Best Porsche Macan Car Insurance in 2024 (Find the Top 10 Companies Here!)
Liberty Mutual, Erie, and Geico offer the best Porsche Macan car insurance, with rates starting as low as $100 per month. Liberty Mutual excels in coverage options, Erie in customer service, and Geico in affordability. This article breaks down why these companies lead in providing top-tier insurance for your Porsche Macan.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
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UPDATED: Aug 11, 2024
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UPDATED: Aug 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Liberty Mutual, Erie, and Geico offer the best Porsche Macan car insurance, each excelling in different areas. Liberty Mutual stands out for its extensive coverage options, Erie for its exceptional customer service, and Geico for its competitive pricing.
This article details why these three companies are the top picks for insuring your Porsche Macan.
Our Top 10 Company Picks: Best Porsche Macan Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A Flexible Coverage Liberty Mutual
#2 10% A+ Exceptional Service Erie
#3 25% A++ Competitive Rates Geico
#4 25% A+ AARP Benefits The Hartford
#5 8% A++ Comprehensive Options Travelers
#6 12% A++ High-value Protection Chubb
#7 25% A+ Customer Satisfaction NJM
#8 25% A+ Diverse Discounts Allstate
#9 12% A+ Innovative Tools Progressive
#10 20% A Customizable Policies Farmers
Find out how each provider can meet your insurance needs and offer you the best protection for your vehicle. Learn more in our guide titled “Best Full Coverage Car Insurance.”
Get the right car insurance at the best price — enter your ZIP code above to shop for coverage from the top insurers.
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#1 – Liberty Mutual: Top Overall Pick
Pros
- Bundling Policies: Liberty Mutual offers up to a 25% discount for bundling policies for your Porsche Macan. Discover more about offerings in our article called Liberty Mutual car insurance review.
- Accident Forgiveness: Provides Porsche Macan accident forgiveness to keep your rates from increasing after your first accident.
- New Car Replacement: Offers new car replacement for vehicles, including the Porsche Macan, less than a year old and with fewer than 15,000 miles.
Cons
- Premium Costs: Liberty Mutual’s premiums can be higher compared to some competitors for Porsche Macan insurance.
- Limited Discount Availability: Discounts might not be available in all states for Porsche Macan owners.
#2 – Erie: Best for Exceptional Service
Pros
- Customer Satisfaction: Erie consistently ranks high in customer satisfaction for Porsche Macan insurance.
- Rate Lock: Offers rate lock, preventing premium increases for Porsche Macan unless coverage changes. Access comprehensive insights into our article called “Erie Car Insurance Review.”
- First Accident Forgiveness: Erie provides first accident forgiveness for Porsche Macan, preventing rate hikes.
Cons
- Availability: Erie’s coverage is limited to specific regions, restricting availability for some Porsche Macan owners.
- Online Presence: Limited online tools and resources compared to other insurers for Porsche Macan.
#3 – Geico: Best for Competitive Rates
Pros
- Competitive Pricing: Geico offers highly competitive rates for Porsche Macan insurance, making it a cost-effective choice.
- Multi-Vehicle Discount: Up to 25% discount for insuring multiple vehicles, including Porsche Macan. See more details on our guide titled Geico car insurance review.
- User-Friendly Online Tools: Comprehensive online tools and mobile app for managing Porsche Macan insurance policies.
Cons
- Customer Service: Geico’s customer service may not be as personalized as other providers for Porsche Macan.
- Repair Shop Restrictions: Geico may require the use of approved repair shops for Porsche Macan claims.
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#4 – The Hartford: Best for AARP Benefits
Pros
- AARP Discounts: Offers exclusive discounts for AARP members insuring their Porsche Macan. More information is available about this provider in our guide titled “The Hartford Car Insurance Discounts.”
- Lifetime Renewability: Guarantees lifetime policy renewability for qualified drivers with a Porsche Macan.
- RecoverCare: Provides additional benefits to help with daily tasks after an accident for Porsche Macan owners.
Cons
- Eligibility Restrictions: AARP membership required to access some discounts and benefits for Porsche Macan.
- Higher Premiums: May have higher premiums compared to other insurers for Porsche Macan.
#5 – Travelers: Best for Comprehensive Options
Pros
- Customizable Policies: Wide range of customizable policies to meet the specific needs of Porsche Macan owners.
- Multi-Policy Discount: Up to 8% discount for bundling policies with Porsche Macan insurance. Read up on the “Travelers Car Insurance Review” for more information.
