers at around $389/mo
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#1 – Progressive: Top Overall Pick
Pros
- Usage-Based Discounts: Progressive offers discounts through its Snapshot program, which rewards safe driving. Read more in our article “Progressive Car Insurance Review.”
- Extensive Online Tools: Progressive’s digital tools are among the best in the industry, making it a top choice for tech-savvy Honda Insight.
- Wide Range of Coverage Options: A 12% multi-policy discount enhances their flexibility in coverage types, offering significant savings.
Cons
- Mixed Customer Satisfaction: Despite being ranked #1, Progressive has received mixed reviews for customer service, particularly in claims handling.
- High Rates for High-Risk Drivers: Progressive is known for charging high rates for drivers with a history of accidents or violations.
#2 – State Farm: Best for Reliable Service
Pros
- Widespread Availability: With an extensive network, policyholders can access support and claims processing from anywhere.
- Multi-Policy Discounts: State Farm offers a 17% discount for bundling policies, a valuable feature for Honda Insight owners looking to save.
- Reliable Service: State Farm is celebrated for its reliable customer service, especially in claims handling, which is critical for Honda Insight drivers.
Cons
- Limited Customization: Despite its reliability, State Farm’s policies may not offer as much flexibility as other insurers. Check out “State Farm Car Insurance Review” to know more.
- Higher Premiums: State Farm’s premiums can be on the higher side, especially for Honda Insight drivers who don’t qualify for discounts.
#3 – Liberty Mutual: Best for Comprehensive Coverage
Pros
- Customization Flexibility: Liberty Mutual, ranked #3, offers highly customizable policies, making it a top choice for Honda Insight owners seeking the best Honda Insight car insurance.
- Multi-Policy Discount: Liberty Mutual’s 10% discount for bundling home and auto insurance is beneficial for Honda Insight owners looking for the best Honda Insight car insurance.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness feature is a significant benefit for Honda Insight drivers. Read more at “Liberty Mutual Car Insurance Review.”
Cons
- Average Customer Service: Liberty Mutual’s customer service is often rated as average, which might pose a drawback for Honda Insight owners.
- Higher Premiums for Certain Drivers: Liberty Mutual tends to charge higher premiums for specific drivers, which might pose a disadvantage for some Honda Insight owners.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#4 – USAA: Best for Military Benefits
Pros
- Exceptional Customer Service: USAA is consistently ranked high for customer satisfaction, making it a top choice for military members with a Honda Insight.
- Competitive Rates: USAA offers highly competitive rates, particularly for military families with a Honda Insight, making it one of the most affordable options for those who qualify.
- Comprehensive Military-Focused Coverage: USAA provides unique benefits tailored to military members, such as discounts during deployments.
Cons
- Membership Restrictions: USAA is only available to military members, veterans, and their families, excluding many Honda Insight owners.
- Limited Physical Locations: USAA has fewer physical branches, which might be a disadvantage for Honda Insight owners. Our article “USAA Car Insurance Review” provides detailed lists.
#5 – Allstate: Best for Safe Driver
Pros
- Comprehensive Coverage Options: Allstate, ranked #5, is ideal for safe Honda Insight drivers. It offers add-ons like accident forgiveness and new car replacements.
- Strong Financial Rating: Allstate’s A+ rating from A.M. Best ensures financial stability, making it a reliable choice for Honda Insight owners.
- Exclusive Perks: Allstate offers unique benefits like the Drivewise program, which rewards safe driving with discounts. Discover more in our article “Allstate Car Insurance Review.”
Cons
- Above-Average Premiums: Allstate’s premiums can be higher than those of many competitors, especially for Honda Insight drivers who don’t qualify as “safe drivers.”
- Customer Service Variability: Although Allstate is known for strong financial stability, customer service experiences can vary, which might be concerning for Honda Insight owners.
#6 – Nationwide: Best for Bundling Discounts
Pros
- Vanishing Deductible: Nationwide’s vanishing deductible feature is a unique benefit for safe Honda Insight drivers, making it a great option for those seeking the best Honda Insight car insurance.
- Comprehensive Coverage Options: Nationwide provides a wide range of coverage types, making it easy to find the best Honda Insight car insurance that meets their specific needs.
- Strong Financial Rating: Nationwide’s A+ rating from A.M. Best ensures financial security, making it a reliable choice for Honda Insight owners seeking the best Honda Insight car insurance.
