Best Ardmore, AL Car Insurance in 2024
Car insurance in Ardmore, AL averages $295 a month. Ardmore, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ardmore car insurance rates, compare quotes from the top car insurance companies in Ardmore, AL.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Ardmore is USAA
- Average car insurance rates in Ardmore, AL after a DUI are $4,046/year
- Average car insurance rates in Ardmore, AL are $3,545/year
If you need to buy Ardmore, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Ardmore, AL is right here.
You’ll find Ardmore car insurance rates, the cheapest Ardmore, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Ardmore, Alabama car insurance rates to Huntsville car insurance rates, Birmingham car insurance rates, and Mobile car insurance rates.
Ready to find affordable Ardmore, AL car insurance today? Enter your ZIP code for fast, free Ardmore car insurance quotes.
Cheapest Ardmore, AL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Ardmore, AL car insurance rates? Every Ardmore, Alabama car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,113 | $2,009 | $1,915 | $1,951 | $7,506 | $8,076 | $2,357 | $2,408 |
| Farmers | $2,230 | $2,211 | $1,992 | $2,118 | $8,712 | $8,959 | $2,538 | $2,635 |
| Geico | $1,937 | $1,926 | $1,862 | $1,928 | $5,088 | $4,973 | $2,039 | $1,880 |
| Liberty Mutual | $3,026 | $3,266 | $2,478 | $2,771 | $11,290 | $12,551 | $3,219 | $3,424 |
| Nationwide | $1,720 | $1,740 | $1,570 | $1,622 | $4,565 | $5,863 | $1,910 | $2,131 |
| Progressive | $2,400 | $2,242 | $1,969 | $2,110 | $9,973 | $11,112 | $2,803 | $2,972 |
| State Farm | $2,586 | $2,586 | $2,344 | $2,344 | $7,868 | $9,846 | $2,923 | $3,372 |
| Travelers | $1,248 | $1,266 | $1,178 | $1,175 | $6,763 | $10,668 | $1,186 | $1,338 |
| USAA | $1,276 | $1,291 | $1,191 | $1,161 | $3,835 | $4,245 | $1,660 | $1,786 |
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Minimum Car Insurance in Ardmore, AL
Every driver must carry the minimum car insurance required by the state in Ardmore, AL. Take a look at the Alabama car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Ardmore, AL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Ardmore, AL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Ardmore from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,367 | $3,443 | $2,816 |
| Farmers | $4,397 | $3,788 | $3,589 |
| Geico | $3,439 | $2,454 | $2,220 |
| Liberty Mutual | $7,514 | $4,621 | $3,625 |
| Nationwide | $3,185 | $2,486 | $2,250 |
| Progressive | $5,011 | $4,307 | $4,026 |
| State Farm | $6,862 | $3,476 | $2,363 |
| Travelers | $3,379 | $2,936 | $2,993 |
| USAA | $2,763 | $1,799 | $1,606 |
Cheapest Ardmore, AL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Ardmore, AL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,999 | $3,544 | $4,224 | $3,400 |
| Farmers | $3,298 | $4,274 | $4,169 | $3,956 |
| Geico | $1,821 | $2,933 | $3,640 | $2,423 |
| Liberty Mutual | $4,117 | $5,744 | $5,603 | $5,550 |
| Nationwide | $2,313 | $2,313 | $3,356 | $2,579 |
| Progressive | $4,013 | $5,057 | $4,319 | $4,401 |
| State Farm | $3,818 | $4,741 | $4,188 | $4,188 |
| Travelers | $2,589 | $2,714 | $3,970 | $3,139 |
| USAA | $1,581 | $1,988 | $2,944 | $1,710 |
Cheapest Ardmore, AL Car Insurance for Teen Drivers
Teen car insurance in Ardmore, AL can be expensive. Take a look at rates from the top car insurance companies in Ardmore for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,506 | $8,076 |
| Farmers | $8,712 | $8,959 |
| Geico | $5,088 | $4,973 |
| Liberty Mutual | $11,290 | $12,551 |
| Nationwide | $4,565 | $5,863 |
| Progressive | $9,973 | $11,112 |