- Safe Driver Discounts: Offers discounts for safe driving behavior and low mileage for Porsche Macan.
Cons
- Limited Discount Percentage: Lower multi-vehicle discount compared to some competitors for Porsche Macan.
- Online Tools: Less robust online tools and resources compared to other insurers for Porsche Macan.
#6 – Chubb: Best for High-Value Protection
Pros
- Agreed Value Coverage: Offers agreed value coverage to ensure full reimbursement for Porsche Macan in case of total loss.
- High Liability Limits: Provides high liability limits suitable for high-value vehicles like Porsche Macan.
- Personal Service: Dedicated client advisors for personalized service for Porsche Macan insurance. Read up on the “Car Insurance Company Reviews” for more information.
Cons
- High Premiums: Higher premium costs compared to most insurers for Porsche Macan.
- Availability: Limited availability in certain regions, restricting access for some Porsche Macan owners.
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#7 – NJM: Best for Customer Satisfaction
Pros
- High Customer Satisfaction: NJM consistently receives high customer satisfaction ratings for Porsche Macan insurance. Delve into our evaluation of “Car Insurance Comparison.”
- Dividend Policies: Offers dividend policies, providing a return on premiums for Porsche Macan owners.
- No-Fault Coverage: Provides extensive no-fault coverage options for Porsche Macan.
Cons
- Availability: Limited to certain states, restricting access for some Porsche Macan owners.
- Fewer Discounts: Fewer discount options compared to other insurers for Porsche Macan insurance.
#8 – Allstate: Best for Diverse Discounts
Pros
- Multi-Policy Discount: Up to 25% discount for bundling policies with Porsche Macan insurance. Learn more in our article called “Allstate Car Insurance Review.”
- Drivewise Program: Utilizes Drivewise to offer additional discounts based on driving habits for Porsche Macan.
- Financial Stability: Rated A+ by A.M. Best, providing security for Porsche Macan policyholders.
Cons
- Premium Costs: Premiums may be higher compared to some competitors for Porsche Macan insurance.
- Repair Shop Restrictions: May require the use of approved repair shops for Porsche Macan claims.
#9 – Progressive: Best for Innovative Tools
Pros
- Snapshot Program: Snapshot usage-based insurance program offers discounts based on driving habits for Porsche Macan.
- Financial Stability: Rated A+ by A.M. Best, ensuring reliability for Porsche Macan policyholders. More information is available about this provider in our Progressive car insurance ieview.
- Extensive Coverage Options: Offers a variety of coverage options tailored to the needs of Porsche Macan owners.
Cons
- Premium Variability: Premium rates can vary significantly based on driving habits for Porsche Macan.
- Customer Service: Some customers report inconsistent customer service experiences for Porsche Macan insurance.
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#10 – Farmers: Best for Customizable Policies
Pros
- Customizable Policies: Farmers offers a wide range of customizable policies to suit the specific needs of Porsche Macan owners. Delve into our evaluation of Farmers car insurance review.
- Accident Forgiveness: Provides accident forgiveness to prevent rate increases after the first accident involving a Porsche Macan.
- Strong Financial Stability: Rated A by A.M. Best, ensuring reliability and trustworthiness for Porsche Macan policyholders.
Cons
- Availability: Limited availability in certain regions, which may restrict access for some Porsche Macan owners.
- Online Tools: Less robust online tools and resources compared to competitors for managing Porsche Macan insurance.
Monthly Insurance Rates for Porsche Macan: Minimum vs. Full Coverage
When choosing car insurance for your Porsche Macan, understanding the specific coverage rates can help you make an informed decision. The table below provides a snapshot of monthly premiums for minimum and full coverage across various insurance providers.
Porsche Macan Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $125 $255
Chubb $140 $270
Erie $110 $240
Farmers $122 $252
Geico $105 $235
Liberty Mutual $120 $250
NJM $100 $230
Progressive $113 $245
The Hartford $130 $260
Travelers $112 $243
For minimum coverage, NJM offers the lowest rate at $100 per month, followed by Geico at $105 and Erie at $110. On the higher end, The Hartford charges $130 for minimum coverage. Discover more about offerings in our article called “Minimum Car Insurance Requirements by State.”
In terms of full coverage, NJM again provides the most affordable option at $230 per month, with Geico close behind at $235 and Erie at $240. The highest rates for full coverage are seen with Chubb at $270 and The Hartford at $260.