Cons
- Limited Discounts: Nationwide offers fewer discounts than some competitors. Read more in our article “What car insurance discounts does Nationwide offer?.“
- Customer Service Variability: While generally positive, some customers report inconsistencies in Nationwide’s customer service, particularly in claims handling.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#7 – American Family: Best for Family Discounts
Pros
- Substantial Multi-Policy Discounts: American Family, ranked #8, offers a 15% discount for bundling multiple policies, making it an excellent choice for families. Discover more at “American Family Car Insurance Review.”
- Comprehensive Coverage Options: American Family provides a wide range of coverages, making it easy for Honda Insight owners to find what suits their specific needs.
- Customer-Oriented Service: American Family is known for its vital customer service and often receives positive reviews, making it an excellent option for Honda Insight owners.
Cons
- Limited Availability: American Family is not available in every state, limiting access for Honda Insight owners looking for the best Honda Insight car insurance.
- Higher Premiums for High-Risk Drivers: The American Family tends to charge higher premiums for high-risk drivers, which could be a disadvantage for some Honda Insight owners.
#8 – Farmers: Best for Customized Policies
Pros
- Diverse Coverage Options: Farmers, ranked #7, offers a broad range of insurance products, making it an excellent option for Honda Insight owners looking for the best Honda Insight car insurance.
- Substantial Multi-Policy Discounts: Farmers’ 15% discount for bundling policies is a significant advantage for Honda Insight owners seeking the best Honda Insight car insurance.
- Solid Financial Strength: Farmers’ A rating from A.M. Best guarantees financial stability, ensuring that Honda Insight owners can rely on their coverage.
Cons
- Higher Premiums: Farmers are often more expensive than some competitors, which could be a drawback for Honda Insight owners seeking the best Honda Insight car insurance on a budget.
- Limited Availability: Farmers are not available in every state, which can limit access for Honda Insight owners. For detailed information, check out this article, “Farmers Car Insurance Review.”
#9 – The Hartford: Best for AARP Benefits
Pros
- Specialized Senior Coverage: The Hartford offers unique benefits for AARP members, making it a top contender for older Honda Insight owners seeking the best Honda Insight car insurance.
- Lifetime Renewability: This ensures that your policy cannot be canceled as long as premiums are paid, providing peace of mind for those wanting to avoid the hassle of finding new coverage.
- Strong Financial Stability: The Hartford’s A+ rating from A.M. Best ensures reliable claims payments, making it a secure choice for Honda Insight owners.
Cons
- Higher Premiums for Younger Drivers: The Hartford’s focus on older drivers means higher premiums for younger Honda Insight owners. You can learn more about “The Hartford Car Insurance Discounts.”
- Limited Online Tools: The Hartford’s digital tools are less advanced than competitors, which could be a drawback for tech-savvy Honda Insight owners.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#10 – Travelers: Best for Hybrid Discounts
Pros
- Flexible Coverage Options: Travelers offers customizable coverage, making it a great choice for Honda Insight owners seeking the best Honda Insight car insurance tailored to their needs.
- Strong Financial Stability: Travelers’ A++ rating from A.M. Best indicates a robust financial position, making it a secure choice for Honda Insight owners.
- Generous Discounts: Travelers offers a 13% multi-policy discount, making it an attractive option for Honda Insight owners. For a detailed guide, read more at “Travelers Car Insurance Review.”
Cons
- Mixed Customer Satisfaction: Despite its financial strength, Travelers has received mixed reviews for customer service, which might be a concern for Honda Insight owners.
- Limited Availability of Certain Discounts: Some discounts may not be available in all states, which could limit the savings opportunities for Honda Insight owners.
Car Insurance Rates Honda Insight
The average Honda Insight auto insurance rate is $107 a month. This rate is competitive compared to other hybrid vehicles and reflects the Honda Insight’s overall safety and reliability.
Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.
Honda Insight Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $80 | $150 |
| $82 | $148 |
| $88 | $160 |
| $90 | $165 |
| $78 | $145 |
| $85 | $155 |
| $75 | $140 |
| $77 | $143 |
| $79 | $147 |
| $70 | $130 |
Discounts and high deductibles can significantly affect rates, but if you’re a teen driver, expect to pay considerably higher rates than other drivers.
In case of an accident, understanding the process of filing a car insurance claim is crucial to ensure you’re appropriately covered. Knowing how to navigate the claims process can help you avoid delays or issues, particularly when insuring a Buick, where claim filing can affect future rates.
