Best Subaru Crosstrek Hybrid Car Insurance in 2025 (Compare the Top 10 Companies)

State Farm, AAA, and Progressive offer the best Subaru Crosstrek Hybrid car insurance with rates as low as $58 per month. Among these, State Farm stands out as the top choice for comprehensive coverage and competitive rates.

Buying a new car is both fun and a lot of work. If the Subaru Crosstrek Hybrid is on your list (or if you’ve already made your choice) you need all of the information before you move forward. Subaru is mentioned in our article titled “The Top 97 Most Reliable Vehicles.”

Our Top 10 Company Picks: Best Subaru Crosstrek Hybrid Car Insurance

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#1 – State Farm: Top Pick Overall

Pros

• Competitive Rates: State Farm offers competitive rates for Subaru Crosstrek Hybrid insurance, with an average cost of $140 per month. This makes it an affordable option for many drivers seeking comprehensive coverage. More information about their rates in our State Farm car insurance review.
• Comprehensive Coverage: State Farm provides a wide range of coverage options for the Subaru Crosstrek Hybrid, ensuring that drivers have the necessary protection for various scenarios, including accidents, theft, and natural disasters.
• Discount Programs: State Farm offers numerous discount programs, such as good driver and multi-policy discounts, which can help Subaru Crosstrek Hybrid owners save on their insurance premiums.

Cons

• Limited Discounts: While State Farm offers some discounts, Subaru Crosstrek Hybrid owners might find fewer savings opportunities compared to other insurers like Progressive or AAA.
• Average Customer Service: Some Subaru Crosstrek Hybrid policyholders report that State Farm’s customer service can be average, leading to potential delays and issues when handling claims or inquiries.

#2 – AAA: Best for Reliable Service

Pros

• Affordable Rates: As mentioned in AAA car insurance review, AAA provides affordable insurance rates for the Subaru Crosstrek Hybrid, averaging $137 per month. This makes it a cost-effective option for many drivers.
• Excellent Discounts: AAA offers a variety of discounts for Subaru Crosstrek Hybrid owners, including multi-policy discounts and safe driver discounts, helping to further reduce overall insurance costs.
• Roadside Assistance: AAA is renowned for its exceptional roadside assistance, ensuring Subaru Crosstrek Hybrid drivers have access to emergency services whenever needed, adding an extra layer of security.

Cons

• Membership Requirement: To access AAA’s insurance rates and benefits, Subaru Crosstrek Hybrid owners must be AAA members, which involves an additional annual fee.
• Regional Availability: AAA’s insurance services may not be available in all regions, limiting options for Subaru Crosstrek Hybrid drivers living outside of AAA’s coverage areas.

#3 – Progressive: Best for Flexible Options

Pros

• Low Rates: Progressive offers some of the lowest insurance rates for the Subaru Crosstrek Hybrid, with an average cost of $134 per month, making it a budget-friendly option.
• Innovative Tools: Progressive’s Snapshot program rewards safe driving habits, potentially lowering insurance costs for Subaru Crosstrek Hybrid owners who drive safely. Learn more details in our Progressive car insurance review.
• Customizable Policies: Progressive allows Subaru Crosstrek Hybrid drivers to tailor their insurance policies to fit their specific needs, offering flexible coverage options and add-ons.

Cons

• Mixed Customer Reviews: Progressive has received mixed reviews from Subaru Crosstrek Hybrid owners regarding customer service, which can lead to inconsistent experiences.
• Complex Discount Structure: The discount structure at Progressive can be complex, making it difficult for Subaru Crosstrek Hybrid owners to understand and maximize their savings.

#4 – American Family: Best for Customer Satisfaction

Pros

• Competitive Pricing: American Family offers competitive insurance rates for the Subaru Crosstrek Hybrid, with an average cost of $132 per month, making it an affordable choice for many drivers. More information in our American Family car insurance review.
• Personalized Service: American Family is known for providing personalized customer service, helping Subaru Crosstrek Hybrid owners feel valued and supported throughout their insurance experience.
• Comprehensive Coverage Options: American Family provides a wide range of coverage options for the Subaru Crosstrek Hybrid, ensuring that drivers can find the protection that best suits their needs.

Cons

• Limited Availability: American Family insurance is not available in all states, restricting Subaru Crosstrek Hybrid drivers’ access to their services based on their location.
• Average Digital Experience: Some Subaru Crosstrek Hybrid policyholders find American Family’s digital tools and mobile app to be less user-friendly compared to other insurers like Progressive.

