Best Nissan Rogue Car Insurance in 2024 (Compare the Top 10 Companies)
Find the best Nissan Rogue car insurance by comparing top providers like AAA, Allstate, and Geico. AAA offers the best overall coverage, Allstate excels in add-ons, and Geico stands out for custom plans. Monthly rates start at $47, ensuring you get the best Nissan Rogue car insurance at competitive prices.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Nov 1, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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2,934 reviewsCompany Facts
Full Coverage for Nissan Rogue
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
11,413 reviewsCompany Facts
Full Coverage for Nissan Rogue
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
19,116 reviewsCompany Facts
Full Coverage for Nissan Rogue
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
The best Nissan Rogue car insurance is available through AAA, Allstate, and Geico, each offering distinct advantages. AAA is the top pick overall for its comprehensive coverage and value. Allstate shines with its range of add-on options, while Geico provides flexible, customizable plans.
Evaluating these top providers can help you secure the best coverage tailored to your needs. Compare your options to find the insurance that best fits your requirements and budget. Gain deeper understanding through our article entitled “Finding Free Car Insurance Quotes Online.”
Our Top 10 Company Picks: Best Nissan Rogue Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 15% A Online App AAA
#2 12% A+ Add-on Coverages Allstate
#3 16% A++ Custom Plan Geico
#4 18% A++ Military Savings USAA
#5 14% A+ 24/7 Support Erie
#6 13% A Local Agents Farmers
#7 10% A+ Innovative Programs Progressive
#8 17% A+ Usage Discount Nationwide
#9 11% A Customizable Polices Liberty Mutual
#10 19% B Many Discounts State Farm
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- Compare the best Nissan Rogue car insurance from AAA, Allstate, and Geico
- AAA offers the top overall coverage with comprehensive benefits
- Monthly rates start at $47 with the best Nissan Rogue car insurance options
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#1 – AAA: Top Overall Pick
Pros
- Multi-Vehicle Discount: AAA offers a 15% discount on multi-vehicle insurance, which can help Nissan Rogue owners save significantly if they own more than one car. Check out our AAA car insurance review for more details.
- Strong Online Tools: The robust online app from AAA makes it easy for Nissan Rogue owners to manage their insurance policies, file claims, and get customer support efficiently.
- Solid Financial Rating: With an A rating from A.M. Best, AAA ensures financial security for Nissan Rogue owners, providing confidence that claims will be processed promptly.
Cons
- Limited Availability: AAA insurance is not available in all regions, which might be an issue for Nissan Rogue owners who live in less-served areas or move frequently.
- Fewer Add-On Coverages: AAA may offer fewer optional coverages, which could be a drawback for Nissan Rogue owners looking for more comprehensive insurance customization.
#2 – Allstate: Best for Add-on Coverages
Pros
- Comprehensive Add-On Coverages: Allstate provides a wide range of add-on coverages, allowing Nissan Rogue owners to tailor their insurance policies to their specific needs.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate ensures that Nissan Rogue owners can trust their claims will be processed efficiently. Explore our Allstate car insurance review for more insights.
- Multi-Vehicle Discount: Allstate offers a 12% discount for insuring multiple vehicles, providing cost savings for Nissan Rogue owners with more than one car.
Cons
- Potential for Higher Costs: Allstate’s comprehensive coverage options might result in higher premiums, which could be a concern for Nissan Rogue owners focused on affordability.
- Mediocre Mobile App: Although Allstate offers a mobile app, it may not be as user-friendly or feature-rich as some competitors, potentially frustrating tech-savvy Nissan Rogue owners.
#3 – Geico: Best for Custom Plans
Pros
- Customizable Insurance Plans: Geico allows Nissan Rogue owners to build tailored insurance plans, providing flexibility in coverage that meets specific needs and budgets.
- Top-Tier Financial Strength: Geico’s A++ rating from A.M. Best assures Nissan Rogue owners of the company’s reliability in paying out claims. Please review our Geico car insurance review for additional information.
