AARP Auto Insurance Program from The Hartford Review: Compare Rates, Discounts, & Requirements [2024]

AARP car insurance is available through The Hartford to AARP members in good standing. The Hartford has an A+ financial rating and a BBB+ credit rating.

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Laura Kuhl

Insurance Content Team Lead

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business own...

Insurance Content Team Lead

Zach Fagiano

Insurance & Finance Analyst

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Insurance & Finance Analyst

UPDATED: Dec 30, 2023

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Company Details
Address: 690 Asylum Avenue
City: Hartford
State: CT
ZIP Code: 06155
Phone Number: 888-546-9099
Year Founded: 1810
AM Best Rating: A+ (Superior)

Here's what you need to know...

  • The AARP auto insurance program from The Hartford is a joint effort by two organizations to provide car insurance for people over the age of 50
  • The American Association of Retired Persons (AARP) and The Hartford Financial Services Group combine to make the AARP auto insurance program from The Hartford
  • Car insurance offered by the AARP auto insurance program from The Hartford is only available to AARP members in good standing

Your ZIP code entered in the FREE tool above is your ticket to finding the best car insurance quotes online!

What is there to know about the AARP auto insurance program from The Hartford?

Some of the standard features of a typical policy include the ‘disappearing deductible’, rate protection for 12 months, first accident forgiveness, and new car replacement. As an insurance company, they also offer some extra perks.

The RecoverCare Car Insurance Benefit will help pay for you to get assistance with cooking, cleaning, shopping, transportation, and even yard work if you need it.

Along with the ‘lifetime car repair assurance,’ no-drop promise, 24/7 claim hotline, and new car replacement, this company provides a variety of benefits in addition to their car insurance for their drivers. The benefit here is that their customers will feel protected while they’re driving, and won’t be left worrying about how much they’re paying for their auto insurance policy. There’s no sense in spending all of one’s savings on overpriced, unhelpful insurance products. Especially when the market for auto policies is such a fast paced environment.

AARP the Hartford strives to provide members with the best and most comprehensive car insurance available.

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What are some discounts that are available?

All of these features, along with the rest of the AARP and The Hartford offers, vary in availability from one state to the next. Make sure you know which discounts, as well as what policy features, are available in your area. Discounts and credits are available in the following forms:

  • Defensive driver credit
  • Bundling home and auto
  • Driver training and safe driving credit
  • Good student driver credit
  • Airbag discount
  • Anti-theft device discount

You can also inquire about additional discounts that pertain to the safety features that come with your vehicle. You can also see if they will take your credit score into consideration, as long as you have good credit.

Read more: The Hartford Car Insurance Discounts

Are the insurance premiums through AARP and The Hartford worth it?

The Hartford was downgraded by A.M. Best in 2009 from stable to negative due to poor financial performance. The company has since rebounded to the extent that their ratings were revised later this year back to stable. Financial strength ratings are never hidden from the public if a company has a well known name, and this was certainly the case here as well. If the customer reviews look to be in your favor, you may want to consider them for your coverage options.

The company now enjoys an “A+” excellent rating for financial strength and a rating of “BBB+” for credit.

Insurance reviews can make or break most insurance providers. Considering the wide range of providers who are vying for customers, the fact that the company is once again in good standing in terms of customer satisfaction and financial stability has probably been a huge relief to both the business and clients alike.

The process of finding a trustworthy auto insurance company can seem exhausting. You can always look online, and find car insurance quotes similar to the ones from AARP offered through The Hartford by entering your ZIP code in the FREE box below!

Frequently Asked Questions

What are the standard features of the AARP auto insurance program from The Hartford?

Some standard features include the ‘disappearing deductible’, rate protection for 12 months, first accident forgiveness, and new car replacement. They also offer additional perks such as the RecoverCare Car Insurance Benefit.

What discounts are available with AARP and The Hartford?

Discounts and credits are available in various forms and may vary by state. You can inquire about discounts for safety features in your vehicle and the consideration of a good credit score.

Are the insurance premiums through AARP and The Hartford worth it?

The Hartford has an “A+” excellent rating for financial strength and a “BBB+” credit rating. They have rebounded from a previous downgrade and have positive customer reviews. Consider them as an option for your coverage needs.

