Compare Barnesville, MN Car Insurance Rates [2024]
Car insurance in Barnesville, MN averages $363 a month. Barnesville, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Barnesville car insurance rates, compare quotes from the top car insurance companies in Barnesville, MN.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Barnesville for teen drivers is State Farm
- The cheapest car insurance company in Barnesville is State Farm
- Average car insurance rates in Barnesville, MN are $4,360/year
If you need to buy Barnesville, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Barnesville, MN is right here.
You’ll find Barnesville car insurance rates, the cheapest Barnesville, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Barnesville, Minnesota car insurance rates to Rochester car insurance rates, St. Cloud car insurance rates, and Woodbury car insurance rates.
Ready to find affordable Barnesville, MN car insurance today? Enter your ZIP code for fast, free Barnesville car insurance quotes.
Cheapest Barnesville, MN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Barnesville, MN car insurance rates? Every Barnesville, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,881 | $2,881 | $2,758 | $2,758 | $6,537 | $9,541 | $3,495 | $3,694 |
| American Family | $2,076 | $2,076 | $1,882 | $1,882 | $5,598 | $8,132 | $2,076 | $2,345 |
| Farmers | $2,160 | $2,154 | $2,083 | $2,194 | $6,005 | $6,022 | $2,813 | $2,699 |
| Geico | $2,756 | $2,737 | $2,639 | $2,565 | $5,625 | $7,173 | $2,585 | $2,657 |
| Liberty Mutual | $9,075 | $9,075 | $8,983 | $8,983 | $18,171 | $27,432 | $9,075 | $12,762 |
| Nationwide | $1,874 | $1,891 | $1,666 | $1,774 | $4,730 | $5,773 | $2,192 | $2,292 |
| State Farm | $1,388 | $1,388 | $1,232 | $1,232 | $2,974 | $3,689 | $1,614 | $1,326 |
| USAA | $1,907 | $1,903 | $1,727 | $1,740 | $4,997 | $5,508 | $2,499 | $2,677 |
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Minimum Car Insurance in Barnesville, MN
Every driver must carry the minimum car insurance in Barnesville, MN. Take a look at the Minnesota car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Barnesville, MN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Barnesville, MN. Compare credit history car insurance rates in Barnesville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,354 | $3,425 | $3,175 |
| American Family | $4,428 | $2,960 | $2,387 |
| Farmers | $4,109 | $2,943 | $2,748 |
| Geico | $4,314 | $3,524 | $2,938 |
| Liberty Mutual | $18,046 | $11,670 | $9,119 |
| Nationwide | $3,295 | $2,661 | $2,366 |
| State Farm | $2,705 | $1,655 | $1,207 |
| USAA | $4,535 | $2,186 | $1,888 |
Cheapest Barnesville, MN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Barnesville, MN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,178 | $4,549 | $5,429 | $4,117 |
| American Family | $2,181 | $3,979 | $4,400 | $2,473 |
| Farmers | $2,796 | $3,526 | $3,573 | $3,170 |
| Geico | $2,372 | $3,788 | $5,666 | $2,541 |
| Liberty Mutual | $9,723 | $13,139 | $18,427 | $10,489 |
| Nationwide | $2,200 | $2,922 | $3,364 | $2,609 |
| State Farm | $1,710 | $2,001 | $1,856 | $1,856 |
| USAA | $2,134 | $2,706 | $4,096 | $2,543 |
Cheapest Barnesville, MN Car Insurance for Teen Drivers
Teen car insurance in Barnesville, MN can be expensive. Take a look at rates from the top car insurance companies in Barnesville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,537 | $9,541 |
| American Family | $5,598 | $8,132 |
| Farmers | $6,005 | $6,022 |
| Geico | $5,625 | $7,173 |
| Liberty Mutual | $18,171 | $27,432 |
| Nationwide | $4,730 | $5,773 |
| State Farm | $2,974 | $3,689 |
| USAA | $4,997 | $5,508 |
Cheapest Barnesville, MN Car Insurance for Seniors
Take a look at Barnesville, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,758 | $2,758 |
| American Family | $1,882 | $1,882 |
| Farmers | $2,083 | $2,194 |
| Geico | $2,639 | $2,565 |
| Liberty Mutual | $8,983 | $8,983 |
| Nationwide | $1,666 | $1,774 |
| State Farm | $1,232 | $1,232 |
| USAA | $1,727 | $1,740 |
Cheapest Barnesville, MN Car Insurance Rates After a DUI
A DUI in Barnesville, MN increases car insurance rates. Compare Barnesville, Minnesota DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,429 |
| American Family | $4,400 |
| Farmers | $3,573 |
| Geico | $5,666 |
| Liberty Mutual | $18,427 |
| Nationwide | $3,364 |
| State Farm | $1,856 |
| USAA | $4,096 |
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Cheapest Barnesville, MN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Barnesville, MN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,318 | $4,318 |
| American Family | $3,220 | $3,296 |
