Best Nissan 350Z Car Insurance in 2025 (Your Guide to the Top 10 Companies)
Liberty Mutual, Geico, and USAA offer the best Nissan 350Z car insurance, with minimum monthly rates starting at $55. These companies provide comprehensive coverage, affordable premiums, and excellent customer service. Compare their offerings to ensure your Nissan 350Z gets the best protection at an affordable price.
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Table of Contents
Table of Contents
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best
Updated August 2025
3,792 reviewsCompany Facts
Full Coverage for Nissan 350Z
A.M. Best Rating
Complaint Level
Pros & Cons
3,792 reviews
19,116 reviewsCompany Facts
Full Coverage for Nissan 350Z
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
6,589 reviewsCompany Facts
Full Coverage for Nissan 350Z
A.M. Best Rating
Complaint Level
Pros & Cons
6,589 reviewsLiberty Mutual, Geico, and USAA offer the best Nissan 350Z car insurance, standing out for their comprehensive coverage and excellent customer service. These top providers ensure your Nissan 350Z is well-protected, balancing affordability with quality.
The article delves into the features and benefits of each company, guiding you to make an informed decision.
Our Top 10 Company Picks: Best Nissan 350Z Car Insurance
Company Rank UBI Discount A.M. Best Best For Jump to Pros/Cons
#1 30% A Comprehensive Discounts Liberty Mutual
#2 25% A++ Discount Variety Geico
#3 30% A++ Exceptional Service USAA
#4 30% A+ Flexible Coverage Progressive
#5 30% B Reliable Service State Farm
#6 40% A+ Broad Discounts Nationwide
#7 30% A+ Extensive Options Allstate
#8 30% A Personalized Service Farmers
#9 30% A++ Strong Reputation Travelers
#10 30% A Customer Focused American Family
Compare their offerings to find the best fit for your insurance needs. More information is available about this provider in our article called “Compare Car Insurance by Coverage Type.”
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.
#1 – Liberty Mutual: Top Overall Pick
Pros
- Bundling Policies: Liberty Mutual offers substantial savings for Nissan 350Z owners who choose to bundle multiple insurance policies, making it an attractive option for those seeking to streamline their coverage while saving money.
- UBI Discount: For Nissan 350Z drivers who maintain a low mileage, Liberty Mutual’s usage-based insurance (UBI) can provide up to 30% off. This discount is a valuable opportunity for those who don’t drive frequently and wish to reduce their premiums.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness feature ensures that your rates won’t increase after your first accident, providing peace of mind for Nissan 350Z owners who want to avoid steep premium hikes following an incident. Discover more about offerings in our article called Liberty Mutual car insurance review.
Cons
- Limited Coverage Options: Compared to some competitors, Liberty Mutual might offer a more restricted range of comprehensive coverage options for the Nissan 350Z. This limitation could be a drawback for those seeking more extensive protection.
- Customer Service: Liberty Mutual has received mixed reviews regarding its customer service. This variability in service quality might be a concern for Nissan 350Z policyholders who may require prompt and effective assistance.
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#2 – Geico: Best for Discount Variety
Pros
- Competitive Rates: Geico offers competitive rates for Nissan 350Z insurance, making it an affordable option.
- Multi-Vehicle Discount: Insure multiple vehicles, including your Nissan 350Z, and enjoy substantial discounts with Geico.
- Easy Online Access: Geico’s user-friendly online platform makes managing Nissan 350Z insurance convenient. See more details on our guide titled Geico car insurance review.
Cons
- Limited Local Agents: Geico’s network of local agents is relatively sparse, which could be inconvenient for those who prefer face-to-face interactions when managing their Nissan 350Z insurance needs. While this might not be an issue for tech-savvy customers comfortable with online or phone service, others might find the lack of in-person support a significant drawback.
- Coverage Options: Geico’s range of coverage options for the Nissan 350Z may not be as extensive as that of some other insurance providers. For those seeking specialized or comprehensive coverage tailored to the unique needs of their sports car, Geico might fall short compared to competitors who offer a broader array of insurance solutions.
#3 – USAA: Best for Exceptional Service
Pros
- Military Focus: USAA provides exceptional service tailored for military members and their families, ideal for Nissan 350Z owners. Check out insurance savings in our complete article called USAA car insurance review.
- Comprehensive Coverage: USAA offers extensive coverage options for your Nissan 350Z, ensuring comprehensive protection.
- Customer Satisfaction: High customer satisfaction rates make USAA a trusted choice for Nissan 350Z insurance.
Cons
- Eligibility Restrictions: USAA offers its services exclusively to military personnel and their immediate families, meaning that general Nissan 350Z owners who do not fall into this category are ineligible for coverage.