- Generous Multi-Vehicle Discount: Geico offers a 16% discount for insuring multiple vehicles, offering significant savings for Nissan Rogue owners with more than one car.
Cons
- Limited Local Agent Availability: Geico’s reliance on online services might be a drawback for Nissan Rogue owners who prefer in-person assistance with their insurance needs.
- Potentially Higher Full Coverage Rates: Nissan Rogue owners seeking comprehensive coverage might find Geico’s rates higher than some competitors, especially when optional add-ons are included.
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#4 – USAA: Best for Military Savings
Pros
- Exclusive Military Discounts: USAA offers substantial savings to military members and their families, making it an ideal choice for Nissan Rogue owners with a military background.
- Exceptional Financial Rating: With an A++ rating from A.M. Best, USAA gives Nissan Rogue owners peace of mind with its strong track record in effectively managing claims. Explore our USAA car insurance discounts for additional insights.
- Highest Multi-Vehicle Discount: USAA offers an 18% discount for insuring multiple vehicles, one of the highest available, which is advantageous for Nissan Rogue owners with more than one car.
Cons
- Limited Eligibility: USAA’s insurance products are exclusive to military members and their families, making them inaccessible to other Nissan Rogue owners.
- Fewer Local Offices: USAA’s limited number of physical locations might be inconvenient for Nissan Rogue owners who prefer in-person service.
#5 – Erie: Best for 24/7 Support
Pros
- 24/7 Support Availability: Erie offers round-the-clock customer service, making it a dependable choice for Nissan Rogue owners who need immediate help, especially during urgent situations.
- Strong Financial Stability: Erie’s A+ rating from A.M. Best assures Nissan Rogue owners of the company’s ability to pay out claims effectively. Expand your understanding with our “Erie car insurance review.”
- Competitive Multi-Vehicle Discount: Erie provides a 14% discount for insuring multiple vehicles, offering good savings opportunities for Nissan Rogue owners with more than one car.
Cons
- Limited Availability: Erie’s insurance is not available in all states, which could be a disadvantage for Nissan Rogue owners living in or moving to areas where Erie doesn’t operate.
- Limited Digital Resources: Erie may not offer as many advanced digital tools or mobile app features as some competitors, which could be less attractive to Nissan Rogue owners who prioritize tech-savvy solutions.
#6 – Farmers: Best for Local Agents
Pros
- Extensive Local Agent Network: Farmers’ strong network of local agents offers personalized service, beneficial for Nissan Rogue owners who prefer in-person interactions.
- Good Financial Rating: Farmers has an A rating from A.M. Best, indicating solid financial security, ensuring Nissan Rogue owners that their claims will be handled reliably.
- Multi-Vehicle Discount: Farmers offers a 13% discount for insuring multiple vehicles, providing savings for Nissan Rogue owners with more than one car. Check out our Farmers car insurance review for additional details.
Cons
- Higher Premiums: Farmers’ insurance rates can be higher than average, which might be a concern for Nissan Rogue owners seeking more budget-friendly options.
- Fewer Digital Features: Farmers may not offer as many digital tools or mobile app features as some competitors, which could be a downside for Nissan Rogue owners who prefer managing their insurance online.
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#7 – Progressive: Best for Innovative Programs
Pros
- Cutting-Edge Insurance Programs: Progressive offers innovative programs like Snapshot, which rewards safe driving habits, potentially saving Nissan Rogue owners money.
- Strong Financial Backing: With an A+ rating from A.M. Best, Progressive provides Nissan Rogue owners with confidence that their claims will be paid out effectively.
- Multi-Vehicle Discount: Progressive offers a 10% discount for insuring multiple vehicles, which can be beneficial for Nissan Rogue owners with more than one car. For further information, read our Progressive car insurance discounts.
Cons
- Risk of Rate Increases: Progressive’s usage-based programs could result in rate increases for Nissan Rogue owners if their driving habits are deemed risky.
