Compare Austell, GA Car Insurance Rates [2024]
Car insurance in Austell, GA averages $480 a month. Austell, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Austell car insurance rates, compare quotes from the top car insurance companies in Austell, GA.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Austell is 30106
- Average car insurance rates in Austell, GA are $5,758/year
- Average car insurance rates in Austell, GA after a DUI are $7,105/year
If you need to buy Austell, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Austell, GA is right here.
You’ll find Austell car insurance rates, the cheapest Austell, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Austell, Georgia car insurance rates to Albany car insurance rates, Warner Robins car insurance rates, and Marietta car insurance rates.
Ready to find affordable Austell, GA car insurance today? Enter your ZIP code for fast, free Austell car insurance quotes.
Cheapest Austell, GA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Austell, GA car insurance rates? Every Austell, Georgia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,228 | $3,228 | $3,095 | $3,095 | $7,644 | $9,843 | $3,615 | $3,947 |
| Geico | $2,596 | $2,580 | $2,533 | $2,533 | $8,461 | $10,117 | $3,385 | $3,757 |
| Liberty Mutual | $5,955 | $6,485 | $4,873 | $5,555 | $26,258 | $29,354 | $6,283 | $6,656 |
| Nationwide | $3,766 | $3,889 | $3,765 | $4,125 | $11,916 | $15,285 | $4,615 | $4,996 |
| Progressive | $3,632 | $3,283 | $3,127 | $3,319 | $11,950 | $13,218 | $4,153 | $4,296 |
| State Farm | $2,510 | $2,510 | $2,265 | $2,265 | $6,941 | $9,105 | $2,765 | $2,995 |
| USAA | $1,827 | $1,822 | $1,721 | $1,715 | $6,795 | $7,992 | $2,277 | $2,507 |
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Minimum Car Insurance in Austell, GA
Every driver must carry the minimum car insurance in Austell, GA. Take a look at the Georgia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Austell, GA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Austell, GA. Compare credit history car insurance rates in Austell from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,100 | $4,248 | $3,787 |
| Geico | $6,049 | $3,742 | $3,694 |
| Liberty Mutual | $16,342 | $10,060 | $7,880 |
| Nationwide | $7,772 | $6,327 | $5,535 |
| Progressive | $6,567 | $5,736 | $5,314 |
| State Farm | $5,562 | $3,459 | $2,738 |
| USAA | $4,318 | $3,059 | $2,619 |
Cheapest Austell, GA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Austell, GA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,857 | $6,018 | $4,907 | $4,066 |
| Geico | $2,897 | $3,593 | $8,067 | $3,424 |
| Liberty Mutual | $8,683 | $11,867 | $13,622 | $11,537 |
| Nationwide | $5,050 | $5,926 | $9,089 | $6,114 |
| Progressive | $4,530 | $8,227 | $5,446 | $5,285 |
| State Farm | $3,554 | $4,285 | $3,919 | $3,919 |
| USAA | $2,549 | $3,249 | $4,684 | $2,847 |
Cheapest Austell, GA Car Insurance for Teen Drivers
Teen car insurance in Austell, GA can be expensive. Take a look at rates from the top car insurance companies in Austell for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,644 | $9,843 |
| Geico | $8,461 | $10,117 |
| Liberty Mutual | $26,258 | $29,354 |
| Nationwide | $11,916 | $15,285 |
| Progressive | $11,950 | $13,218 |
| State Farm | $6,941 | $9,105 |
| USAA | $6,795 | $7,992 |
Cheapest Austell, GA Car Insurance for Seniors
Take a look at Austell, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,095 | $3,095 |
| Geico | $2,533 | $2,533 |
| Liberty Mutual | $4,873 | $5,555 |
| Nationwide | $3,765 | $4,125 |
| Progressive | $3,127 | $3,319 |
| State Farm | $2,265 | $2,265 |
| USAA | $1,721 | $1,715 |
Cheapest Austell, GA Car Insurance Rates After a DUI
A DUI in Austell, GA increases car insurance rates. Compare Austell, Georgia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,907 |
| Geico | $8,067 |
| Liberty Mutual | $13,622 |
| Nationwide | $9,089 |
| Progressive | $5,446 |
| State Farm | $3,919 |
| USAA | $4,684 |
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Cheapest Austell, GA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Austell, GA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,604 | $4,820 |
| Geico | $4,424 | $4,566 |
| Liberty Mutual | $11,427 | $11,427 |
| Nationwide | $6,545 | $6,545 |
| Progressive | $5,872 | $5,872 |
| State Farm | $3,919 | $3,919 |
| USAA | $3,180 | $3,484 |
Cheapest Austell, GA Car Insurance Rates by ZIP Code
Austell car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Austell, GA.
