Best Hyundai Elantra GT Car Insurance in 2024 (Find the Top 10 Companies Here)

These companies stand out for their customer service and various discounts tailored for the Hyundai Elantra GT, making them ideal choices for owners seeking affordable and reliable insurance. With rates starting as low as $60 per month, these providers deliver excellent value, ensuring you can protect your investment without breaking the bank.

Our Top 10 Company Picks: Best Hyundai Elantra GT Car Insurance

By comparing quotes and exploring available discounts, you can find the perfect policy for your needs. If you need insurance for a Hyundai Elantra GT right now, we can help. Enter your ZIP code for free Hyundai Elantra GT car insurance quotes from top companies.

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#1 – AAA: Top Overall Pick

Pros

• Discounts for Safety Features: AAA offers discounts for advanced safety features present in the Hyundai Elantra GT, such as anti-lock brakes, airbags, and anti-theft systems, which can lower the overall insurance costs, as mentioned in the AAA car insurance review.
• Comprehensive Coverage Options: AAA provides a wide range of coverage options, including roadside assistance, rental car reimbursement, and comprehensive and collision coverage, giving Hyundai Elantra GT owners the flexibility to choose a policy that meets their specific needs.
• Travel and Membership Benefits: AAA members can enjoy additional benefits like travel discounts, free maps, and travel guides, adding value to the overall membership for Hyundai Elantra GT owners.

Cons

• Higher Premiums: AAA generally has higher premiums compared to some other insurance providers, which may not be ideal for budget-conscious Hyundai Elantra GT owners.
• Limited Availability: AAA’s insurance services are not available in all areas, potentially restricting access for some Hyundai Elantra GT owners.

#2 – Allstate: Best for Safe Driving Rewards

Pros

• Safe Driving Rewards: Allstate offers programs like Drivewise, which rewards safe driving habits with discounts, helping reduce the cost of insuring a Hyundai Elantra GT, as noted in the Allstate car insurance review.
• Accident Forgiveness: Allstate’s accident forgiveness option prevents rate increases after the first accident, which can be particularly valuable for Hyundai Elantra GT owners concerned about their premiums rising after an incident.
• Variety of Discounts: Allstate provides multiple discounts, including those for new cars, multi-policy bundling, good student discounts, and anti-theft devices, making it easier for Hyundai Elantra GT owners to save.

Cons

• Average Customer Service: Allstate’s customer service and claims satisfaction ratings are average compared to top competitors, which might be a drawback for Hyundai Elantra GT owners prioritizing excellent service.
• Higher Rates for High-Risk Drivers: Premiums can be significantly higher for drivers with poor records, making Allstate less attractive for Hyundai Elantra GT owners with blemished driving histories.

#3 – Geico: Best for Affordable Rates

Pros

• Affordable Rates: Geico is known for offering some of the most competitive rates in the industry, which is beneficial for Hyundai Elantra GT owners looking to save on insurance costs.
• Good Driver Discounts: Geico offers substantial discounts for good driving habits and vehicle safety features, which can help reduce premiums for responsible Hyundai Elantra GT drivers.
• Military Discounts: Geico offers discounts for military personnel, which can be beneficial for Hyundai Elantra GT owners who are active or retired military members.

Cons

• Limited Local Agents: Geico has fewer local agents compared to other big insurers, which might affect the personalized service that some Hyundai Elantra GT owners prefer, as noted in the Geico car insurance review.
• Mediocre Coverage Options: Geico offers fewer optional coverage choices compared to other providers, which may limit customization for Hyundai Elantra GT owners seeking specialized coverage.

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#4 – State Farm: Best for Comprehensive Coverage Options

Pros

• Comprehensive Coverage Options: State Farm provides a wide range of coverage options and add-ons, allowing Hyundai Elantra GT owners to customize their policies to fit their specific needs.
• Discounts for Young Drivers: State Farm offers discounts for young drivers, which can help families with teenage drivers insuring a Hyundai Elantra GT, as highlighted in the State Farm car insurance review.
• Safe Driver Programs: State Farm’s Drive Safe & Save program offers discounts for safe driving, which can help lower insurance costs for Hyundai Elantra GT owners.

