American Auto Shield Car Insurance Review [2022]

American Auto Shield sells vehicle service contracts to replace expired warranties. American Auto Shield has an A+ customer service rating with the BBB.

UPDATED: Oct 20, 2022Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Oct 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 1597 Cole Blvd, Suite 200
City: Lakewood
State: CO
ZIP Code: 80401-3418
Phone Number: 303.420.7488
Year Founded: 2002
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Extended warranties usually come with new cars and provide repair damage for a variety of parts
  • A service contract provides repair coverage for a vehicle once a warranty expires
  • American Auto Shield provides vehicle service contracts to help consumers have full protection for car repairs

Car insurance warranties are promises from the manufacturer to cover damages. The damages that are covered by a warranty vary according to what exactly is in the paperwork.

A service contract is different from a warranty in that they typically provide coverage once a warranty expires. However, service contracts are similar in that they only cover certain damages and repairs, too.

American Auto Shield is a company that provides vehicle service contracts to help consumers have full protection on a variety of car repairs.

If you are looking for auto insurance, check out our free quote tool to compare rates today!

About American Auto Shield

American Auto Shield is a Colorado-based company that provides vehicle service contracts and automotive claims administration.

The vehicle service contracts offered by American Auto Shield are backed by a variety of insurers. According to the American Auto Shield website, all the insurers are rated A by the insurance rating company A.M. Best.

In addition to offering its extended warranty plans, American Auto Shield is active in serving its community.

This extended warranty provider has helped several organizations such as Make-A-Wish Colorado and the 2014 Susan G. Komen Colorado Race for the Cure.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

What American Auto Shield Offers

American Auto Shield provides service contracts for cars, motorcycles, dirt bikes, and ATVs. American Auto Shield’s vehicle service contract is customizable for each driver’s individual needs.

There are six different options for service contracts:

  • Diamond. This plan is the highest level. It provides extended coverage for all components in the vehicle, including brakes, engine, gaskets, and windshield.
  • Platinum. This plan is for cars that are 20 years old with 100,000 miles. It provides warranty coverage for components such as engine, transmission, and brakes.
  • Deluxe. This extended car warranty plan is for cars that are 20 years old with 150,000 miles. It’s similar to the platinum plan, except it does not cover all the parts included in the platinum plan.
  • PT Gold. This extended auto warranty plan is for cars that are 25 years old with 200,000 miles. This plan offers coverage for components such as engine, transmission, and air conditioning.
  • PT Silver. This extended warranty plan is for cars that are 25 years old with 200,000 miles. PT Silver offers almost the same coverage as the PT Gold plan.
  • Powertrain. This extended car warranty plan is for cars that are 25 years old with 250,000 miles. The Powertrain plan includes the least amount of covered vehicle parts.

Each plan can have additional benefits added, such as 24-hour roadside assistance, rental cars, and trip interruption coverage.

Optional levels of coverage include luxury electronics such as GPS, market labor rate, and emissions.

Reviews of American Auto Shield

According to their website, American Auto Shield has satisfied their customers in exceptional ways. You can also find American Auto Shield reviews on sites such as TrustPilot, ConsumerAffairs, and the Better Business Bureau.

TrustPilot gives American Auto Shield a 4 out of 5 stars (great) rating, while ConsumerAffairs gives them a 2.5 out of 5 stars rating.

The Better Business Bureau gives American Auto Shield an A+ rating, and they are also accredited with BBB.

Conclusion

American Auto Shield offers extended warranty coverage, for several levels of consumer need. These plans range from full coverage to only specific parts coverage.

It doesn’t matter if you have a brand-new car or an older, well-traveled car with high mileage. Whether you have one of the most popular cars or the most reliable cars, American Auto Shield can provide a service plan that fits your individual needs.

American Auto Shield might be an excellent extended auto warranty provider for you if you have an older car with higher mileage.

There are mixed reviews online regarding American Auto Shield, but there seem to be more positive reviews than negative.

Before settling on any warranty company, it is important to do your research and understand its cancellation and refund policies, along with its various plan offerings.

If you are looking for a company to provide you with auto insurance, use our free quote tool to compare rates today!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption