Best Honda Odyssey Car Insurance in 2024 (Your Guide to the Top 10 Providers)
State Farm, Progressive, and Allstate rank among the best Honda Odyssey car insurance providers, offering competitive rates starting at $50/mo. State Farm offers a unique bundling discount, while Progressive provides a user-friendly online quote process. Allstate is known for its comprehensive coverage features.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Sep 29, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,760 reviewsCompany Facts
Full Coverage for Honda Odyssey
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
13,128 reviewsCompany Facts
Full Coverage for Honda Odyssey
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
11,413 reviewsCompany Facts
Full Coverage for Honda Odyssey
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviewsExplore the best Honda Odyssey car insurance options with State Farm, Progressive, and Allstate, with monthly rates starting as low as $50.
When assessing your options, consider how “Safety Features Car Insurance Discounts” can impact your premiums.
Our Top 10 Company Picks: Best Honda Odyssey Car Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 17% | B | Comprehensive Coverage | State Farm |
 | #2 | 10% | A+ | Competitive Rates | Progressive |
 | #3 | 25% | A+ | Extensive Discounts | Allstate |
 | #4 | 10% | A | Customizable Plans | Liberty Mutual |
 | #5 | 20% | A+ | Van Protection | Nationwide |
 | #6 | 15% | A | Loyal Customer | American Family |
 | #8 | 10% | A | Personal Service | Farmers |
 | #7 | 5% | A+ | AARP Benefits | The Hartford |
 | #9 | 13% | A++ | Hybrid Coverage | Travelers |
 | #10 | 10% | A++ | Military Families | USAA |
Many insurers offer discounts for vehicles equipped with advanced safety features, which can lead to more cost-effective coverage.
Find the right plan to improve your coverage and lower costs. Enter your ZIP code below to start finding cheaper car insurance!
- Full coverage costs around $112/mo
- A liability-only policy costs around $45/month
- Highest rates are for teenage drivers at around $409/month
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#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage: State Farm ranks #1 for the best Honda Odyssey car insurance, offering extensive coverage options that go beyond the basics.
- Strong Reputation: Despite having an A.M. Best rating of B, State Farm’s strong reputation and long-standing history in the insurance industry provide customers with confidence.
- Nationwide Availability: This is especially important for Honda Odyssey car insurance, particularly if you frequently travel or relocate. Learn more in our article “State Farm Car Insurance Review.”
Cons
- Limited A.M. Best Rating: With a B rating from A.M. Best, State Farm might not offer the financial strength some customers prioritize in their search for the best Honda Odyssey car insurance.
- Discount Limitations: Customers seeking the best Honda Odyssey car insurance might find better discounts elsewhere, particularly if they qualify for other types of savings.
#2 – Progressive: Best for Competitive Rates
Pros
- Competitive Rates: Progressive is ranked #2 and offers some of the most competitive rates for the best Honda Odyssey car insurance.
- Innovative Tools: This program is particularly beneficial for the best Honda Odyssey car insurance, as it encourages safer driving habits while potentially lowering your premium.
- Flexible Coverage Options: Progressive’s flexible coverage plans are designed to suit a variety of needs. Explore this article, “Progressive Car Insurance Discounts,” to know more.
Cons
- Customer Service Variability: While Progressive offers great rates, their customer service experience can be inconsistent.
- Limited Local Agent Presence: Progressive relies heavily on online tools and may have fewer local agents available compared to other providers.
#3 – Allstate: Best for Extensive Discounts
Pros
- Extensive Discounts: Allstate ranks #3 and offers a 25% multi-policy discount, one of the highest available, making it a strong contender for the best Honda Odyssey car insurance.
- Claims Satisfaction: Allstate’s dedication to claims ensures a smooth and efficient process during stressful times. Gain more insights at “Allstate Car Insurance Review.”
- Personalized Coverage Options: Their coverage options can be adjusted to include various features, such as accident forgiveness and new car replacement, ensuring comprehensive protection.
Cons
- Higher Premiums: Allstate’s extensive coverage options and top-tier service often come at a higher price.
- Complex Discount Structure: While Allstate offers a wide range of discounts, understanding and applying these discounts can be complex.
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#4 – Liberty Mutual: Best for Customizable Plans
Pros
- Customizable Plans: Liberty Mutual is ranked #4 and excels in offering customizable insurance plans. These plans allow you to tailor the best Honda Odyssey car insurance to fit your unique needs.
- Strong Financial Stability: Liberty Mutual’s A rating from A.M. Best underscores its financial strength, providing peace of mind that it can effectively cover claims.
- Comprehensive Coverage: Their 10% multi-policy discount also adds value by making their plans more affordable. Discover additional resources like “Liberty Mutual Car Insurance Review.”
