Best Subaru Crosstrek Hybrid Car Insurance in 2024 (Compare the Top 10 Companies)
The best Subaru Crosstrek Hybrid car insurance is provided by State Farm, AAA, and Progressive with rates as low as $58 per month. State Farm offers coverage options, AAA provides excellent discounts, and Progressive delivers competitive rates, making them the top choices for insuring your Subaru Crosstrek Hybrid.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 5, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Subaru Crosstrek Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
2,934 reviewsCompany Facts
Full Coverage for Subaru Crosstrek Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
13,128 reviewsCompany Facts
Full Coverage for Subaru Crosstrek Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
State Farm, AAA, and Progressive offer the best Subaru Crosstrek Hybrid car insurance with rates as low as $58 per month. Among these, State Farm stands out as the top choice for comprehensive coverage and competitive rates.
Buying a new car is both fun and a lot of work. If the Subaru Crosstrek Hybrid is on your list (or if you’ve already made your choice) you need all of the information before you move forward. Subaru is mentioned in our article titled “The Top 97 Most Reliable Vehicles.”
Our Top 10 Company Picks: Best Subaru Crosstrek Hybrid Car Insurance
Company Rank UBI Discount A.M. Best Best For Jump to Pros/Cons
#1 30% B Competitive Rates State Farm
#2 30% A Reliable Service AAA
#3 30% A+ Flexible Options Progressive
#4 30% A Customer Satisfaction American Family
#5 30% A++ Comprehensive Coverage Auto-Owners
#6 30% A Customizable Plans Liberty Mutual
#7 30% A Broad Discounts Farmers
#8 20% A+ Senior Benefits The Hartford
#9 30% A+ Technology Integration Allstate
#10 40% A+ Usage-Based Savings Nationwide
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- The MSRP of the Subaru Crosstrek Hybrid is $35,345
- The cost of insurance for a Subaru Crosstrek Hybrid depends on the trim level
- Crash test ratings have an impact on Subaru Crosstrek Hybrid auto insurance rates
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#1 – State Farm: Top Pick Overall
Pros
- Competitive Rates: State Farm offers competitive rates for Subaru Crosstrek Hybrid insurance, with an average cost of $140 per month. This makes it an affordable option for many drivers seeking comprehensive coverage. More information about their rates in our State Farm car insurance review.
- Comprehensive Coverage: State Farm provides a wide range of coverage options for the Subaru Crosstrek Hybrid, ensuring that drivers have the necessary protection for various scenarios, including accidents, theft, and natural disasters.
- Discount Programs: State Farm offers numerous discount programs, such as good driver and multi-policy discounts, which can help Subaru Crosstrek Hybrid owners save on their insurance premiums.
Cons
- Limited Discounts: While State Farm offers some discounts, Subaru Crosstrek Hybrid owners might find fewer savings opportunities compared to other insurers like Progressive or AAA.
- Average Customer Service: Some Subaru Crosstrek Hybrid policyholders report that State Farm’s customer service can be average, leading to potential delays and issues when handling claims or inquiries.
#2 – AAA: Best for Reliable Service
Pros
- Affordable Rates: As mentioned in AAA car insurance review, AAA provides affordable insurance rates for the Subaru Crosstrek Hybrid, averaging $137 per month. This makes it a cost-effective option for many drivers.
- Excellent Discounts: AAA offers a variety of discounts for Subaru Crosstrek Hybrid owners, including multi-policy discounts and safe driver discounts, helping to further reduce overall insurance costs.
- Roadside Assistance: AAA is renowned for its exceptional roadside assistance, ensuring Subaru Crosstrek Hybrid drivers have access to emergency services whenever needed, adding an extra layer of security.
Cons
- Membership Requirement: To access AAA’s insurance rates and benefits, Subaru Crosstrek Hybrid owners must be AAA members, which involves an additional annual fee.
- Regional Availability: AAA’s insurance services may not be available in all regions, limiting options for Subaru Crosstrek Hybrid drivers living outside of AAA’s coverage areas.
