Best Volkswagen Jetta Car Insurance in 2024 (Find the Top 10 Companies Here)
Explore the best Volkswagen Jetta car insurance with State Farm, AAA, and Geico as the top picks, offering competitive rates starting at just $46 per month. These companies provide exceptional value and comprehensive coverage, making them the best choices for insuring your Volkswagen Jetta effectively.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Aug 8, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Volkswagen Jetta
A.M. Best Rating
Complaint Level
Pros & Cons
The top picks for the best Volkswagen Jetta car insurance are State Farm, AAA, and Geico, renowned for their excellent coverage options and customer service.
These providers stand out in the competitive insurance market by offering tailored policies that cater specifically to the needs of Volkswagen Jetta owners. Check out more insurance details in our guide titled, “Compare Car Insurance by Coverage Type.”
Our Top 10 Company Picks: Best Volkswagen Jetta Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 9% B Many Discounts State Farm
#2 12% A Online App AAA
#3 15% A++ Custom Plan Geico
#4 7% A+ Innovative Programs Progressive
#5 10% A+ 24/7 Support Erie
#6 18% A+ Add-on Coverages Allstate
#7 6% A Customizable Polices Liberty Mutual
#8 14% A+ Usage Discount Nationwide
#9 5% A++ Military Savings USAA
#10 8% A Local Agents Farmers
With a focus on affordability and comprehensive protection, they ensure that drivers can enjoy peace of mind on the road. By comparing these options, Jetta owners can find a policy that best suits their driving habits and budgetary constraints. Read on to learn all about Volkswagen Jetta car insurance costs and then be sure to enter your ZIP code above for free Volkswagen Jetta auto insurance quotes.
- State Farm leads as the top choice for Volkswagen Jetta car insurance
- Safety features like stability control help lower Jetta insurance costs
- Shopping around is key to finding the best rates for Volkswagen Jetta insurance
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#1 – State Farm: Top Overall Pick
Pros
- Bundling Policies: State Farm offers significant discounts for bundling the Volkswagen Jetta with other insurance policies.
- High Low-Mileage Discount: State Farm provides substantial discounts for Volkswagen Jettas with low annual mileage. Discover more about offerings in our complete “State Farm Car Insurance Review.”
- Wide Coverage Options: State Farm caters to various needs with extensive coverage options for Volkswagen Jetta owners.
Cons
- Limited Multi-Policy Discount: Compared to competitors, State Farm’s multi-policy discount for Volkswagen Jetta insurance is less substantial.
- Higher Premium Costs: Despite discounts, premiums for certain Volkswagen Jetta coverage levels can be relatively high at State Farm.
#2 – AAA: Best for Online App
Pros
- Higher Multi-Vehicle Discount: AAA offers a 12% discount for insuring multiple vehicles, including the Volkswagen Jetta.
- Excellent A.M. Best Rating: With an ‘A’ rating, AAA is a reliable choice for Volkswagen Jetta insurance. Access comprehensive insights into our guide titled “AAA Car Insurance Review.”
- User-Friendly Online App: AAA provides a convenient online app for easy management of Volkswagen Jetta insurance policies.
Cons
- Limited Customization: AAA may offer fewer customization options for Volkswagen Jetta insurance compared to others.
- App Dependence: Relying on the app for managing Volkswagen Jetta insurance can be challenging for non-tech-savvy users.
#3 – Geico: Best for Custom Plan
Pros
- Highest Multi-Vehicle Discount: Geico offers a 15% discount for insuring multiple vehicles, including the Volkswagen Jetta.
- Superior A.M. Best Rating: Geico’s A++ rating ensures top-tier financial stability for Volkswagen Jetta insurers. Delve into our evaluation of Geico car insurance review.
- Tailored Insurance Plans: Geico excels in providing customized Volkswagen Jetta insurance plans that meet individual needs.
Cons
- Variable Premium Rates: While Geico offers customization, Volkswagen Jetta owners might find variable rates confusing.
- Complex Customization: The extensive options for customizing Volkswagen Jetta insurance can be overwhelming for some customers.
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#4 – Progressive: Best for Innovative Programs
Pros
- Innovative Discounts: Progressive offers unique discounts like Snapshot for safe drivers of Volkswagen Jettas, potentially lowering rates significantly.
- Highly Rated Customer Service: Known for responsive customer service, Progressive makes managing Volkswagen Jetta insurance easy and efficient.