Cons
- Premium Increases Over Time: Some customers have reported that Liberty Mutual premiums tend to increase significantly after the first year.
- Discount Limitations: While Liberty Mutual offers a 10% multi-policy discount, it might not be as competitive as other providers.
#5 – Nationwide: Best for Van Protection
Pros
- Van Protection: Their specialized coverage options include features like roadside assistance and van-specific protections, ensuring your vehicle is covered in various scenarios.
- High Multi-Policy Discount: Nationwide offers a generous 20% multi-policy discount, which can significantly lower your premiums when combined with other insurance products.
- Strong Financial Rating: With an A+ rating from A.M. Best, Nationwide demonstrates strong financial stability, providing assurance that they can handle claims effectively.
Cons
- Premium Rates: Nationwide’s premium rates can be higher than those of other providers. Discover more on “What car insurance discounts does Nationwide offer?.”
- Limited Coverage Customization: While Nationwide offers specialized van protection, its overall coverage options might not be as customizable as those of some other providers.
#6 – American Family: Best for Loyal Customer
Pros
- Loyal Customer Benefits: The American Family is ranked #6 and is known for rewarding loyal customers, which can lead to additional discounts and perks.
- Personalized Service: American Family offers personalized service, ensuring that your insurance plan is tailored to your specific needs.
- Comprehensive Coverage Options: American Family provides a range of comprehensive coverage options that can be tailored to your specific requirements.
Cons
- Limited Availability: American Family’s services are not available in all states, which could be a drawback for those seeking the best Honda Odyssey car insurance with widespread access.
- Higher Premiums for New Customers: New customers may initially find American Family’s premiums higher. Review this article, “American Family Car Insurance Review,” to know more.
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#7 – Farmers: Best for Personal Service
Pros
- Personal Service: Farmers is known for its vital customer service, offering personalized support. Broaden your knowledge with this article, “Farmers Car Insurance Review.”
- Comprehensive Coverage: Farmers offers a range of coverage options that can be customized to fit your specific needs.
- Financial Stability: This reliability is essential for the best Honda Odyssey car insurance, ensuring that your provider can cover claims when needed.
Cons
- Higher Premiums: Farmers’ comprehensive coverage and personalized service often come with higher premiums.
- Discount Limitations: While Farmers offers a 10% multi-policy discount, it might not be as competitive as other providers.
#8 – The Hartford: Best for AARP Benefits
Pros
- Excellent For Older Drivers: The Hartford is recognized for offering tailored insurance products for older drivers.
- Generous Discounts: The Hartford offers a range of discounts, including a 10% multi-policy discount. “The Hartford Car Insurance Discounts” gives a detailed view.
- Vital Customer Service: The Hartford is known for its high level of customer service, ensuring that policyholders receive personalized and attentive care.
Cons
- Limited Availability: The Hartford’s insurance services are not available in all states, which might be a drawback if you’re seeking the best Honda Odyssey car insurance with nationwide access.
- Higher Premiums: Some customers have reported that The Hartford’s premiums can be higher compared to other providers.
#9 – Travelers: Best for Hybrid Coverage
Pros
- Customizable Coverage: Travelers offers a wide range of customizable coverage options, allowing you to tailor the best Honda Odyssey car insurance to your specific needs.
- High Multi-Policy Discount: Travelers offers a competitive 20% multi-policy discount, which can significantly reduce the cost of Honda Odyssey car insurance.
- Strong Financial Stability: With an A rating from A.M. Best, Travelers demonstrates strong financial stability, providing assurance that they can effectively handle claims.
Cons
- Complex Discount Structure: Travelers’ discount structure can be complex, making it challenging for some customers to fully understand and apply available savings.
- Inconsistent Customer Service: Some customers have experienced inconsistent customer service with Travelers. Discover more at “Travelers Car Insurance Review.”
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#10 – USAA: Best for Military Families
Pros
- Excellent Customer Service: USAA is renowned for its outstanding customer service. To enhance your knowledge, read “USAA Car Insurance Review.”
- Competitive Rates: USAA offers highly competitive car insurance rates, often lower than other providers. Its A++ rating from A.M. Best reflects its financial strength.
- Comprehensive Coverage Options: USAA provides benefits tailored for military families, such as deployment discounts and specialized coverage for overseas assignments.
Cons
- Limited Eligibility: USAA’s services are restricted to military members and their families. This limited eligibility might prevent some individuals from accessing their highly-rated services.
- Online Experience: While USAA offers excellent customer service, some users have found its online platform less user-friendly than competitors’.
Insurance Price for Honda Odysseys
The average Honda Odyssey car insurance rate is $112 a month, but rates can vary based on factors like driving history, location, and coverage options.
