Best Hyundai Excel Car Insurance in 2024 (We Suggest These 10 Companies)
Explore Progressive, State Farm, and Allstate, the top picks for the best Hyundai Excel car insurance, with rates starting at just $65 a month. These companies are renowned for their competitive pricing an comprehensive coverage options making them the best choices for Hyundai Excel owners.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 8, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Full Coverage for Hyundai Excel
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,759 reviewsCompany Facts
Full Coverage for Hyundai Excel
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
11,413 reviewsCompany Facts
Full Coverage for Hyundai Excel
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
The top picks for the best Hyundai Excel car insurance are Progressive, State Farm, and Allstate, known for their exceptional coverage and customer service.
These top companies offer specialized policies that cater to the unique needs of Hyundai Excel owners, ensuring optimal protection and value. Learn more in our guide titled “Cheap Car Insurance.”
Our Top 10 Company Picks: Best Hyundai Excel Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 12% A+ Competitive Rates Progressive
#2 20% B Reliable Service State Farm
#3 25% A+ Comprehensive Coverage Allstate
#4 10% A++ Military Benefits USAA
#5 25% A Customizable Policies Liberty Mutual
#6 20% A+ Unique Discounts Nationwide
#7 20% A Flexible Options Farmers
#8 20% A Good Service American Family
#9 8% A++ Competitive Pricing Travelers
#10 25% A+ AARP Benefits The Hartford
When choosing the best Hyundai Excel car insurance, factors such as the vehicle’s safety features, driving history, and location play crucial roles in determining the final rates and benefits. By comparing these top insurers, you can secure a policy that perfectly matches your specific requirements and budget.
To compare Hyundai Excel car insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
- Progressive is the top choice for Hyundai Excel car insurance
- Hyundai Excel insurance factors in safety features and driving habits
- Coverage options vary based on the Hyundai Excel model specifics
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Discounts: Progressive offers a 12% multi-vehicle discount, making it a cost-effective choice for Hyundai Excel owners with multiple cars.
- High A.M. Best Rating: With an A+ rating, Progressive is recognized for its financial stability, ensuring reliable claims payment for Hyundai Excel insurance.
- Tailored Rates: Progressive’s competitive pricing strategy makes it a top pick for Hyundai Excel owners looking for affordable coverage. Learn more in our complete Progressive car insurance review.
Cons
- Limited High-Risk Options: Hyundai Excel owners with high-risk profiles may find fewer coverage options available with Progressive.
- Consistency in Service: Some Hyundai Excel owners might experience variability in customer service quality with Progressive.
#2 – State Farm: Best for Reliable Service
Pros
- Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies for Hyundai Excel.
- High Low-Mileage Discount: Hyundai Excel owners benefit from State Farm’s substantial discounts for low mileage usage.
- Wide Coverage: A range of coverage options tailored for Hyundai Excel needs are available from State Farm. See more details in our guide titled, “State Farm Car Insurance Review.”
Cons
- Limited Multi-Policy Discount: Compared to competitors, State Farm’s multi-policy discount is less generous for Hyundai Excel policies.
- Premium Costs: Despite discounts, premiums for certain Hyundai Excel coverage levels can be relatively higher at State Farm.
#3 – Allstate: Best for Comprehensive Coverage
Pros
- Highest Multi-Vehicle Discount: Allstate offers a 25% discount for multi-vehicle policies, ideal for Hyundai Excel owners with more than one car.
- Superior Coverage Options: Allstate provides extensive coverage options, making it a comprehensive choice for Hyundai Excel insurance. More information about this provider is available in our Allstate car insurance review.
- A+ Financial Rating: Allstate’s A+ rating from A.M. Best ensures robust financial health for dependable Hyundai Excel insurance claims.
Cons
- Higher Premiums: Allstate’s comprehensive coverage for the Hyundai Excel comes with higher premium costs compared to some competitors.
- Policy Flexibility: Hyundai Excel owners might find Allstate’s policies less flexible in terms of customization compared to other insurers.
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#4 – USAA: Best for Military Benefits
Pros
- Tailored for Military: USAA offers specialized insurance benefits for Hyundai Excel owners who are military members, ensuring policies that cater specifically to their needs.
- Top A.M. Best Rating: With an A++ rating, USAA demonstrates exceptional financial stability, giving Hyundai Excel owners confidence in their insurer’s reliability.
- Military Discounts: Significant discounts for Hyundai Excel insurance are available for active and former military personnel and their families. Read up on the USAA car insurance review for more information.
Cons
- Membership Restrictions: Hyundai Excel insurance through USAA is only available to military members and their families, limiting accessibility for the general public.
- Limited Physical Locations: Hyundai Excel owners may find fewer in-person service options with USAA, as it operates primarily online.
