Compare Channahon, IL Car Insurance Rates [2024]
Car insurance in Channahon, IL averages $275 a month. Channahon, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Channahon car insurance rates, compare quotes from the top car insurance companies in Channahon, IL.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Channahon is Liberty Mutual
- Average car insurance rates in Channahon, IL after a DUI are $3,877/year
- Average car insurance rates in Channahon, IL are $3,303/year
If you need to buy Channahon, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Channahon, IL is right here.
You’ll find Channahon car insurance rates, the cheapest Channahon, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Channahon, Illinois car insurance rates to Springfield car insurance rates, Chicago car insurance rates, and Cicero car insurance rates.
Ready to find affordable Channahon, IL car insurance today? Enter your ZIP code for fast, free Channahon car insurance quotes.
Cheapest Channahon, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Channahon, IL car insurance rates? Every Channahon, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,377 | $3,392 | $3,540 | $3,540 | $8,863 | $11,520 | $4,063 | $4,392 |
| American Family | $2,263 | $2,263 | $2,076 | $2,076 | $6,479 | $8,948 | $2,263 | $2,922 |
| Farmers | $2,391 | $2,388 | $2,117 | $2,244 | $10,529 | $10,976 | $2,735 | $2,853 |
| Geico | $1,784 | $1,834 | $1,744 | $1,950 | $6,375 | $6,643 | $2,053 | $2,142 |
| Liberty Mutual | $1,404 | $1,512 | $1,162 | $1,297 | $4,910 | $5,458 | $1,469 | $1,548 |
| Nationwide | $1,682 | $1,706 | $1,503 | $1,585 | $4,616 | $5,894 | $1,959 | $2,114 |
| Progressive | $2,183 | $2,058 | $1,800 | $1,888 | $7,991 | $8,965 | $2,604 | $2,819 |
| State Farm | $1,457 | $1,457 | $1,315 | $1,315 | $4,322 | $5,465 | $1,650 | $1,904 |
| Travelers | $1,593 | $1,678 | $1,473 | $1,568 | $4,831 | $6,107 | $1,685 | $1,773 |
| USAA | $1,623 | $1,650 | $1,506 | $1,480 | $5,267 | $5,815 | $2,138 | $2,345 |
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Minimum Car Insurance in Channahon, IL
Every driver must carry the minimum car insurance in Channahon, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Channahon, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Channahon, IL. Compare credit history car insurance rates in Channahon from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,797 | $4,911 | $4,299 |
| American Family | $4,859 | $3,317 | $2,808 |
| Farmers | $5,137 | $4,331 | $4,119 |
| Geico | $4,932 | $2,400 | $1,866 |
| Liberty Mutual | $3,315 | $2,074 | $1,646 |
| Nationwide | $3,134 | $2,540 | $2,224 |
| Progressive | $4,316 | $3,662 | $3,387 |
| State Farm | $3,427 | $2,057 | $1,598 |
| Travelers | $3,144 | $2,555 | $2,066 |
| USAA | $3,636 | $2,494 | $2,053 |
Cheapest Channahon, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Channahon, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,776 | $6,511 | $6,053 | $5,004 |
| American Family | $2,691 | $3,826 | $5,078 | $3,051 |
| Farmers | $3,820 | $4,936 | $4,813 | $4,547 |
| Geico | $2,070 | $3,243 | $4,517 | $2,432 |
| Liberty Mutual | $1,946 | $2,781 | $2,437 | $2,216 |
| Nationwide | $2,133 | $2,743 | $3,213 | $2,441 |
| Progressive | $3,118 | $4,641 | $3,454 | $3,942 |
| State Farm | $2,147 | $2,574 | $2,361 | $2,361 |
| Travelers | $2,054 | $2,704 | $3,016 | $2,579 |
| USAA | $1,944 | $2,795 | $3,828 | $2,344 |
Cheapest Channahon, IL Car Insurance for Teen Drivers
Teen car insurance in Channahon, IL can be expensive. Take a look at rates from the top car insurance companies in Channahon for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,863 | $11,520 |
| American Family | $6,479 | $8,948 |
| Farmers | $10,529 | $10,976 |
| Geico | $6,375 | $6,643 |
| Liberty Mutual | $4,910 | $5,458 |
| Nationwide | $4,616 | $5,894 |
| Progressive | $7,991 | $8,965 |
| State Farm | $4,322 | $5,465 |
| Travelers | $4,831 | $6,107 |
| USAA | $5,267 | $5,815 |
Cheapest Channahon, IL Car Insurance for Seniors
