Compare Aztec, NM Car Insurance Rates [2024]
Car insurance in Aztec, NM averages $273 a month. Aztec, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Aztec car insurance rates, compare quotes from the top car insurance companies in Aztec, NM.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Aztec, NM after a DUI are $4,204/year
- The cheapest car insurance company in Aztec is State Farm
- The cheapest car insurance company in Aztec for teen drivers is State Farm
If you need to buy Aztec, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Aztec, NM is right here.
You’ll find Aztec car insurance rates, the cheapest Aztec, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Aztec, New Mexico car insurance rates to Las Cruces car insurance rates, Hobbs car insurance rates, and Albuquerque car insurance rates.
Ready to find affordable Aztec, NM car insurance today? Enter your ZIP code for fast, free Aztec car insurance quotes.
Cheapest Aztec, NM Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Aztec, NM car insurance rates? Every Aztec, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,447 | $2,447 | $2,252 | $2,366 | $8,414 | $9,783 | $2,694 | $2,853 |
| Farmers | $2,145 | $2,130 | $1,924 | $2,057 | $8,646 | $8,844 | $2,407 | $2,476 |
| Geico | $2,600 | $2,669 | $2,442 | $2,442 | $7,617 | $10,449 | $2,743 | $2,739 |
| Nationwide | $2,252 | $2,285 | $2,052 | $2,147 | $5,434 | $6,824 | $2,541 | $2,715 |
| Progressive | $1,495 | $1,440 | $1,368 | $1,367 | $6,300 | $7,093 | $1,801 | $1,853 |
| State Farm | $1,466 | $1,466 | $1,330 | $1,330 | $3,864 | $4,845 | $1,634 | $1,804 |
| USAA | $1,595 | $1,580 | $1,524 | $1,514 | $4,258 | $4,808 | $1,975 | $2,110 |
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Minimum Car Insurance in Aztec, NM
Every driver must carry the minimum car insurance in Aztec, NM. Take a look at the New Mexico car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Aztec, NM Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Aztec, NM. Compare credit history car insurance rates in Aztec from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,833 | $3,989 | $3,649 |
| Farmers | $4,400 | $3,633 | $3,452 |
| Geico | $4,719 | $4,112 | $3,806 |
| Nationwide | $4,012 | $3,124 | $2,709 |
| Progressive | $3,102 | $2,780 | $2,638 |
| State Farm | $3,146 | $1,953 | $1,553 |
| USAA | $3,027 | $2,268 | $1,966 |
Cheapest Aztec, NM Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aztec, NM to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,401 | $4,513 | $4,864 | $3,851 |
| Farmers | $3,231 | $4,166 | $4,070 | $3,846 |
| Geico | $2,493 | $3,986 | $7,878 | $2,493 |
| Nationwide | $2,469 | $3,445 | $4,423 | $2,789 |
| Progressive | $2,455 | $3,369 | $2,643 | $2,893 |
| State Farm | $2,087 | $2,261 | $2,261 | $2,261 |
| USAA | $1,794 | $2,504 | $3,292 | $2,091 |
Cheapest Aztec, NM Car Insurance for Teen Drivers
Teen car insurance in Aztec, NM can be expensive. Take a look at rates from the top car insurance companies in Aztec for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,414 | $9,783 |
| Farmers | $8,646 | $8,844 |
| Geico | $7,617 | $10,449 |
| Nationwide | $5,434 | $6,824 |
| Progressive | $6,300 | $7,093 |
| State Farm | $3,864 | $4,845 |
| USAA | $4,258 | $4,808 |
Cheapest Aztec, NM Car Insurance for Seniors
Take a look at Aztec, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,252 | $2,366 |
| Farmers | $1,924 | $2,057 |
| Geico | $2,442 | $2,442 |
| Nationwide | $2,052 | $2,147 |
| Progressive | $1,368 | $1,367 |
| State Farm | $1,330 | $1,330 |
| USAA | $1,524 | $1,514 |
Cheapest Aztec, NM Car Insurance Rates After a DUI
A DUI in Aztec, NM increases car insurance rates. Compare Aztec, New Mexico DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,864 |
| Farmers | $4,070 |
| Geico | $7,878 |
| Nationwide | $4,423 |
| Progressive | $2,643 |
| State Farm | $2,261 |
| USAA | $3,292 |
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Cheapest Aztec, NM Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Aztec, NM by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,157 | $4,157 |
| Farmers | $3,828 | $3,828 |
| Geico | $4,148 | $4,277 |
| Nationwide | $3,282 | $3,282 |
| Progressive | $2,840 | $2,840 |
| State Farm | $2,164 | $2,271 |
| USAA | $2,348 | $2,493 |
The Best Cheap Car Insurance Companies in Aztec, NM
Take a look at a side-by-side comparison of the top car insurance companies in Aztec, NM to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,157 |
| Farmers | $3,828 |
| Geico | $4,213 |
| Nationwide | $3,282 |
| Progressive | $2,840 |
| State Farm | $2,217 |
| USAA | $2,421 |
Category Winners: Cheapest Car Insurance in Aztec, New Mexico
Find the cheapest car insurance companies in Aztec, NM for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Aztec, NM Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Aztec car insurance rates. Find the cheapest Aztec, NM car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,968 | $4,148 | $4,354 |
| Farmers | $3,488 | $3,795 | $4,202 |
| Geico | $3,928 | $4,201 | $4,509 |
| Nationwide | $3,199 | $3,251 | $3,395 |
| Progressive | $2,692 | $2,840 | $2,988 |
| State Farm | $2,018 | $2,223 | $2,411 |
| USAA | $2,248 | $2,432 | $2,581 |
What affects car insurance rates in Aztec, New Mexico?
What factors can have an impact on Aztec, NM car insurance? There are several reasons why Aztec car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aztec, New Mexico.
Car Theft in Aztec
High levels of vehicle theft can make car insurance more expensive. Aztec, NM car theft statistics from the FBI indicate 19 vehicle thefts a year.
Commute Time in Aztec
The more time you spend in your car the higher the risk of an accident. The average commute length in Aztec, NM is 24.5 minutes according to City-Data.
Compare Car Insurance Quotes in Aztec, NM
Ready to find affordable Aztec, New Mexico car insurance today? Enter your ZIP code for fast, free Aztec, NM car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Aztec, NM?
The average monthly car insurance rate in Aztec, NM is $273.
What are the car insurance requirements in Aztec, NM?
The car insurance requirements in Aztec, NM are 25/50/10. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Aztec, NM?
To find cheap car insurance rates in Aztec, NM, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Aztec, NM?
Age, gender, and marital status can affect car insurance rates differently among insurance companies. It’s best to compare rates to see the impact on your premiums.
What is the minimum car insurance required in Aztec, NM?
The minimum car insurance required in Aztec, NM follows the 25/50/10 rule.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.