#5 – Liberty Mutual: Best for Customization Leader
Pros
- High Multi-Vehicle Discount: Liberty Mutual offers a 25% discount for multi-vehicle policies, making it appealing for Hyundai Excel owners with multiple cars.
- Customizable Policies: Hyundai Excel owners can tailor their insurance with Liberty Mutual’s wide range of optional coverages and endorsements. Check out insurance savings in our guide titled, “Liberty Mutual Car Insurance Review” for more information.
- Good Financial Standing: With an A rating from A.M. Best, Liberty Mutual is financially stable, ensuring reliable claims service for Hyundai Excel policies.
Cons
- Variable Rate Consistency: Hyundai Excel owners might experience inconsistent pricing on renewals with Liberty Mutual.
- Customer Service Variability: Some Hyundai Excel owners may face inconsistencies in customer service quality with Liberty Mutual.
#6 – Nationwide: Best for Unique Discounts
Pros
- Unique Discount Opportunities: Nationwide offers various unique discounts that can lower the cost of insuring a Hyundai Excel. Discover insights in our guide titled, “Nationwide Car Insurance Discount.”
- A+ Financial Rating: Nationwide’s A+ rating from A.M. Best assures strong financial health, adding an extra layer of security for Hyundai Excel insurance.
- Flexible Payment Options: Nationwide provides Hyundai Excel owners with flexible payment plans to suit different budgetary needs.
Cons
- Premium Fluctuations: Hyundai Excel owners may encounter premium increases upon policy renewal with Nationwide.
- Coverage Limitations: Some Hyundai Excel owners might find the coverage options less comprehensive than those offered by competitors.
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#7 – Farmers: Best for Flexible Options
Pros
- Flexible Coverage Choices: Farmers offers a variety of coverage options that Hyundai Excel owners can customize to meet their specific needs.
- Loyalty Discounts: Long-term Hyundai Excel owners with Farmers can access loyalty discounts, further reducing their insurance costs. Delve into our evaluation of Farmers car insurance review.
- Effective Claims Process: Farmers is known for an efficient claims process, ensuring quick and effective handling of Hyundai Excel insurance claims.
Cons
- Higher Base Rates: Base rates for Hyundai Excel insurance might be higher at Farmers compared to other insurers.
- Complex Policy Terms: New Hyundai Excel owners may find Farmers’ insurance policy terms to be complex and difficult to understand.
#8 – American Family: Best for Good Service
Pros
- Competitive Discounts: American Family offers competitive discounts for Hyundai Excel owners, reducing costs while providing excellent coverage. Access comprehensive insights into our guide titled, “American Family Car Insurance Review.”
- Strong Customer Support: Known for its excellent customer service, American Family ensures Hyundai Excel owners receive timely and effective support.
- Customizable Coverage: Hyundai Excel owners can tailor their insurance policies with various add-ons and options available from American Family.
Cons
- Availability Limitations: American Family’s insurance services for the Hyundai Excel may not be available in all states, limiting access for some owners.
- Rate Adjustments: Hyundai Excel owners might experience rate increases at renewal, depending on changes in their driving records or claims history.
#9 – Travelers: Best for Competitive Pricing
Pros
- Low Premiums: Travelers offers some of the most competitive premiums, making it a cost-effective option for Hyundai Excel insurance. Discover more about offerings in our complete guide, “Travelers Car Insurance Review.”
- High Financial Stability: With an A++ rating from A.M. Best, Travelers ensures financial reliability for sustaining long-term insurance commitments to Hyundai Excel owners.
- Wide Range of Discounts: Travelers provides a variety of discounts that Hyundai Excel owners can leverage to reduce their insurance costs significantly.
Cons
- Limited High-Risk Coverage: Hyundai Excel owners with high-risk profiles may find fewer available coverage options with Travelers.
- Customer Service Variability: While generally good, the customer service quality at Travelers can vary, potentially affecting Hyundai Excel owners during claims.
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#10 – The Hartford: Best for AARP Benefits
Pros
- AARP Member Benefits: The Hartford offers exclusive benefits and discounts for AARP members, which can be advantageous for older Hyundai Excel owners.
- Comprehensive Plans: The Hartford provides comprehensive coverage options tailored to the needs of Hyundai Excel owners, ensuring broad protection. Find more information in our guide titled, “The Hartford Car Insurance Discounts.”
- High Customer Satisfaction: The Hartford is known for high customer satisfaction, particularly in handling claims and customer service for Hyundai Excel policies.
Cons
- Age Restrictions: The special benefits for Hyundai Excel insurance at The Hartford are primarily available to AARP members, often older adults, limiting access for younger drivers.
- Premium Cost Concerns: Despite the benefits, Hyundai Excel insurance premiums at The Hartford might be higher compared to other insurers, especially for non-AARP members.