Cons

• Average Customer Satisfaction: State Farm’s customer satisfaction ratings are average compared to top-tier competitors, which might be a concern for Hyundai Elantra GT owners seeking top-notch service.
• Higher Rates for Urban Areas: State Farm tends to have higher premiums in densely populated areas, which could be a drawback for Hyundai Elantra GT owners living in cities.

#5 – USAA: Best for Competitive Rates

Pros:

• Competitive Rates: USAA often provides lower rates for military members and their families, making it an affordable option for Hyundai Elantra GT owners eligible for USAA membership.
• Comprehensive Coverage: USAA offers extensive coverage options and discounts for safety features, giving Hyundai Elantra GT owners the ability to customize their policies.
• Bundling Discounts: USAA provides significant discounts for bundling multiple policies, such as home and auto insurance, which can help Hyundai Elantra GT owners save, as detailed in the USAA car insurance review.

Cons:

• Eligibility Restrictions: USAA is only available to military members and their families, limiting access for the general public, including Hyundai Elantra GT owners.
• Limited Local Offices: USAA has fewer local offices, which may affect in-person service availability for Hyundai Elantra GT owners who prefer face-to-face interactions.

#6 – Liberty Mutual: Best for Customizable Policies

Pros

• Customizable Policies: Liberty Mutual offers a variety of add-ons and customizable policy options, allowing Hyundai Elantra GT owners to tailor their coverage.
• Multiple Discounts: Liberty Mutual offers discounts for safety features, bundling policies, good driving habits, and more, helping Hyundai Elantra GT owners save on their premiums.
• Accident Forgiveness: Liberty Mutual’s accident forgiveness prevents premium increases after the first accident, providing financial relief for Hyundai Elantra GT owners.

Cons

• Higher Premiums: Liberty Mutual’s premiums can be higher than average, particularly for high-risk drivers, making it less attractive for Hyundai Elantra GT owners with poor driving records, according to Liberty Mutual car insurance review.
• Mixed Reviews: Customer service and claims handling receive mixed reviews, which might be a concern for Hyundai Elantra GT owners seeking consistently high service quality.

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#7 – Nationwide: Best for Vanishing Deductible

Pros

• Vanishing Deductible: Nationwide’s vanishing deductible program reduces your deductible for every year of safe driving, offering significant savings for Hyundai Elantra GT owners.
• Comprehensive Discounts: Nationwide offers a range of discounts, including multi-policy, vehicle safety features, good student discounts, and more, helping Hyundai Elantra GT owners save, as highlighted in the Nationwide Car Insurance Discounts.
• On Your Side Review: Nationwide’s On Your Side Review helps customers review their policies annually to ensure they have the right coverage, which can be beneficial for Hyundai Elantra GT owners.

Cons

• Higher Rates for Young Drivers: Premiums can be higher for young and inexperienced drivers, which might be a drawback for families insuring a Hyundai Elantra GT for their teenagers.
• Average Customer Satisfaction: Customer satisfaction ratings are not as high as some competitors, which might be a concern for Hyundai Elantra GT owners prioritizing top-notch service.

#8 – Travelers: Best for Wide Range of Coverage Options

Pros

• Wide Range of Coverage Options: Travelers offers extensive coverage options and add-ons, allowing Hyundai Elantra GT owners to customize their insurance policies to fit their specific needs.
• Discounts for Hybrid/Electric Vehicles: Travelers provides discounts for eco-friendly vehicles, which can be beneficial if considering the hybrid version of the Hyundai Elantra GT.
• Safe Driver Discounts: Travelers offers discounts for safe driving habits, which can help reduce premiums for responsible Hyundai Elantra GT drivers, according to Travelers car insurance review.

Cons

• Average Customer Service: Customer service ratings are average, with some complaints about the claims process, which might be a concern for Hyundai Elantra GT owners seeking top-notch service.
• Higher Premiums: Travelers’ premiums can be higher than some competitors, particularly for drivers with less-than-perfect records, which might be a drawback for Hyundai Elantra GT owners.