| Farmers | $3,266 | $3,266 |
| Geico | $3,546 | $3,638 |
| Liberty Mutual | $12,555 | $13,334 |
| Nationwide | $2,774 | $2,774 |
| State Farm | $1,806 | $1,905 |
| USAA | $2,832 | $2,907 |
The Best Cheap Car Insurance Companies in Barnesville, MN
Take a look at a side-by-side comparison of the top car insurance companies in Barnesville, MN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,318 |
| American Family | $3,258 |
| Farmers | $3,266 |
| Geico | $3,592 |
| Liberty Mutual | $12,945 |
| Nationwide | $2,774 |
| State Farm | $1,855 |
| USAA | $2,870 |
Category Winners: Cheapest Car Insurance in Barnesville, Minnesota
Find the cheapest car insurance companies in Barnesville, MN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Barnesville, MN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Barnesville car insurance rates. Find the cheapest Barnesville, MN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,263 | $4,315 | $4,377 |
| American Family | $3,253 | $3,349 | $3,173 |
| Farmers | $3,142 | $3,279 | $3,378 |
| Geico | $3,497 | $3,590 | $3,689 |
| Liberty Mutual | $12,675 | $12,952 | $13,207 |
| Nationwide | $2,618 | $2,792 | $2,911 |
| State Farm | $1,784 | $1,861 | $1,921 |
| USAA | $2,793 | $2,867 | $2,949 |
What affects car insurance rates in Barnesville, Minnesota?
What factors can have an impact on Barnesville, MN car insurance? There are several reasons why Barnesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Barnesville, Minnesota.
Commute Time in Barnesville
The more time you spend in your car the higher the risk of an accident. The average commute length in Barnesville, MN is 26.0 minutes according to City-Data.
Compare Car Insurance Quotes in Barnesville, MN
Ready to find affordable Barnesville, Minnesota car insurance today? Enter your ZIP code for fast, free Barnesville, MN car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Barnesville, MN?
Car insurance rates in Barnesville, MN are determined based on various factors, including your age, driving record, type of vehicle, coverage options, and the insurance company’s underwriting guidelines. Additionally, local factors such as the crime rate in your area and the frequency of accidents can also impact the rates.
Are car insurance rates higher for young drivers in Barnesville, MN?
Generally, young and inexperienced drivers tend to have higher car insurance rates due to their higher risk profile. Factors such as limited driving experience and a higher likelihood of being involved in accidents contribute to higher premiums for young drivers.
What are the pros of comparing car insurance rates in Barnesville, MN?
- Potential cost savings: By comparing car insurance rates from different providers, you can find the best coverage options at competitive prices, potentially saving money on your premiums.
- Customized coverage: By exploring different insurance options, you can find policies that meet your specific needs, including coverage limits, deductibles, and additional features.
- Access to discounts: Comparing rates allows you to identify potential discounts or incentives offered by insurance companies, such as safe driver discounts or multi-policy discounts.
What are the cons of comparing car insurance rates in Barnesville, MN?
- Time-consuming: Comparing car insurance rates requires time and effort to research and gather quotes from multiple providers.
- Overwhelming options: With numerous insurance companies and policies available, it can be overwhelming to navigate through the options and determine the best choice.
- Potential bias: Some insurance companies may offer lower rates initially but increase premiums significantly upon renewal. It is important to consider long-term affordability and the reputation of the insurer.
How can I compare car insurance rates in Barnesville, MN?
To compare car insurance rates in Barnesville, MN, you can follow these steps:
- Research insurance providers: Look for reputable insurance companies that offer coverage in Barnesville, MN.
- Gather quotes: Request quotes from multiple providers, either by contacting them directly or using online comparison tools.
- Compare coverage options: Review the coverage limits, deductibles, and additional features offered by each provider.
- Consider customer reviews and reputation: Research customer reviews and the reputation of the insurance companies to ensure reliability and customer satisfaction.
- Evaluate long-term affordability: Consider the potential for rate increases upon renewal and assess the overall affordability of the coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.