Hyundai Excel Insurance Costs by Coverage
When selecting car insurance for a Hyundai Excel, understanding the difference between minimum and full coverage rates is crucial. This breakdown will help you decide which level of coverage suits your needs and budget.
Hyundai Excel Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $80 $170
American Family $78 $168
Farmers $82 $172
Liberty Mutual $85 $175
Nationwide $77 $167
Progressive $70 $160
State Farm $75 $165
The Hartford $76 $166
Travelers $79 $169
USAA $65 $155
The table below shows the monthly insurance rates for both minimum and full coverage across several providers. Progressive offers the most affordable full coverage at $160 per month, while USAA presents the lowest minimum coverage rate at $65.
On the higher end, Liberty Mutual charges $85 for minimum coverage and $175 for full. These figures highlight the variability in pricing between different insurers and coverage levels, providing a clear perspective on the potential costs for insuring a Hyundai Excel.
This comparison is essential for owners to pinpoint the insurance that offers the best value for their specific circumstances. To find out more, explore our guide titled “Minimum Car Insurance Requirements by State.”
Are Vehicles Like the Hyundai Excel Expensive to Insure
Exploring insurance rates for vehicles comparable to the Hyundai Excel, such as the Dodge Neon, Buick Roadmaster, and Ford Taurus, can provide insight into what you might pay for similar models.
Reviewing the insurance costs for models like the Hyundai Excel and its peers helps you understand the potential expenses involved, ensuring you make an informed decision when choosing your next vehicle’s insurance.
The data highlights that while insurance costs for the Hyundai Excel are competitive, rates can vary greatly among similar models, impacting overall ownership expenses. Such comparisons are crucial for making informed decisions on which car to buy based on potential long-term costs.
Insurance Rates for Vehicles Similar to the Hyundai Excel
Comparing car insurance rates for vehicles similar to the Hyundai Excel can provide insights into the potential costs associated with various models.
This comparison covers comprehensive, collision, minimum, and full coverage costs for several cars ranging from luxury sedans to compact models. Access comprehensive insights into our guide titled, “What makes car insurance more expensive?“
Hyundai Excel Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Hyundai Excel | $23 | $62 | $35 | $111 |
| Lexus LS 460 | $34 | $68 | $30 | $143 |
| Mercedes-Benz S450 | $41 | $82 | $33 | $169 |
| Audi S8 | $55 | $114 | $33 | $215 |
| Hyundai Accent | $20 | $44 | $35 | $111 |
| Audi S3 | $30 | $62 | $22 | $123 |
| BMW M5 | $37 | $74 | $36 | $160 |
| Honda Civic | $23 | $55 | $35 | $128 |
| Mazda 3 | $26 | $47 | $31 | $117 |
The data illustrates the diversity in insurance costs among different vehicle types, highlighting how factors like vehicle value and repair costs impact premiums. Understanding these differences helps Hyundai Excel owners gauge where their car stands in terms of insurance affordability relative to other models.
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What Impacts the Cost of Hyundai Excel Insurance
As with any car, your Hyundai Excel car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Hyundai Excel trim level you buy will also have an impact on the total price you will pay for Hyundai Excel insurance coverage. Explore our comprehensive resource titled “Does the age of a car affect car insurance rates?“
Ways to Save on Hyundai Excel Insurance
Save more on your Hyundai Excel car insurance rates. Take a look at the following five strategies that will get you the best Hyundai Excel auto insurance rates possible.
- Renew your Hyundai Excel insurance coverage to avoid lapses.
- Ask about Hyundai Excel safety discounts.
- Check for organization-based discounts, like alumni or employer discounts.
- Work with a direct insurer instead of an insurance broker for your Hyundai Excel.
- Ask about welcome discounts.
By implementing these strategies, you can potentially lower your car insurance premiums and enjoy more affordable coverage for your Hyundai Excel.
Always compare multiple insurers and explore all available discounts to ensure you are getting the best possible deal. Find out more information in our guide titled, “Factors That Affect Car Insurance Rates.”
Top Hyundai Excel Insurance Companies
Choosing the right auto insurance for your Hyundai Excel is crucial as rates can vary significantly based on a variety of factors. Here’s a look at the top insurers, ranked by market share, that offer competitive rates and discounts for this model.
Selecting the best insurance provider for your Hyundai Excel involves considering various factors, including coverage options and potential discounts for safety features. Reviewing these top insurers by market share can guide you to make an informed decision tailored to your specific needs.
Largest Auto Insurers by Market Share
When choosing the best car insurance for a Hyundai Excel, it’s helpful to consider the largest auto insurers by market share. This list reflects the top providers in terms of premiums written, indicating their popularity and trustworthiness among consumers. To find out more, explore our guide titled, “Finding Free Car Insurance Quotes Online.”