#9 – Erie: Best for Competitive Rates

Pros:

• Competitive Rates: Erie is known for providing affordable insurance rates, making it a cost-effective choice for Hyundai Elantra GT owners.
• Comprehensive Coverage: Erie offers a variety of coverage options and endorsements, allowing Hyundai Elantra GT owners to tailor their policies to fit their needs.
• Rate Lock: Erie’s rate lock feature allows policyholders to lock in their rates, preventing unexpected premium increases for Hyundai Elantra GT owners.

Cons:

• Fewer Online Tools: Erie lacks robust online tools and mobile app functionality compared to larger insurers, which might be a drawback for tech-savvy Hyundai Elantra GT owners.
• Higher Premiums for Young Drivers: Erie’s premiums can be higher for young and inexperienced drivers, which might be a concern for families insuring a Hyundai Elantra GT for their teenagers, as detailed in the Erie car insurance review.

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#10 – Amica: Best for Dividend Policies

Pros

• Dividend Policies: Amica offers dividend policies that can return a portion of the premium to policyholders, providing potential savings for Hyundai Elantra GT owners.
• Comprehensive Coverage Options: Amica provides a wide range of coverage options and discounts, allowing Hyundai Elantra GT owners to customize their policies, as mentioned in the Amica vs. Progressive Car Insurance Comparison.
• Accident Forgiveness: Amica’s accident forgiveness prevents rate increases after the first at-fault accident, offering financial relief for Hyundai Elantra GT owners.

Cons

• Higher Premiums: Amica generally has higher premiums compared to other providers, which may not be ideal for budget-conscious Hyundai Elantra GT owners.
• Limited Local Offices: Amica has fewer local offices, which might affect in-person service availability for Hyundai Elantra GT owners who prefer face-to-face interactions.

Take a look at how insurance rates for vehicles similar to the Hyundai Elantra GT compare. By examining the insurance rates for other hatchbacks such as the Nissan Leaf Plus, FIAT 500L, and Toyota Yaris, you can gain valuable insight into what you might expect for the Elantra GT. Discover our comprehensive guide to “Calculating Car Insurance Cost” for additional insights.

Hyundai Elantra GT Car Insurance Monthly Rates by Coverage Level & Provider

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These models share similar characteristics with the Elantra GT, and their insurance rates often reflect comparable factors such as vehicle size, safety features, and repair costs. Analyzing these rates can help you understand the potential insurance costs for the Hyundai Elantra GT and assist in making an informed decision.

Insurance Rates for Vehicles Similar to the Hyundai Elantra GT

Vehicle	Comprehensive	Collision	Liability	Total
Ford C-Max Hybrid	$282	$566	$398	$1,404
Kia Soul	$308	$500	$372	$1,338
FIAT 500	$236	$466	$470	$1,352
Mazda 2	$206	$326	$452	$1,142
Honda CR-Z	$298	$446	$430	$1,332
FIAT 500L	$256	$478	$450	$1,364
Mazda 3	$308	$562	$372	$1,400
Nissan Cube	$228	$374	$452	$1,212

Read more: Compare Fiat Car Insurance Rates

Understanding the cost of insuring vehicles like the Hyundai Elantra GT can help you make informed decisions about your coverage options. By comparing quotes and exploring discounts, you can find a policy that fits your budget while ensuring your vehicle is well-protected.

Factors Influencing the Cost of Insuring a Hyundai Elantra GT

Factors influencing the cost of insuring a Hyundai Elantra GT can significantly impact your overall insurance expenses. For further details, check out our in-depth “Factors That Affect Car Insurance Rates” article.

Key elements such as your driving history, vehicle trim, and geographic location play crucial roles in determining your premium. Understanding these factors helps you make informed decisions and potentially lower your insurance costs.

With temperatures predicted to climb into the triple digits Friday through the weekend, it is important to make sure your vehicle is ready for extreme heat. Here are 5 tips: pic.twitter.com/50OUoWLB2C

— AAA Colorado (@AAAColorado) July 10, 2024

The Hyundai Elantra GT trim and model you choose can impact the total price you will pay for Hyundai Elantra GT insurance coverage.
You can also expect your Hyundai Elantra GT rates to be affected by where you live, your driving history, and in most states your age and gender.

Hyundai Elantra GT Safety Ratings

Your Hyundai Elantra GT car insurance rates are tied to the safety ratings of the Hyundai Elantra GT. See the breakdown here.