- Online Services: Users have occasionally noted that managing insurance policies for a Nissan 350Z through USAA’s online platform can be less intuitive, leading to potential frustrations in navigating and handling their insurance needs.
#4 – Progressive: Best for Flexible Coverage
Pros
- Snapshot Program: Save up to 30% with Progressive’s Snapshot program, perfect for low-mileage Nissan 350Z drivers. More information is available about this provider in our article called Progressive car insurance review.
- Flexible Payment Options: Progressive provides a range of adaptable payment plans for Nissan 350Z insurance, designed to fit various budgets. Whether you prefer monthly, quarterly, or annual payments, their options can help you manage your insurance costs more effectively.
- Multi-Policy Discount: Maximize your savings by bundling your Nissan 350Z insurance with other policies through Progressive. By consolidating multiple insurance needs under one provider, you can take advantage of substantial discounts, making it a cost-effective choice for comprehensive coverage.
Cons
- Higher Premiums: When it comes to insuring your Nissan 350Z, Progressive might present higher premiums compared to some of its competitors. This increase in cost can be attributed to various factors, including the specific risk assessment for sports cars like the 350Z, which often leads to elevated insurance rates.
- Limited Local Agent Network: Progressive’s network of local agents is relatively restricted, which might pose a challenge for those who prefer in-person consultations. If face-to-face interactions are a priority for managing your Nissan 350Z insurance, the limited availability of local agents with Progressive could be less than ideal.
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#5 – State Farm: Best for Reliable Service
Pros
- Local Agents: State Farm’s vast network of local agents provides tailored and personalized service for insuring your Nissan 350Z. With a deep understanding of your specific needs, these agents offer expert guidance and customized solutions, ensuring that your insurance coverage perfectly matches the unique requirements of your vehicle.
- UBI Discount: Save up to 30% with State Farm’s usage-based insurance program, suitable for Nissan 350Z drivers. Read up on the State farm car insurance review. for more information.
- A.M. Best Rating: State Farm’s B rating underscores its financial stability and reliability, offering a solid foundation for insuring your Nissan 350Z. With this level of stability, State Farm aims to provide peace of mind and dependable coverage for your vehicle.
Cons
- Premium Costs: Even with available discounts, it’s worth noting that State Farm’s insurance premiums for the Nissan 350Z can still be on the higher side, particularly for those opting for more comprehensive coverage levels. The intricate pricing structure reflects the vehicle’s performance and value, which can lead to elevated costs despite any reductions.
- Online Services: On the other hand, some users have reported that State Farm’s online platform for managing Nissan 350Z insurance policies can be somewhat less intuitive. Navigating through the various options and features may pose challenges, making the process of handling your insurance details a bit more cumbersome than expected.
#6 – Nationwide: Best for Broad Discounts
Pros
- SmartRide Program: Save up to 40% with Nationwide’s SmartRide program, ideal for low-mileage Nissan 350Z drivers. Access comprehensive insights into our article called Nationwide car insurance discounts.
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for significant savings with Nationwide.
- Accident Forgiveness: Keep your rates stable after an accident with Nationwide’s accident forgiveness for Nissan 350Z insurance.
Cons
- Higher Premiums: Nationwide’s premiums for Nissan 350Z insurance can be higher than some competitors.
- Limited Coverage Options: Some specific coverage options might be less comprehensive compared to other providers for Nissan 350Z.
#7 – Allstate: Best for Extensive Options
Pros
- Drivewise Program: Save up to 30% with Allstate’s Drivewise program, perfect for Nissan 350Z drivers. Learn more in our article called “Allstate Car Insurance Review.”
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for added savings with Allstate.
- New Car Replacement: Get new car replacement coverage if your Nissan 350Z is totaled within the first year with Allstate.
Cons
- Higher Premiums: Allstate’s insurance premiums for the Nissan 350Z could be noticeably higher when compared to other insurance providers. This is partly due to the vehicle’s performance-oriented nature, which often leads to elevated costs for coverage.
- Claims Process: Customers have occasionally reported that the claims process for Nissan 350Z insurance with Allstate can be less efficient. Some have noted delays and bureaucratic hurdles that can complicate getting claims processed swiftly and smoothly.
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#8 – Farmers: Best for Personalized Service
Pros
- UBI Discount: Save up to 30% with Farmers’ usage-based insurance program for Nissan 350Z drivers. Delve into our evaluation of Farmers car insurance review.
- Local Agents: Farmers offers personalized service through a network of local agents for Nissan 350Z insurance.
- Multi-Policy Discount: Enjoy savings by bundling your Nissan 350Z insurance with other policies.
Cons
- Higher Premiums: Farmers’ premiums for Nissan 350Z insurance can be higher compared to some other providers.
- Limited Coverage Options: Some specific coverage options may be less comprehensive than those offered by competitors for Nissan 350Z.
