Compare Cerritos, CA Car Insurance Rates [2023]
Car insurance in Cerritos, CA averages $341 a month. Cerritos, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cerritos car insurance rates, compare quotes from the top car insurance companies in Cerritos, CA.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Jun 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Cerritos, CA after a DUI are $5,753/year
- The cheapest car insurance company in Cerritos for teen drivers is USAA
- Average car insurance rates in Cerritos, CA are $4,095/year
If you need to buy Cerritos, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cerritos, CA is right here.
You’ll find Cerritos car insurance rates, the cheapest Cerritos, CA car insurance companies, and information on California car insurance laws. You can also compare Cerritos, California car insurance rates to Sacramento car insurance rates, Fresno car insurance rates, and Bakersfield car insurance rates.
Ready to find affordable Cerritos, CA car insurance today? Enter your ZIP code for fast, free Cerritos car insurance quotes.
Cheapest Cerritos, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cerritos, CA car insurance rates? Every Cerritos, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,277 | $3,265 | $2,386 | $2,396 | $9,232 | $11,582 | $4,153 | $4,513 |
| Farmers | $3,073 | $3,073 | $2,786 | $2,786 | $9,811 | $16,001 | $3,644 | $4,062 |
| Geico | $1,848 | $1,848 | $1,737 | $1,737 | $5,646 | $5,743 | $2,658 | $2,715 |
| Liberty Mutual | $2,614 | $2,460 | $2,446 | $2,362 | $5,673 | $6,085 | $2,932 | $2,976 |
| Nationwide | $3,870 | $3,684 | $3,415 | $3,208 | $10,000 | $11,044 | $4,621 | $4,542 |
| Progressive | $1,812 | $1,868 | $1,531 | $1,825 | $4,854 | $5,871 | $2,609 | $2,811 |
| State Farm | $3,660 | $3,660 | $3,272 | $3,272 | $6,777 | $8,412 | $4,054 | $4,180 |
| Travelers | $2,827 | $2,727 | $2,503 | $2,476 | $6,010 | $6,831 | $3,708 | $3,607 |
| USAA | $1,950 | $1,848 | $1,900 | $1,909 | $4,459 | $4,489 | $2,701 | $2,553 |
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Minimum Car Insurance in Cerritos, CA
Every driver must carry the minimum car insurance required by the state in Cerritos, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Cerritos, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Cerritos, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,074 | $5,155 | $8,141 | $4,032 |
| Farmers | $4,184 | $5,695 | $7,085 | $5,653 |
| Geico | $2,089 | $3,236 | $4,048 | $2,592 |
| Liberty Mutual | $2,990 | $4,002 | $3,615 | $3,168 |
| Nationwide | $3,866 | $4,964 | $8,399 | $4,964 |
| Progressive | $1,898 | $3,222 | $3,737 | $2,733 |
| State Farm | $3,329 | $3,968 | $7,486 | $3,862 |
| Travelers | $2,520 | $4,202 | $4,852 | $3,772 |
| USAA | $1,811 | $2,698 | $4,412 | $1,984 |
Cheapest Cerritos, CA Car Insurance for Teen Drivers
Teen car insurance in Cerritos, CA can be expensive. Take a look at rates from the top car insurance companies in Cerritos for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,232 | $11,582 |
| Farmers | $9,811 | $16,001 |
| Geico | $5,646 | $5,743 |
| Liberty Mutual | $5,673 | $6,085 |
| Nationwide | $10,000 | $11,044 |
| Progressive | $4,854 | $5,871 |
| State Farm | $6,777 | $8,412 |
| Travelers | $6,010 | $6,831 |
| USAA | $4,459 | $4,489 |
Cheapest Cerritos, CA Car Insurance for Seniors
Take a look at Cerritos, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,386 | $2,396 |
| Farmers | $2,786 | $2,786 |
| Geico | $1,737 | $1,737 |
| Liberty Mutual | $2,446 | $2,362 |
| Nationwide | $3,415 | $3,208 |
| Progressive | $1,531 | $1,825 |
| State Farm | $3,272 | $3,272 |
| Travelers | $2,503 | $2,476 |
| USAA | $1,900 | $1,909 |
Cheapest Cerritos, CA Car Insurance Rates After a DUI
A DUI in Cerritos, CA increases car insurance rates. Compare Cerritos, California car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,141 |
| Farmers | $7,085 |
| Geico | $4,048 |
| Liberty Mutual | $3,615 |
| Nationwide | $8,399 |
| Progressive | $3,737 |
| State Farm | $7,486 |
| Travelers | $4,852 |
| USAA | $4,412 |
Cheapest Cerritos, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cerritos, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,592 | $5,609 |
| Farmers | $5,129 | $6,180 |
| Geico | $2,717 | $3,266 |
| Liberty Mutual | $3,158 | $3,729 |
| Nationwide | $4,893 | $6,204 |
| Progressive | $2,628 | $3,167 |
| State Farm | $4,491 | $4,831 |
| Travelers | $3,448 | $4,225 |
| USAA | $2,513 | $2,940 |
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The Best Cheap Car Insurance Companies in Cerritos, CA
Take a look at a side-by-side comparison of the top car insurance companies in Cerritos, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,101 |
| Farmers | $5,654 |
| Geico | $2,992 |
| Liberty Mutual | $3,444 |
| Nationwide | $5,548 |
| Progressive | $2,898 |
| State Farm | $4,661 |
| Travelers | $3,836 |
| USAA | $2,726 |
Category Winners: Cheapest Car Insurance in Cerritos, California
Find the cheapest car insurance companies in Cerritos, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Cerritos, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Cerritos car insurance rates. Find the cheapest Cerritos, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,782 | $5,151 | $5,368 |
| Farmers | $5,239 | $5,702 | $6,023 |
| Geico | $2,701 | $3,026 | $3,248 |
| Liberty Mutual | $3,185 | $3,475 | $3,671 |
| Nationwide | $4,927 | $5,657 | $6,061 |
| Progressive | $2,622 | $2,981 | $3,090 |
| State Farm | $4,176 | $4,748 | $5,060 |
| Travelers | $3,295 | $3,947 | $4,267 |
| USAA | $2,475 | $2,779 | $2,925 |
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What affects car insurance rates in Cerritos, California?
What are the factors that affect car insurance rates in Cerritos, CA? There are several reasons why Cerritos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cerritos, California.
Car Theft in Cerritos
High levels of vehicle theft can make car insurance more expensive. Cerritos, CA car theft statistics from the FBI indicate 163 vehicle thefts a year.
Commute Time in Cerritos
The more time you spend in your car the higher the risk of an accident. The average commute length in Cerritos, CA is 34.8 minutes according to City-Data.
Compare Car Insurance Quotes in Cerritos, CA
Ready to find affordable Cerritos, California car insurance today? Enter your ZIP code for fast, free Cerritos, CA car insurance quotes.
Frequently Asked Questions
How much is car insurance in Cerritos, CA?
The average monthly car insurance rate is $341.
What are the insurance requirements in Cerritos, CA?
You need at least 15/30/5 coverage: $15,000 per person for bodily injury, $30,000 per accident for bodily injury, and $5,000 for property damage.
How can I find cheap car insurance in Cerritos, CA?
Compare quotes from top insurance companies in Cerritos to find the most affordable option.
How do age, gender, and marital status affect rates?
Different companies weigh these factors differently, so compare rates to see how they impact your premiums.
What affects car insurance rates in Cerritos, CA?
Factors include car theft rates, commute time, and driving record.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.