Best Honda Pilot Car Insurance in 2024 (Top 10 Companies Ranked)
The best Honda Pilot car insurance comes from Geico, State Farm, and USAA, offering top coverage with competitive rates. Geico stands out with rates around $44/month, State Farm provides reliable coverage, and USAA is ideal for military families. These providers offer affordability and comprehensive protection.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Aug 7, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Honda Pilot
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Honda Pilot
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Honda Pilot
A.M. Best Rating
Complaint Level
Pros & Cons
The best Honda Pilot car insurance comes from Geico, State Farm, and USAA, with Geico leading as the top pick overall. These companies excel in providing affordability and comprehensive coverage for Honda Pilot owners. Geico stands out for its budget-friendly options, while State Farm and USAA offer exceptional reliability and specialized benefits.
Comparing these top providers helps you find the best Honda Pilot car insurance tailored to your needs. Evaluate their offerings to secure optimal coverage at the best price. Find out more by reading our “Best Honda Car Insurance Rates.”
Our Top 10 Company Picks: Best Honda Pilot Car Insurance
Company Rank Multi-Policy Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Affordable Rates Geico
#2 17% B Reliable Coverage State Farm
#3 10% A++ Military Savings USAA
#4 15% A+ Customizable Plans Progressive
#5 20% A+ Remote Workers Nationwide
#6 25% A+ Customer Service Erie
#7 10% A+ New Drivers Allstate
#8 15% A Personalized Service Farmers
#9 10% A Coverage Options Liberty Mutual
#10 15% A Financial Stability American Family
You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Pilot Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $54 $88
American Family $51 $79
Erie $53 $75
Farmers $52 $85
Geico $44 $78
Liberty Mutual $56 $90
Nationwide $47 $87
Progressive $43 $70
State Farm $49 $83
USAA $35 $73
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Honda Pilot Insurance Cost
The average annual insurance cost for a Honda Pilot is $1,336, which breaks down to approximately $111 per month. Understanding the various factors that influence these rates can help you find the best policy for your needs.
To help determine if the Honda Pilot is costly to insure, we’ve compared its insurance rates with those of other popular SUVs like the Mazda CX-9, GMC Yukon XL, and Cadillac XT5. The following chart outlines the costs for comprehensive, collision, and liability coverage for each vehicle.
Vehicle | Comprehensive | Collision | Liability | Total |
Honda Pilot | $336 | $470 | $372 | $1,336 |
Mazda CX-9 | $332 | $542 | $390 | $1,422 |
GMC Yukon XL | $362 | $562 | $372 | $1,454 |
Cadillac XT5 | $376 | $718 | $372 | $1,624 |
Jeep Cherokee | $348 | $626 | $466 | $1,640 |
Toyota Sequoia | $332 | $566 | $398 | $1,454 |
Infiniti QX60 | $404 | $750 | $372 | $1,684 |
While the Honda Pilot’s insurance rates are relatively competitive, there are several strategies to help you find the most affordable rates. Explore online comparisons to discover the best insurance options for your Honda Pilot. Dive deeper into our “Compare Pilot & Navigator Car Insurance Rates” for a comprehensive understanding.
Even though the average annual rate for the Honda Pilot is $1,336, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda Pilot.
Age of the Vehicle
Insurance costs for a Honda Pilot can vary significantly depending on the model year. Generally, older models tend to be less expensive to insure. For instance, insurance for a 2020 Honda Pilot averages $1,336 per year, whereas a 2010 Honda Pilot costs about $1,110 annually, reflecting a difference of $226.
Model Year | Comprehensive | Collision | Liability | Total |
2020 Honda Pilot | $336 | $470 | $372 | $1,336 |
2019 Honda Pilot | $320 | $452 | $390 | $1,320 |
2018 Honda Pilot | $306 | $448 | $398 | $1,310 |
2017 Honda Pilot | $296 | $436 | $416 | $1,306 |
2016 Honda Pilot | $286 | $418 | $430 | $1,292 |
2015 Honda Pilot | $270 | $404 | $442 | $1,274 |
2014 Honda Pilot | $260 | $374 | $452 | $1,244 |
2013 Honda Pilot | $250 | $352 | $456 | $1,216 |
2012 Honda Pilot | $240 | $316 | $460 | $1,174 |
2011 Honda Pilot | $224 | $292 | $460 | $1,134 |
2010 Honda Pilot | $216 | $272 | $464 | $1,110 |
Driver Age
Driver age plays a crucial role in determining insurance premiums for a Honda Pilot. For instance, 30-year-old drivers typically pay $59 more for their insurance compared to 40-year-old drivers. Understanding how age impacts rates can help you better anticipate and manage your insurance costs.
Driver Location
Your location significantly influences the cost of insuring a Honda Pilot. For instance, drivers in New York might face insurance premiums that are $815 higher than those in Seattle. Understanding these regional differences can help you better anticipate your insurance costs.