| State Farm | $7,868 | $9,846 |
| Travelers | $6,763 | $10,668 |
| USAA | $3,835 | $4,245 |
Cheapest Ardmore, AL Car Insurance for Seniors
Take a look at Ardmore, AL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,915 | $1,951 |
| Farmers | $1,992 | $2,118 |
| Geico | $1,862 | $1,928 |
| Liberty Mutual | $2,478 | $2,771 |
| Nationwide | $1,570 | $1,622 |
| Progressive | $1,969 | $2,110 |
| State Farm | $2,344 | $2,344 |
| Travelers | $1,178 | $1,175 |
| USAA | $1,191 | $1,161 |
Cheapest Ardmore, AL Car Insurance Rates After a DUI
A DUI in Ardmore, AL increases car insurance rates. Compare Ardmore, Alabama car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,224 |
| Farmers | $4,169 |
| Geico | $3,640 |
| Liberty Mutual | $5,603 |
| Nationwide | $3,356 |
| Progressive | $4,319 |
| State Farm | $4,188 |
| Travelers | $3,970 |
| USAA | $2,944 |
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Cheapest Ardmore, AL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Ardmore, AL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,542 | $3,542 |
| Farmers | $3,924 | $3,924 |
| Geico | $2,657 | $2,751 |
| Liberty Mutual | $5,253 | $5,253 |
| Nationwide | $2,640 | $2,640 |
| Progressive | $4,448 | $4,448 |
| State Farm | $4,131 | $4,336 |
| Travelers | $3,103 | $3,103 |
| USAA | $1,962 | $2,150 |
The Best Cheap Car Insurance Companies in Ardmore, AL
Take a look at a side-by-side comparison of the top car insurance companies in Ardmore, AL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,542 |
| Farmers | $3,924 |
| Geico | $2,704 |
| Liberty Mutual | $5,253 |
| Nationwide | $2,640 |
| Progressive | $4,448 |
| State Farm | $4,234 |
| Travelers | $3,103 |
| USAA | $2,056 |
Category Winners: Cheapest Car Insurance in Ardmore, Alabama
Find the cheapest car insurance companies in Ardmore, AL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Ardmore, AL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Ardmore car insurance rates. Find the cheapest Ardmore, AL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,421 | $3,536 | $3,669 |
| Farmers | $3,703 | $3,873 | $4,197 |
| Geico | $2,473 | $2,691 | $2,949 |
| Liberty Mutual | $5,010 | $5,228 | $5,521 |
| Nationwide | $2,626 | $2,617 | $2,677 |
| Progressive | $3,976 | $4,422 | $4,945 |
| State Farm | $3,999 | $4,228 | $4,474 |
| Travelers | $2,934 | $3,164 | $3,210 |
| USAA | $1,984 | $2,045 | $2,138 |
What affects car insurance rates in Ardmore, Alabama?
What are the factors that affect car insurance rates in Ardmore, AL? There are several reasons why Ardmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ardmore, Alabama.
Car Theft in Ardmore
High levels of vehicle theft can make car insurance more expensive. Ardmore, AL car theft statistics from the FBI indicate 2 vehicle thefts a year.
Commute Time in Ardmore
The more time you spend in your car the higher the risk of an accident. The average commute length in Ardmore, AL is 29.4 minutes according to City-Data.
Compare Car Insurance Quotes in Ardmore, AL
Ready to find affordable Ardmore, Alabama car insurance today? Enter your ZIP code for fast, free Ardmore, AL car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Ardmore, AL?
The average monthly rate is $295.
What are the car insurance requirements in Ardmore, AL?
You need at least 25/50/25 coverage.
Do I need full coverage insurance if my car is financed?
Yes, most lenders require full coverage.
How can I find cheap car insurance rates in Ardmore, AL?
Compare quotes from multiple companies.
How do age, gender, and marital status affect rates?
They can impact rates differently for each company.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.