Best Volkswagen Car Insurance Rates in 2024 (Check out the Top 10 Companies)
Progressive, Allstate, and USAA offer the best Volkswagen car insurance rates, beginning at just $49 per month. These companies are recognized for their affordable policies and comprehensive coverage options, addressing a wide range of needs and making them appealing options for many drivers.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jun 24, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Progressive is a leading option for the best Volkswagen car insurance rates, providing competitive rates with premiums starting at just $49 per month for comprehensive coverage.
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Collaborating with Allstate and USAA, they offer affordable and budget-friendly coverage with a variety of options tailored to meet your driving needs.
Our Top 10 Company Picks: Best Volkswagen Car Insurance Rates
Company Rank Good Driver Discount A.M. Best Best For Jump to Pros/Cons
#1 30% A+ Comprehensive Coverage Progressive
#2 40% A+ Accident Forgiveness Allstate
#3 10% A++ Military Benefits USAA
#4 25% B Snapshot Discount State Farm
#5 26% A++ Competitive Rates Geico
#6 30% A Deductible Fund Liberty Mutual
#7 10% A+ Vanishing Deductible Nationwide
#8 30% A++
IntelliDrive Program Travelers
#9 15% A Car Replacement Farmers
#10 20% A Loyalty Rewards American Family
- Progressive starts at $49 per month, offering appealing rates
- Maintaining safe driving habits can lower Volkswagen insurance costs
- Diverse coverage options ensure excellent Volkswagen insurance
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#1 – Progressive: Top Overall Pick
Pros
- Wide Range of Discounts: Progressive offers a diverse selection of discounts, including multi-policy, safe driver, and multi-car discounts, providing opportunities for customers to save money. Learn more through our Progressive car insurance review.
- Name Your Price Tool: Their innovative “Name Your Price” tool allows customers to set their desired premium and find a policy that fits their budget.
- Usage-Based Insurance: Progressive’s Snapshot program rewards safe driving habits with potential discounts based on actual driving behaviors.
Cons
- Average Customer Service: While Progressive offers competitive rates and innovative features, some customers have reported average levels of customer service and claims handling.
- Limited Availability: Progressive’s services may not be available in all areas, limiting options for some potential customers.
#2 – Allstate: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Allstate offers accident forgiveness programs, allowing customers to avoid premium increases after their first at-fault accident. Read more through our Allstate car insurance review.
- Personalized Coverage Options: Allstate provides customizable coverage options, allowing customers to tailor their policies to their specific needs.
- Strong Financial Stability: Allstate has a solid financial strength rating, providing customers with confidence in the company’s ability to handle claims.
Cons
- Higher Premiums: Allstate’s premiums may be higher compared to some competitors, particularly for certain demographic groups or coverage options.
- Limited Discounts: While Allstate offers various discounts, the availability of discounts may vary by location, and some customers may find fewer opportunities for savings.
#3 – USAA: Best for Military Benefits
Pros
- Exclusive to Military Members and Families: USAA provides insurance exclusively to military members, veterans, and their families, offering specialized coverage options and benefits tailored to their unique needs.
- High Customer Satisfaction: USAA consistently receives high ratings for customer satisfaction, with exceptional service and claims handling. Read more through our USAA car insurance review.
- Financial Strength: USAA has a strong financial stability rating, providing peace of mind to customers regarding the company’s ability to fulfill its obligations.
Cons
- Limited Eligibility: USAA’s eligibility criteria restrict coverage to military members, veterans, and their families, excluding civilians from accessing their services.
- Online-Centric Service: While USAA offers excellent online services, some customers may prefer more traditional in-person interactions, which may be limited with USAA’s model.
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#4 – State Farm: Best for Snapshot Discount
Pros
- Extensive Agent Network: State Farm has a vast network of local agents, providing personalized service and assistance to customers in their communities. Refer to our State Farm car insurance review for guidance.
- Robust Mobile App: Their mobile app offers convenient features like bill payment, policy management, and roadside assistance, enhancing the customer experience.
- Strong Reputation: With a long history and positive customer reviews, State Farm is known for reliability and customer satisfaction.
