Best Toyota Sienna Car Insurance in 2024
The cost of Toyota Sienna car insurance rates are $1,356 a year, or around $113 a month on average. Shop around to find cheap Toyota Sienna insurance rates. On average, Toyota Sienna comprehensive insurance coverage costs $330, collision coverage costs $482, and liability coverage costs $383.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,356 a year or $113 each month
- A liability-only policy costs around $544 a year or $45 each month
- Highest rates are for teenage drivers at around $4,956 a year or $413 each month
- Good drivers can save as much as $559 a year by earning policy discounts
- Toyota Sienna insurance costs around $163 less per year than the average vehicle
When it comes to Toyota Sienna car insurance rates, drivers spend $163 less per year than the average vehicle. It’s also helpful to know that good drivers can bring their Toyota Sienna rates down by as much as $559 a year by qualifying for policy discounts. Learn everything you need to know about Toyota Sienna rates by reading through this helpful article.
You can start comparing quotes for Toyota Sienna car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Sienna Insurance Cost
The average Toyota Sienna car insurance costs are $1,356 a year or $113 a month.
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Are Toyota Siennas Expensive to Insure?
The chart below details how Toyota Sienna insurance rates compare to other vans like the Kia Sedona, Dodge Grand Caravan, and Honda Odyssey.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Read more: Compare Kia Car Insurance Rates
What Impacts the Cost of Toyota Sienna Insurance?
The Toyota Sienna trim and model you choose can impact the total price you will pay for Toyota Sienna auto insurance coverage.
Age of the Vehicle
The average Toyota Sienna car insurance rates are higher for newer models. For example, car insurance for a 2020 Toyota Sienna costs $1,356, while 2010 Toyota Sienna insurance costs are $1,122, a difference of $234.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota Sienna | $294 | $532 | $372 | $1,356 |
| 2019 Toyota Sienna | $280 | $512 | $390 | $1,340 |
| 2018 Toyota Sienna | $270 | $506 | $398 | $1,332 |
| 2017 Toyota Sienna | $260 | $494 | $416 | $1,328 |
| 2016 Toyota Sienna | $250 | $474 | $430 | $1,312 |
| 2015 Toyota Sienna | $238 | $458 | $442 | $1,296 |
| 2014 Toyota Sienna | $228 | $424 | $452 | $1,262 |
| 2013 Toyota Sienna | $218 | $400 | $456 | $1,232 |
| 2012 Toyota Sienna | $210 | $358 | $460 | $1,186 |
| 2011 Toyota Sienna | $196 | $330 | $460 | $1,144 |
| 2010 Toyota Sienna | $190 | $310 | $464 | $1,122 |
Driver Age
Driver age can have a significant effect on Toyota Sienna car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Toyota Sienna car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Toyota Sienna insurance rates. For example, drivers in Los Angeles may pay $746 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Toyota Sienna auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Sienna car insurance with violations on their driving record.
Toyota Sienna Safety Ratings
The Toyota Sienna’s safety ratings will affect your Toyota Sienna car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Sienna Crash Test Ratings
Poor Toyota Sienna crash test ratings could mean higher Toyota Sienna car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Sienna Safety Features
The more safety features you have on your Toyota Sienna, the more likely it is that you can earn a discount. The Toyota Sienna’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Toyota Sienna Insurance Loss Probability
Another contributing factor that affects Toyota Sienna car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -1% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -1% |
| Personal Injury | -6% |
| Medical Payment | -2% |
| Bodily Injury | -15% |
| Source: Insurance Institute for Highway Safety | |
Toyota Sienna Finance and Insurance Cost
If you are financing a Toyota Sienna, you will pay more if you purchase Toyota Sienna auto insurance at the dealership, so be sure to shop around and compare Toyota Sienna auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Sienna Insurance
There are many ways that you can save on Toyota Sienna car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Toyota Sienna car insurance rates low.
- Ask About Farm and Ranch Vehicle Discounts
- Improve Your Credit Score
- Buy a Dashcam for Your Toyota Sienna
- Park Your Toyota Sienna Somewhere Safe – like a Garage or Private Driveway
- Take a Refresher Course as an Older Driver
Top Toyota Sienna Insurance Companies
Who is the top car insurance company for Toyota Sienna insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Sienna auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Sienna offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Sienna Insurance Quotes Online
Start comparing Toyota Sienna car insurance quotes for free by using our convenient online comparison tool.
Are you looking to buy a new Toyota Sienna? Car insurance pricing is an important thing to look into before making a purchase.
Determining how much car insurance will cost is easy—just enter your ZIP above for a free Toyota Sienna car insurance comparison!
The price will be different based on each personal situation. Below are just a few things that could help determine the cost of your Toyota Sienna insurance rates.
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What Safety Features Determine the Cost of Car Insurance?
The Toyota Sienna is one minivan that is packed with standard safety features. Your new van will already come with:
- Vehicle Stability Control
- Traction Control
- Anti-Lock Brakes
Most auto insurance companies see these standard safety features and decrease the amount your will have to pay for insurance.
You can also opt to get more safety features added on, such as Anti-Theft with engine immobilizer and jam protection. The safer your car is the less you will have to pay for insurance.
Read more: Compare Minivan Insurance Rates
The Model You Choose Determines the Cost of Car Insurance
The model you choose to buy will also help determine how much you are going to pay for auto insurance. For example, if you choose to get the most expensive Sienna called Sienna Limited, you will most likely pay more for auto insurance.
Basically, the model of the car determines the value of the car and the higher the value, the more you will pay.
How Can I Find the Best Price For Car Insurance?
Your best bet is to shop around for car insurance before you actually buy the vehicle.
There are so many different auto insurance companies out there that will give you different prices. Know what type of Sienna you want to buy and get quotes.
From there you can pick out the auto insurance company that offers you the best price and coverage. Enter your ZIP to start comparing free Toyota Sienna auto insurance quotes online!
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does Toyota Sienna car insurance cost?
The average cost of Toyota Sienna car insurance is $1,356 per year or $113 per month.
Are Toyota Siennas expensive to insure?
Compared to other vans, Toyota Sienna insurance rates are generally lower.
What factors impact the cost of Toyota Sienna insurance?
The cost of insurance for a Toyota Sienna can be influenced by factors such as the vehicle’s trim and model, driver age, location, driving record, safety ratings, and insurance loss probability.
How can I save money on Toyota Sienna insurance?
You can save money on Toyota Sienna insurance by choosing a lower-cost model, maintaining a clean driving record, and comparing quotes from different insurance companies.
What safety features affect the cost of car insurance for Toyota Sienna?
Standard safety features like airbags and anti-lock brakes can help lower insurance costs for the Toyota Sienna.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.