These rates reflect the varied pricing strategies among insurers and can help you find the best value for your Porsche Macan insurance needs.
Are Vehicles Like the Porsche Macan Expensive to Insure
Take a look at how insurance rates for similar models to the Porsche Macan look. These insurance rates for other crossovers like the Ford EcoSport, Kia Niro, and Volkswagen Touareg Hybrid give you a good idea of what to expect.
Insurance Rates for Vehicles Similar to the Porsche Macan
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Lexus RX 450h | $390 | $718 | $420 | $1,708 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| Toyota RAV4 | $294 | $500 | $372 | $1,324 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Chrysler PT Cruiser | $154 | $254 | $394 | $938 |
If you want to learn more about the company, head to our article called “How Do You Get Competitive Quotes for Car Insurance?”
Understanding the insurance rates for vehicles similar to the Porsche Macan is crucial for potential buyers and owners. This comparison provides valuable insights into what to expect in terms of insurance costs, helping consumers make informed decisions about their vehicle purchase.
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What Impacts the Cost of Porsche Macan Insurance
The average annual rate for the Porsche Macan is just that, an average. Your insurance rates for a Porsche Macan can be higher or lower depending upon the trim level and personal factors.
Those factors include your age, home address, driving history, and the model year of your Porsche Macan. Access comprehensive insights into our article called “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”
Porsche Macan Crash Test Ratings
The Porsche Macan crash test ratingswill have an affect on Porsche Macan car insurance rates. Take a look at crash test results for the Porsche Macan.
Porsche Macan Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Porsche Macan Turbo SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche Macan SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche Macan S SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Porsche Macan GTS SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche Macan Turbo SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche Macan SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Porsche Macan S SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche Macan Turbo With Performance SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche Macan Turbo SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche Macan SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche Macan S SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Porsche Macan GTS SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche Macan Turbo SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche Macan SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche Macan S SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Porsche Macan GTS SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Porsche Macan Turbo SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Porsche Macan S SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Porsche Macan S Diesel SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on Porsche Macan Insurance
There are several ways you can save even more on your Porsche Macan car insurance rates. Take a look at the following five tips:
- Ask about farm and ranch vehicle discounts.
- Ask for a Porsche Macan discount if you have a college degree.
- If you’re a young driver living at home, add yourself to your parents’ plan.
- Drive your Porsche Macan safely.
- Move to an area with better weather.
Implementing these tips can lead to significant savings. Discover more about offerings in our article called “Factors That Affect Car Insurance Rates.”
Top Porsche Macan Insurance Companies
What is the best auto insurance company for Porsche Macan insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Porsche Macan auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Porsche Macan.
Largest Auto Insurers by Market Share
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
The companies listed, ranked by market share, are major industry players and often provide discounts that could lower the cost of insuring your Porsche Macan. This information aids you in exploring your choices and selecting a provider that fits your budget and coverage requirements. If you want to learn more about the company, head to our article called “Safety Features Car Insurance Discounts.”
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Comparing Free Porsche Macan Insurance Quotes Online
Comparing free Porsche Macan insurance quotes online allows you to easily evaluate different coverage options and find the best rates without any cost. Discover insights in our article called Is It “Cheaper to Purchase Car Insurance Online?”
By using online comparison tools, you can access quotes from multiple insurers quickly, helping you make an informed decision on the most cost-effective and comprehensive insurance plan for your Porsche Macan.
Liberty Mutual provides Porsche Macan drivers with comprehensive coverage options, starting at $250 for full coverage.
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This process streamlines your search and ensures you get the best possible deal on your car insurance. More information is available about this provider in our article called “Compare Car Insurance by Coverage Type.”
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code below.
Frequently Asked Questions
What factors influence Porsche Macan car insurance rates?
Several factors can affect Porsche Macan car insurance rates, including the driver’s age, location, driving history, coverage options, deductibles, and the model and year of the Macan. Additionally, insurance companies consider the vehicle’s safety features, repair costs, and the likelihood of theft.
For additional details, explore our comprehensive resource titled “What is a safe speed to drive your car?”
Are Porsche Macans expensive to insure?
Porsche Macans tend to have higher insurance rates compared to some other vehicles. Factors such as the luxury status of the brand, higher repair costs, and performance capabilities may contribute to the higher premiums. However, insurance rates vary among individuals and insurance providers, so it’s advisable to obtain multiple quotes to find the best rates.
