American Farmers Ranchers Car Insurance Review 
American Farmers & Ranchers car insurance was founded in 1905 to provide insurance products to farmers and ranchers. Enter your ZIP in our free tool and compare online quotes.
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Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 20, 2023
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- American Farmers & Ranchers insurance provides car insurance for all drivers
- Based on previous A.M. Best ratings, the company does not have much financial security
- If you are searching for car insurance coverage, be sure to compare rates from multiple companies before making a decision
American Farmers & Ranchers (AFR) insurance company is one that specializes in insurance solutions for farmers and ranchers. Although this is their specialty, you don’t have to be a farmer or rancher to purchase insurance from this provider.
American Farmers & Ranchers offers many different types of insurance options.
In fact, they claim that they can handle most of your insurance needs, including car insurance, which falls under their casualty insurance category.
American Farmers & Ranchers Insurance
American Farmers & Ranchers Mutual Insurance Company was founded in 1905 and was originally founded to provide insurance exclusively to farmers and ranchers.
Over the years, they opened their doors to other customers in order to thrive.
American Farmers & Ranchers Mutual does not have a Better Business Bureau rating. In addition, they are not a BBB accredited business.
This makes it more difficult to determine if there have been any problems with the services provided by American Farmers & Ranchers Mutual.
In addition, American Farmers & Ranchers Mutual no longer has an A.M. Best rating because their financial stability has fallen so low.
The ratings were removed at the request of American Farmers & Ranchers Mutual and, as of yet, they have not improved enough to have their car insurance company ranked again.
Ultimately, these facts suggest that American Farmers & Ranchers Mutual is not a stable company, and they have no place for customers to report problems or issues with their services outside of state-registered sties.
Frequently Asked Questions
What coverage options are available for car insurance from American Farmers & Ranchers?
American Farmers & Ranchers offers standard coverage options for car insurance, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. They can customize a policy to fit your specific needs.
Can I bundle my car insurance with other insurance policies from American Farmers & Ranchers?
Yes, American Farmers & Ranchers provides the option to bundle your car insurance with other insurance policies they offer, such as homeowners insurance, renters insurance, or farm insurance. Bundling policies can often lead to cost savings and convenience.
Are there any discounts available for American Farmers & Ranchers car insurance?
American Farmers & Ranchers may offer various discounts to policyholders. These can include safe driver discounts, multi-vehicle discounts, good student discounts, and discounts for certain safety features in your car. It’s recommended to inquire about available discounts when obtaining a quote.
Does American Farmers & Ranchers offer roadside assistance coverage?
Yes, American Farmers & Ranchers may offer optional roadside assistance coverage as part of their car insurance policies. Roadside assistance can provide services such as towing, fuel delivery, lockout assistance, and flat tire assistance in case of emergencies.
Can I manage my American Farmers & Ranchers car insurance policy online?
Yes, American Farmers & Ranchers may provide online account management options for policyholders. Through their website or mobile app, you may be able to access your policy information, make payments, view documents, and request changes to your coverage.
Can I cancel my American Farmers & Ranchers car insurance policy if I find a better option?
Yes, you can typically cancel your American Farmers & Ranchers car insurance policy if you find a better option. However, it’s important to review the terms and conditions of your policy to understand any potential cancellation fees or notice requirements.