#3 – Progressive: Best for Flexible Options
Pros
- Low Rates: Progressive offers some of the lowest insurance rates for the Subaru Crosstrek Hybrid, with an average cost of $134 per month, making it a budget-friendly option.
- Innovative Tools: Progressive’s Snapshot program rewards safe driving habits, potentially lowering insurance costs for Subaru Crosstrek Hybrid owners who drive safely. Learn more details in our Progressive car insurance review.
- Customizable Policies: Progressive allows Subaru Crosstrek Hybrid drivers to tailor their insurance policies to fit their specific needs, offering flexible coverage options and add-ons.
Cons
- Mixed Customer Reviews: Progressive has received mixed reviews from Subaru Crosstrek Hybrid owners regarding customer service, which can lead to inconsistent experiences.
- Complex Discount Structure: The discount structure at Progressive can be complex, making it difficult for Subaru Crosstrek Hybrid owners to understand and maximize their savings.
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#4 – American Family: Best for Customer Satisfaction
Pros
- Competitive Pricing: American Family offers competitive insurance rates for the Subaru Crosstrek Hybrid, with an average cost of $132 per month, making it an affordable choice for many drivers. More information in our American Family car insurance review.
- Personalized Service: American Family is known for providing personalized customer service, helping Subaru Crosstrek Hybrid owners feel valued and supported throughout their insurance experience.
- Comprehensive Coverage Options: American Family provides a wide range of coverage options for the Subaru Crosstrek Hybrid, ensuring that drivers can find the protection that best suits their needs.
Cons
- Limited Availability: American Family insurance is not available in all states, restricting Subaru Crosstrek Hybrid drivers’ access to their services based on their location.
- Average Digital Experience: Some Subaru Crosstrek Hybrid policyholders find American Family’s digital tools and mobile app to be less user-friendly compared to other insurers like Progressive.
#5 – Auto-Owners: Best for Comprehensive Coverage
Pros
- Low Rates: As mentioned in Auto-Owners car insurance review, Auto-Owners offers some of the lowest insurance rates for the Subaru Crosstrek Hybrid, averaging $128 per month, making it a highly affordable option.
- Customer Satisfaction: Auto-Owners consistently receives high marks for customer satisfaction, ensuring Subaru Crosstrek Hybrid owners have a positive insurance experience.
- Comprehensive Coverage: Auto-Owners provides extensive coverage options for the Subaru Crosstrek Hybrid, including liability, collision, and comprehensive insurance, ensuring thorough protection.
Cons
- Regional Limitations: Auto-Owners’ insurance services are not available nationwide, which can limit access for Subaru Crosstrek Hybrid drivers in certain areas.
- Limited Online Tools: Some Subaru Crosstrek Hybrid policyholders find Auto-Owners’ online tools and resources to be less advanced compared to larger insurers like Progressive.
#6 – Liberty Mutual: Best for Customizable Plans
Pros
- Diverse Coverage Options: Liberty Mutual offers a variety of coverage options for the Subaru Crosstrek Hybrid, allowing drivers to customize their policies to fit their needs. Learn more in our Liberty Mutual car insurance review.
- Good Discounts: Liberty Mutual provides multiple discounts for Subaru Crosstrek Hybrid owners, including safe driver and multi-policy discounts, which can significantly lower insurance costs.
- Strong Financial Stability: With a high A.M. Best rating, Liberty Mutual’s financial strength ensures that Subaru Crosstrek Hybrid owners can trust the company to handle claims efficiently.
Cons
- Higher Premiums: Liberty Mutual’s average insurance rate for the Subaru Crosstrek Hybrid is $148 per month, which is higher than some other insurers.
- Mixed Customer Reviews: Liberty Mutual has received mixed reviews from Subaru Crosstrek Hybrid policyholders, with some reporting issues with customer service and claims processing.
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#7 – Farmers: Best for Broad Discounts
Pros
- Personalized Policies: Farmers offers personalized insurance policies for the Subaru Crosstrek Hybrid, allowing drivers to select coverage options that best meet their needs.
