Best Jeep Wagoneer Car Insurance in 2024 (Your Guide to the Top 10 Companies)
State Farm, Allstate, and AAA lead the way for the best Jeep Wagoneer car insurance, offering top coverage and competitive rates starting around $140/month. These top-rated providers stand out for their excellent coverage options and affordability, ensuring reliable protection for your Jeep Wagoneer.
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Kristen Gryglik
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Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Aug 8, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Jeep Wagoneer
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
11,413 reviewsCompany Facts
Full Coverage for Jeep Wagoneer
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
2,934 reviewsCompany Facts
Full Coverage for Jeep Wagoneer
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
State Farm, Allstate, and AAA offer the best Jeep Wagoneer car insurance, with rates starting around $140/month. State Farm stands out as the top pick overall for its exceptional coverage and value.
The best way to get affordable Jeep Wagoneer auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Jeep auto insurance for a Wagoneer. More information is available in our article titled “Compare Monthly Car Insurance: Rates, Discounts, & Requirements“.
Our Top 10 Company Picks: Best Jeep Wagoneer Car Insurance
Company Rank UBI Discount A.M. Best Best For Jump to Pros/Cons
#1 30% B Reliable Service State Farm
#2 30% A+ UBI Savings Allstate
#3 30% A Roadside Assistance AAA
#4 30% A++ Military Focus USAA
#5 30% A+ Flexible Pricing Progressive
#6 30% A Personalized Service American Family
#7 30% A Customizable Policies Farmers
#8 30% A Comprehensive Coverage Liberty Mutual
#9 40% A+ Customer Satisfaction Nationwide
#10 30% A++ Financial Stability Travelers
To compare Jeep Wagoneer auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
- Safety features of the Jeep Wagoneer can earn you a car insurance discount
- The cost of insurance for a Jeep Wagoneer depends on the trim level
- Crash test ratings have an impact on Jeep Wagoneer auto insurance rates
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#1 – State Farm: Top Overall Pick
Pros
- Competitive Rates: State Farm offers competitive rates for the best Jeep Wagoneer car insurance, starting at around $140/month, providing great value for extensive coverage.
- Comprehensive Coverage: They provide a variety of coverage options, including liability, collision, and comprehensive, ensuring robust protection for your Jeep Wagoneer.
- Discount Opportunities: State Farm offers numerous discounts such as multi-policy savings and accident-free rewards, making it easier to reduce your overall insurance costs. More information about their rates in our State Farm car insurance review.
Cons
- Customer Service Variability: State Farm’s customer service can be inconsistent, which may impact your claims and support experience with Jeep Wagoneer insurance.
- Limited Online Tools: Their online tools and mobile app might lack advanced features, making policy management less convenient for tech-savvy users.
#2 – Allstate: Best for UBI Savings
Pros
- Safe Driving Rewards: As mentioned in our Allstate car insurance review, Allstate offers programs like Drivewise, which rewards safe driving habits with discounts, helping reduce the cost of insuring a Jeep Wagoneer.
- Accident Forgiveness: Allstate’s accident forgiveness option prevents rate increases after the first accident, valuable for Jeep Wagoneer owners concerned about premiums rising after an incident.
- Variety of Discounts: Allstate provides multiple discounts, including those for new cars, multi-policy bundling, good student discounts, and anti-theft devices, making it easier for Jeep Wagoneer owners to save.
Cons
- Average Customer Service: Allstate’s customer service and claims satisfaction ratings are average compared to top competitors, which might be a drawback for Jeep Wagoneer owners prioritizing excellent service.
- Higher Rates for High-Risk Drivers: Premiums can be significantly higher for drivers with poor records, making Allstate less attractive for Jeep Wagoneer owners with blemished driving histories.
#3 – AAA: Best for Roadside Assistance
Pros
- Additional Benefits: AAA offers excellent coverage options for the best Jeep Wagoneer car insurance, with added benefits such as roadside assistance and various membership discounts.
- Affordable Rates: With competitive rates around $140/month, AAA provides affordable insurance plans tailored for Jeep Wagoneer owners.
- Membership Perks: As mentioned in AAA car insurance review, AAA’s members benefit from additional perks and discounts that enhance the overall value of their insurance.
Cons
- Regional Variability: AAA’s insurance services can vary by region, leading to inconsistent coverage or service quality for Jeep Wagoneer owners.
