Best Nissan 350Z Car Insurance in 2024 (Your Guide to the Top 10 Companies)
Liberty, Geico, and USAA offer the best Nissan 350Z car insurance, with minimum monthly rates starting at $55. These companies provide comprehensive coverage, affordable premiums, and excellent customer service. Compare their offerings to ensure your Nissan 350Z gets the best protection at an affordable price.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 11, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Liberty, Geico, and USAA offer the best Nissan 350Z car insurance, standing out for their comprehensive coverage and excellent customer service. These top providers ensure your Nissan 350Z is well-protected, balancing affordability with quality.
The article delves into the features and benefits of each company, guiding you to make an informed decision.
Our Top 10 Company Picks: Best Nissan 350Z Car Insurance
Company Rank UBI Discount A.M. Best Best For Jump to Pros/Cons
#1 30% A Comprehensive Discounts Liberty Mutual
#2 25% A++ Discount Variety Geico
#3 30% A++ Exceptional Service USAA
#4 30% A+ Flexible Coverage Progressive
#5 30% B Reliable Service State Farm
#6 40% A+ Broad Discounts Nationwide
#7 30% A+ Extensive Options Allstate
#8 30% A Personalized Service Farmers
#9 30% A++ Strong Reputation Travelers
#10 30% A Customer Focused American Family
Compare their offerings to find the best fit for your insurance needs. More information is available about this provider in our article called “Compare Car Insurance by Coverage Type.”
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.
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#1 – Liberty Mutual: Top Overall Pick
Pros
- Bundling Policies: Liberty Mutual offers significant savings by bundling multiple insurance policies, ideal for Nissan 350Z owners. Discover more about offerings in our article called Liberty Mutual car insurance review.
- UBI Discount: Liberty Mutual provides up to 30% off with its usage-based insurance, great for low-mileage Nissan 350Z drivers.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness helps keep rates from rising after your first accident with a Nissan 350Z.
Cons
- Limited Coverage Options: Liberty Mutual may offer fewer comprehensive coverage options for Nissan 350Z compared to competitors.
- Customer Service: Liberty Mutual has mixed reviews on customer service, which may affect Nissan 350Z policyholders needing assistance.
#2 – Geico: Best for Discount Variety
Pros
- Competitive Rates: Geico offers competitive rates for Nissan 350Z insurance, making it an affordable option.
- Multi-Vehicle Discount: Insure multiple vehicles, including your Nissan 350Z, and enjoy substantial discounts with Geico.
- Easy Online Access: Geico’s user-friendly online platform makes managing Nissan 350Z insurance convenient. See more details on our guide titled “Geico car insurance review.”
Cons
- Limited Local Agents: Geico’s network of local agents is limited, which may not suit those needing in-person service for their Nissan 350Z.
- Coverage Options: Geico’s coverage options might be more limited compared to other providers for Nissan 350Z insurance.
#3 – USAA: Best for Exceptional Service
Pros
- Military Focus: USAA provides exceptional service tailored for military members and their families, ideal for Nissan 350Z owners. Check out insurance savings in our complete article called “USAA car insurance review.”
- Comprehensive Coverage: USAA offers extensive coverage options for your Nissan 350Z, ensuring comprehensive protection.
- Customer Satisfaction: High customer satisfaction rates make USAA a trusted choice for Nissan 350Z insurance.
Cons
- Eligibility Restrictions: USAA’s services are limited to military members and their families, excluding general Nissan 350Z owners.
- Online Services: Some users report less intuitive online services for managing Nissan 350Z insurance policies with USAA.
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#4 – Progressive: Best for Flexible Coverage
Pros
- Snapshot Program: Save up to 30% with Progressive’s Snapshot program, perfect for low-mileage Nissan 350Z drivers. More information is available about this provider in our “Progressive car insurance ieview.”
- Flexible Payment Options: Progressive offers flexible payment plans for Nissan 350Z insurance, making it budget-friendly.
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies to receive additional savings from Progressive.
Cons
- Higher Rates: Progressive’s premiums for Nissan 350Z insurance can be higher than those of some competitors.
- Limited Local Agents: Progressive’s network of local agents is limited, which may not be ideal for those preferring face-to-face interactions for Nissan 350Z insurance.