#9 – Travelers: Best for Strong Reputation
Pros
- Snapshot Program: Save up to 30% with Travelers’ Snapshot program, ideal for low-mileage Nissan 350Z drivers. Read up on the “Travelers Car Insurance Review” for more information.
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for significant savings with Travelers.
- Accident Forgiveness: Travelers’ accident forgiveness helps keep your rates stable after your first accident with a Nissan 350Z.
Cons
- Higher Premiums: Travelers’ premiums can be higher than some competitors for Nissan 350Z insurance.
- Limited Local Agents: Travelers’ local agent network may not be extensive, impacting in-person service for Nissan 350Z insurance.
#10 – American Family: Best for Customer Focused
Pros
- Discounts Program: Save up to 30% with American Family’s discounts program for Nissan 350Z drivers.
- Customizable Coverage: Tailor your insurance coverage to fit the specific needs of your Nissan 350Z. Check out insurance savings in our complete article called “American Family Car Insurance Review.”
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for additional savings with American Family.
Cons
- Higher Premiums: American Family’s insurance premiums for the Nissan 350Z could be higher than those of other providers, potentially leading to increased costs for policyholders.Limited Coverage Options: When it comes to coverage for the Nissan 350Z, American Family might offer fewer options compared to its competitors.
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Monthly Car Insurance Rates for Nissan 350Z by Provider & Coverage Level
When selecting car insurance for your Nissan 350Z, monthly rates vary based on the coverage level and provider. The following table outlines the minimum and full coverage rates from various insurers, helping you find the best option to fit your budget and coverage needs.
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $78 | $145 |
| American Family | $71 | $134 |
| Farmers | $74 | $142 |
| Geico | $65 | $125 |
| Liberty Mutual | $75 | $140 |
| Nationwide | $72 | $138 |
| Progressive | $70 | $130 |
| State Farm | $68 | $135 |
| Travelers | $73 | $137 |
| USAA | $55 | $110 |
Are Vehicles Like the Nissan 350Z Expensive to Insure
Grasping the insurance expenses for vehicles akin to the Nissan 350Z is essential for effective budgeting and financial planning. By reviewing insurance rates for similar models like the Infiniti Q60, Mercedes-Benz CLS-Class, and BMW M, you can gain a clearer understanding of the costs involved in insuring high-performance coupes.
This analysis provides insight into insurance pricing trends influenced by factors such as vehicle type, performance, and safety features.
Comparing these rates helps you set realistic expectations and make well-informed choices regarding insurance coverage, ensuring you select options that best meet your financial and protection requirements.
Insurance Rates for Vehicles Similar to the Nissan 350Z
When comparing monthly insurance rates for vehicles similar to the Nissan 350Z, the costs vary significantly based on the type of coverage. If you want to learn more about the company, head to our article called “How Do You Get Competitive Quotes for Car Insurance?”
Nissan 350Z Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Nissan 350Z | $23 | $45 | $28 | $108 |
| MINI Cooper | $23 | $42 | $30 | $106 |
| Audi TT | $32 | $60 | $33 | $138 |
| Audi S5 | $33 | $72 | $33 | $151 |
| MINI Hardtop 2 Door | $24 | $45 | $28 | $108 |
| Audi RS 5 | $35 | $74 | $31 | $151 |
| Dodge Challenger | $34 | $57 | $35 | $141 |
| Chevrolet Corvette | $41 | $77 | $22 | $149 |
| Mazda RX-8 | $21 | $34 | $38 | $106 |
By comparing rates for comparable models, such as the Infiniti Q60, Mercedes-Benz CLS-Class, and BMW M, you can better anticipate the costs associated with insuring a vehicle in this category.
What Impacts the Cost of Nissan 350Z Insurance
The average annual rate for the Nissan 350Z is just that, an average. Your insurance rates for a Nissan 350Z can be higher or lower depending upon the trim level and personal factors.
USAA leads with the lowest monthly rate of $55 for minimum coverage, offering exceptional value for Nissan 350Z drivers.
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Those factors include your age, home address, driving history, and the model year of your Nissan 350Z. Check out insurance savings in our complete guide titled “Factors That Affect Car Insurance Rates.”
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Ways to Save on Nissan 350Z Insurance
Save more on your Nissan 350Z car insurance rates. Take a look at the following five strategies that will get you the best Nissan 350Z auto insurance rates possible.
- Ask your insurance company about Nissan 350Z discounts.
- Add a more experienced driver to your Nissan 350Z policy.
- Pay your bills on time — especially Nissan 350Z payments and insurance.
- Move to an area with better weather.
- Carpool to work instead of driving your Nissan 350Z.