Hyundai Elantra GT Safety Ratings

Test Type	Rating
Small overlap front: driver-side	Good
Small overlap front: passenger-side	Good
Moderate overlap front	Good
Side	Good
Roof	Good
Head restraints & seats	Good

Hyundai Elantra GT Crash Test Ratings

Good Hyundai Elantra GT crash test ratings can lower your Hyundai Elantra GT auto insurance rates. You can see Hyundai Elantra GT crash test results here.

Hyundai Elantra GT Crash Test Ratings

Vehicle Tested	Overall	Frontal	Side	Rollover
2020 Hyundai Elantra GT 5 HB FWD	4 stars	4 stars	4 stars	4 stars

By considering the various factors influencing the cost of insuring a Hyundai Elantra GT, you can better navigate your insurance options. Assessing elements like your driving record and vehicle specifics can help you secure a policy that aligns with your budget and coverage needs.

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Strategies for Reducing Hyundai Elantra GT Insurance Costs

Exploring effective strategies for reducing Hyundai Elantra GT insurance costs can yield significant savings while maintaining the necessary coverage. Read our extensive guide on “How do you get competitive quotes for car insurance?” for more knowledge.

By understanding various tips, utilizing available discounts, and making informed choices, you can lower your premiums effectively. This guide delves into practical ways to save on insurance for your Hyundai Elantra GT, helping you achieve cost-efficient protection without sacrificing quality.

Take a look at the following five tips:

• Check your Hyundai Elantra GT policy carefully to ensure all information is correct.
• Consider renting a car instead of buying a second Hyundai Elantra GT.
• Ask for a new Hyundai Elantra GT auto insurance rate based on your improved credit score.
• Keep a close eye on teen drivers.
• Tell your insurer about different drivers or uses for your Hyundai Elantra GT.

Implementing these strategies for reducing Hyundai Elantra GT insurance costs can lead to substantial savings while ensuring you retain comprehensive coverage.

By taking advantage of discounts, comparing policies, and making smart choices, you can optimize your insurance expenses. Embracing these approaches will help you secure the best value for your Hyundai Elantra GT insurance, balancing cost and coverage effectively.

Top Hyundai Elantra GT Insurance Companies

What is the best company for affordable Hyundai Elantra GT insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Elantra GT insurance coverage (ordered by market share).

Many of these companies offer discounts for security systems and other safety features found on the Hyundai Elantra GT. Explore our detailed analysis on “Best Full Coverage Car Insurance” for additional information.

Largest Auto Insurers by Market Share

Rank	Company	Volume	Market Share
1	State Farm	$66,153,063	9.1%
2	Geico	$46,358,896	6.4%
3	Progressive	$41,737,283	5.7%
4	Allstate	$39,210,020	5.4%
5	Liberty Mutual	$36,172,570	5.0%
6	Travelers	$28,786,741	4.0%
7	USAA	$24,621,246	3.4%
8	Chubb	$24,199,582	3.3%
9	Farmers	$20,083,339	2.8%
10	Nationwide	$18,499,967	2.5%

Choosing the right insurance provider is crucial for securing the best coverage for your Hyundai Elantra GT. By exploring the top Hyundai Elantra GT insurance companies, you can find options that offer competitive rates, comprehensive coverage, and excellent customer service. Selecting one of these top-rated companies ensures you get the protection you need while maximizing value for your investment.

Evaluating Free Hyundai Elantra GT Insurance Quotes Online

When exploring insurance options for your Hyundai Elantra GT, evaluating free online quotes is essential for finding the best deal. This process allows you to compare rates from various providers, ensuring you get the most competitive price and comprehensive coverage tailored to your needs.

Online tools and resources offer a convenient way to gather and analyze quotes, helping you make a well-informed decision and potentially saving you a significant amount on your insurance premiums. For more information, explore our informative “Where can I easily finding quick car insurance quotes?” page.

AAA’s comprehensive insurance options and discounts for safety features make it a top choice for Hyundai Elantra GT owners seeking reliable coverage and peace of mind.

Scott W. Johnson Licensed Insurance Agent

Thoroughly evaluating free Hyundai Elantra GT insurance quotes online is a key step in securing the best possible coverage at an affordable price. By leveraging these online resources, you can compare different providers, uncover valuable savings, and select a policy that aligns perfectly with your requirements.