Honda Odyssey Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $65 | $140 |
| $62 | $128 |
| $66 | $145 |
| $70 | $150 |
| $58 | $135 |
| $60 | $130 |
| $55 | $125 |
| $64 | $138 |
| $59 | $133 |
| $50 | $120 |
With our top providers, coverage starts at just $125 a month, and they offer a range of benefits to suit your needs.
The chart below details how Honda Odyssey insurance rates compare to those of other vans, such as the Dodge Grand Caravan, Kia Sedona, and Chrysler Pacifica, considering factors such as safety features and car insurance discounts.
A standard discount you may encounter is the defensive driver discount, which rewards safe driving habits.
If you’re wondering what is a defensive driver discount, it’s a discount offered by many insurance companies offer a defensive driver insurance discount to drivers who complete a state-approved defensive driving course, potentially lowering premiums and making vehicles like the Honda Odyssey even more affordable to insure.
Honda Odyssey Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| Honda Odyssey | $31 | $23 | $44 | $112 |
| Dodge Grand Caravan | $31 | $26 | $37 | $106 |
| Kia Sedona | $28 | $24 | $37 | $100 |
| Chrysler Pacifica | $26 | $29 | $44 | $111 |
| Toyota Sienna | $31 | $25 | $44 | $30 |
However, there are a few things you can do to find the cheapest Honda insurance rates online. Comparing quotes from multiple providers and using online comparison tools can help you identify the best rates available.
Additionally, when financing a Honda Odyssey, most lenders will require you to carry higher coverage options, including comprehensive coverage.
Honda Odyssey Car Insurance Discounts by Provider
| Insurance Company | Available Discounts |
|---|---|
| Multi-Policy Discount, Safe Driver Discount, Anti-Theft Device Discount, New Car Discount, Good Student Discount |
| Multi-Policy Discount, Safe Driver Discount, Loyalty Discount, Low Mileage Discount, Good Student discount |
| Multi-Policy Discount, Safe Driver Discount, Good Student Discount, Alternative Fuel Discount, Homeowner Discount |
| Multi-Policy Discount, Safe Driver Discount, New Car Discount, Hybrid Vehicle Discount, Multi-Car Discount |
| Multi-Policy Discount, Safe Driver Discount, Accident-Free Discount, Anti-Theft Device Discount, Paperless Discount |
| Multi-Policy Discount, Snapshot Program Discount, Homeowner Discount, Good Student Discount, Pay-In-Full discount |
| Multi-Policy Discount, Safe Driver Discount, Good Student Discount, Anti-Theft Device Discount, Accident-Free Discount |
| Multi-Policy Discount, AARP Member Discount, Defensive Driving Discount, Vehicle Safety Features Discount, Good Student Discount |
| Multi-Policy Discount, Safe Driver Discount, Hybrid/Electric Vehicle Discount, New Car Discount, Good Student Discount |
| Multi-Policy Discount, Safe Driver Discount, Good Student Discount, New Vehicle Discount, Family Discount |
This ensures that the vehicle is adequately protected and helps meet the lender’s requirements. Evaluating different coverage options and exploring potential discounts can further help reduce overall insurance costs.
Cost Impacts of Honda Odyssey Insurance
The Honda Odyssey trim and model you choose can impact the total price you will pay for Honda Odyssey auto insurance coverage.
Top Honda Odyssey Insurance Companies
Several insurance companies offer competitive rates for the Honda Odyssey based on factors like discounts for safety features. Take a look at these best car insurance companies that are popular with Honda Odyssey drivers organized by market share.
Honda Odyssey Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | | $65.6 million | 9% |
| #2 |  | $46.1 million | 6% |
| #3 | | $39.2 million | 6% |
| #4 | | $35.6 million | 5% |
| #5 | | $35 million | 5% |
| #6 | | $28 million | 4% |
| #7 | | $23.5 million | 3% |
| #8 |  | $23.4 million | 3% |
| #9 | | $20.6 million | 3% |
| #10 | | $18.4 million | 3% |
Be sure to shop around and compare Honda Odyssey car insurance rates from the best companies using our free tool below. Get the right car insurance at the best price — enter your ZIP code to shop for coverage from the best insurers.
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Car Insurance-Friendly Features of the Honda Odyssey
The Honda Odyssey’s insurance costs are directly affected by the safety features built into the vehicle. The front and side airbags, 3-point passenger restraint system, and energy-absorbing impact zones make it one of the safest vans on the market.
The Odyssey also takes additional steps to help avoid an accident altogether with anti-lock braking systems and traction control systems.
Additionally, Many insurance providers offer cashback rewards for safe driving and consider these robust safety features when extending coverage., potentially leading to lower premiums and rewards for drivers with high safety standards.
Consider exploring the best car insurance companies that offer cash back to maximize these benefits.
Honda Odyssey Car Insurance Safety Ratings
The typical insurance costs for a Honda Odyssey depend largely on its rating from the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA).