#5 – State Farm: Best for Reliable Service
Pros
- Local Agents: State Farm’s extensive network of local agents offers personalized service for Nissan 350Z insurance.
- UBI Discount: Save up to 30% with State Farm’s usage-based insurance program, suitable for Nissan 350Z drivers. Learn more in our in our guide tittled “State farm car insurance review.”
- A.M. Best Rating: State Farm’s B rating ensures a level of financial stability and reliability for Nissan 350Z insurance.
Cons
- Premium Costs: Despite discounts, State Farm’s premiums might be higher for certain coverage levels of Nissan 350Z insurance.
- Online Services: Some customers find State Farm’s online services less intuitive for managing Nissan 350Z insurance policies.
#6 – Nationwide: Best for Broad Discounts
Pros
- SmartRide Program: Save up to 40% with Nationwide’s SmartRide program, ideal for low-mileage Nissan 350Z drivers. Access comprehensive insights into our article called “Nationwide car insurance discounts.”
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for significant savings with Nationwide.
- Accident Forgiveness: Keep your rates stable after an accident with Nationwide’s accident forgiveness for Nissan 350Z insurance.
Cons
- Higher Premiums: Nationwide’s premiums for Nissan 350Z insurance can be higher than some competitors.
- Limited Coverage Options: Some specific coverage options might be less comprehensive compared to other providers for Nissan 350Z.
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#7 – Allstate: Best for Extensive Options
Pros
- Drivewise Program: Save up to 30% with Allstate’s Drivewise program, perfect for Nissan 350Z drivers. Learn more in our article called “Allstate Car Insurance Review.”
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for added savings with Allstate.
- New Car Replacement: Get new car replacement coverage if your Nissan 350Z is totaled within the first year with Allstate.
Cons
- Higher Premiums: Allstate’s premiums for Nissan 350Z insurance might be higher compared to some other providers.
- Claims Process: Some customers report a less efficient claims process for Nissan 350Z insurance with Allstate.
#8 – Farmers: Best for Personalized Service
Pros
- UBI Discount: Save up to 30% with Farmers’ usage-based insurance program for Nissan 350Z drivers. Delve into our evaluation of “Farmers car insurance review.”
- Local Agents: Farmers offers personalized service through a network of local agents for Nissan 350Z insurance.
- Multi-Policy Discount: Enjoy savings by bundling your Nissan 350Z insurance with other policies.
Cons
- Higher Premiums: Farmers’ premiums for Nissan 350Z insurance can be higher compared to some other providers.
- Limited Coverage Options: Some specific coverage options may be less comprehensive than those offered by competitors for Nissan 350Z.
#9 – Travelers: Best for Strong Reputation
Pros
- Snapshot Program: Save up to 30% with Travelers’ Snapshot program, ideal for low-mileage Nissan 350Z drivers. Read up on the “Travelers Car Insurance Review” for more information.
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for significant savings with Travelers.
- Accident Forgiveness: Travelers’ accident forgiveness helps keep your rates stable after your first accident with a Nissan 350Z.
Cons
- Higher Premiums: Travelers’ premiums can be higher than some competitors for Nissan 350Z insurance.
- Limited Local Agents: Travelers’ local agent network may not be extensive, impacting in-person service for Nissan 350Z insurance.
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#10 – American Family: Best for Customer Focused
Pros
- Discounts Program: Save up to 30% with American Family’s discounts program for Nissan 350Z drivers.
- Customizable Coverage: Tailor your insurance coverage to fit the specific needs of your Nissan 350Z. Check out insurance savings in our complete article called “American Family Car Insurance Review.”
- Multi-Policy Discount: Bundle your Nissan 350Z insurance with other policies for additional savings with American Family.
Cons
- Higher Premiums: American Family’s premiums might be higher compared to other providers for Nissan 350Z insurance.
- Limited Coverage Options: Some coverage options may be less comprehensive compared to competitors for Nissan 350Z.
Monthly Car Insurance Rates for Nissan 350Z by Provider & Coverage Level
When selecting car insurance for your Nissan 350Z, monthly rates vary based on the coverage level and provider. The following table outlines the minimum and full coverage rates from various insurers, helping you find the best option to fit your budget and coverage needs.