- Wide Range of Add-Ons: Extensive add-on options allow Volkswagen Jetta owners to tailor their insurance to their specific needs. Discover insights in our guide titled, “Progressive Car Insurance Review.”
Cons
- Lower Multi-Vehicle Discount: At 7%, Progressive’s multi-vehicle discount for Volkswagen Jettas is lower than some competitors.
- Higher Rates for High-Risk Drivers: Volkswagen Jetta owners with less-than-perfect driving records may face higher premiums at Progressive.
#5 – Erie: Best for 24/7 Support
Pros
- Excellent Customer Support: Erie provides around-the-clock support, ensuring Volkswagen Jetta owners can always get help when needed.
- Stable Financial Rating: With an A+ from A.M. Best, Erie is a reliable insurer for Volkswagen Jetta policies. Check out insurance savings in our guide titled, “Erie Car Insurance Review.”
- Flexible Coverage Options: Erie offers flexible policies that can be customized to meet the specific needs of Volkswagen Jetta owners.
Cons
- Higher Premiums Without Discounts: Without qualifying for discounts, Volkswagen Jetta insurance rates at Erie can be comparatively high.
- Limited Geographic Reach: Erie’s coverage for Volkswagen Jetta insurance is not available in all states, limiting its accessibility.
#6 – Allstate: Best for Add-on Coverages
Pros
- Highest Multi-Vehicle Discount: At 18%, Allstate offers the most significant discount for Volkswagen Jettas when insuring multiple vehicles.
- Wide Range of Policy Add-Ons: Allstate provides numerous add-ons, allowing Volkswagen Jetta owners to customize their coverage extensively. Read up on the Allstate car insurance review for more information.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate is a financially stable and reliable choice for Volkswagen Jetta insurance.
Cons
- Premium Cost: Despite the high discounts, Allstate’s premiums for Volkswagen Jettas can still be on the higher side compared to other insurers.
- Complexity in Policy Customization: The vast array of add-ons can make the policy selection process complex and potentially overwhelming for some Volkswagen Jetta owners.
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#7 – Liberty Mutual: Best for Customizable Policies
Pros
- Customization Flexibility: Liberty Mutual offers extensive customization options for Volkswagen Jetta insurance, allowing owners to tailor their coverage.
- Good Financial Rating: With an A rating from A.M. Best, Liberty Mutual is financially robust, ensuring reliability for Volkswagen Jetta policies. More information about this provider is available in our Liberty Mutual car insurance review.
- Low Multi-Vehicle Discount Rate: Despite a lower multi-vehicle discount of 6%, Liberty Mutual compensates with other personalized discounts for Volkswagen Jettas.
Cons
- Lower Multi-Vehicle Discount: Liberty Mutual’s 6% multi-vehicle discount for Volkswagen Jettas is among the lowest compared to other insurers.
- Higher Rates for Customized Policies: Customization can lead to higher premiums, making Liberty Mutual’s Volkswagen Jetta insurance potentially expensive for extensive modifications.
#8 – Nationwide: Best for Usage Discount
Pros
- Significant Usage-Based Discounts: Nationwide offers substantial discounts for Volkswagen Jetta owners who opt for usage-based insurance, potentially lowering costs.
- Excellent Financial Stability: Nationwide’s A+ rating by A.M. Best underscores its financial health, beneficial for Volkswagen Jetta insurance holders.
- Generous Multi-Vehicle Discount: At 14%, Nationwide offers a competitive multi-vehicle discount for Volkswagen Jettas. See more details in our guide titled, “Nationwide Car Insurance Discounts.”
Cons
- Complex Discount Structure: The range of discounts can be confusing, making it challenging for Volkswagen Jetta owners to understand the best options.
- Premiums Can Vary: Depending on usage patterns, premiums for Volkswagen Jettas at Nationwide can vary significantly, which might be unpredictable for some owners.
#9 – USAA: Best for Military Savings
Pros
- Exclusive Military Discounts: USAA provides exclusive savings for military members and their families on Volkswagen Jetta insurance. Learn more in our complete guide titled, “USAA Car Insurance Review.”
- Top-Notch Customer Service: Known for excellent customer service, USAA ensures a smooth experience for Volkswagen Jetta insurance policyholders.
- Superior Financial Rating: With an A++ from A.M. Best, USAA offers outstanding financial stability for insuring Volkswagen Jettas.
Cons
- Limited Availability: USAA’s Volkswagen Jetta insurance is only available to military members and their families, restricting access for the general public.
- Less Competitive for Non-Military: Non-military Volkswagen Jetta owners cannot benefit from USAA’s highly competitive rates and services.