- Membership Requirements: Their membership requirements could limit options for those seeking standalone insurance policies without joining AAA.
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#4 – USAA: Best for Military Focus
Pros
- Top-Tier Coverage: USAA offers outstanding coverage for the best Jeep Wagoneer car insurance, including comprehensive and collision, with rates starting around $140/month.
- Exceptional Service: Known for exceptional customer service, USAA provides extensive discounts for safe driving and bundling multiple policies, benefiting Jeep Wagoneer owners.
- Military Family Focus: They offer unique benefits tailored for military families, ensuring comprehensive protection and support. Learn more in our USAA car insurance review.
Cons
- Limited Eligibility: USAA’s services are only available to military members and their families, excluding a significant portion of potential customers.
- Limited Availability: The exclusivity of their services means that many Jeep Wagoneer owners may need to consider other insurance providers.
#5 – Progressive: Best for Flexible Pricing
Pros
- Snapshot Program: Progressive offers competitive rates starting around $140/month for the best Jeep Wagoneer car insurance, with personalized discounts through their Snapshot program based on driving habits.
- Comprehensive Coverage: They provide extensive coverage options, including liability, collision, and comprehensive, ensuring thorough protection for your Jeep Wagoneer.
- Customizable Policies: Progressive allows for highly customizable policies, giving Jeep Wagoneer owners flexibility in choosing the coverage that best suits their needs. Learn more details in our Progressive car insurance review.
Cons
- Inconsistent Rates: Progressive’s rates can fluctuate based on individual driving history and risk factors, leading to higher costs for some Jeep Wagoneer owners.
- Mixed Reviews: Their customer service has received mixed reviews, which could affect your Jeep Wagoneer owners with claims and policy management.
#6 – American Family: Best for Personalized Service
Pros
- Strong Coverage: American Family offers strong coverage options for the best Jeep Wagoneer car insurance, including comprehensive and collision, with rates starting around $140/month.
- Discount Opportunities: They provide various discounts, such as bundling and safe driver incentives, which can significantly lower insurance costs for Jeep Wagoneer owners. More information in our American Family car insurance review.
- Personalized Service: American Family is known for personalized customer service, offering tailored insurance solutions to meet the specific needs of Jeep Wagoneer owners.
Cons
- Slow Claims Processing: American Family’s customer service and claims processing can be slower compared to some competitors, potentially leading to longer wait times for resolution.
- Regional Limitations: Their coverage options may be less extensive in certain areas, which could impact the availability and quality of service for some Jeep Wagoneer owners.
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#7 – Farmers: Best for Customizable Policies
Pros
- Comprehensive Coverage: Farmers offers competitive rates and comprehensive coverage for the best Jeep Wagoneer car insurance, starting at about $140/month.
- Multiple Discounts: They provide a variety of discounts, including those for multiple vehicles and good driving records, enhancing affordability for Jeep Wagoneer owners.
- Wide Range of Options: Farmers offers a wide range of coverage options, allowing Jeep Wagoneer owners to customize their insurance plans to fit their needs. Learn more in our Farmers car insurance review.
Cons
- Higher Premiums Without Discounts: Farmers’ premiums may be higher for Jeep Wagoneer drivers who do not qualify for their discount programs, affecting overall affordability.
- Inconsistent Customer Service: Customer service experiences can be inconsistent, which might impact the overall claims process and policy management for Jeep Wagoneer owners.
#8 – Liberty Mutual: Best for Comprehensive Coverage
Pros
- Comprehensive Protection: Liberty Mutual provides excellent coverage options for the best Jeep Wagoneer car insurance, with rates starting around $140/month. Learn more in our Liberty Mutual car insurance review.
- Discount Opportunities: They offer several discount opportunities, including bundling and new car discounts, which can enhance overall affordability and protection.
- Personalized Policies: Liberty Mutual allows for personalized policies, giving Jeep Wagoneer owners the flexibility to choose coverage that best suits their needs.
Cons
- Variable Customer Service: Liberty Mutual’s customer service can be variable, with some Jeep Wagoneer customers reporting issues with claims and support.
- Higher Rates for Risky Drivers: Their rates might not be as competitive for Jeep Wagoneer drivers with less-than-perfect driving records, potentially leading to higher premiums.
