Best Mercedes-Benz E-Class Car Insurance in 2024 (Your Guide to the Top 10 Companies)

The top picks for the best Mercedes-Benz E-Class car insurance are State Farm, AAA, and USAA, known for their comprehensive coverage and customer satisfaction.

These companies excel in offering tailored policies that cater specifically to the needs of Mercedes-Benz E-Class owners, ensuring optimal protection and value. See more details in our guide titled, “Cheap Car Insurance.”

Our Top 10 Company Picks: Best Mercedes-Benz E-Class Car Insurance

By prioritizing safety features and the unique requirements of this luxury vehicle, they provide policies that enhance the driving experience while ensuring substantial coverage. When searching for premium insurance for the Mercedes-Benz E-Class, consider these providers offer a blend of affordability and quality that stands out in the market.

Read on to learn all about Mercedes-Benz E-Class auto insurance rates and then enter your ZIP code above for a free car insurance comparison.

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#1 – State Farm: Top Overall Pick

Pros

• Bundling Discounts: State Farm provides substantial discounts for bundling Mercedes-Benz E-Class insurance with other policies.
• Low-Mileage Benefits: Owners of Mercedes-Benz E-Class can receive notable discounts for low mileage. Learn more by reading our guide titled, “State Farm Car Insurance Review.”
• Extensive Coverage Options: Offers a range of coverage options specifically tailored to meet the unique needs of Mercedes-Benz E-Class owners.

Cons

• Restrictive Multi-Policy Discounts: Despite offering multi-vehicle discounts, State Farm’s rates may not compete well with others for the Mercedes-Benz E-Class.
• Higher Premiums: Premium levels can be relatively high, even with discounts, particularly for comprehensive coverage for the Mercedes-Benz E-Class.

#2 – AAA: Best for Online App

Pros

• Higher Multi-Vehicle Discount: AAA offers a 15% discount for Mercedes-Benz E-Class owners insuring multiple vehicles. Delve into our evaluation of AAA car insurance review.
• Strong A.M. Best Rating: With an ‘A’ rating, AAA is recognized for its financial stability and reliability in claims handling for Mercedes-Benz E-Class.
• Innovative Online Tools: Provides an advanced online app that enhances the insurance management experience for Mercedes-Benz E-Class owners.

Cons

• Limited Coverage Options: AAA may offer fewer specialized options tailored specifically for the high-end features of the Mercedes-Benz E-Class.
• App-Dependent Services: Some customers might find the heavy reliance on digital app interaction less personalized for managing their Mercedes-Benz E-Class insurance.

#3 – USAA: Best for Military Savings

Pros

• Exceptional Financial Stability: USAA’s A++ rating by A.M. Best ensures robust financial health, reflecting reliability in covering Mercedes-Benz E-Class claims.
• Tailored Discounts for Military: Offers specific savings for military members who own a Mercedes-Benz E-Class, recognizing their unique circumstances.
• Competitive Multi-Vehicle Discount: A 12% multi-vehicle discount supports affordability for families with a Mercedes-Benz E-Class. Discover insights in our guide titled, “USAA Car Insurance Review.”

Cons

• Eligibility Restrictions: Insurance benefits are restricted to military members and their families, limiting access for many Mercedes-Benz E-Class owners.
• Limited Geographic Coverage: USAA might not offer services in all regions or countries, potentially impacting Mercedes-Benz E-Class owners who are stationed overseas or travel frequently.

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#4 – Farmers: Best for Local Agents

Pros

• Personalized Service: Farmers provides highly personalized insurance services through local agents, ideal for Mercedes-Benz E-Class owners looking for tailored advice.
• Stable Financial Rating: With an A rating from A.M. Best, Farmers ensures reliability in managing claims for Mercedes-Benz E-Class policies.
• Local Understanding: Local agents bring a deep understanding of regional factors that can affect Mercedes-Benz E-Class insurance. Access comprehensive insights into our guide titled, “Farmers Car Insurance Review.”

Cons

• Lower Multi-Vehicle Discount: At 10%, Farmers offers a relatively lower discount for owners insuring more than one Mercedes-Benz E-Class.
• Varied Premiums by Region: Premium rates for the Mercedes-Benz E-Class can vary significantly depending on the area, potentially leading to higher costs in certain regions.