Your Driving Record
Your driving record can significantly affect the cost of insuring your Honda Pilot. Teen drivers and those in their 20s often experience the most substantial increases in insurance premiums, particularly if they have violations or accidents on their record.
Honda Pilot Safety Ratings
Your Honda Pilot’s safety ratings can influence your auto insurance rates. Higher safety ratings generally contribute to lower premiums. Here’s a breakdown of the Honda Pilot’s safety performance based on key test types.
Test Type | Rating |
Small overlap front: driver-side | Good |
---|---|
Small overlap front: passenger-side | Acceptable |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
Honda Pilot Crash Test Ratings
Crash test ratings are a key factor in determining your Honda Pilot’s insurance costs. The ratings reflect the vehicle’s safety performance in various types of collisions, which can influence your premium rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
2019 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2016 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2016 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Honda Pilot Safety Features
Honda Pilot Insurance Loss Probability
Insurance loss probability can affect your Honda Pilot’s insurance rates, with lower percentages typically resulting in lower premiums. The loss probability varies by coverage type, influencing the overall cost of your policy.
Insurance Coverage Category | Loss Rate |
Collision | -30% |
---|---|
Property Damage | -4% |
Comprehensive | -31% |
Personal Injury | -18% |
Medical Payment | -18% |
Bodily Injury | -14% |
Source: Insurance Institute for Highway Safety |
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Ways to Save on Honda Pilot Insurance
Even though insurance rates for your Honda Pilot might seem fixed, there are several strategies you can use to lower them. Here are five effective ways to save on your Honda Pilot auto insurance:
- Install an Aftermarket Anti-Theft Device for Your Honda Pilot
- Audit Your Honda Pilot Driving When You Move to a New Location or Start a New Job
- Ask About Farm and Ranch Vehicle Discounts
- Watch Your Insurer Closely When Your Honda Pilot Needs Repairs
- Drive Your Honda Pilot Safely
Top Honda Pilot Insurance Companies
Choosing the right insurance company for your Honda Pilot involves considering factors like competitive rates, available discounts, and the company’s understanding of the vehicle’s safety features. Here are the top insurance companies by market share, known for offering comprehensive coverage options.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | Geico | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Safety Features on a Honda Pilot
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Honda Pilot Performance in Crash Tests
Government crash tests are meant to provide an indication of how well a specific vehicle protects its occupants during different types of collisions. For frontal impact tests, the Pilot scored a perfect five-stars for both the driver and front passenger.
Side impact tests also received a perfect score of five-stars for both front and rear occupants of the vehicle. These results will help the Pilot’s car insurance costs reasonable. Learn more about our “Compare Collision Car Insurance” for a broader perspective.
Honda Pilot Car Insurance Rates
There are many different factors and each company has their own criteria and weight that they place on each aspect they considers. Your credit score and driving history are weighed almost as much as the actual safety of the vehicle.
Geico offers the best overall value for Honda Pilot car insurance with budget-friendly rates and comprehensive coverage.
Tim Bain Licensed Insurance Agent
Insurance companies with statisticians have found that people with lower credit scores are more likely to have an accident, therefore they charge them more. That is just another reason why protecting your credit is very important.
Most companies have incentives or immediate deductions for those who haven’t been in an accident for a set number of years. Moving traffic violations like speeding and failure to yield can also result in your paying more for Honda Pilot auto insurance.
Geico is the best overall choice for Honda Pilot insurance due to its affordability and comprehensive coverage.
Each company will view different aspects of your driving record differently which is why it is necessary to shop around comparing as many different companies quotes as possible. With a little bit of diligence there is no reason that you shouldn’t be able to get a great rate when insuring your Honda Pilot. Find out more by reading our “Good Credit Car Insurance Discounts.”
The amount that you pay for car insurance each month greatly depends on the state in which you live. Each state handles car insurance differently, so someone could have very low car insurance in one state and very high rates in another, even if they are driving the same car in the same way.
Some states also require certain types of car insurance coverage. One of these coverage options that is required in some states is personal injury protection insurance. If you live in a state that requires this kind of coverage, your rates would be higher than in a state that does not.
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Compare Free Honda Pilot Insurance Quotes Online
Start comparing Honda Pilot car insurance quotes for free by using our convenient online comparison tool.
The Honda Pilot can be a very rewarding vehicle to drive. Beyond the cost of purchasing and fueling your SUV, there are many other ownership costs. Car insurance is one of those extra costs and the amount you will have to pay can vary greatly.
The best thing a person can do is shop around comparing quotes from as many different insurance providers as possible. While you can’t know what you will have to pay until you get a quote, there are some factors that can give you a general idea.
Frequently Asked Questions
What factors impact the cost of Honda Pilot insurance?
Several factors can influence the cost of Honda Pilot insurance, including the age of the vehicle, driver age, driver location, driving record, and safety features of the model.
Uncover more about our “Compare Honda CR-V Car Insurance Rates” by reading further.