#9 – Nationwide: Best for Customer Satisfaction
Pros
- Solid Coverage: Nationwide offers solid coverage options for the best Jeep Wagoneer car insurance, with rates around $140/month.
- Discount Opportunities: Their diverse range of discounts, including those for safe driving and multi-policy bundles, provides substantial savings for Jeep Wagoneer owners. Check out their ratings in our complete Nationwide car insurance discount.
- Comprehensive Plans: Nationwide provides comprehensive insurance plans that include liability, collision, and comprehensive coverage, ensuring thorough protection.
Cons
- Slower Claims Process: Nationwide’s claims process may be slower compared to other top providers, which could affect overall satisfaction for Jeep Wagoneer owners.
- Higher Premiums: Premium rates might be higher for Jeep Wagoneer drivers with poor credit or less favorable driving histories, impacting affordability.
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#10 – Travelers: Best for Financial Stability
Pros
- Extensive Coverage Options: Travelers provides comprehensive coverage for the best Jeep Wagoneer car insurance, with rates starting at approximately $140/month.
- Discount Programs: They offer various discounts, including those for bundling and completing defensive driving courses, which can help reduce overall insurance costs.
- Reliable Protection: Travelers ensures reliable protection for Jeep Wagoneer owners with extensive coverage and personalized policy options. See more details on our Travelers car insurance review.
Cons
- Higher Rates for Risky Drivers: Travelers may have higher rates for drivers with less-than-perfect records, impacting affordability for some Jeep Wagoneer owners.
- Variable Customer Service: Their customer service experiences can vary, potentially affecting the quality of the claims process and support for Jeep Wagoneer owners.
Are Vehicles Like the Jeep Wagoneer Expensive to Insure
Calculating car insurance cost can be difficult, this section aims to help you. Compare monthly insurance rates for both minimum and full coverage from top insurance companies. Review the rates offered by providers such as State Farm, Progressive, and USAA, so you can make an informed decision that balances cost and coverage.
Jeep Wagoneer Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $180 $270
Allstate $190 $288
American Family $170 $260
Farmers $185 $275
Liberty Mutual $200 $300
Nationwide $175 $265
Progressive $160 $250
State Farm $153 $240
Travelers $195 $285
USAA $140 $220
Take a look at how insurance rates for similar models to the Jeep Wagoneer look. These insurance rates for other SUVs like the Jeep Renegade, Kia Sorento, and Jeep Patriot give you a good idea of what to expect.
This section provides a detailed breakdown of the costs associated with comprehensive, collision, liability, and full coverage insurance. By examining these averages, you can gain insights into what to expect when insuring your SUV, helping you to make informed decisions and find the best balance between cost and protection.
This section provides a comparison of annual insurance rates for vehicles like the Chevrolet Traverse, Dodge Nitro, Jaguar F-PACE, Mazda CX-7, Toyota Highlander, Toyota FJ Cruiser, Honda Pilot, and Hyundai Santa Fe.
Jeep Wagoneer Car Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Volkswagen Touareg | $31 | $58 | $33 | $134 |
| Jeep Patriot | $21 | $36 | $35 | $105 |
| Nissan Xterra | $18 | $25 | $37 | $93 |
| Cadillac Escalade ESV | $39 | $60 | $33 | $144 |
| Ford Flex | $28 | $47 | $33 | $121 |
| Mercedes-Benz GLA 250 | $31 | $60 | $38 | $143 |
| Mercury Mariner | $17 | $28 | $33 | $89 |
| Volvo XC90 | $30 | $52 | $31 | $127 |
This section outlines the comprehensive, collision, liability, and total insurance costs for a variety of vehicles. From luxury SUVs like the Cadillac Escalade ESV and Mercedes-Benz GLA 250 to more affordable options like the Jeep Patriot and Nissan Xterra, these figures help you understand how insurance costs vary.
What Impacts the Cost of Jeep Wagoneer Insurance
The average annual rate for the Jeep Wagoneer is just that, an average. Your insurance rates for a Jeep Wagoneer can be higher or lower depending upon the trim level and personal factors.
Those factors include your age, home address, driving history, and the model year of your Jeep Wagoneer. For further details, check out our in-depth “Factors That Affect Car Insurance Rates” article.