- Discount Opportunities: Farmers provides various discounts for Subaru Crosstrek Hybrid owners, such as good driver and multi-policy discounts, helping to reduce overall insurance costs.
- Reliable Claims Service: Farmers is known for its reliable claims service, ensuring that Subaru Crosstrek Hybrid owners have their claims processed efficiently and fairly. Learn more in our Farmers car insurance review.
Cons
- Higher Rates: Farmers’ average insurance rate for the Subaru Crosstrek Hybrid is $150 per month, which is on the higher end compared to other insurers.
- Limited Digital Tools: Some Subaru Crosstrek Hybrid policyholders find Farmers’ digital tools and mobile app to be less user-friendly compared to other major insurers.
#8 – The Hartford: Best for Senior Benefits
Pros
- AARP Discounts: The Hartford offers exclusive discounts for Subaru Crosstrek Hybrid owners who are AARP members, potentially lowering insurance costs significantly. Learn more details in The Hartford car insurance discounts.
- Comprehensive Coverage: The Hartford provides extensive coverage options for the Subaru Crosstrek Hybrid, including liability, collision, and comprehensive insurance.
- Strong Customer Service: The Hartford is known for its strong customer service, ensuring that Subaru Crosstrek Hybrid owners receive support and assistance when needed.
Cons
- Higher Premiums: The Hartford’s average insurance rate for the Subaru Crosstrek Hybrid is $145 per month, which is higher than some other insurers.
- AARP Membership Required: To access some of The Hartford’s best rates and discounts, Subaru Crosstrek Hybrid owners need to be AARP members, which involves additional membership fees.
#9 – Allstate: Best for Technology Integration
Pros
- Comprehensive Coverage Options: As mentioned in our Allstate car insurance review, Allstate offers a wide range of coverage options for the Subaru Crosstrek Hybrid, ensuring that drivers can select the best protection for their needs.
- Discounts Available: Allstate provides various discounts for Subaru Crosstrek Hybrid owners, such as safe driver and multi-policy discounts, which can help reduce insurance costs.
- Strong Financial Ratings: With strong financial ratings, Allstate is a reliable choice for Subaru Crosstrek Hybrid owners seeking dependable insurance coverage.
Cons
- Higher Rates: Allstate’s average insurance rate for the Subaru Crosstrek Hybrid is $142 per month, which is higher than some other insurers.
- Mixed Customer Reviews: Allstate has received mixed reviews from Subaru Crosstrek Hybrid policyholders, with some reporting issues with customer service and claims processing.
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#10 – Nationwide: Best for Usage-Based Savings
Pros
- Affordable Rates: Nationwide offers competitive insurance rates for the Subaru Crosstrek Hybrid, averaging $139 per month, making it a cost-effective choice for many drivers. Check out their ratings in our complete Nationwide car insurance discount.
- Strong Coverage Options: Nationwide provides a variety of coverage options for the Subaru Crosstrek Hybrid, allowing drivers to customize their policies to fit their specific needs.
- Customer Satisfaction: Nationwide is known for its high level of customer satisfaction, ensuring that Subaru Crosstrek Hybrid owners have a positive insurance experience.
Cons
- Limited Discounts: While Nationwide offers some discounts, Subaru Crosstrek Hybrid owners might find fewer savings opportunities compared to other insurers like Progressive or AAA.
- Average Digital Experience: Some Subaru Crosstrek Hybrid policyholders find Nationwide’s digital tools and mobile app to be less user-friendly compared to other major insurers.
Subaru Crosstrek Hybrid Insurance Cost
Take a look at what you can expect in terms of insurance rates for the Subaru Crosstrek Hybrid and compare it to other similar vehicles. Then find out how the Subaru Crosstrek Hybrid stacks up in terms of safety ratings and features, as well as what it costs to buy a Subaru Crosstrek Hybrid right here.