Implementing these tips can significantly reduce your insurance expenses. Access comprehensive insights into our article called “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”
Top Nissan 350Z Insurance Companies
Several insurance companies offer competitive rates for the Nissan 350Z based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Nissan 350Z drivers organized by market share.
Top Nissan 350Z Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9% |
| #2 | Geico | $46,358,896 | 6% |
| #3 | Progressive | $41,737,283 | 6% |
| #4 | Allstate | $39,210,020 | 5% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3% |
| #8 | Chubb | $24,199,582 | 3% |
| #9 | Farmers | $20,083,339 | 3% |
| #10 | Nationwide | $18,499,967 | 3% |
By examining these top providers, Nissan 350Z drivers can make informed decisions to secure the best insurance value tailored to their needs.
Largest Auto Insurers by Market Share
This content is important because it highlights the top insurance companies that offer competitive rates specifically tailored to Nissan 350Z drivers.
By focusing on companies with significant market share, the content provides valuable insights into trusted insurers that cater to the unique needs of these drivers, helping them make informed decisions when choosing the best coverage for their vehicle.
Comparing Free Nissan 350Z Insurance Quotes Online
Comparing free Nissan 350Z insurance quotes online is an essential step in finding the most cost-effective coverage for your vehicle. By leveraging online comparison tools, you can easily review rates from various providers, such as USAA, which offers the lowest monthly premiums.
This approach allows you to quickly evaluate different coverage options and discounts, ensuring you get the best deal without the need for in-person visits or lengthy phone calls. Utilizing these online resources can significantly streamline the insurance shopping process and help you secure the most suitable policy for your Nissan 350Z. Unlock details in our guide titled “Car Insurance Comparison | Compare Car Insurance Quotes.”
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Frequently Asked Questions
Are there any specific insurance considerations for leased or financed Nissan 350Z vehicles?
If you lease or finance a Nissan 350Z, the leasing or financing company may require you to carry specific insurance coverage, such as comprehensive and collision coverage, to protect their investment. Always check the requirements of your lease or finance agreement.
For additional details, explore our comprehensive resource titled “When should I drop collision coverage?”
Can I get insurance coverage for my Nissan 350Z if I use it for track events or racing?
Most standard auto insurance policies do not cover track events or racing. If you plan to participate in such activities with your Nissan 350Z, you may need to explore specialty insurance options or consider track-specific coverage.
Does my credit score affect my Nissan 350Z insurance rates?
In some states, insurance companies can consider your credit score when determining your insurance rates, including for a Nissan 350Z. Maintaining good credit can help you secure more favorable insurance premiums.
Can I get discounts on Nissan 350Z insurance for being a safe driver?
Many insurance companies offer safe driver discounts, and if you have a good driving record, you may be eligible for lower premiums on your Nissan 350Z insurance. Inquire with your insurance provider to see if you qualify.
Do I need comprehensive coverage for my Nissan 350Z?
Comprehensive coverage is not mandatory, but it can provide added protection for your Nissan 350Z. It covers damages caused by incidents other than collisions, such as theft, vandalism, natural disasters, or falling objects.
To find out more, explore our guide titled “Anti-Theft Car Insurance Discounts.”
What is the typical 350Z insurance cost?
The typical 350Z insurance cost varies by provider, with monthly rates ranging from $55 to $145 depending on coverage levels and personal factors.
What should I consider when getting insurance for a 350Z?
When getting insurance for a 350Z, consider factors like coverage options, your driving history, and the insurance provider’s rates to find the best policy for your needs.
How does insurance for Nissan 350Z compare to other vehicles?
Insurance for Nissan 350Z generally costs more than for standard sedans due to its sports car classification, but rates can be competitive depending on the coverage and insurer you choose.
How much is insurance for a Nissan 350Z?
The average monthly insurance cost for a Nissan 350Z is $115. State Farm provides the most affordable coverage at around $83 per month, while Progressive is the priciest at approximately $139 per month.
To learn more, explore our comprehensive resource on “Car Insurance Coverage.”
What is the cheapest insurance for a Nissan 350Z?
State Farm offers the cheapest insurance for a Nissan 350Z, with rates starting at about $83 per month. This is significantly lower compared to other providers like Progressive, which averages $139 per month.
How does insurance for a Nissan 350Z compare to other cars?
Why is insurance for the Nissan 350Z higher?
Can I find discounts on insurance for a Nissan 350Z?
What factors affect the cost of insurance for a Nissan 350Z?
Is insurance for a Nissan 350Z worth the cost?
How can I lower my insurance premium for a Nissan 350Z?
Are there any special insurance requirements for a Nissan 350Z?
How does the insurance cost for a Nissan 350Z compare to other sports cars?
What types of coverage are recommended for a Nissan 350Z?
Can insurance costs for a Nissan 350Z vary by location?
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