Age of the Vehicle
Older Honda Insight models generally cost less to insure. For example, car insurance for a 2014 Honda Insight costs $106, while insurance for a 2010 Honda Insight costs $94, a difference of $12.
Honda Insight Car Insurance Monthly Rates vs. Model Year by Coverage Type
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| 2024 Honda Insight | $38 | $18 | $38 | $107 |
| 2023 Honda Insight | $38 | $17 | $35 | $104 |
| 2022 Honda Insight | $38 | $17 | $32 | $100 |
| 2021 Honda Insight | $38 | $16 | $29 | $96 |
| 2020 Honda Insight | $39 | $15 | $27 | $94 |
How much should I pay for a 2019 Honda Insight insurance policy? Comprehensive, collision, and liability coverage costs $23, $45, and $32, respectively, with a total cost of $113 per month.
The average Honda Insight auto insurance rate is $107 a month. This rate is competitive compared to other hybrid vehicles and reflects the Honda Insight’s overall safety and reliability.
Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.
Honda Insight Safety Ratings
Your Honda Insight car insurance rates are tied to the safety ratings of the Honda Insight. Vehicles with higher safety ratings often qualify for lower insurance premiums, as they are less likely to incur significant damage in accidents.
Additionally, insurers may offer better rates due to the reduced risk of injury to occupants, which translates to fewer claims and lower costs for the insurance company.
The Insight’s advanced safety features and high crash-test scores contribute to its appeal for insurance providers, potentially making it a cost-effective choice for conscientious drivers.
When evaluating your policy options, it’s also essential to consider the level of liability auto insurance coverage you need. This will affect your overall premium and ensure you are adequately protected in case of an accident.
Honda Insight Standard Safety Features
The Honda Insight has the following standard features: side curtain airbags, an occupant position detection system for the passenger’s airbag system, and anti-lock brakes equipped with an electronic brake distribution override.
The average Honda Insight auto insurance rate is $107 a month. This rate is competitive compared to other hybrid vehicles and reflects the Honda Insight’s overall safety and reliability.
Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool below today.
Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare Toyota car insurance rates across various providers.
By doing so, you can ensure that you’re getting the best deal tailored to your specific situation and vehicle model.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Top Honda Insight Insurance Companies
Who is the best company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight insurance coverage (ordered by market share).
Honda Insight Car Insurance Discounts by Provider
| Insurance Company | Available Discounts |
|---|---|
| Safe Driver, Multi-Policy, Anti-Theft, Good Student, Early Signing, New Car, FullPay |
| Multi-Policy, Safe Driver, Good Student, Early Bird, Loyalty, Generational, Defensive Driver |
| Multi-Policy, Good Student, Safe Driver, Pay-in-Full, Homeowner, Alternative Fuel |
| Multi-Policy, Hybrid Vehicle, Safe Driver, Good Student, New Car, Military, Anti-Theft |
| Multi-Policy, SmartRide (Usage-Based), Good Student, Safe Driver, Anti-Theft, Defensive Driving, Paperless |
| Multi-Policy, Safe Driver, Good Student, Pay-in-Full, Snapshot (Usage-Based), Homeowner |
| Multi-Policy, Safe Driver, Good Student, Steer Clear, Drive Safe & Save (Usage-Based) |
| AARP Member, Multi-Vehicle, Anti-Theft, Defensive Driver, Good Student, Driver Training |
| Multi-Policy, Hybrid/Electric Vehicle, Safe Driver, Good Student, Pay-in-Full, New Car |
| Multi-Policy, Safe Driver, Good Student, New Car, Military, Loyalty, Defensive Driver |
Many of these companies offer discounts for security systems and other safety features that the Honda Insight provides. It’s also essential to understand the consequences of late car insurance payments, as missing a payment could affect coverage and potentially lead to higher premiums or even policy cancellations.
Maintaining timely payments ensures you keep all available discounts and avoid disruptions in your coverage.
Honda Insight Car Insurance Market Share by Provider
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | | $65.6 million | 9% |
| #2 |  | $46.1 million | 6% |
| #3 | | $39.2 million | 6% |
| #4 | | $35.6 million | 5% |
| #5 | | $35 million | 5% |
| #6 | | $28 million | 4% |
| #7 | | $23.5 million | 3% |
| #8 |  | $23.4 million | 3% |
| #9 | | $20.6 million | 3% |
| #10 | | $18.4 million | 3% |
These companies are known for competitive rates and comprehensive coverage options tailored to the Honda Insight. It’s essential to compare quotes from these providers to find the best insurance rate for your specific needs and circumstances.
