Best Clifton, TX Car Insurance in 2025
Car insurance in Clifton, TX averages $287 a month. Clifton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Clifton car insurance rates, compare quotes from the top car insurance companies in Clifton, TX.
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Table of Contents
Table of Contents
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Laura D. Adams
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated December 2025
- Average car insurance rates in Clifton, TX are $3,441/year
- The cheapest car insurance company in Clifton for teen drivers is USAA
- Average car insurance rates in Clifton, TX after a DUI are $3,937/year
If you need to buy Clifton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Clifton, TX is right here.
You’ll find Clifton car insurance rates, the cheapest Clifton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Clifton, Texas car insurance rates to Corpus Christi car insurance rates, Plano car insurance rates, and Dallas car insurance rates.
Ready to find affordable Clifton, TX car insurance today? Enter your ZIP code for fast, free Clifton car insurance quotes.
Cheapest Clifton, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Clifton, TX car insurance rates? Every Clifton, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,328 | $3,353 | $3,288 | $3,288 | $8,835 | $10,650 | $4,111 | $4,272 |
| American Family | $2,202 | $2,437 | $2,046 | $2,329 | $5,606 | $7,329 | $3,109 | $3,534 |
| Geico | $2,067 | $2,210 | $1,967 | $2,194 | $4,382 | $4,579 | $2,232 | $2,246 |
| Nationwide | $2,297 | $2,338 | $2,028 | $2,149 | $6,517 | $8,377 | $2,698 | $2,920 |
| Progressive | $2,232 | $2,129 | $1,989 | $2,027 | $9,301 | $10,367 | $2,648 | $2,694 |
| State Farm | $1,844 | $1,844 | $1,632 | $1,632 | $4,265 | $5,412 | $1,994 | $2,062 |
| USAA | $1,422 | $1,435 | $1,355 | $1,350 | $3,930 | $4,294 | $1,894 | $2,041 |
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Minimum Car Insurance in Clifton, TX
Every driver must carry the minimum car insurance in Clifton, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Clifton, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Clifton, TX. Compare credit history car insurance rates in Clifton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,547 | $4,783 | $4,092 |
| American Family | $4,932 | $3,086 | $2,704 |
| Geico | $4,201 | $2,394 | $1,609 |
| Nationwide | $4,397 | $3,531 | $3,069 |
| Progressive | $4,694 | $4,060 | $3,765 |
| State Farm | $3,664 | $2,278 | $1,814 |
| USAA | $3,262 | $1,876 | $1,507 |
Cheapest Clifton, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clifton, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,975 | $6,179 | $6,433 | $3,975 |
| American Family | $3,271 | $4,123 | $3,631 | $3,271 |
| Geico | $2,327 | $3,037 | $2,582 | $2,993 |
| Nationwide | $3,178 | $3,178 | $4,716 | $3,591 |
| Progressive | $3,643 | $4,699 | $4,248 | $4,102 |
| State Farm | $2,314 | $2,633 | $3,081 | $2,314 |
| USAA | $1,658 | $2,433 | $2,868 | $1,902 |
Cheapest Clifton, TX Car Insurance for Teen Drivers
Teen car insurance in Clifton, TX can be expensive. Take a look at rates from the top car insurance companies in Clifton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,835 | $10,650 |
| American Family | $5,606 | $7,329 |
| Geico | $4,382 | $4,579 |
| Nationwide | $6,517 | $8,377 |
| Progressive | $9,301 | $10,367 |
| State Farm | $4,265 | $5,412 |
| USAA | $3,930 | $4,294 |
Cheapest Clifton, TX Car Insurance for Seniors
Take a look at Clifton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,288 | $3,288 |
| American Family | $2,046 | $2,329 |
| Geico | $1,967 | $2,194 |
| Nationwide | $2,028 | $2,149 |
| Progressive | $1,989 | $2,027 |
| State Farm | $1,632 | $1,632 |
| USAA | $1,355 | $1,350 |
Cheapest Clifton, TX Car Insurance Rates After a DUI
A DUI in Clifton, TX increases car insurance rates. Compare Clifton, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,433 |
| American Family | $3,631 |
| Geico | $2,582 |
| Nationwide | $4,716 |
| Progressive | $4,248 |
| State Farm | $3,081 |
| USAA | $2,868 |
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Cheapest Clifton, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Clifton, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,016 | $5,265 |
| American Family | $3,574 | $3,574 |
| Geico | $2,682 | $2,787 |
| Nationwide | $3,665 | $3,665 |
| Progressive | $4,173 | $4,173 |
| State Farm | $2,586 | $2,586 |
| USAA | $2,187 | $2,243 |
The Best Cheap Car Insurance Companies in Clifton, TX
Take a look at a side-by-side comparison of the top car insurance companies in Clifton, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,141 |
| American Family | $3,574 |
| Geico | $2,735 |
| Nationwide | $3,665 |
| Progressive | $4,173 |
| State Farm | $2,586 |
| USAA | $2,215 |
Category Winners: Cheapest Car Insurance in Clifton, Texas
Find the cheapest car insurance companies in Clifton, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Cheapest Clifton, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Clifton car insurance rates. Find the cheapest Clifton, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,006 | $5,090 | $5,327 |
| American Family | $3,331 | $3,446 | $3,945 |
| Geico | $2,611 | $2,705 | $2,888 |
| Nationwide | $3,964 | $3,507 | $3,525 |
| Progressive | $3,993 | $4,156 | $4,371 |
| State Farm | $2,470 | $2,579 | $2,708 |
| USAA | $2,147 | $2,207 | $2,291 |
What affects car insurance rates in Clifton, Texas?
What factors can have an impact on Clifton, TX car insurance? There are several reasons why Clifton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clifton, Texas.
Car Theft in Clifton
High levels of vehicle theft can make car insurance more expensive. Clifton, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.
Commute Time in Clifton
The more time you spend in your car the higher the risk of an accident. The average commute length in Clifton, TX is 22.6 minutes according to City-Data.
Compare Car Insurance Quotes in Clifton, TX
Ready to find affordable Clifton, Texas car insurance today? Enter your ZIP code for fast, free Clifton, TX car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in Clifton, Texas?
Clifton, TX requires drivers to have at least 30/60/25 liability coverage, but if your car is financed, you may need full coverage insurance.
How much does car insurance cost in Clifton, TX?
On average, car insurance in Clifton, TX costs around $287 per month. Rates vary based on factors like age, gender, marital status, and driving record.
How does my driving record affect car insurance rates in Clifton, TX?
A clean driving record usually leads to lower rates, while accidents, tickets, and DUIs can increase premiums.
Are there any discounts available to lower car insurance rates in Clifton, TX?
Yes, discounts like good driver, multi-policy, good student, and anti-theft device can help lower rates.
How can I find the cheapest car insurance rates in Clifton, TX?
To find cheap car insurance in Clifton, TX, compare quotes from different companies and consider factors like coverage options and available discounts.
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