Take a look at Channahon, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,540 | $3,540 |
| American Family | $2,076 | $2,076 |
| Farmers | $2,117 | $2,244 |
| Geico | $1,744 | $1,950 |
| Liberty Mutual | $1,162 | $1,297 |
| Nationwide | $1,503 | $1,585 |
| Progressive | $1,800 | $1,888 |
| State Farm | $1,315 | $1,315 |
| Travelers | $1,473 | $1,568 |
| USAA | $1,506 | $1,480 |
Cheapest Channahon, IL Car Insurance Rates After a DUI
A DUI in Channahon, IL increases car insurance rates. Compare Channahon, Illinois DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,053 |
| American Family | $5,078 |
| Farmers | $4,813 |
| Geico | $4,517 |
| Liberty Mutual | $2,437 |
| Nationwide | $3,213 |
| Progressive | $3,454 |
| State Farm | $2,361 |
| Travelers | $3,016 |
| USAA | $3,828 |
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Cheapest Channahon, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Channahon, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,336 | $5,336 |
| American Family | $3,615 | $3,708 |
| Farmers | $4,529 | $4,529 |
| Geico | $3,012 | $3,120 |
| Liberty Mutual | $2,345 | $2,345 |
| Nationwide | $2,632 | $2,632 |
| Progressive | $3,789 | $3,789 |
| State Farm | $2,301 | $2,420 |
| Travelers | $2,486 | $2,691 |
| USAA | $2,651 | $2,804 |
The Best Cheap Car Insurance Companies in Channahon, IL
Take a look at a side-by-side comparison of the top car insurance companies in Channahon, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,336 |
| American Family | $3,662 |
| Farmers | $4,529 |
| Geico | $3,066 |
| Liberty Mutual | $2,345 |
| Nationwide | $2,632 |
| Progressive | $3,789 |
| State Farm | $2,361 |
| Travelers | $2,589 |
| USAA | $2,728 |
Category Winners: Cheapest Car Insurance in Channahon, Illinois
Find the cheapest car insurance companies in Channahon, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Liberty Mutual |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
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Cheapest Channahon, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Channahon car insurance rates. Find the cheapest Channahon, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,165 | $5,331 | $5,512 |
| American Family | $3,511 | $3,796 | $3,677 |
| Farmers | $4,301 | $4,418 | $4,868 |
| Geico | $2,774 | $3,054 | $3,369 |
| Liberty Mutual | $2,216 | $2,340 | $2,479 |
| Nationwide | $2,596 | $2,658 | $2,643 |
| Progressive | $3,492 | $3,771 | $4,103 |
| State Farm | $2,219 | $2,363 | $2,499 |
| Travelers | $2,420 | $2,585 | $2,760 |
| USAA | $2,557 | $2,725 | $2,901 |
What affects car insurance rates in Channahon, Illinois?
What factors can have an impact on Channahon, IL car insurance? There are several reasons why Channahon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Channahon, Illinois.
Commute Time in Channahon
The more time you spend in your car the higher the risk of an accident. The average commute length in Channahon, IL is 31.9 minutes according to City-Data.
Compare Car Insurance Quotes in Channahon, IL
Ready to find affordable Channahon, Illinois car insurance today? Enter your ZIP code for fast, free Channahon, IL car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Channahon, IL cost on average?
The average cost of car insurance in Channahon, IL is around $275 per month.
What are the car insurance requirements in Channahon, Illinois?
The minimum car insurance requirements in Channahon, IL are 25/50/20. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Channahon, IL?
To find affordable car insurance rates in Channahon, IL, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Channahon, IL?
Each car insurance company in Channahon, IL weighs age, gender, and marital status differently when determining rates.
Does credit score affect car insurance rates in Channahon, IL?
Yes, your credit score can affect car insurance costs in Channahon, IL. It’s recommended to compare credit history car insurance rates for good, fair, and poor credit from top companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.