#5 – Nationwide: Best for Usage Discount

Pros

• Usage-Based Discounts: Nationwide offers significant discounts for Mercedes-Benz E-Class owners who opt for usage-based insurance plans.
• Strong Financial Standing: Nationwide’s A+ rating by A.M. Best ensures robust support for claims related to the Mercedes-Benz E-Class.
• Flexible Coverage Options: Provides flexible insurance solutions that cater to the diverse needs of Mercedes-Benz E-Class owners. Discover more about offerings in our complete Nationwide car insurance discounts.

Cons

• Complex Discount Structures: The discounts, while beneficial, can be complex and require thorough understanding, which might complicate the purchasing process for Mercedes-Benz E-Class insurance.
• Usage Tracking Concerns: The reliance on usage-based metrics for discounts might raise privacy concerns for some Mercedes-Benz E-Class owners.

#6 – Allstate: Best for Add-on Coverages

Pros

• Extensive Add-on Options: Allstate offers a variety of add-on coverages that enhance the protection of the Mercedes-Benz E-Class, catering to its luxury features.
• High Multi-Vehicle Discount: With a 13% discount for multi-vehicle policies, Allstate makes it more economical for families with multiple Mercedes-Benz E-Classes.
• Strong Financial Health: An A+ rating from A.M. Best reassures Mercedes-Benz E-Class owners of Allstate’s ability to handle claims efficiently. Learn more in our complete Allstate car insurance review.

Cons

• Higher Premiums for Add-ons: While offering extensive add-ons, the associated costs can significantly increase the overall premium for Mercedes-Benz E-Class insurance.
• Complex Policy Options: The wide range of options can be overwhelming and might require more time to understand fully, which could be a disadvantage for some Mercedes-Benz E-Class owners seeking simplicity.

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#7 – Erie: Best for 24/7 Support

Pros

• Round-the-Clock Assistance: Erie offers 24/7 support, ensuring Mercedes-Benz E-Class owners can access help anytime, which is crucial for luxury vehicle owners.
• Solid Financial Rating: With an A+ rating from A.M. Best, Erie is dependable for handling claims efficiently for Mercedes-Benz E-Class owners. More information about this provider is available in our “Erie Car Insurance Review.”
• Focused Customer Service: Dedicated customer service enhances the insurance experience for Mercedes-Benz E-Class owners, focusing on their specific needs.

Cons

• Limited Availability: Erie’s services are not available in all states, which may restrict access for some Mercedes-Benz E-Class owners looking for specialized coverage.
• Smaller Discount Offers: The multi-vehicle discount is lower at 9%, which might not be as attractive to Mercedes-Benz E-Class owners with multiple cars.

#8 – Progressive: Best for Innovative Programs

Pros

• Innovative Discount Programs: Progressive leads with innovative discount programs that can significantly reduce premiums for Mercedes-Benz E-Class owners.
• High Multi-Vehicle Discount: At 16%, Progressive offers one of the highest discounts for Mercedes-Benz E-Class owners insuring multiple vehicles. See more details in our guide titled, “Progressive Car Insurance Review.”
• Advanced Online Tools: Progressive’s advanced online tools facilitate easier management and customization of Mercedes-Benz E-Class insurance policies.

Cons

• Variable Rate Consistency: Progressive’s rates can vary greatly depending on the driver’s profile and the specifics of the Mercedes-Benz E-Class, leading to unpredictability in pricing.
• Complex Claims Process: Some customers might find the claims process complex, particularly when dealing with high-value claims related to the Mercedes-Benz E-Class.

#9 – Liberty Mutual: Best for Customizable Policies

Pros

• High Customization: Liberty Mutual offers highly customizable policies, allowing Mercedes-Benz E-Class owners to tailor coverage to their specific needs. Read up on the Liberty Mutual car insurance review for more information.
• Highest Multi-Vehicle Discount: With an 18% discount, Liberty Mutual provides the highest multi-vehicle discount, benefiting Mercedes-Benz E-Class owners with multiple cars.
• Extensive Coverage Options: Liberty Mutual’s wide range of coverage options ensures comprehensive protection for every aspect of the Mercedes-Benz E-Class.

Cons

• Higher Premiums for Customization: Customization options, while comprehensive, can lead to higher premiums for Mercedes-Benz E-Class insurance.
• Complex Policy Structures: The breadth of options available can be overwhelming and may require more time to navigate, potentially complicating the insurance experience for some Mercedes-Benz E-Class owners.

