Best Clinton, MA Car Insurance in 2025

Car insurance in Clinton, MA averages $252 a month. Clinton, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Clinton car insurance rates, compare quotes from the top car insurance companies in Clinton, MA.

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Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Written by
Justin Wright
Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Reviewed by
Jeffrey Manola

Updated December 2025

Here's What You Need to Know

  • Average car insurance rates in Clinton, MA are $3,026/year
  • The cheapest car insurance company in Clinton is State Farm
  • The cheapest car insurance company in Clinton for teen drivers is State Farm

If you need to buy Clinton, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Clinton, MA is right here.

You’ll find Clinton car insurance rates, the cheapest Clinton, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Clinton, Massachusetts car insurance rates to Quincy car insurance rates, Lynn car insurance rates, and Brockton car insurance rates.

Ready to find affordable Clinton, MA car insurance today? Enter your ZIP code for fast, free Clinton car insurance quotes.

Cheapest Clinton, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clinton, MA car insurance rates? Every Clinton, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clinton, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,227 $2,227 $2,227 $2,227 $7,966 $7,966 $2,499 $2,499
Geico $1,950 $1,950 $1,806 $1,806 $5,557 $5,557 $2,014 $2,014
Liberty Mutual $2,895 $2,895 $2,522 $2,522 $9,574 $9,574 $3,028 $3,028
Progressive $2,102 $2,102 $2,019 $2,019 $7,895 $7,895 $2,269 $2,269
State Farm $953 $953 $953 $953 $2,771 $2,771 $953 $953
Travelers $2,532 $2,532 $2,242 $2,242 $5,131 $5,131 $2,809 $2,809
USAA $1,443 $1,443 $1,422 $1,422 $3,379 $3,379 $1,594 $1,594

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Minimum Car Insurance in Clinton, MA

How much car insurance do you need? Every driver must carry the minimum car insurance in Clinton, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Clinton, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Clinton, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is possible. Compare bad driving record car insurance rates in Clinton, MA to rates for a clean record with top companies.

Annual Clinton, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,887 $4,297 $4,848 $2,887
Geico $2,268 $3,114 $3,554 $2,391
Liberty Mutual $3,552 $4,846 $5,828 $3,791
Progressive $3,003 $4,227 $3,354 $3,701
State Farm $1,117 $1,517 $1,803 $1,194
Travelers $2,488 $3,428 $3,649 $3,150
USAA $1,394 $1,812 $3,073 $1,559

Cheapest Clinton, MA Car Insurance for Teen Drivers

Teen car insurance in Clinton, MA can be expensive. Take a look at rates from the top car insurance companies in Clinton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clinton, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $7,966
Geico $5,557 $5,557
Liberty Mutual $9,574 $9,574
Progressive $7,895 $7,895
State Farm $2,771 $2,771
Travelers $5,131 $5,131
USAA $3,379 $3,379

Cheapest Clinton, MA Car Insurance for Seniors

Take a look at Clinton, MA senior car insurance rates from top companies. Shopping around for car insurance for seniors can make a big difference for older drivers.

Annual Car Insurance Rates for Senior Drivers in Clinton, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,227
Geico $1,806 $1,806
Liberty Mutual $2,522 $2,522
Progressive $2,019 $2,019
State Farm $953 $953
Travelers $2,242 $2,242
USAA $1,422 $1,422

Cheapest Clinton, MA Car Insurance Rates After a DUI

A DUI in Clinton, MA increases car insurance rates. Compare Clinton, Massachusetts DUI car insurance by company to find the cheapest option for car insurance after a DUI.

Annual Car Insurance Rates After a DUI in Clinton, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,848
Geico $3,554
Liberty Mutual $5,828
Progressive $3,354
State Farm $1,803
Travelers $3,649
USAA $3,073

Cheapest Clinton, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clinton, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clinton, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,610 $3,849
Geico $2,779 $2,885
Liberty Mutual $4,327 $4,682
Progressive $3,571 $3,571
State Farm $1,375 $1,441
Travelers $3,030 $3,327
USAA $1,905 $2,014

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The Best Cheap Car Insurance Companies in Clinton, MA

Take a look at a side-by-side comparison of the top car insurance companies in Clinton, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clinton, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,730
Geico $2,832
Liberty Mutual $4,505
Progressive $3,571
State Farm $1,408
Travelers $3,179
USAA $1,960

Category Winners: Cheapest Car Insurance in Clinton, Massachusetts

Find the cheapest car insurance companies in Clinton, MA for each category right here.

Best Annual Car Insurance Rates by Company in Clinton, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Clinton, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clinton car insurance rates. Find the cheapest Clinton, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clinton, Massachusetts

Insurance Company Low Medium High
Allstate $3,461 $3,785 $3,943
Geico $2,607 $2,884 $3,004
Liberty Mutual $4,211 $4,564 $4,739
Progressive $3,262 $3,641 $3,811
State Farm $1,276 $1,433 $1,515
Travelers $2,887 $3,242 $3,407
USAA $1,814 $1,993 $2,073

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What affects car insurance rates in Clinton, Massachusetts?

What factors can have an impact on Clinton, MA car insurance? There are several reasons why Clinton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clinton, Massachusetts.

Commute Time in Clinton

The more time you spend in your car the higher the risk of an accident. The average commute length in Clinton, MA is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Clinton, MA

Ready to find affordable Clinton, Massachusetts car insurance today? Enter your ZIP code for fast, free Clinton, MA car insurance quotes.

Frequently Asked Questions

What is the average car insurance rate in Clinton, MA?

The average rate is $252 per month.

What are the car insurance requirements in Clinton, MA?

You need at least 20/40/5 liability coverage.

Do I need full coverage insurance if my car is financed?

Most likely, yes. Lenders often require full coverage.

How can I find cheap car insurance rates in Clinton, MA?

Compare quotes from top insurance companies in the area.

How do age, gender, and marital status affect car insurance rates in Clinton, MA?

Rates can vary based on these factors. Younger, male, and unmarried drivers may have higher rates.

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