Top Hyundai Excel Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9% |
| #2 | Geico | $46,358,896 | 6% |
| #3 | Progressive | $41,737,283 | 6% |
| #4 | Allstate | $39,210,020 | 5% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3% |
| #8 | Chubb | $24,199,582 | 3% |
| #9 | Farmers | $20,083,339 | 3% |
| #10 | Nationwide | $18,499,967 | 3% |
The rankings above showcase the leading auto insurance companies for Hyundai Excel by market share, helping you identify which insurers are the most favored in the industry.
With Progressive, you’re choosing the market leader in value and reliability for your Hyundai Excel insurance.
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Understanding these market dynamics can guide you in making a more informed decision when selecting your car insurance provider. You can start comparing quotes for Hyundai Excel insurance from some of the top car insurance companies by using our free online tool below today.
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Frequently Asked Questions
Are vehicles like the Hyundai Excel expensive to insure?
The cost of insurance for vehicles like the Hyundai Excel can vary. To get an idea of what to expect, you can look at insurance rates for similar models like the Dodge Neon, Buick Roadmaster, and Ford Taurus. To learn more, explore our comprehensive resource on “Compare Car Insurance by Coverage Type.”
What impacts the cost of Hyundai Excel insurance?
The cost of Hyundai Excel insurance is influenced by personal factors such as your location, driving record, driving habits, and the specific trim level of the Hyundai Excel you own.
What are some ways to save on Hyundai Excel insurance?
Here are five strategies to help you save on Hyundai Excel insurance rates:
- Compare quotes from multiple insurance companies.
- Maintain a good driving record.
- Take advantage of available discounts and safety features.
- Opt for a higher deductible.
- Bundle your auto insurance with other policies.
By implementing these strategies, you can achieve more affordable insurance premiums for your Hyundai Excel. Regularly reviewing your policy options and staying informed about potential savings will ensure you get the best value for your car insurance.
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code below.
How can I compare free Hyundai Excel insurance quotes online?
You can compare quotes for Hyundai Excel insurance from top insurance companies by using our free online tool. Simply enter your ZIP code to get started and view the available options.
What safety features does the Hyundai Excel have that can potentially reduce car insurance rates?
The Hyundai Excel comes equipped with numerous safety features that can help lower car insurance rates. Some of these features may include anti-lock brakes, airbags, traction control, electronic stability control, and a security system.
These safety features can contribute to safer driving and may result in potential discounts from insurance companies. To know the specific safety features of a particular model, it’s best to consult with the Hyundai dealership or refer to the vehicle’s specifications. Learn more by reading our guide titled, “Does car insurance cover performance parts?“
Is insurance higher on Hyundai Excel?
The insurance cost for a Hyundai Excel is typically lower than for newer models, due to its age and lower market value. Monthly premiums are usually quite affordable.
What is the best car insurance right now for a Hyundai Excel?
Progressive currently offers the best car insurance for a Hyundai Excel, with competitive monthly rates and comprehensive coverage options tailored for older cars.
Which insurance company is best for Hyundai Excel car insurance?
Progressive is highly recommended for Hyundai Excel car insurance due to its expertise in providing policies for older vehicles at competitive rates.
How does the reliability of the Hyundai Excel affect its insurance rates?
The moderate reliability of the Hyundai Excel can influence insurance rates slightly higher, as older and less reliable vehicles may pose a higher risk for claims related to mechanical failures.
Learn more by reading our guide: 16 Ways to Lower the Cost of Your Insurance
Why might older Hyundai Excels be considered a higher risk for insurers?
Older Hyundai Excels can be considered higher risk by insurers due to the increased likelihood of needing repairs as the vehicle ages, potentially leading to higher insurance premiums.
Which insurance is best for a Hyundai Excel after 5 years?
Allstate offers specialized insurance for Hyundai Excels that are more than 5 years old, focusing on balancing affordable coverage with the needs of an older vehicle.
What impact did the replacement of the Hyundai Excel by the Hyundai Accent have on insurance?
The replacement of the Hyundai Excel with the Hyundai Accent generally led to slightly higher insurance rates for the Accent due to newer technology and higher replacement costs.
What is the lifespan of a Hyundai Excel in terms of insurance coverage?
Insurance companies typically cover Hyundai Excel models up to a significant age as long as the vehicle is in good working condition, though rates may increase as the car ages beyond 150,000 miles. For additional details, explore our comprehensive resource titled, “How do you get competitive quotes for car insurance?“
What are the insurance implications of the disadvantages of Hyundai Excel cars?
The basic features and older technology of Hyundai Excel cars can lead to higher insurance costs, as these cars may require more frequent repairs and are less secure against theft.
Which insurance is best for a second-hand Hyundai Excel?
AAA is a good choice for insuring a second-hand Hyundai Excel, offering policies that are tailored for older, used vehicles at competitive monthly rates. Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool below to instantly compare quotes near you.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