Honda Insight Car Insurance Quote Comparison
When you’re shopping for insurance coverage for your Honda Insight, make sure you obtain at least three different quotes so you can compare rates. Additionally, consider factors such as how long points stay on your driver’s license, as points from traffic violations may impact your insurance rates and premiums.
Understanding this can help you make a more informed decision and potentially find better coverage options.
If you're financing a Honda Insight, most lenders will require higher coverage, including comprehensive insurance, so be sure to shop around and compare quotes.Ty Stewart Licensed Insurance Agent
Read on to learn all about the Honda Insight’s safety features and the Honda Insight’s auto insurance costs. Then, be sure to enter your ZIP code for a free Honda Insight car insurance quote comparison.
Frequently Asked Questions
What are the average Honda Insight car insurance rates?
On average, Honda Insight car insurance rates cost around $107 per month.
Can I find cheap Honda Insight car insurance rates?
Yes, good drivers with a clean driving record may find Honda Insight insurance costs as low as $62 per month. Rates from different insurance companies should be compared to find the best deal.
Affordable car insurance rates are just a click away. Use our free quote tool below to enter your ZIP code and find the best policy for you.
What factors impact the cost of Honda Insight insurance?
Several factors can impact the cost of Honda Insight insurance, including the vehicle’s trim and model, its age, the driver’s age, location, and driving record.
To ensure you’re getting the best deal, it’s helpful to compare Lexus car insurance rates as well. This will provide insights into how rates for similar premium vehicles compare and potentially guide your decision.
What are the safety ratings and features of the Honda Insight?
The Honda Insight has received exemplary safety ratings from the Insurance Institute for Highway Safety (IIHS). It also comes with various safety features, such as Honda Sensing technology, which may qualify for discounts on insurance premiums.
How can I save on Honda Insight insurance?
There are several ways to save on Honda Insight insurance, including comparing quotes from different insurance companies, increasing deductibles, taking advantage of discounts, maintaining a good driving record, and considering the safety features of the vehicle.
Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code below to begin.
What factors impact the cost of car insurance for a Honda Insight?
Various factors, including your driving record, age, location, and the specific model year of your Honda Insight, can influence the cost of car insurance.
Additionally, your credit score, annual mileage, and whether you opt for additional coverages like comprehensive or collision insurance will also affect your premiums. Insurance providers may also consider Insight’s safety features and repair costs when calculating rates.
To get the most competitive pricing, it’s advisable to compare Hyundai car insurance rates with Honda Insight rates. This will give you a broader view of potential savings and coverage options.
Is it possible to get discounts on Honda Insight car insurance?
Yes, you can qualify for various discounts on Honda Insight car insurance. Typical discounts include multi-policy discounts if you bundle your car insurance with other policies, safe driver discounts, and usage-based discounts through telematics programs like Progressive’s Snapshot.
Discounts may also be available for paying your premium in full, completing a defensive driving course, or having safety features like anti-lock brakes and airbags in your Honda Insight.
Should I consider gap insurance for my Honda Insight?
Gap insurance can be a wise choice for Honda Insight owners, predominantly if you’ve financed your vehicle. Gap insurance covers the difference between what you owe on your car loan and the car’s actual cash value if it’s totaled in an accident.
Given the depreciation rate of vehicles, gap insurance ensures you’re not left with an outstanding balance on your loan after a major accident. See if you’re getting the best deal on car insurance by entering your ZIP code below.
How do the Honda Insight’s safety features impact insurance rates?
The Honda Insight is equipped with advanced safety features like collision mitigation braking, adaptive cruise control, and lane-keeping assist, which can positively impact your insurance rates.
These features reduce the risk of accidents and make the Insight a safer vehicle, potentially qualifying you for lower premiums. Insurers often provide discounts for vehicles with modern safety technology.
Additionally, learning and applying bad weather driving tips can further reduce the likelihood of accidents, which might help you maintain lower insurance rates and stay safe on the road during adverse conditions.
Can I insure a used Honda Insight with the same coverage options as a new one?
Yes, you can insure a used Honda Insight with the same coverage options as a new one. Whether your Insight is new or pre-owned, you can choose from comprehensive, collision, liability, and other optional coverages.
The key difference may be the actual cash value of the used Insight, which could affect the cost of comprehensive and collision coverage. Additionally, older models might qualify for lower rates depending on their condition and value.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.