Are Honda Pilots expensive to insure compared to other SUVs?
The insurance rates for Honda Pilots can vary, but comparing them to other SUVs like the Mazda CX-9, GMC Yukon XL, and Cadillac XT5 can provide a better understanding of their relative insurance costs.
What safety features on the Honda Pilot can help lower insurance rates?
The Honda Pilot comes equipped with various safety features such as collision mitigation braking, road departure mitigation, adaptive cruise control, and lane-keeping assist. Having these features can potentially earn you discounts on your insurance premiums.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool to instantly compare quotes near you.
How can I save on Honda Pilot insurance?
To save on Honda Pilot insurance, you can consider the following measures: maintain a clean driving record, take advantage of available discounts, compare quotes from multiple insurance companies, consider raising deductibles, and bundle your car insurance with other policies.
What is the best car insurance company for a Honda Pilot?
Geico is considered the best overall choice for Honda Pilot insurance due to its affordability and comprehensive coverage.
Expand your understanding with our “Compare Honda Insight Car Insurance Rates.”
How much does insurance cost for a Honda Pilot?
The average annual cost for insuring a Honda Pilot is around $1,336, which breaks down to approximately $111 per month.
Which factors affect Honda Pilot insurance rates the most?
The main factors affecting Honda Pilot insurance rates include the driver’s age, driving record, location, vehicle age, and safety features.
Finding affordable car insurance doesn’t have to be a challenge. Enter your ZIP code into our free comparison tool to find the lowest prices in your area.
How can I save money on Honda Pilot car insurance?
You can save money on Honda Pilot car insurance by maintaining a clean driving record, taking advantage of discounts, comparing quotes from multiple providers, raising your deductibles, and bundling your insurance policies.
What discounts are available for Honda Pilot insurance?
Discounts available for Honda Pilot insurance include safe driver discounts, multi-policy discounts, good student discounts, anti-theft device discounts, and discounts for advanced safety features.
Gain deeper insights by exploring our “Compare Honda Civic CRX Car Insurance Rates.”
Does Geico offer good rates for Honda Pilot insurance?
Yes, Geico offers competitive rates for Honda Pilot insurance, with some of the most budget-friendly options available.
Is State Farm a reliable choice for Honda Pilot insurance?
Yes, State Farm is known for providing reliable coverage and is a solid choice for Honda Pilot insurance.
What benefits does the USAA provide for Honda Pilot insurance?
USAA offers specialized benefits for military families, including competitive rates and excellent customer service for Honda Pilot insurance.
How do safety features of the Honda Pilot impact insurance costs?
Safety features on the Honda Pilot can lower insurance costs as they reduce the risk of accidents and injuries, leading to potential discounts on premiums.
Learn more about our “Best Honda Car Insurance Rates” for a broader perspective.
Are older Honda Pilot models cheaper to insure?
Yes, older Honda Pilot models are generally cheaper to insure due to their lower value and reduced cost of repairs compared to newer models.
How does my driving record affect my Honda Pilot insurance rates?
A clean driving record can lower your insurance rates, while a history of accidents or violations can significantly increase your premiums.
Can I get a discount on Honda Pilot insurance for having a clean driving record?
Yes, many insurance providers offer discounts for drivers with a clean driving record, which can help lower your overall insurance costs.
How does my location influence Honda Pilot insurance premiums?
Insurance premiums can vary by location due to factors like crime rates, traffic density, and local regulations, affecting the cost of insuring a Honda Pilot.
Find out more by reading our “Compare Honda Element Car Insurance Rates.”
Are there specific insurance providers that offer better rates in certain states?
Yes, insurance rates can vary by state, and some providers may offer better rates in certain regions. It’s important to compare local quotes to find the best deal.
What type of coverage is recommended for a Honda Pilot?
Full coverage, including liability, collision, and comprehensive insurance, is recommended for a Honda Pilot to ensure complete protection.
Should I get full coverage or just liability insurance for my Honda Pilot?
Full coverage is generally recommended for newer Honda Pilots, while liability insurance might be sufficient for older models with lower values.
What should I look for when comparing Honda Pilot insurance quotes?
When comparing Honda Pilot insurance quotes, look for coverage options, deductibles, premium costs, available discounts, customer service ratings, and the financial stability of the insurance company.
Unlock additional information in our “Honda Car Insurance.”
Can I bundle my Honda Pilot insurance with other policies for a discount?
Yes, bundling your Honda Pilot insurance with other policies like homeowners or renters insurance can often result in discounts.
How does the age of the driver affect Honda Pilot insurance rates?
Younger drivers typically face higher insurance rates due to their inexperience, while older, more experienced drivers often benefit from lower premiums.
Are there any special insurance programs for young drivers with a Honda Pilot?
Yes, some insurance companies offer special programs or discounts for young drivers, such as good student discounts or driver training discounts.
Obtain further insights from our “Compare Honda Odyssey Car Insurance Rates.”
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.