- Limited Local Agent Presence: Progressive’s focus on online services means fewer local agents, which might be a drawback for Nissan Rogue owners who prefer personal interaction with their insurance provider.
#8 – Nationwide: Best for Usage Discount
Pros
- Mileage-Based Savings: Nationwide provides appealing discounts for drivers with low mileage, which can be especially advantageous for Nissan Rogue owners who drive infrequently.
- Strong Financial Stability: Nationwide’s A+ rating from A.M. Best highlights its robust financial health, giving Nissan Rogue owners confidence in the dependable handling of their claims.
- Generous Multi-Vehicle Discount: Nationwide offers a 17% discount for insuring multiple vehicles, providing significant savings for Nissan Rogue owners with more than one car. For more information, please refer to our Nationwide car insurance discounts.
Cons
- Less Personalized Service: Nationwide may not offer the same level of personalized service as some other insurers, which could be a disadvantage for Nissan Rogue owners who value one-on-one interactions.
- Possibly Higher Rates: Some Nissan Rogue owners might notice that Nationwide’s rates can be higher compared to other insurers, especially for comprehensive coverage options.
#9 – Liberty Mutual: Best for Customizable Policies
Pros
- Flexible Policy Customization: Liberty Mutual allows Nissan Rogue owners to tailor their insurance policies, offering flexibility in choosing coverage that best suits their needs.
- Good Financial Rating: Liberty Mutual’s A rating from A.M. Best provides financial security, ensuring Nissan Rogue owners that claims will be paid out promptly. To find out more, please refer to our Liberty Mutual car insurance discounts.
- Competitive Multi-Vehicle Discount: Liberty Mutual offers an 11% discount for insuring multiple vehicles, providing a reasonable savings opportunity for Nissan Rogue owners with more than one car.
Cons
- Fewer Discount Opportunities: Liberty Mutual may offer a limited range of discount options compared to other insurers, which could result in higher premiums for Nissan Rogue owners.
- Mediocre Customer Service: Liberty Mutual’s customer service may be perceived as average by some Nissan Rogue owners, potentially affecting their overall satisfaction.
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#10 – State Farm: Best for Many Discounts
Pros
- Wide Range of Discounts: State Farm offers an extensive variety of discounts, including a 19% multi-vehicle discount, leading to significant savings for Nissan Rogue owners. To gather additional information, please read our State Farm car insurance review.
- Extensive Agent Network: State Farm’s extensive network of local agents offers Nissan Rogue owners convenient access to personalized service, improving their overall experience.
- Strong Reputation: Despite its B rating from A.M. Best, State Farm is known for its reliability, ensuring Nissan Rogue owners that their claims will be handled with care.
Cons
- Lower Financial Rating: State Farm’s B rating from A.M. Best is lower than many competitors, which could be a concern for some Nissan Rogue owners regarding the company’s financial health.
- Higher Premiums: Nissan Rogue owners might find that State Farm’s premiums are higher than those of other insurers, particularly if they do not qualify for all available discounts.
Nissan Rogue Car Insurance: Monthly Rates by Coverage Level & Provider
When choosing car insurance for your Nissan Rogue, the monthly premium can vary significantly based on coverage level and provider. Below is a comparison of rates for both minimum and full coverage options from several major insurers.
Nissan Rogue Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $71 $173
Allstate $78 $219
Erie $73 $244
Farmers $103 $217
Geico $69 $273
Liberty Mutual $84 $270
Nationwide $62 $297
Progressive $83 $240
State Farm $47 $210
USAA $86 $160
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Nissan Rogue Insurance Cost
Understanding the cost of insurance for your Nissan Rogue is crucial for budgeting and financial planning. On average, insuring a Nissan Rogue costs $118 per month. This rate can vary based on factors such as deductible levels and driver profiles.