Cons
- Higher Premiums for Some: While State Farm offers competitive rates for many customers, some individuals may find their premiums slightly higher compared to other insurers, depending on factors like location and driving history.
- Limited Online Presence: State Farm’s online quote and policy management options may not be as extensive or user-friendly as those offered by some competitors, potentially limiting convenience for tech-savvy customers.
#5 – Geico: Best for Competitive Rates
Pros
- Affordability: Geico is known for its competitive rates and discounts, offering affordable coverage options for various demographics.
- User-Friendly Online Tools: Geico’s online platform is intuitive and user-friendly, allowing customers to easily obtain quotes, manage policies, and file claims.
- 24/7 Customer Service: Geico offers round-the-clock customer support, providing assistance and claims services at any time of day or night.
Cons
- Limited Agent Interaction: Our Geico insurance review highlights that Geico primarily operates online and over the phone, which may be a downside for customers who prefer face-to-face interactions with agents.
- Mixed Customer Service Reviews: While Geico offers 24/7 customer service, some customers have reported mixed experiences with claims handling and customer support, indicating room for improvement in service quality.
#6 – Liberty Mutual: Best for Deductible Fund
Pros
- Customizable Policies: Liberty Mutual offers a range of coverage options and customizable policies, allowing customers to tailor their insurance plans to their specific needs.
- Accident Forgiveness: Like Allstate, Liberty Mutual provides accident forgiveness programs, enabling customers to avoid premium hikes after their first at-fault accident. Read more through our Liberty Mutual car insurance review.
- Additional Coverage Options: Liberty Mutual offers various additional coverage options, such as roadside assistance and rental car reimbursement, enhancing the overall value of their policies.
Cons
- Higher Premiums for Some: Liberty Mutual’s premiums may be higher compared to other insurers, particularly for certain coverage options or demographic groups.
- Limited Discounts: While Liberty Mutual offers discounts, some customers may find fewer opportunities for savings compared to other insurers with more extensive discount programs.
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#7 – Nationwide: Best for Vanishing Deductible
Pros
- Multi-Policy Discounts: Nationwide offers discounts for bundling multiple insurance policies, such as auto and home insurance, providing savings for customers who consolidate their coverage.
- Vanishing Deductible: Nationwide’s vanishing deductible program allows customers to lower their deductible over time for safe driving, incentivizing and rewarding good behavior on the road, as highlighted in our Nationwide insurance review.
- Strong Financial Stability: Nationwide has a solid financial strength rating, reassuring customers of the company’s ability to fulfill claims and provide reliable coverage.
Cons
- Average Customer Service: While Nationwide offers competitive rates and features, some customers have reported average levels of satisfaction with the company’s customer service and claims handling.
- Limited Availability of Agents: Nationwide’s agent network may not be as extensive as some other insurers, potentially limiting options for customers who prefer localized, in-person assistance.
#8 – Travelers: Best for IntelliDrive Program
Pros
- IntelliDrive Program: Travelers offers the IntelliDrive program, which rewards safe driving behaviors with potential discounts based on driving performance, promoting safer habits and potentially lowering premiums. Follow us through our Travelers car insurance review.
- Deductible Fund: Travelers’ deductible fund allows customers to contribute to a fund that can be used to reduce their deductible in the event of a claim, providing additional financial flexibility and peace of mind.
- Enhanced Coverage Options: Travelers offers a range of coverage options, including special endorsements and add-ons, allowing customers to tailor their policies to their specific needs and preferences.
Cons
- Higher Premiums for Some: Travelers’ premiums may be higher compared to some competitors, particularly for certain coverage options or demographic groups.
- Limited Discounts: While Travelers offers discounts, some customers may find fewer opportunities for savings compared to insurers with more extensive discount programs or lower base rates.
#9 – Farmers: Best for Car Replacement
Pros
- Car Replacement Coverage: Farmers offers car replacement coverage, which provides customers with a new car of similar make and model if their vehicle is totaled within the first two model years, offering additional peace of mind and financial protection.
- Discount Opportunities: Farmers provides various discount opportunities, such as multi-policy, good student, and safe driver discounts, helping customers save money on their premiums.
