Compare Apex, NC Car Insurance Rates (2022)

Car insurance in Apex, NC averages $250 a month. Apex, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Apex car insurance rates, compare quotes from the top car insurance companies in Apex, NC.

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UPDATED: Jun 22, 2022

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Written By: Laura BerryReviewed By: Joel OhmanUPDATED: Jun 22, 2022Fact Checked

Here's What You Need to Know

  • Average car insurance rates in Apex, NC after a DUI are $5,636/year
  • The cheapest car insurance company in Apex is Liberty Mutual
  • The cheapest car insurance company in Apex for teen drivers is Liberty Mutual

If you need to buy Apex, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Apex, NC is right here.

You’ll find Apex car insurance rates, the cheapest Apex, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Apex, North Carolina car insurance rates to Raleigh car insurance rates, Cary car insurance rates, and Winston-Salem car insurance rates.

Ready to find affordable Apex, NC car insurance today? Enter your ZIP code for fast, free Apex car insurance quotes.

Cheapest Apex, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Apex, NC car insurance rates? Every Apex, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apex, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,037 $5,037 $4,130 $4,130 $12,159 $12,159 $5,136 $5,136
GEICO $2,332 $2,287 $2,301 $2,258 $4,353 $4,315 $2,036 $2,024
Liberty Mutual $1,641 $1,641 $1,698 $1,698 $2,931 $2,931 $1,641 $1,641
Nationwide $1,914 $1,914 $1,914 $1,914 $3,284 $3,284 $1,914 $1,914
Progressive $1,522 $1,522 $1,398 $1,398 $3,731 $3,731 $1,713 $1,713
State Farm $2,205 $2,205 $1,908 $1,908 $3,256 $3,256 $2,723 $2,723
Travelers $2,379 $2,379 $2,360 $2,360 $4,073 $4,073 $2,442 $2,442

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Minimum Car Insurance in Apex, NC

Every driver must carry the minimum car insurance in Apex, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Apex, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Apex, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Apex, NC. Compare credit history car insurance rates in Apex from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Apex, North Carolina

Insurance Company Poor Fair Good
Allstate $8,907 $5,825 $5,114
GEICO $2,967 $2,725 $2,523
Liberty Mutual $1,978 $1,978 $1,978
Nationwide $2,256 $2,256 $2,256
Progressive $2,355 $2,044 $1,874
State Farm $3,540 $2,266 $1,762
Travelers $3,018 $2,735 $2,689

Cheapest Apex, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Apex, NC to rates for a clean record with top companies.

Annual Apex, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $6,331 $11,704 $4,841
GEICO $1,505 $2,214 $5,182 $2,053
Liberty Mutual $1,183 $1,516 $3,698 $1,516
Nationwide $1,336 $1,721 $4,247 $1,721
Progressive $995 $1,446 $4,524 $1,399
State Farm $1,342 $1,945 $4,859 $1,945
Travelers $1,650 $2,210 $5,239 $2,156

Cheapest Apex, NC Car Insurance for Teen Drivers

Teen car insurance in Apex, NC can be expensive. Take a look at rates from the top car insurance companies in Apex for teenagers.

Annual Car Insurance Rates for Teen Drivers in Apex, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,159 $12,159
GEICO $4,353 $4,315
Liberty Mutual $2,931 $2,931
Nationwide $3,284 $3,284
Progressive $3,731 $3,731
State Farm $3,256 $3,256
Travelers $4,073 $4,073

Cheapest Apex, NC Car Insurance for Seniors

Take a look at Apex, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Apex, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,130 $4,130
GEICO $2,301 $2,258
Liberty Mutual $1,698 $1,698
Nationwide $1,914 $1,914
Progressive $1,398 $1,398
State Farm $1,908 $1,908
Travelers $2,360 $2,360

Cheapest Apex, NC Car Insurance Rates After a DUI

A DUI in Apex, NC increases car insurance rates. Compare Apex, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Apex, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,704
GEICO $5,182
Liberty Mutual $3,698
Nationwide $4,247
Progressive $4,524
State Farm $4,859
Travelers $5,239

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Cheapest Apex, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Apex, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Apex, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,615 $6,615
GEICO $2,738 $2,738
Liberty Mutual $1,978 $1,978
Nationwide $2,256 $2,256
Progressive $2,091 $2,091
State Farm $2,517 $2,529
Travelers $2,814 $2,814

Cheapest Apex, NC Car Insurance Rates by ZIP Code

Apex car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Apex, NC.

Annual Car Insurance Rates by ZIP Code in Apex, North Carolina

ZIP Code Average Annual Rates
27502 $2,687
27523 $2,718
27539 $2,775

The Best Cheap Car Insurance Companies in Apex, NC

Take a look at a side-by-side comparison of the top car insurance companies in Apex, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Apex, North Carolina

Insurance Company Average Annual Rates
Allstate $6,615
GEICO $2,738
Liberty Mutual $1,978
Nationwide $2,256
Progressive $2,091
State Farm $2,523
Travelers $2,814

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Category Winners: Cheapest Car Insurance in Apex, North Carolina

Find the cheapest car insurance companies in Apex, NC for each category right here.

Best Annual Car Insurance Rates by Company in Apex, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Apex, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Apex car insurance rates. Find the cheapest Apex, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Apex, North Carolina

Insurance Company Low Medium High
Allstate $6,361 $6,588 $6,897
GEICO $2,621 $2,728 $2,866
Liberty Mutual $1,886 $1,966 $2,082
Nationwide $2,166 $2,245 $2,358
Progressive $1,986 $2,078 $2,210
State Farm $2,426 $2,509 $2,633
Travelers $2,699 $2,799 $2,943

What affects car insurance rates in Apex, North Carolina?

What factors can have an impact on Apex, NC car insurance? There are several reasons why Apex car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Apex, North Carolina.

Commute Time in Apex

The more time you spend in your car the higher the risk of an accident. The average commute length in Apex, NC is 24.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Apex, NC

Ready to find affordable Apex, North Carolina car insurance today? Enter your ZIP code for fast, free Apex, NC car insurance quotes.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

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