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#10 – Farmers: Best for Local Agents
Pros
- Strong Local Agent Support: Farmers boasts a robust network of local agents providing personalized service for Volkswagen Jetta insurance.
- Flexible Coverage Options: Farmers offers a variety of coverage choices that can be customized to suit the needs of Volkswagen Jetta owners.
- Decent Multi-Vehicle Discount: At 8%, Farmers provides a reasonable multi-vehicle discount for Volkswagen Jetta insurance. Find more information in our guide titled, “Farmers Car Insurance Review.”
Cons
- Higher Rates Without Discounts: Farmers’ premiums for Volkswagen Jettas can be high if policyholders do not qualify for discounts.
- Limited Discount Opportunities: Compared to competitors, Farmers offers fewer discount opportunities, which may affect the overall affordability of Volkswagen Jetta insurance.
Volkswagen Jetta Insurance Cost Comparison
When selecting insurance for a Volkswagen Jetta, understanding the cost differences between minimum and full coverage options is crucial. This section breaks down monthly rates provided by various insurers, helping you make an informed decision based on your needs and budget.
Volkswagen Jetta Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $77 $216
Allstate $102 $215
Erie $72 $244
Farmers $46 $211
Geico $68 $268
Liberty Mutual $81 $236
Nationwide $61 $290
Progressive $84 $156
State Farm $69 $178
USAA $82 $270
The table showcases a range of monthly rates for both minimum and full coverage options across several insurance providers. For example, Farmers offers the most affordable minimum coverage at just $46 per month, while Progressive presents an economical option for full coverage at $156 per month.
On the higher end, Nationwide charges $290 for full coverage, indicating a significant variance in premium costs depending on the provider and coverage level.
This variation highlights the importance of comparing rates to find the best insurance solution for your Volkswagen Jetta, balancing cost with the extent of coverage. Access comprehensive insights into our guide titled, “Minimum Car Insurance Requirements by State.”
What Are Some Safety Features of the Volkswagen Jetta
The Volkswagen Jetta is equipped with a range of safety features designed to protect passengers and enhance vehicle control. These include state-of-the-art systems such as Electronic Stability Control and Advanced Airbags. Delve into our evaluation of “Safety Features Car Insurance Discounts.”
- Electronic Stability Control
- Four-Wheel Anti-Lock Brake Systems
- Traction Control
- Daytime Running Lights
- Advanced Airbags (Front, Side, Head, Curtain)
In government crash test ratings, the Volkswagen Jetta received four stars in most passenger frontal impacts. Side-impact tests garnered the highest rating of five stars for all passengers. Those results will make the vehicle fairly reasonable to insure from most providers. A perfect five-star rating for front impacts would have allowed for an even better deal, but for the size of the vehicle, a four-star rating is great.
The other Volkswagen Jetta safety features like stability and traction control are also viewed very favorably by car insurers and will more than likely allow for further discounts. Since the vehicle isn’t very expensive, you can expect to get a good deal as well. Make sure that you shop around and get quotes from many different insurance companies so that you get as good a deal as possible.
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Tips to Lower Your Overall Insurance Cost for a Volkswagen Jetta
While there are many factors out of your control when you get different quotes for vehicle insurance, there are some things you can do to lower what you pay.
Consider getting a higher car insurance deductible which will certainly lower your cost for the coverage, but remember that you may have to pay more upfront if you actually need to use the insurance.
Buying homeowners insurance from the same company can help to lower your rate as well since you are giving the provider more business. Many states have special low-cost insurance programs, though not everybody will qualify for them.
Auto insurance for your Volkswagen Jetta doesn’t have to be expensive if you do some research. More information is available in our guide titled, “How do you get competitive quotes for car insurance?“
What Available Insurance Discounts Are There to Consider
Every company will have different car insurance discounts that they offer, which is why you need to compare quotes from as many insurance providers as possible. One of the most beneficial ones is a good driver discount.
Many companies will provide you with an upfront discount if you can prove that you are a safe driver. Not having had an accident, or at least not recently, is very important along with having few or no moving violations on your record.
Other Factors That Will Determine Your Auto Insurance Cost for a Volkswagen Jetta
Your claims history will be considered since companies view persons who have a lot of claims as being an expensive risk. Discover insights in our guide titled, “Factors That Affect Car Insurance Rates.”
Choosing State Farm for your Volkswagen Jetta insurance means benefiting from top-tier customer service and robust policy offerings.