These ratings reflect the vehicle’s performance in front and side impact testing, which insurance companies use to calculate risk levels.
It’s also important to consider how personal factors may affect your rates, such as “Will a criminal record affect my car insurance?.” Certain records, in addition to the vehicle’s safety ratings, could influence your insurance costs.
The Honda Odyssey has top IIHS ratings and a 5-star rating from the NHTSA, making its initial risk factors very low. This translates to lower overall insurance rates for the driver.
Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
Honda Odyssey Insurance Key Considerations & Impact Factors
When selecting car insurance for your Honda Odyssey, it’s crucial to understand how various factors can influence your premiums. Many insurers provide discounts for vehicles with advanced safety features, which can lower your overall coverage costs.
See if you’re getting the best deal on car insurance by entering your ZIP code below.
Key Considerations:
- Safety Features Discounts: Look for discounts for advanced safety features such as anti-lock brakes and traction control, which can enhance your coverage and reduce costs.
- Average Insurance Costs: The average monthly insurance rate for a Honda Odyssey is around $112, with options starting as low as $50/month with USAA.
- Comparison Tools: Utilize online comparison tools to assess quotes from multiple providers, helping you find the best rates tailored to your needs.
- Defensive Driving Discounts: Completing a defensive driving course can also lead to potential premium reductions.
In addition, taking advantage of the best VIN etching car insurance discounts can provide extra savings while enhancing your vehicle’s security.
Insurance Impact Factors:
The trim and model of your Honda Odyssey can significantly affect your insurance rates. Additionally, top safety ratings from organizations like the IIHS and NHTSA can lower risk levels, further decreasing your premiums.
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Maximize your savings by exploring available discounts and comparing coverage options to ensure you receive the best car insurance for your Honda Odyssey.
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Frequently Asked Questions
What is the average cost of Honda Odyssey car insurance?
The average cost of Honda Odyssey car insurance is $112 per month.
Are Honda Odysseys expensive to insure?
Honda Odysseys are not particularly expensive to insure compared to other vans. However, insurance rates can vary depending on factors such as the driver’s age, location, and driving record. Enter your ZIP code now to continue looking for prices.
What factors impact the cost of Honda Odyssey insurance?
Factors such as the trim and model of the vehicle, the driver’s age, location, and driving record can impact the cost of Honda Odyssey insurance.
To find the best rates, consider comparing quotes from the best car insurance companies, as they offer varying premiums based on these factors.
What are the safety ratings of the Honda Odyssey?
The Honda Odyssey has top safety ratings from organizations like the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA), which can positively impact insurance rates.
How can I save on Honda Odyssey insurance?
There are several ways to save on Honda Odyssey insurance, including comparing quotes from different insurance companies, taking advantage of discounts, maintaining a good driving record, and considering the vehicle’s safety features.
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What factors should I consider when choosing the best Honda Odyssey car insurance?
When selecting the best Honda Odyssey car insurance, consider coverage options, such as comprehensive and collision coverage, to protect against a wide range of risks.
Also, evaluate the company’s financial stability, customer service reputation, and available discounts, such as multi-policy savings.
Understanding the types of car insurance and comparing rates and coverage details across different insurers will help you find the best fit for your needs.
Are there specific discounts available for Honda Odyssey owners?
Many insurers offer discounts that could apply to Honda Odyssey owners, including multi-policy discounts, safe driver discounts, and low-mileage discounts.
Some companies also offer special rates for families or for those with advanced safety features in their vehicles. Check with individual insurance providers to see which discounts you may qualify for.
How does my driving history impact my Honda Odyssey car insurance rates?
Your driving history is a significant factor in determining your insurance rates. A clean driving record with no accidents or violations typically results in lower premiums. Conversely, a history of accidents or traffic violations may increase your rates.
Maintaining a good driving record is essential for securing the best rates for your Honda Odyssey car insurance. Enter your ZIP code now and discover big deals.
What coverage options are essential for a family vehicle like the Honda Odyssey?
Consider coverage options that offer comprehensive protection for a family vehicle like the Honda Odyssey. This includes liability coverage for bodily injury and property damage, collision coverage, and comprehensive coverage for non-collision incidents.
Additionally, consider coverage for rental reimbursement, roadside assistance, and medical payments, which can be valuable for family vehicles. Make sure to also review your liability car insurance coverage to ensure it meets your needs and provides adequate protection.
Can I save money on my Honda Odyssey car insurance by bundling policies?
Yes, bundling your Honda Odyssey car insurance with other types of insurance, such as home or life insurance, can lead to significant savings. Many insurance providers offer multi-policy discounts that reduce your overall premium.
It’s worth exploring bundling options with your insurer to maximize your savings and simplify your insurance management.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.