| ZIP Code | Average Annual Rates |
|---|---|
| 30106 | $5,520 |
| 30168 | $5,674 |
The Best Cheap Car Insurance Companies in Austell, GA
Take a look at a side-by-side comparison of the top car insurance companies in Austell, GA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,712 |
| Geico | $4,495 |
| Liberty Mutual | $11,427 |
| Nationwide | $6,545 |
| Progressive | $5,872 |
| State Farm | $3,919 |
| USAA | $3,332 |
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Category Winners: Cheapest Car Insurance in Austell, Georgia
Find the cheapest car insurance companies in Austell, GA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Austell, GA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Austell car insurance rates. Find the cheapest Austell, GA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,365 | $4,759 | $5,012 |
| Geico | $4,107 | $4,520 | $4,858 |
| Liberty Mutual | $10,883 | $11,358 | $12,041 |
| Nationwide | $6,321 | $6,676 | $6,637 |
| Progressive | $5,239 | $5,751 | $6,626 |
| State Farm | $3,648 | $3,925 | $4,186 |
| USAA | $3,155 | $3,313 | $3,528 |
What affects car insurance rates in Austell, Georgia?
What factors can have an impact on Austell, GA car insurance? There are several reasons why Austell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Austell, Georgia.
Commute Time in Austell
The more time you spend in your car the higher the risk of an accident. The average commute length in Austell, GA is 32.9 minutes according to City-Data.
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Compare Car Insurance Quotes in Austell, GA
Ready to find affordable Austell, Georgia car insurance today? Enter your ZIP code for fast, free Austell, GA car insurance quotes.
Frequently Asked Questions
Why should I compare car insurance rates in Austell, GA?
Comparing car insurance rates in Austell, GA can help you find the most affordable coverage that suits your needs. Insurance rates can vary significantly between different insurance providers, so it’s essential to shop around and compare quotes. By comparing rates, you can potentially save money and ensure that you’re getting the best possible coverage for your vehicle.
How can I compare car insurance rates in Austell, GA?
There are a few ways to compare car insurance rates in Austell, GA. You can start by researching different insurance providers and requesting quotes directly from them. Alternatively, you can use online insurance comparison tools that allow you to compare rates from multiple insurers at once. These tools typically require you to provide some basic information about yourself and your vehicle to generate accurate quotes.
What factors affect car insurance rates in Austell, GA?
Several factors can impact car insurance rates in Austell, GA. These include your age, driving history, type of vehicle, location, credit score, and the amount of coverage you need. Insurance providers use these factors, among others, to assess the level of risk you present as a driver and determine your premium. Generally, drivers with clean records, lower-risk vehicles, and good credit scores can often secure lower insurance rates.
Are there any specific requirements for car insurance in Austell, GA?
Like most states, Georgia requires drivers to carry a minimum level of car insurance coverage. In Austell, GA, the minimum requirements include liability insurance with at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. However, it’s important to note that these are minimum requirements, and it’s often advisable to consider additional coverage options to protect yourself adequately.
Can I get discounts on car insurance in Austell, GA?
Yes, there are various discounts available on car insurance in Austell, GA that can help lower your premium. Insurance providers may offer discounts for factors such as safe driving records, completing defensive driving courses, bundling multiple policies, having anti-theft devices installed in your vehicle, being a good student, or being a member of certain professional organizations. It’s worth asking insurance companies about the discounts they offer to see if you qualify for any.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.