Nissan Rouge Car Insurance Monthly Rates by Coverage Type
| Category | Rates |
|---|---|
| Average Rate | $118 |
| Discount Rate | $69 |
| High Deductibles | $101 |
| High Risk Driver | $251 |
| Low Deductibles | $148 |
| Teen Driver | $430 |
Having a variety of safety features on your Nissan Rogue can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Rogue’s safety features include:
Nissan Rogue Finance and Insurance Cost
If you are financing a Nissan Rogue, most lenders will require you carry higher Nissan Rogue coverage options, including comprehensive coverage, so be sure to shop around and compare Nissan Rogue auto insurance rates from the best companies using our free tool below. Explore further in our article titled “Ways to Lower the Cost of Your Insurance.”
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Tips for Lowering Your Nissan Rogue Insurance Costs
You have more options at your disposal to save money on your Nissan Rogue auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Rogue car insurance rates
- Compare apples-to-apples when comparing Nissan Rogue insurance quotes and policies.
- Consider Nissan Rogue insurance costs before buying a Nissan Rogue.
- Make sure you use an accredited Driver Safety Program.
- Get Nissan Rogue auto insurance through Costco.
- Buy winter tires for your Nissan Rogue.
The Bottom Line for Nissan Rogue Insurance Quotes
Save on your Nissan Rogue car insurance rates by taking advantage of our free comparison tool. Getting affordable Nissan Rogue car insurance doesn’t have to be a difficult process.
Rates can vary greatly between insurance companies. You may find that one company offers a similar insurance policy at a much higher rate than another.
The only way to ensure that you are getting the best rate possible is to shop around for insurance quotes from as many different companies as possible.
Frequently Asked Questions
Are Nissan Rogue cars expensive to insure?
Insurance rates can vary depending on various factors, so it’s difficult to make a general statement. However, Nissan Rogue cars are typically considered compact SUVs, which can have slightly higher insurance rates compared to smaller vehicles.
Factors such as the vehicle’s value, repair costs, and safety features can influence insurance rates. To get an accurate idea of insurance costs, it’s recommended to obtain quotes from different insurance providers based on your specific circumstances.
Dive deeper into our “Compare Nissan Juke Car Insurance Rates” for a comprehensive understanding.
Are there specific insurance policies for Nissan Rogue owners?
There aren’t specific insurance policies exclusively for Nissan Rogue owners, but some insurers may offer tailored packages or discounts that cater to common needs for Nissan vehicles. It’s essential to compare different insurers to find the best coverage for your Rogue.
How does the model year of the Nissan Rogue affect insurance rates?
Newer Nissan Rogue models generally have higher insurance rates due to their higher market value and repair costs. Older models may be cheaper to insure, but the rates can vary depending on safety features and the vehicle’s condition.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool to instantly compare quotes near you.
Do insurers consider the Nissan Rogue a high-risk vehicle?
The Nissan Rogue is not typically considered a high-risk vehicle by insurers. Its strong safety ratings and widespread popularity contribute to generally moderate insurance rates.
How does the Nissan Rogue compare to the Nissan Murano in insurance costs?
The Nissan Rogue usually has lower insurance costs compared to the Nissan Murano due to its smaller size and lower starting price. However, factors like the driver’s profile, location, and specific coverage needs can affect the comparison.
Delve into the depths of our “Best Nissan Altima Car Insurance” for additional insights.
Can I get usage-based insurance for my Nissan Rogue?
Yes, you can get usage-based insurance for your Nissan Rogue. This type of insurance allows you to pay based on your driving habits, such as mileage, speed, and braking patterns, which can be beneficial if you drive infrequently or practice safe driving.
Is gap insurance necessary for a Nissan Rogue?
Gap insurance is recommended if you’re leasing or financing a new Nissan Rogue. It covers the difference between the vehicle’s actual cash value and the remaining balance on your loan if your car is totaled or stolen.
What is the best deductible amount for a Nissan Rogue?
The best deductible amount for a Nissan Rogue depends on your financial situation. A higher deductible will lower your premium but means you’ll pay more out-of-pocket in the event of a claim. Common deductible amounts range from $500 to $1,000.
Are there specialized insurers for Nissan vehicles, including the Rogue?