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#10 – Geico: Best for Custom Plan

Pros

• Tailored Insurance Plans: Geico offers custom insurance plans that cater specifically to the needs of Mercedes-Benz E-Class owners, emphasizing flexibility and coverage precision.
• Excellent Financial Stability: With an A++ rating from A.M. Best, Geico stands out for its exceptional ability to cover claims reliably for the Mercedes-Benz E-Class.
• Generous Multi-Vehicle Discounts: Geico’s 17% discount for multi-vehicle policies makes it attractive for Mercedes-Benz E-Class owners with more than one vehicle. Check out insurance savings in our guide titled, “Geico Car Insurance Review.”

Cons

• Premium Variability: While Geico offers tailored plans, premiums can vary significantly based on the specifics of the Mercedes-Benz E-Class and the owner’s driving history.
• Standardized Service Experience: Some Mercedes-Benz E-Class owners may find Geico’s service less personalized due to its size and standardized approach, which could affect the bespoke needs of luxury car insurance.

Mercedes-Benz E-Class Coverage Comparison

Understanding the monthly rates for Mercedes-Benz E-Class car insurance across various providers and coverage levels is crucial for making an informed decision. Below, we present a comprehensive breakdown of both minimum and full coverage options.

Mercedes-Benz E-Class Car Insurance Monthly Rates by Coverage Level & Provider

The table illustrates that Farmers offers the most competitive rate for minimum coverage at $40 per month, making it an attractive option for budget-conscious E-Class owners.

On the other hand, Progressive demands the highest premium for full coverage at $255 per month, reflecting its extensive protection. State Farm emerges as a balanced choice with its $53 monthly rate for minimum coverage and $148 for full coverage, offering a mix of affordability and comprehensive benefits.

This detailed comparison allows Mercedes-Benz E-Class owners to align their insurance choices with their coverage needs and budget preferences.

Learn more by reading our guide: Compare Collision Car Insurance: Rates, Discounts, & Requirements

What Are the Safety Features of the Mercedes-Benz E-Class

The Mercedes-Benz E-Class is equipped with cutting-edge safety features designed to protect its occupants and enhance driving security. These advancements include a range of technologies aimed at preventing accidents and minimizing their impact.

• Attention Assisting Technology that can detect when the driver is drowsy or not being attentive.
• Pre-Safe Technology System that acts in a variety of ways that prepare the car in the event of a crash.
• Automatically adjusting headlamps for optimum sight for night driving.
• Cameras to tell if you are weaving between the lines.
• Front, side, and curtain airbags.

All of these safety features combine to make the Mercedes-Benz E-Class one of the safest vehicles on the market today.

Car insurance companies look very favorably on cars that have above-average safety features and generally give a lower rate proportional to the overall cost of the vehicle.

To be sure that you actual get credited for these features you will have to make certain that you know all of the features and you mention them to the insurance agent when you are getting your quote.

Each provider will lower your rate differently for each of these features, which is why you must look around and get quotes from as many providers as possible.

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What Are Some Tips to Help Lower Car Insurance Costs for the Mercedes-Benz E-Class

Beyond the safety features present on your vehicle, there are many other ways you can lower the cost of insuring your vehicle.

Consider choosing a policy with a higher deductible, buying homeowners insurance from the same company, and checking if the state you live in has a low-cost insurance program.

Since the Benz is a rather expensive vehicle compared to many others, you should expect to pay more than the average person, but you can still get as good a rate as possible. To find out more, explore our guide titled “Minimum Car Insurance Requirements by State.”

What Other Factors Determine Your Mercedes-Benz E-Class Car Insurance Rates

When it comes to securing car insurance for your Mercedes-Benz E-Class, various factors beyond basic coverage options can influence your rates. Understanding these can help you maximize potential savings. To find out more, explore our guide titled, “Factors That Affect Car Insurance Rates.”

While insurance companies will give you incentives throughout the policy for not being in an accident, some will credit you right from the beginning.

Having speeding tickets and other moving violations can increase your insurance rate so you will want to make sure that you obey your local laws as well as possible.

How often you drive will also be considered when getting quotes from the different providers for your Benz E-class auto insurance. Enter your ZIP code to start comparing free Mercedes Benz auto insurance quotes online now.

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