Subaru Crosstrek Hybrid Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $58 $137
Allstate $66 $142
American Family $62 $132
Auto-Owners $60 $128
Farmers $67 $150
Liberty Mutual $65 $148
Nationwide $59 $139
Progressive $61 $134
State Farm $64 $140
The Hartford $63 $145
The table above outlines the monthly insurance premiums for both minimum and full coverage across various insurance companies, helping you find the most cost-effective option tailored to your coverage needs.
State Farm stands out as the top choice for comprehensive coverage and competitive rates.
Jeffrey Manola LICENSED INSURANCE AGENT
Opting for the right coverage level and insurance company can lead to significant savings. Always consider both the cost and the coverage to ensure you get the best value for your insurance policy.
Take a look at how insurance rates for similar models to the Subaru Crosstrek Hybrid look. These insurance rates for other SUVs like the Infiniti QX4, GMC Envoy XL, and Ford Excursion give you a good idea of what to expect. Learn more about rates in our article titled “cheap car insurance for SUVs.”
Understanding these rates can assist in evaluating whether your current insurance premiums are competitive or if you should explore other options.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Infiniti QX50 | $344 | $668 | $416 | $1,586 |
| Nissan Xterra | $216 | $296 | $442 | $1,112 |
| Mercury Mountaineer | $216 | $310 | $464 | $1,148 |
| Nissan Pathfinder | $308 | $470 | $372 | $1,308 |
| Volvo XC90 | $362 | $626 | $372 | $1,518 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Land Rover Range Rover Evoque | $356 | $640 | $416 | $1,570 |
| Jeep Patriot | $248 | $436 | $416 | $1,258 |
Assess your Subaru Crosstrek Hybrid’s insurance costs with this information to ensure you’re receiving competitive rates and appropriate coverage for your vehicle.
Factors Impacting Subaru Crosstrek Hybrid Insurance Rates
Your insurance rates for a Subaru Crosstrek Hybrid can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Subaru Crosstrek Hybrid.
The presence of advanced safety features and the overall safety rating of the vehicle can influence your premiums. Insurance companies also consider your credit score and previous insurance claims history when determining your rates.
Read More: Finding Reasonable Car Insurance Rates
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Subaru Crosstrek Hybrid MSRP
The MSRP for a Subaru Crosstrek Hybrid is listed as $35,345. Of course, this cost will vary depending on the trim level of the Subaru Crosstrek Hybrid you choose and any dealer incentives that might be available to you. Once you have a new Subaru Crosstrek Hybrid read our article titled “Buying Car Insurance for Your New Car.”
Subaru Crosstrek Hybrid Safety Ratings
The cost of Subaru Crosstrek Hybrid auto insurance rates depend in part on the Subaru Crosstrek Hybrid safety ratings. See how the Subaru Crosstrek Hybrid is rated for safety here.
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
The detailed safety ratings for the Subaru Crosstrek Hybrid underscore its strong performance in crash tests. Higher safety ratings often lead to lower insurance premiums, reflecting the vehicle’s reliability in protecting occupants.
Subaru Crosstrek Hybrid Crash Test Ratings
The Subaru Crosstrek Hybrid crash test ratings will have an affect on Subaru Crosstrek Hybrid car insurance rates. Take a look at crash test results for the Subaru Crosstrek Hybrid.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Subaru Crosstrek Hybrid SW AWD | N/R | N/R | N/R | N/R |
| 2019 Subaru Crosstrek Hybrid SW AWD | N/R | N/R | N/R | N/R |
| 2016 Subaru Crosstrek Hybrid SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
Reviewing the crash test ratings for the Subaru Crosstrek Hybrid can help you assess its safety features and their potential effect on insurance costs. Vehicles with higher safety ratings may qualify for lower insurance premiums, enhancing overall value.
Ways to Save on Subaru Crosstrek Hybrid Insurance
Save more on your Subaru Crosstrek Hybrid car insurance rates. Take a look at the following five strategies that will get you the best Subaru Crosstrek Hybrid auto insurance rates possible.
- Buy winter tires for your Subaru Crosstrek Hybrid.
- Make sure you use an accredited driver safety program.