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $78 | $145 |
| American Family | $71 | $134 |
| Farmers | $74 | $142 |
| Geico | $65 | $125 |
| Liberty Mutual | $75 | $140 |
| Nationwide | $72 | $138 |
| Progressive | $70 | $130 |
| State Farm | $68 | $135 |
| Travelers | $73 | $137 |
| USAA | $55 | $110 |
Are Vehicles Like the Nissan 350Z Expensive to Insure
Take a look at how insurance rates for similar models to the Nissan 350Z look. These insurance rates for other coupes like the Infiniti Q60, Mercedes-Benz CLS-Class, and BMW M give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the Nissan 350Z
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| MINI Cooper | $274 | $502 | $364 | $1,276 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Audi RS 5 | $414 | $886 | $376 | $1,812 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Mazda RX-8 | $250 | $408 | $460 | $1,276 |
If you want to learn more about the company, head to our article called “How do you get competitive quotes for car insurance?”
By comparing rates for comparable models, such as the Infiniti Q60, Mercedes-Benz CLS-Class, and BMW M, you can better anticipate the costs associated with insuring a vehicle in this category.
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What Impacts the Cost of Nissan 350Z Insurance
The average annual rate for the Nissan 350Z is just that, an average. Your insurance rates for a Nissan 350Z can be higher or lower depending upon the trim level and personal factors.
USAA leads with the lowest monthly rate of $55 for minimum coverage, offering exceptional value for Nissan 350Z drivers.
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Those factors include your age, home address, driving history, and the model year of your Nissan 350Z. Check out insurance savings in our complete guide titled “Factors That Affect Car Insurance Rates.”
Ways to Save on Nissan 350Z Insurance
Save more on your Nissan 350Z car insurance rates. Take a look at the following five strategies that will get you the best Nissan 350Z auto insurance rates possible.
- Ask your insurance company about Nissan 350Z discounts.
- Add a more experienced driver to your Nissan 350Z policy.
- Pay your bills on time — especially Nissan 350Z payments and insurance.
- Move to an area with better weather.
- Carpool to work instead of driving your Nissan 350Z.
Implementing these tips can significantly reduce your insurance expenses. Access comprehensive insights into our article called “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”
Top Nissan 350Z Insurance Companies
Several insurance companies offer competitive rates for the Nissan 350Z based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Nissan 350Z drivers organized by market share.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
This content is important because it highlights the top insurance companies that offer competitive rates specifically tailored to Nissan 350Z drivers. By focusing on companies with significant market share, the content provides valuable insights into trusted insurers that cater to the unique needs of these drivers, helping them make informed decisions when choosing the best coverage for their vehicle.
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Comparing Free Nissan 350Z Insurance Quotes Online
Comparing free Nissan 350Z insurance quotes online is an essential step in finding the most cost-effective coverage for your vehicle. By leveraging online comparison tools, you can easily review rates from various providers, such as USAA, which offers the lowest monthly premiums.
This approach allows you to quickly evaluate different coverage options and discounts, ensuring you get the best deal without the need for in-person visits or lengthy phone calls. Utilizing these online resources can significantly streamline the insurance shopping process and help you secure the most suitable policy for your Nissan 350Z. Unlock details in our guide titled “Car Insurance Comparison | Compare Car Insurance Quotes.”
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Frequently Asked Questions
Are there any specific insurance considerations for leased or financed Nissan 350Z vehicles?
If you lease or finance a Nissan 350Z, the leasing or financing company may require you to carry specific insurance coverage, such as comprehensive and collision coverage, to protect their investment. Always check the requirements of your lease or finance agreement.
For additional details, explore our comprehensive resource titled “When should I drop collision coverage?”
Can I get insurance coverage for my Nissan 350Z if I use it for track events or racing?
Most standard auto insurance policies do not cover track events or racing. If you plan to participate in such activities with your Nissan 350Z, you may need to explore specialty insurance options or consider track-specific coverage.
Does my credit score affect my Nissan 350Z insurance rates?
In some states, insurance companies can consider your credit score when determining your insurance rates, including for a Nissan 350Z. Maintaining good credit can help you secure more favorable insurance premiums.
Can I get discounts on Nissan 350Z insurance for being a safe driver?