Can I reduce my Porsche Macan insurance rates?
Yes, there are several ways to potentially reduce your Porsche Macan insurance rates. Some common strategies include maintaining a clean driving record, bundling your car insurance with other policies, opting for higher deductibles, installing anti-theft devices or safety features, and taking advantage of available discounts.
Additionally, shopping around and comparing quotes from different insurance companies can help you find more affordable rates.
Does the location affect Porsche Macan insurance rates?
Yes, your location can impact your Porsche Macan insurance rates. Areas with higher crime rates or more traffic congestion may have higher premiums. Similarly, regions prone to severe weather conditions or natural disasters may result in increased insurance costs.
Are there any discounts available for insuring a Porsche Macan?
Yes, many insurance companies offer various discounts that can help lower your Porsche Macan insurance rates. Some common discounts include safe driver discounts, multi-policy discounts, multi-vehicle discounts, discounts for low mileage, and discounts for installing anti-theft devices or safety features in your vehicle. It’s recommended to inquire about available discounts when obtaining insurance quotes.
To find out more, explore our guide titled “Anti-Theft Car Insurance Discounts.”
What is the cheapest Porsche to insure?
The most affordable Porsches to insure are generally the lower-powered Boxster and Cayman models, although premiums can still be higher compared to lower-powered vehicles.
Is Porsche Macan expensive to insure?
Yes, insuring a Porsche Macan is expensive compared to many other vehicles, with insurance costs reflecting its status as a luxury vehicle with high-performance capabilities.
Is the Porsche Macan safe in a crash?
As the first Porsche model crash-tested by the European New Car Assessment Programme, the Macan received excellent ratings, scoring a maximum of five out of five stars, which helps keep insurance rates competitive.
Why is the Porsche Macan so good for insurance?
The Porsche Macan offers advanced safety features and reliable performance, which can help in getting favorable insurance rates despite its luxury status.
To learn more, explore our comprehensive resource on “Average Car Insurance Rates by Age and Gender.”
How can I lower my Porsche Macan insurance rates?
You can lower your Porsche Macan insurance rates by maintaining a clean driving record, bundling policies, and taking advantage of available discounts such as those for safety features or being a good student.
Does the Porsche Macan hold its value well for insurance purposes?
Yes, the Porsche Macan holds its value well, which can be advantageous for insurance rates as it indicates a lower depreciation rate compared to other vehicles.
Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code below to begin.
Is Porsche Macan insurance more expensive than other luxury SUVs?
Insuring a Porsche Macan can be more expensive than some other luxury SUVs due to its high performance and luxury features, but specific rates depend on factors like driver history and coverage levels.
What type of insurance coverage is recommended for a Porsche Macan?
Full coverage is generally recommended for a Porsche Macan to protect against a wide range of risks, including collision, comprehensive, and liability coverage.
Learn more by reading our guide titled “When should I drop collision coverage?”
Are there specific discounts available for insuring a Porsche Macan?
Yes, you may find specific discounts for insuring a Porsche Macan, such as multi-vehicle discounts, safe driver discounts, and discounts for advanced safety features.
How often should I review my Porsche Macan insurance policy?
It’s advisable to review your Porsche Macan insurance policy annually to ensure you have the best coverage at the most competitive rates, and to take advantage of any new discounts or changes in your driving habits.
Does owning a Porsche Macan impact my insurance premiums?
Owning a Porsche Macan can impact your insurance premiums due to its luxury status, high performance, and repair costs, but shopping around can help you find the best rates.
Is the Porsche Macan’s maintenance cost reflected in its insurance rates?
Yes, the higher maintenance costs of a Porsche Macan can contribute to its overall insurance rates due to the increased likelihood of expensive repairs.
Access comprehensive insights into our guide titled “Does car insurance cover non-accident repairs?”
Can I get usage-based insurance for my Porsche Macan?
Yes, many insurance companies offer usage-based insurance programs that can help lower rates for Porsche Macan owners who drive fewer miles or exhibit safe driving behaviors.
Does my credit score affect the insurance rate for my Porsche Macan?
Yes, your credit score can significantly affect your insurance rate for a Porsche Macan, with better scores typically leading to lower premiums.
How does the location where I live impact my Porsche Macan insurance rates?
Living in areas with lower crime rates, good weather, and fewer accidents can positively impact your Porsche Macan insurance rates, making them more affordable.
See if you’re getting the best deal on car insurance by entering your ZIP code below.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
