Car insurance deductible: What is it? How much is it?

A car insurance deductible is an amount you pay out-of-pocket before your insurance company covers the rest, up to your policy limits. The average car insurance deductible is usually set between $100 to $2,000, and you choose the level that fits your budget. Selecting lower car insurance deductible rates leads to higher monthly costs, while higher deductibles lead to lower monthly payments.

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UPDATED: Jun 2, 2022

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