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Ways to Save on Jeep Wagoneer Insurance
There are several ways you can save even more on your Jeep Wagoneer car insurance rates. Take a look at the following five tips:
- Choose automatic payments or EFT for your Jeep Wagoneer insurance policy.
- Ask your insurance company about Jeep Wagoneer discounts.
- Compare insurance companies after moving.
- Move to an area with a lower cost of living.
- Take a refresher course as an older driver.
These tips not only help you save money but also ensure that you maintain comprehensive coverage for your Jeep Wagoneer, providing peace of mind on the road. Dive deeper into “Best Usage-Based Car Insurance Companies” with our complete resource.
These discounts from top insurance providers for Jeep Wagoneer offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Other common discounts include savings for bundling policies or installing advanced safety features. By exploring these options, you can significantly reduce your premium while ensuring robust protection for your Jeep Wagoneer.
Top Jeep Wagoneer Insurance Companies
Several insurance companies offer competitive rates for the Jeep Wagoneer based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Wagoneer drivers organized by market share.
Top Jeep Wagoneer Insurance Companies by Market Share
| Rank | Insurance Company | Premium Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66.1 million | 9.3% |
| #2 | Geico | $46.3 million | 6.6% |
| #3 | Progressive | $41.7 million | 5.6% |
| #4 | Liberty Mutual | $39.2 million | 5.1% |
| #5 | Allstate | $36.1 million | 5% |
| #6 | Travelers | $28.7 million | 4% |
| #7 | USAA | $24.6 million | 3.3% |
| #8 | Chubb | $24.1 million | 3.3% |
| #9 | Farmers | $20 million | 2.9% |
| #10 | Nationwide | $18.4 million | 2.6% |
You can compare quotes for Jeep Wagoneer auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How much does car insurance cost for a Jeep Wagoneer?
The cost of car insurance for a Jeep Wagoneer can vary depending on several factors such as location, driving history, age, coverage options, and the insurance provider you choose. To get an accurate estimate, it’s recommended to obtain quotes from multiple insurance companies and compare the coverage and rates they offer.
What are the common coverage options for Jeep Wagoneer car insurance?
Common coverage options for Jeep Wagoneer car insurance include liability coverage, comprehensive coverage, collision coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, and optional add-ons like roadside assistance and rental car reimbursement.
Read More: Compare Car Insurance by Coverage Type
What factors can affect the cost of Jeep Wagoneer car insurance?
Several factors can influence the cost of Jeep Wagoneer car insurance, including your age, driving history, location, credit score, the trim level of your Jeep Wagoneer, and the coverage options you select.
See if you’re getting the best deal on car insurance by entering your ZIP code below.
Are there any discounts available for Jeep Wagoneer car insurance?
Yes, insurance providers often offer discounts that can help reduce the cost of Jeep Wagoneer car insurance. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, discounts for installing anti-theft devices, and low-mileage discounts.
How can I find affordable car insurance for my Jeep Wagoneer?
To find cheap car insurance for your Jeep Wagoneer, consider shopping around and comparing quotes from different providers, asking about available discounts, choosing a higher deductible, and maintaining a good driving record.
Does the model year of the Jeep Wagoneer impact insurance rates?
Yes, the model year of the Jeep Wagoneer can impact insurance rates. Newer models with advanced safety features may qualify for lower rates, while older models might have higher rates due to fewer safety features and increased repair costs.
How does my driving history affect my Jeep Wagoneer car insurance rates?
Your driving history significantly affects your car insurance rates. A clean driving record with no accidents or traffic violations typically results in lower premiums, while a history of accidents or violations can increase your rates.
Can my location affect my Jeep Wagoneer insurance rates?
Yes, your location can affect your insurance rates. Urban areas with higher traffic density and crime rates usually have higher premiums compared to rural areas with less traffic and lower crime rates.
Is it possible to get lower insurance rates by bundling policies?
Yes, many insurance providers offer discounts if you bundle your Jeep Wagoneer car insurance with other policies, such as homeowners or renters insurance. Bundling policies can result in significant savings.
Read More: Best Companies for Bundling Home and Car Insurance
What steps can older drivers take to reduce their Jeep Wagoneer insurance rates?
Older drivers can reduce their insurance rates by taking a defensive driving or refresher course, which many insurance companies recognize with discounts. Additionally, maintaining a clean driving record and exploring available discounts for senior drivers can help lower premiums.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