- Local Agents: Farmers has a network of local agents who can provide personalized assistance and guidance to customers, offering localized support and expertise. Learn more through our Farmers car insurance review.
Cons
- Higher Premiums for Some: Farmers’ premiums may be higher compared to some competitors, particularly for certain coverage options or demographic groups.
- Mixed Customer Service Reviews: While Farmers offers local agent support, some customers have reported mixed experiences with the company’s customer service and claims handling, indicating potential areas for improvement.
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#10 – American Family: Best for Loyalty Rewards
Pros
- Loyalty Rewards: American Family offers loyalty rewards programs, providing incentives and benefits to long-term customers, such as decreasing deductibles and accident forgiveness.
- Customizable Coverage: American Family offers customizable coverage options, allowing customers to tailor their policies to their specific needs and preferences, ensuring they get the right level of protection.
- Strong Community Involvement: American Family is known for its community involvement and support, sponsoring various local initiatives and programs, fostering a positive relationship with customers and communities.
Cons
- Limited Availability: American Family’s services may not be available in all areas, limiting options for some potential customers who may not have access to their coverage. Read more through our American Family insurance review.
- Higher Premiums for Some: American Family’s premiums may be higher compared to some competitors, particularly for certain coverage options or demographic groups, potentially making it less affordable for some customers.
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Volkswagen Car Insurance Savings Tips
Finding Affordable Volkswagen Car Insurance Rates
You can customize your car insurance policy to fit your budget and needs by choosing from various coverage options like liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection, medical payments, and gap insurance.
This flexibility extends to other vehicles, such as a food truck in Texas, allowing you to tailor your insurance to specific requirements and financial constraints. Enter your ZIP code now to begin.
Frequently Asked Questions
Are Volkswagen expensive to insure?
The cost of auto insurance for Volkswagen depends on several factors, including model, insurance company, and driving profile. For example, a 2023 Volkswagen Golf costs $148 monthly on average, and a 2023 Volkswagen Beetle costs $127.
Is Volkswagen Jetta car insurance expensive?
The average monthly insurance cost for Volkswagen Jetta car insurance is $134. Enter your ZIP code now to begin.
How much is car insurance for a Volkswagen Tiguan?
Insurance for a Volkswagen Tiguan is an average of $134 a month for liability, comprehensive, cheapest car insurance, and collision coverage. However, compare VW car insurance quotes to find an affordable Tiguan policy for you.
What is the cheapest VW to insure?
The Beetle is the cheapest Volkswagen to insure in the U.S.
Is insurance high on a VW Beetle?
You’ll pay $127 monthly on average for full coverage car insurance on a 2023 Volkswagen Beetle, lower than the overall Volkswagen average. However, rates vary by insurer, car age, and driving profile.
For example, you could find lower VW car insurance quotes if you insure a 2016 Volkswagen Beetle, averaging $104 monthly. Enter your ZIP code now to start.
Is insurance high on a VW Golf?
Volkswagen Golf insurance costs $148 monthly on average for full coverage car insurance and with good driver discount, identical to the overall Volkswagen average. However, if you want cheap Volkswagen auto insurance, a 2015 Volkswagen Golf costs $117 to insure.
Does VW have insurance?
Volkswagen does not offer its own insurance policies but does provide “Carefree Coverage” options that act as an extended warranty and roadside assistance.
What voids Volkswagen warranty?
Drivers can void their Volkswagen warranty or Carefree Coverage if they fail to properly maintain their vehicles or add illegal modifications. Enter your ZIP code now to start comparing.
How do the Volkswagen car insurance rates offered by Progressive, Allstate, and USAA compare in terms of affordability and coverage options?
The Volkswagen car insurance rates offered by Progressive, Allstate, and USAA are competitive and varied, with premiums starting at just $49 per month. These companies are recognized for their affordability and comprehensive coverage options, catering to a wide range of drivers’ needs.
Additionally, collaborating with Allstate and USAA, Progressive provides budget-friendly coverage with various options tailored to meet customers’ driving requirements and the affordability of insurance rates.
hat are some key factors to consider when selecting an insurance provider for Volkswagen vehicles, and how can customers optimize their coverage and savings?
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