Scott W. Johnson Licensed Insurance Agent
How often you drive will also be considered with the more miles you drive yearly increasing the amount you are likely to pay for your Jetta car insurance policy. Remember that you can also get varying degrees of coverage, but a cheap policy could cost you more if you ever need it. Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
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Frequently Asked Questions
What are some safety features of the Volkswagen Jetta?
The Volkswagen Jetta has good safety ratings and features like stability control and traction control. For additional details, explore our comprehensive resource titled, “Best Volkswagen Car Insurance Rates.”
How can I lower my Volkswagen Jetta insurance cost?
You can consider increasing your deductible, bundling with homeowners insurance, and exploring special low-cost insurance programs.
Are there any discounts available for Volkswagen Jetta insurance?
Yes, many insurance companies offer good driver discounts for safe driving records. Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool below today.
What factors affect my Volkswagen Jetta insurance cost?
Factors like claims history, annual mileage, and the level of coverage you choose can affect your insurance cost.
How can I get Volkswagen Jetta insurance quotes?
You can compare free Volkswagen Jetta insurance rates online by entering your ZIP code. To find out more, explore our guide titled, “Finding Free Car Insurance Quotes Online.”
How much is insurance for a Volkswagen Jetta?
Insurance costs for a Volkswagen Jetta can vary widely but generally start at competitive monthly rates depending on your location, driving history, and coverage levels.
What does insurance for Volkswagen Jetta typically cover?
Insurance for a Volkswagen Jetta typically covers liability, collision, and comprehensive damages, with options to add more specific coverages like uninsured motorists or personal injury protection.
Is a Volkswagen Jetta expensive to insure?
A Volkswagen Jetta is generally not expensive to insure; it is often less costly compared to other vehicles in its class due to its safety features and repair costs.
What is the Jetta GLI insurance cost?
The Jetta GLI insurance cost can be slightly higher than the standard Jetta model due to its enhanced performance features, but it remains reasonable for most drivers. Learn more by reading our guide titled, “Does car insurance cover performance parts?“
What factors affect the VW Jetta insurance cost?
Factors affecting VW Jetta insurance cost include the driver’s age, driving record, the model year of the car, geographical location, and the chosen insurance company and coverage options.
Which category of car insurance is best for a Volkswagen Jetta?
Comprehensive insurance is recommended for a Volkswagen Jetta, covering theft, weather damage, and other non-collision incidents.
What is the cheapest type of car insurance for a Volkswagen Jetta?
Liability insurance is typically the most affordable option for a Volkswagen Jetta, covering damages and injuries to others in an accident you cause.
Which company offers the best car insurance for a Volkswagen Jetta?
The best car insurance for a Volkswagen Jetta varies by individual needs, but companies like State Farm, AAA, and Geico are highly rated for their coverage options and customer service. To learn more, explore our comprehensive resource on “Compare the Cheapest Car Insurance Companies.”
What factors influence the insurance cost for a Volkswagen Jetta?
Insurance costs for a Volkswagen Jetta are affected by the driver’s age, driving history, the car’s model year and the level of coverage selected.
How can I lower my insurance premiums for a Volkswagen Jetta?
To reduce insurance premiums for a Volkswagen Jetta, consider increasing your deductible, bundling with other policies, and maintaining a clean driving record.
Are there specific insurance discounts available for a Volkswagen Jetta?
Yes, insurance discounts for a Volkswagen Jetta may include safe driver discounts, multi-car discounts, and reduced rates for vehicles with advanced safety features.
What should I consider when choosing insurance for a Volkswagen Jetta?
When choosing insurance for a Volkswagen Jetta, consider the vehicle’s safety ratings, driving habits, and potential risks to ensure adequate coverage. Access comprehensive insights into our guide titled, “Safe Driver Car Insurance Discounts.”
Is insurance for a Volkswagen Jetta more expensive than other vehicles?
Insurance for a Volkswagen Jetta can vary, but it is generally not more expensive than other similar vehicles due to its good safety ratings and repair costs.
What are the most common claims made for a Volkswagen Jetta?
Common insurance claims for a Volkswagen Jetta include fender-benders, windshield damage, and theft.
Does the age of a Volkswagen Jetta affect its insurance rates?
Yes, the age of a Volkswagen Jetta can affect insurance rates, with newer models typically costing more to insure due to their higher value and repair costs. Finding affordable car insurance doesn’t have to be a challenge. Enter your ZIP code below into our free comparison tool to find the lowest prices in your area.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.