Taking the time to review and compare quotes ensures that you get optimal protection for your vehicle without compromising your budget. Save money by comparing Hyundai Elantra GT insurance rates with free quotes online now.

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Frequently Asked Questions

What impacts the cost of Hyundai Elantra GT insurance?

Several factors can impact the cost of Hyundai Elantra GT insurance. The trim and model you choose, your location, driving history, age, and gender are some of the factors that can affect your insurance rates.

Are Hyundai Elantra GTs costly to insure?

Insurance rates for vehicles such as the Hyundai Elantra GT can vary. To gauge what you might expect, it’s beneficial to compare insurance rates for similar models. For instance, comparing with hatchbacks like the Nissan Leaf Plus, FIAT 500L, and Toyota Yaris can offer useful insights.

See if you’re getting the best deal on car insurance by entering your ZIP code below.

How do Hyundai Elantra GT safety ratings impact insurance rates?

Safety ratings are a significant factor in determining insurance rates for the Hyundai Elantra GT. Vehicles with higher safety ratings may benefit from lower insurance premiums. Reviewing the Hyundai Elantra GT’s safety ratings can help you understand their potential effect on your insurance costs.

Discover our comprehensive guide to “Safe Driver Car Insurance Discounts” for additional insights.

What does Progressive Hyundai Elantra GT insurance offer?

Progressive Hyundai Elantra GT insurance offers various coverage options and discounts, including those for safe driving and bundling policies.

Where can I find Hyundai Elantra GT car insurance information?

Hyundai Elantra GT car insurance information can be found on insurance provider websites, in industry reviews, and from insurance agents.

How can I compare Hyundai Elantra GT insurance prices?

Use online comparison tools and request quotes from multiple insurance providers to compare Hyundai Elantra GT insurance prices.

For further details, check out our in-depth “Compare Car Insurance by Coverage Type” article.

What are Hyundai Elantra GT car insurance rates like?

Hyundai Elantra GT car insurance rates vary based on factors like your driving record, coverage level, and insurance provider.

How does insurance for Hyundai Elantra GT by model affect pricing?

Different models of the Hyundai Elantra GT can have varying insurance costs due to differences in repair costs, safety features, and theft rates.

What is the cost of Hyundai Elantra GT car insurance?

The cost of Hyundai Elantra GT car insurance depends on several factors, including coverage options, location, and personal driving history.

Dive deeper into “Compare Monthly Car Insurance” with our complete resource.

How can I get Hyundai Elantra GT car insurance quotes online?

You can get Hyundai Elantra GT car insurance quotes online through insurance company websites, online comparison tools, and insurance aggregator platforms.

What are some strategies to reduce Hyundai Elantra GT insurance costs?

To potentially lower your Hyundai Elantra GT insurance costs, consider the following strategies: maintaining a clean driving record, bundling your car insurance with other policies, opting for higher deductibles, installing additional safety features, and inquiring about available discounts with your insurance provider.

How can I get free Hyundai Elantra GT insurance quotes online for comparison?

You can obtain free Hyundai Elantra GT insurance quotes online by using car insurance comparison tools. These tools allow you to enter your ZIP code and receive quotes from various insurance companies, making it easy to compare rates and find the best coverage for your Hyundai Elantra GT.

Learn more by visiting our detailed “Finding Free Car Insurance Quotes Online”  section.

How can I find the cheapest Hyundai Elantra GT insurance?

Comparing quotes from various insurance providers and looking for discounts can help you find the cheapest Hyundai Elantra GT insurance.

What is the most expensive Hyundai Elantra GT insurance?

The most expensive insurance typically comes from policies with high coverage limits, low deductibles, and comprehensive protection.

How do Hyundai Elantra GT insurance rates vary by provider?

Hyundai Elantra GT insurance rates can vary significantly between providers, so it’s important to compare rates to find the best deal.

Read our extensive guide on “Best Usage-Based Car Insurance Companies” for more knowledge.

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Written by:

D. Gilson, PhD

Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

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Written by D. Gilson, PhD

Professor & Published Author

Reviewed by:

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

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Reviewed by Kristen Gryglik

Licensed Insurance Agent

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