Many insurance companies offer safe driver discounts, and if you have a good driving record, you may be eligible for lower premiums on your Nissan 350Z insurance. Inquire with your insurance provider to see if you qualify.
Do I need comprehensive coverage for my Nissan 350Z?
Comprehensive coverage is not mandatory, but it can provide added protection for your Nissan 350Z. It covers damages caused by incidents other than collisions, such as theft, vandalism, natural disasters, or falling objects.
To find out more, explore our guide titled “Anti-Theft Car Insurance Discounts.”
What is the typical 350Z insurance cost?
The typical 350Z insurance cost varies by provider, with monthly rates ranging from $55 to $145 depending on coverage levels and personal factors.
What should I consider when getting insurance for a 350Z?
When getting insurance for a 350Z, consider factors like coverage options, your driving history, and the insurance provider’s rates to find the best policy for your needs.
How does insurance for Nissan 350Z compare to other vehicles?
Insurance for Nissan 350Z generally costs more than for standard sedans due to its sports car classification, but rates can be competitive depending on the coverage and insurer you choose.
How much is insurance for a Nissan 350Z?
The average monthly insurance cost for a Nissan 350Z is $115. State Farm provides the most affordable coverage at around $83 per month, while Progressive is the priciest at approximately $139 per month.
To learn more, explore our comprehensive resource on “Car Insurance Coverage.”
What is the cheapest insurance for a Nissan 350Z?
State Farm offers the cheapest insurance for a Nissan 350Z, with rates starting at about $83 per month. This is significantly lower compared to other providers like Progressive, which averages $139 per month.
How does insurance for a Nissan 350Z compare to other cars?
Insurance for a Nissan 350Z tends to be higher than many standard vehicles due to its classification and performance characteristics. However, rates can vary widely depending on the provider, with some like State Farm offering lower costs.
Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
Why is insurance for the Nissan 350Z higher?
Insurance for the Nissan 350Z is often higher due to its status as a sports car, which typically incurs greater risk and repair costs. Additionally, its insurance group 45 indicates higher premiums compared to more standard vehicles.
Can I find discounts on insurance for a Nissan 350Z?
Yes, discounts on insurance for a Nissan 350Z may be available through providers like Liberty Mutual and Geico, which offer competitive rates and potential savings based on factors such as driving record and bundling policies.
Learn more by reading our guide titled “Do all car insurance companies check your driving records?”
What factors affect the cost of insurance for a Nissan 350Z?
The cost of insurance for a Nissan 350Z is influenced by factors such as the driver’s age, driving history, location, and coverage level. The car’s classification as a sports car and its repair costs also contribute to higher premiums.
Is insurance for a Nissan 350Z worth the cost?
Insurance for a Nissan 350Z can be considered worth the cost if you value the car’s performance and enjoy driving a sports vehicle. However, the higher premiums might not be ideal for those on a tight budget.
How can I lower my insurance premium for a Nissan 350Z?
To lower your insurance premium for a Nissan 350Z, consider increasing your deductible, maintaining a clean driving record, and exploring discounts for bundling policies or having a secure driving history. Additionally, shopping around for quotes from various providers can help you find the best rate.
Are there any special insurance requirements for a Nissan 350Z?
Insurance for a Nissan 350Z does not have specific legal requirements beyond standard coverage, but its classification as a sports car may require more comprehensive coverage and higher liability limits compared to typical vehicles.
Access comprehensive insights into our guide titled “Compare Liability Car Insurance.”
How does the insurance cost for a Nissan 350Z compare to other sports cars?
Insurance for a Nissan 350Z is generally lower than for some other sports cars due to its more moderate performance and repair costs. However, it remains higher than insurance for standard vehicles due to its sports car classification.
What types of coverage are recommended for a Nissan 350Z?
For a Nissan 350Z, comprehensive coverage and collision insurance are recommended to protect against potential damages, given the car’s higher repair costs and performance capabilities. Additionally, liability coverage should be sufficient to meet legal requirements and safeguard against any potential incidents.
Can insurance costs for a Nissan 350Z vary by location?
Yes, insurance costs for a Nissan 350Z can vary significantly by location. Urban areas with higher rates of accidents and theft may result in higher premiums compared to rural areas with fewer risks.
Check out insurance savings in our complete article called “How do you find competitive car insurance rates?“
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