- Get a plan with only liability coverage if you’re driving an older Subaru Crosstrek Hybrid.
- Ask about welcome discounts.
- Ask about Subaru Crosstrek Hybrid discounts if you were listed on someone else’s policy.
Insurance discounts can significantly affect your overall insurance costs. This table lists the various car insurance discounts offered by top insurance providers for the Subaru Crosstrek Hybrid, including options for safe driving, vehicle features, and membership benefits.
Take advantage of these offers to reduce your premiums while ensuring you receive comprehensive car insurance coverage for your Subaru Crosstrek Hybrid.
By comparing quotes and evaluating your options, you can find the best deal tailored to your needs. Don’t miss out on potential savings and enhanced coverage.
Top Subaru Crosstrek Hybrid Insurance Companies
What is the best auto insurance company for affordable Subaru Crosstrek Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Crosstrek Hybrid insurance coverage (ordered by market share).
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
Many of these companies offer discounts for security systems and other safety features found on the Subaru Crosstrek Hybrid. You can start comparing quotes for Subaru Crosstrek Hybrid insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
Are vehicles like the Subaru Crosstrek Hybrid expensive to insure?
Finding reasonable car insurance rates for vehicles like the Subaru Crosstrek Hybrid can vary. To get an idea of what to expect, you can compare insurance rates for similar SUV models like the Infiniti QX4, GMC Envoy XL, and Ford Excursion.
What impacts the cost of Subaru Crosstrek Hybrid insurance?
Several factors can influence the cost of insurance for the Subaru Crosstrek Hybrid, including your age, home address, driving history, and the model year of your vehicle.
How much does the Subaru Crosstrek Hybrid cost?
The MSRP (Manufacturer’s Suggested Retail Price) for a Subaru Crosstrek Hybrid is listed as $35,345. The actual cost may vary based on the trim level and any available dealer incentives.
What are the safety ratings of the Subaru Crosstrek Hybrid?
The safety ratings of the Subaru Crosstrek Hybrid can affect insurance rates. You can find information on safety ratings and crash test results for the Subaru Crosstrek Hybrid.
How can I compare free insurance quotes for the Subaru Crosstrek Hybrid online?
You can start comparing insurance quotes for the Subaru Crosstrek Hybrid from top car insurance companies by using our free online tool. Enter your ZIP code below to get started.
What types of coverage are recommended for the Subaru Crosstrek Hybrid?
For the Subaru Crosstrek Hybrid, full coverage is generally recommended. This includes liability, collision, and comprehensive coverage. Liability car insurance coverage protects you if you’re at fault in an accident, collision coverage handles damage to your vehicle, and comprehensive coverage takes care of non-collision-related damages, such as theft or natural disasters.
Are there any specific discounts available for Subaru Crosstrek Hybrid owners?
Yes, many insurance companies offer discounts for Subaru Crosstrek Hybrid owners. These can include discounts for having advanced safety features, anti-theft devices, or a good driving record. Additionally, some companies offer green vehicle discounts for hybrid vehicles.
How does the Subaru Crosstrek Hybrid’s safety features impact insurance rates?
The Subaru Crosstrek Hybrid’s advanced safety features, such as automatic emergency braking and lane-keeping assist, can positively impact your insurance rates. Insurance companies often offer lower premiums for vehicles equipped with these safety technologies due to their potential to reduce the likelihood of accidents.
Can I get insurance for a Subaru Crosstrek Hybrid if I have a history of traffic violations?
Yes, you can still get insurance for a Subaru Crosstrek Hybrid even with a history of traffic violations. However, your past violations may result in higher premiums. To potentially lower your rates, consider improving your driving record and taking advantage of any available discounts.
Read More: How Traffic Infractions Affect Car Insurance
What should I consider when choosing an insurance company for my Subaru Crosstrek Hybrid?
When selecting an insurance company for your Subaru Crosstrek Hybrid, consider factors such as customer service, claims process, coverage options, and discounts offered. It’s also important to review financial stability and customer satisfaction ratings to ensure you’re choosing a reliable insurer.
Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
