Best Honda Odyssey Car Insurance in 2024
If you want to buy affordable Honda Odyssey insurance coverage then you should know that a policy will cost $112 per month ($1,342 per year) on average. Finding Honda Odyssey teenager insurance rates can cost on average $4,905 a year, so shop around to find cheap coverage.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jul 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,342 a year or $112 each month
- A liability-only policy costs around $538 a year or $45 each month
- Highest rates are for teenage drivers at around $4,905 a year or $409 each month
- Good drivers can save as much as $553 a year by earning policy discounts
- Honda Odyssey insurance costs around $177 less per year than the average vehicle
The best way to get an idea of how much Honda Odyssey car insurance rates might cost is by looking at the average amount people are currently paying. Based on drivers across the country, the median Honda Odyssey rates cost $1,342 a year or $112 each month. We have put this article together so you can see exactly how Honda Odyssey car insurance rates are determined in an easy-to-follow format.
You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Odyssey Insurance Cost
The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.
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Are Honda Odysseys Expensive to Insure?
The chart below details how Honda Odyssey insurance rates compare to other vans like the Dodge Grand Caravan, Kia Sedona, and Chrysler Pacifica.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Odyssey Insurance?
The Honda Odyssey trim and model you choose can impact the total price you will pay for Honda Odyssey auto insurance coverage.
Age of the Vehicle
Older Honda Odyssey models generally cost less to insure. For example, auto insurance for a 2020 Honda Odyssey costs $1,342, while 2010 Honda Odyssey insurance costs are $1,112, a difference of $230.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Odyssey | $280 | $532 | $372 | $1,342 |
| 2019 Honda Odyssey | $268 | $512 | $390 | $1,328 |
| 2018 Honda Odyssey | $256 | $506 | $398 | $1,318 |
| 2017 Honda Odyssey | $248 | $494 | $416 | $1,316 |
| 2016 Honda Odyssey | $240 | $474 | $430 | $1,302 |
| 2015 Honda Odyssey | $226 | $458 | $442 | $1,284 |
| 2014 Honda Odyssey | $218 | $424 | $452 | $1,252 |
| 2013 Honda Odyssey | $208 | $400 | $456 | $1,222 |
| 2012 Honda Odyssey | $200 | $358 | $460 | $1,176 |
| 2011 Honda Odyssey | $188 | $330 | $460 | $1,136 |
| 2010 Honda Odyssey | $180 | $310 | $464 | $1,112 |
Driver Age
Driver age can have a significant effect on Honda Odyssey car insurance rates. For example, 30-year-old drivers pay $59 more for Honda Odyssey car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Phoenix may pay $738 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Honda Odyssey auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.
Honda Odyssey Safety Ratings
Your Honda Odyssey car insurance rates are tied to the safety ratings of the Honda Odyssey. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Odyssey Crash Test Ratings
Honda Odyssey crash test ratings will affect your Honda Odyssey car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Odyssey Safety Features
Having a variety of safety features on your Honda Odyssey can help lower your Honda Odyssey insurance costs. The Honda Odyssey’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Honda Odyssey Insurance Loss Probability
Insurance loss probability on the Honda Odyssey fluctuates between each type of coverage. The lower percentage means lower Honda Odyssey car insurance rates; higher percentages mean higher Honda Odyssey auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -22% |
|---|---|
| Property Damage | -17% |
| Comprehensive | -25% |
| Personal Injury | -18% |
| Medical Payment | -22% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
Honda Odyssey Finance and Insurance Cost
When financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Odyssey Insurance
Although it may seem like your Honda Odyssey car insurance rates are set, there are a few measures that you can take to secure the best Honda Odyssey car insurance rates possible. Take a look at the following five ways to save on Honda Odyssey auto insurance.
- Get a Plan with Only Liability Coverage If You’re Driving an Older Honda Odyssey
- Move to an Area with Better Weather
- Ask About Loyalty Discounts
- Ask About Retiree Discounts
- Buy Winter Tires for Your Honda Odyssey
Top Honda Odyssey Insurance Companies
Several insurance companies offer competitive rates for the Honda Odyssey based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda Odyssey drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Save money by comparing Honda Odyssey insurance rates with free quotes online now!
Read on to learn all about car insurance for the Honda Odyssey and then be sure to enter your ZIP code in above for a FREE Honda Odyssey car insurance quote comparison!
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Car Insurance Friendly Features of the Honda Odyssey
The Honda Odyssey insurance costs are directly affected by the safety features built into the vehicle.
The following features make it one of the safest vans on the market:
- Front and side air bags
- 3-point passenger restraint system
- Energy absorbing impact zones
The Odyssey also takes additional steps to help avoid an accident altogether with anti-lock braking systems and traction control systems.
All of these features combine to reduce the overall risk of injuries in the event of an accident, therefore reducing the risk factor as a whole.
The safety features weigh in heavily with insurance providers when extending coverage to any vehicle.
Honda Odyssey Car Insurance Safety Ratings
The typical insurance costs for a Honda Odyssey depend, in a large part, on its rating from the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA).
These ratings are reflections of the vehicle’s performance in front and side impact testing, and insurance companies use this information directly when calculating risk levels.
The Honda Odyssey has the top rating from the IIHS and a 5-star rating with the NHTSA, making its initial risk factors very low which translates to lower overall insurance rates for the driver.
Honda Odyssey Car Insurance Rates
While any insurance rate will depend mostly upon the driver’s record, history of coverage, and location, the Honda Odyssey is a sure bet for a lower starting rate.
The Odyssey comes in a wide variety of models, and each model will need to be evaluated individually to get a realistic estimate of the costs you can expect.
Overall, the Honda Odyssey is a great choice for lower insurance costs.
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Additions to my Honda Odyssey that will Save Money
In most cases, after-market additions to any vehicle do not tend to create any cost savings opportunities.
If you are looking to add any features to help the minivan become safer, consider taking it to a Honda dealer and getting any work done there.
For example, if you add a manufacturer’s installed alarm system, you might receive a small reduction on your entire insurance premium, such as 5 to 10 percent.
In addition, you can add vehicle identification number etching, which helps keep identification on your car in the event it is stolen.
Are there car insurance discounts that I can receive with my Honda Odyssey?
It is best to contact your insurance company directly and inquire if there are any discounts for which you qualify.
For example, if you have your Odyssey insured with a certain company, you may be eligible for a discount if you insure another vehicle or even your home with the same company.
Consider taking a defensive driver course, as that could save you 10 percent on your total premium cost as well as take points off of your license.
Finally, be sure to take care of your Honda Odyssey, and make sure you are following the manufacturer’s recommended maintenance schedule.
Honda Odyssey Car Insurance Quotes
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Frequently Asked Questions
What is the average cost of Honda Odyssey car insurance?
The average cost of Honda Odyssey car insurance is $1,342 per year or $112 per month.
Are Honda Odysseys expensive to insure?
Honda Odysseys are not particularly expensive to insure compared to other vans. However, insurance rates can vary depending on factors such as the driver’s age, location, and driving record.
What factors impact the cost of Honda Odyssey insurance?
The cost of Honda Odyssey insurance can be impacted by factors such as the trim and model of the vehicle, the driver’s age, location, and driving record.
What are the safety ratings of the Honda Odyssey?
The Honda Odyssey has top safety ratings from organizations like the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA). These safety ratings can positively impact insurance rates.
How can I save on Honda Odyssey insurance?
There are several ways to save on Honda Odyssey insurance, including comparing quotes from different insurance companies, taking advantage of discounts, maintaining a good driving record, and considering safety features for the vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.