#5 – Auto-Owners: Best for Comprehensive Coverage

Pros

• Low Rates: As mentioned in Auto-Owners car insurance review, Auto-Owners offers some of the lowest insurance rates for the Subaru Crosstrek Hybrid, averaging $128 per month, making it a highly affordable option.
• Customer Satisfaction: Auto-Owners consistently receives high marks for customer satisfaction, ensuring Subaru Crosstrek Hybrid owners have a positive insurance experience.
• Comprehensive Coverage: Auto-Owners provides extensive coverage options for the Subaru Crosstrek Hybrid, including liability, collision, and comprehensive insurance, ensuring thorough protection.

Cons

• Regional Limitations: Auto-Owners’ insurance services are not available nationwide, which can limit access for Subaru Crosstrek Hybrid drivers in certain areas.
• Limited Online Tools: Some Subaru Crosstrek Hybrid policyholders find Auto-Owners’ online tools and resources to be less advanced compared to larger insurers like Progressive.

#6 – Liberty Mutual: Best for Customizable Plans

Pros

• Diverse Coverage Options: Liberty Mutual offers a variety of coverage options for the Subaru Crosstrek Hybrid, allowing drivers to customize their policies to fit their needs. Learn more in our Liberty Mutual car insurance review.
• Good Discounts: Liberty Mutual provides multiple discounts for Subaru Crosstrek Hybrid owners, including safe driver and multi-policy discounts, which can significantly lower insurance costs.
• Strong Financial Stability: With a high A.M. Best rating, Liberty Mutual’s financial strength ensures that Subaru Crosstrek Hybrid owners can trust the company to handle claims efficiently.

Cons

• Higher Premiums: Liberty Mutual’s average insurance rate for the Subaru Crosstrek Hybrid is $148 per month, which is higher than some other insurers.
• Mixed Customer Reviews: Liberty Mutual has received mixed reviews from Subaru Crosstrek Hybrid policyholders, with some reporting issues with customer service and claims processing.

#7 – Farmers: Best for Broad Discounts

Pros

• Personalized Policies: Farmers offers personalized insurance policies for the Subaru Crosstrek Hybrid, allowing drivers to select coverage options that best meet their needs.
• Discount Opportunities: Farmers provides various discounts for Subaru Crosstrek Hybrid owners, such as good driver and multi-policy discounts, helping to reduce overall insurance costs.
• Reliable Claims Service: Farmers is known for its reliable claims service, ensuring that Subaru Crosstrek Hybrid owners have their claims processed efficiently and fairly. Learn more in our Farmers car insurance review.

Cons

• Higher Rates: Farmers’ average insurance rate for the Subaru Crosstrek Hybrid is $150 per month, which is on the higher end compared to other insurers.
• Limited Digital Tools: Some Subaru Crosstrek Hybrid policyholders find Farmers’ digital tools and mobile app to be less user-friendly compared to other major insurers.

#8 – The Hartford: Best for Senior Benefits

Pros

• AARP Discounts: The Hartford offers exclusive discounts for Subaru Crosstrek Hybrid owners who are AARP members, potentially lowering insurance costs significantly. Learn more details in The Hartford car insurance discounts.
• Comprehensive Coverage: The Hartford provides extensive coverage options for the Subaru Crosstrek Hybrid, including liability, collision, and comprehensive insurance.
• Strong Customer Service: The Hartford is known for its strong customer service, ensuring that Subaru Crosstrek Hybrid owners receive support and assistance when needed.

Cons

• Higher Premiums: The Hartford’s average insurance rate for the Subaru Crosstrek Hybrid is $145 per month, which is higher than some other insurers.
• AARP Membership Required: To access some of The Hartford’s best rates and discounts, Subaru Crosstrek Hybrid owners need to be AARP members, which involves additional membership fees.

#9 – Allstate: Best for Technology Integration

Pros

• Comprehensive Coverage Options: As mentioned in our Allstate car insurance review, Allstate offers a wide range of coverage options for the Subaru Crosstrek Hybrid, ensuring that drivers can select the best protection for their needs.
• Discounts Available: Allstate provides various discounts for Subaru Crosstrek Hybrid owners, such as safe driver and multi-policy discounts, which can help reduce insurance costs.
• Strong Financial Ratings: With strong financial ratings, Allstate is a reliable choice for Subaru Crosstrek Hybrid owners seeking dependable insurance coverage.

Cons

• Higher Rates: Allstate’s average insurance rate for the Subaru Crosstrek Hybrid is $142 per month, which is higher than some other insurers.
• Mixed Customer Reviews: Allstate has received mixed reviews from Subaru Crosstrek Hybrid policyholders, with some reporting issues with customer service and claims processing.