How can I find trustworthy auto insurance quotes similar to AARP’s offerings?

You can easily compare car insurance quotes online by entering your ZIP code in the provided box on the website.

What is the purpose of CarInsuranceComparison.com?

CarInsuranceComparison.com aims to make it easy for anyone to compare car insurance online from different companies, providing up-to-date and comprehensive information on saving money on car insurance.

Reviews
for The Hartford

4.12 (765 reviews)
1
August 2, 2023

Desert_Diamond

Unscrupulous "Policies"

I called recently to just "Get a Quote" to potentially put my daughter on our existing auto policy. The Hartford's quote was over a 70% increase from our current policy premium. I specifically told the Rep that it was a ridiculous increase and to "Not" add her to our policy, as I was going to shop that rate. Lo and behold, I found out later that day that they added her to our policy, increasing our annual premium by $3,000! They refused to take h...
I called recently to just "Get a Quote" to potentially put my daughter on our existing auto policy. The Hartford's quote was over a 70% increase from our current policy premium. I specifically told the Rep that it was a ridiculous increase and to "Not" add her to our policy, as I was going to shop that rate. Lo and behold, I found out later that day that they added her to our policy, increasing our annual premium by $3,000! They refused to take her off without me sending forms, etc. - a big inconvenience. I found a much better option with one of the other large insurance companies, which was extremely competitive with better coverage. Needless to say, I canceled our home and three vehicles' policies with The Hartford, and will never go back. Beware!
5
January 11, 2021

lw1999

Black Ice Warning

It was z cold winter night and the streets were still wet from the rain earlier that day. I pulled up to a stop light that was red and pushed on my brake to stop when I hit a patch of black ice. I attempted to jump the curb to avoid hitting the car in front of me, but did not quite make it and that led to a fender bender. The damage was not severe, but bad enough for it to require that I contact my insurance company to have them pay the claim fro...
It was z cold winter night and the streets were still wet from the rain earlier that day. I pulled up to a stop light that was red and pushed on my brake to stop when I hit a patch of black ice. I attempted to jump the curb to avoid hitting the car in front of me, but did not quite make it and that led to a fender bender. The damage was not severe, but bad enough for it to require that I contact my insurance company to have them pay the claim from the driver that I hit. Once I gave them all the information about how it happened, the agent took it all from there and I was done. I was very satisifed and have never even considered swithching because it was all handle so professionally.
4
July 14, 2020

pearly

Better Deal

I pay less money through The Hartford insurance company than i would else where, i get all the good discounts and even the discounts through AARP.
5
March 26, 2020

MamaG2

A good relationship

I have been a customer of The Hartford for approximately 6 years now. I am very happy with their customer service and have not had any problems communicating with them. Their prices are competitive with other insurance carriers.
3
March 19, 2020

alyssa111

Hmm

The company is very on top of their work, sometimes to the point of annoyance, and has recently raised my rates even though I am a student who does not drive often, and has good grades, which typically results in a lowered rate. This is annoying for someone who does not even get their moneys worth of the price of insurance
5
March 1, 2020

posh52

good company

very good and low cost very efficient well established company to do business with, good reviews,low prices been around for many years a service you can count on never drops you like other companies out there that do and very fair prices
5
February 5, 2020

Cacl1950

The Hartford Insurance Company

This is a great company to do business. We have had insurance with them for years and never had a problem. They are quick to help you out if you have a problem with anything that happens. They had our windshield fixed in less than 24 hours several times for us.
5
January 31, 2020

liver

good customer service and wonderful experience

The Hartford is very professional and knowledge. We have has nothing but very good service, if we had questions regarding our policy, we have gotten honest answers and they always look over the policy to see if they can save us money.
5
August 20, 2019

Gospel63

wonderful company

This is a wonderful insurance company I have been with them for over 10 years and would not change they have always been there when I really needed them I rate them at 10
5
August 19, 2019

Billie16

An Honest Insurance Company

This company is very fair and honest. I have had one claim with them that was taken care of quickly. Their bills are always accurate and on time. They even take the money out of my checking account so I don't need to bother sending them a check every month. What impressed me the most, however, was that THEY notified me when my rates went down. I never would have noticed!
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