While there are no insurers exclusively for Nissan vehicles, some companies may offer specialized coverage or discounts for Nissan owners. It’s best to shop around and compare policies to find the best option.
Uncover more about our “Best Nissan Armada Car Insurance” by reading further.
How does a Nissan Rogue’s trim level impact insurance premiums?
Higher trim levels of the Nissan Rogue, which include more advanced features and higher market values, can lead to slightly higher insurance premiums. However, the difference is usually not significant.
Can I bundle my Nissan Rogue insurance with home insurance for discounts?
Yes, bundling your Nissan Rogue insurance with home insurance can lead to discounts from many insurers. Bundling can simplify your policy management and save you money on both premiums.
How does the Nissan Rogue’s repair cost affect insurance rates?
Higher repair costs for the Nissan Rogue can lead to increased insurance rates, especially if the vehicle has expensive or specialized parts. However, the Rogue’s generally moderate repair costs keep insurance rates reasonable compared to more expensive vehicles.
What should I look for in a car insurance policy for my Nissan Rogue?
When choosing a car insurance policy for your Nissan Rogue, look for comprehensive coverage that includes liability, collision, and uninsured motorist coverage. Also, consider additional options like roadside assistance, rental car coverage, and accident forgiveness.
Expand your understanding with our “Best Nissan Car Insurance Rates.”
Does my Nissan Rogue’s mileage affect my insurance premium?
Yes, the mileage on your Nissan Rogue can affect your insurance premium. Higher mileage typically leads to higher premiums because it increases the likelihood of accidents and wear-and-tear claims.
Are hybrid or electric Nissan Rogue models cheaper to insure?
Hybrid or electric Nissan Rogue models may be slightly more expensive to insure due to higher repair costs and the value of the vehicle. However, these costs can be offset by discounts for eco-friendly vehicles offered by some insurers.
How does the Nissan Rogue’s resale value influence insurance costs?
A higher resale value for the Nissan Rogue can lead to higher insurance premiums, as the cost to replace the vehicle in the event of a total loss would be greater. Conversely, a lower resale value might reduce insurance costs.
What types of coverage should I consider for a Nissan Rogue?
Consider comprehensive coverage, collision coverage, liability insurance, and uninsured/underinsured motorist coverage for your Nissan Rogue. Additional options like roadside assistance, gap insurance, and rental car reimbursement may also be beneficial.
Gain deeper insights by exploring our “Compare Nissan Leaf Car Insurance Rates.”
How do I compare insurance quotes for a Nissan Rogue?
To compare insurance quotes for a Nissan Rogue, gather quotes from multiple insurers, ensuring that the coverage limits and deductibles are consistent across all quotes. Review the premiums, discounts, and customer reviews to make an informed decision.
Can I get classic car insurance for an older Nissan Rogue?
Classic car insurance is typically reserved for vehicles over 20-25 years old that are not driven daily. If your Nissan Rogue is an older model and meets these criteria, you might be eligible, but it’s more common for truly classic cars.
Are there any insurance incentives for owning a Nissan Rogue?
Insurance incentives for owning a Nissan Rogue may include discounts for safety features, bundling policies, loyalty discounts, and eco-friendly vehicle discounts if you drive a hybrid or electric version.
Does adding safety features to my Nissan Rogue lower insurance costs?
Yes, adding safety features like anti-lock brakes, airbags, and anti-theft devices to your Nissan Rogue can lower insurance costs. Insurers often offer discounts for vehicles equipped with advanced safety technology.
Learn more about our “Compare Nissan 350Z Car Insurance Rates” for a broader perspective.
What is the best way to lower insurance costs for a Nissan Rogue?
The best way to lower insurance costs for a Nissan Rogue is by bundling policies, increasing your deductible, maintaining a clean driving record, and taking advantage of discounts such as safe driver, multi-vehicle, and good student discounts. Installing safety features like anti-theft devices can also help reduce premiums.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool to find the best policy for you.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