#10 – Nationwide: Best for Usage-Based Savings

Pros

• Affordable Rates: Nationwide offers competitive insurance rates for the Subaru Crosstrek Hybrid, averaging $139 per month, making it a cost-effective choice for many drivers. Check out their ratings in our complete Nationwide car insurance discount.
• Strong Coverage Options: Nationwide provides a variety of coverage options for the Subaru Crosstrek Hybrid, allowing drivers to customize their policies to fit their specific needs.
• Customer Satisfaction: Nationwide is known for its high level of customer satisfaction, ensuring that Subaru Crosstrek Hybrid owners have a positive insurance experience.

Cons

• Limited Discounts: While Nationwide offers some discounts, Subaru Crosstrek Hybrid owners might find fewer savings opportunities compared to other insurers like Progressive or AAA.
• Average Digital Experience: Some Subaru Crosstrek Hybrid policyholders find Nationwide’s digital tools and mobile app to be less user-friendly compared to other major insurers.

Subaru Crosstrek Hybrid Insurance Cost

Take a look at what you can expect in terms of insurance rates for the Subaru Crosstrek Hybrid and compare it to other similar vehicles. Then find out how the Subaru Crosstrek Hybrid stacks up in terms of safety ratings and features, as well as what it costs to buy a Subaru Crosstrek Hybrid right here.

Subaru Crosstrek Hybrid Car Insurance Monthly Rates by Coverage Level & Provider

The table above outlines the monthly insurance premiums for both minimum and full coverage across various insurance companies, helping you find the most cost-effective option tailored to your coverage needs.

Opting for the right coverage level and insurance company can lead to significant savings. Always consider both the cost and the coverage to ensure you get the best value for your insurance policy.

Take a look at how insurance rates for similar models to the Subaru Crosstrek Hybrid look. These insurance rates for other SUVs like the Infiniti QX4, GMC Envoy XL, and Ford Excursion give you a good idea of what to expect. Learn more about rates in our article titled “cheap car insurance for SUVs.”

Understanding these rates can assist in evaluating whether your current insurance premiums are competitive or if you should explore other options.

Factors Impacting Subaru Crosstrek Hybrid Insurance Rates

Your insurance rates for a Subaru Crosstrek Hybrid can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Subaru Crosstrek Hybrid.

The presence of advanced safety features and the overall safety rating of the vehicle can influence your premiums. Insurance companies also consider your credit score and previous insurance claims history when determining your rates.

Read More: Finding Reasonable Car Insurance Rates

Subaru Crosstrek Hybrid MSRP

The MSRP for a Subaru Crosstrek Hybrid is listed as $35,345. Of course, this cost will vary depending on the trim level of the Subaru Crosstrek Hybrid you choose and any dealer incentives that might be available to you. Once you have a new Subaru Crosstrek Hybrid read our article titled “Buying Car Insurance for Your New Car.”

Subaru Crosstrek Hybrid Safety Ratings

The cost of Subaru Crosstrek Hybrid auto insurance rates depend in part on the Subaru Crosstrek Hybrid safety ratings. See how the Subaru Crosstrek Hybrid is rated for safety here.

Subaru Crosstrek Hybrid Crash Test Ratings

The Subaru Crosstrek Hybrid crash test ratings will have an affect on Subaru Crosstrek Hybrid car insurance rates. Take a look at crash test results for the Subaru Crosstrek Hybrid.

Ways to Save on Subaru Crosstrek Hybrid Insurance

Save more on your Subaru Crosstrek Hybrid car insurance rates. Take a look at the following five strategies that will get you the best Subaru Crosstrek Hybrid auto insurance rates possible.

• Buy winter tires for your Subaru Crosstrek Hybrid.
• Make sure you use an accredited driver safety program.
• Get a plan with only liability coverage if you’re driving an older Subaru Crosstrek Hybrid.
• Ask about welcome discounts.
• Ask about Subaru Crosstrek Hybrid discounts if you were listed on someone else’s policy.

Insurance discounts can significantly affect your overall insurance costs. This table lists the various car insurance discounts offered by top insurance providers for the Subaru Crosstrek Hybrid, including options for safe driving, vehicle features, and membership benefits.

Take advantage of these offers to reduce your premiums while ensuring you receive comprehensive car insurance coverage for your Subaru Crosstrek Hybrid.

By comparing quotes and evaluating your options, you can find the best deal tailored to your needs. Don’t miss out on potential savings and enhanced coverage.

Top Subaru Crosstrek Hybrid Insurance Companies

What is the best auto insurance company for affordable Subaru Crosstrek Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Crosstrek Hybrid insurance coverage (ordered by market share).

Many of these companies offer discounts for security systems and other safety features found on the Subaru Crosstrek Hybrid. You can start comparing quotes for Subaru Crosstrek Hybrid insurance from some of the top car insurance companies by using our free online tool today.