Best Colonia, NJ Car Insurance in 2024
Car insurance in Colonia, NJ averages $507 a month. Colonia, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Colonia car insurance rates, compare quotes from the top car insurance companies in Colonia, NJ.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Colonia, NJ after a DUI are $7,133/year
- The cheapest car insurance company in Colonia is Geico
- The cheapest car insurance company in Colonia for teen drivers is Geico
If you need to buy Colonia, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Colonia, NJ is right here.
You’ll find Colonia car insurance rates, the cheapest Colonia, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Colonia, New Jersey car insurance rates to Union City car insurance rates, Passaic car insurance rates, and Bayonne car insurance rates.
Ready to find affordable Colonia, NJ car insurance today? Enter your ZIP code for fast, free Colonia car insurance quotes.
Cheapest Colonia, NJ Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Colonia, NJ car insurance rates? Every Colonia, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,529 | $3,511 | $3,429 | $3,429 | $11,098 | $13,511 | $4,156 | $4,261 |
| Farmers | $5,437 | $5,485 | $5,299 | $5,167 | $15,832 | $18,189 | $6,449 | $6,521 |
| Geico | $2,370 | $2,337 | $2,325 | $2,325 | $4,346 | $4,304 | $2,740 | $2,647 |
| Liberty Mutual | $5,876 | $5,876 | $6,459 | $6,459 | $15,346 | $17,423 | $6,459 | $7,427 |
| Progressive | $2,149 | $1,987 | $1,942 | $1,994 | $9,878 | $10,866 | $2,547 | $2,438 |
| State Farm | $4,713 | $4,713 | $4,274 | $4,274 | $15,552 | $19,959 | $5,380 | $6,011 |
| Travelers | $2,973 | $2,909 | $2,753 | $2,794 | $6,884 | $7,853 | $2,922 | $2,911 |
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Minimum Car Insurance in Colonia, NJ
Every driver must carry the minimum car insurance in Colonia, NJ. Take a look at the New Jersey car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Colonia, NJ Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Colonia, NJ. Compare credit history car insurance rates in Colonia from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,187 | $5,265 | $4,145 |
| Farmers | $10,233 | $7,933 | $7,476 |
| Geico | $4,410 | $2,532 | $1,832 |
| Liberty Mutual | $11,325 | $8,371 | $7,051 |
| Progressive | $4,726 | $4,131 | $3,819 |
| State Farm | $11,742 | $7,075 | $5,512 |
| Travelers | $5,333 | $3,942 | $2,725 |
Cheapest Colonia, NJ Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colonia, NJ to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,391 | $7,325 | $6,398 | $5,349 |
| Farmers | $6,627 | $11,245 | $9,168 | $7,150 |
| Geico | $2,273 | $2,991 | $4,161 | $2,273 |
| Liberty Mutual | $8,558 | $9,810 | $8,737 | $8,558 |
| Progressive | $3,634 | $4,883 | $4,151 | $4,233 |
| State Farm | $4,399 | $8,025 | $12,907 | $7,107 |
| Travelers | $3,082 | $4,550 | $4,410 | $3,958 |
Cheapest Colonia, NJ Car Insurance for Teen Drivers
Teen car insurance in Colonia, NJ can be expensive. Take a look at rates from the top car insurance companies in Colonia for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,098 | $13,511 |
| Farmers | $15,832 | $18,189 |
| Geico | $4,346 | $4,304 |
| Liberty Mutual | $15,346 | $17,423 |
| Progressive | $9,878 | $10,866 |
| State Farm | $15,552 | $19,959 |
| Travelers | $6,884 | $7,853 |
Cheapest Colonia, NJ Car Insurance for Seniors
Take a look at Colonia, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,429 | $3,429 |
| Farmers | $5,299 | $5,167 |
| Geico | $2,325 | $2,325 |
| Liberty Mutual | $6,459 | $6,459 |
| Progressive | $1,942 | $1,994 |
| State Farm | $4,274 | $4,274 |
| Travelers | $2,753 | $2,794 |
Cheapest Colonia, NJ Car Insurance Rates After a DUI
A DUI in Colonia, NJ increases car insurance rates. Compare Colonia, New Jersey DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,398 |
| Farmers | $9,168 |
| Geico | $4,161 |
| Liberty Mutual | $8,737 |
| Progressive | $4,151 |
| State Farm | $12,907 |
| Travelers | $4,410 |
Read more: What are the DUI insurance laws in New Jersey?
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Cheapest Colonia, NJ Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Colonia, NJ by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,855 | $5,877 |
| Farmers | $8,547 | $8,547 |
| Geico | $2,900 | $2,949 |
| Liberty Mutual | $8,828 | $9,003 |
| Progressive | $4,225 | $4,225 |
| State Farm | $7,898 | $8,321 |
| Travelers | $4,000 | $4,000 |
The Best Cheap Car Insurance Companies in Colonia, NJ
Take a look at a side-by-side comparison of the top car insurance companies in Colonia, NJ to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,866 |
| Farmers | $8,547 |
| Geico | $2,924 |
| Liberty Mutual | $8,916 |
| Progressive | $4,225 |
| State Farm | $8,110 |
| Travelers | $4,000 |
Category Winners: Cheapest Car Insurance in Colonia, New Jersey
Find the cheapest car insurance companies in Colonia, NJ for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Cheapest Colonia, NJ Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Colonia car insurance rates. Find the cheapest Colonia, NJ car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,403 | $5,953 | $6,241 |
| Farmers | $7,649 | $8,486 | $9,507 |
| Geico | $2,589 | $2,983 | $3,201 |
| Liberty Mutual | $7,940 | $9,193 | $9,614 |
| Progressive | $3,791 | $4,294 | $4,591 |
| State Farm | $7,513 | $8,219 | $8,596 |
| Travelers | $3,663 | $4,003 | $4,335 |
What affects car insurance rates in Colonia, New Jersey?
What factors can have an impact on Colonia, NJ car insurance? There are several reasons why Colonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colonia, New Jersey.
Commute Time in Colonia
The more time you spend in your car the higher the risk of an accident. The average commute length in Colonia, NJ is 31.2 minutes according to City-Data.
Compare Car Insurance Quotes in Colonia, NJ
Ready to find affordable Colonia, New Jersey car insurance today? Enter your ZIP code for fast, free Colonia, NJ car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Colonia, NJ cost on average?
Car insurance in Colonia, NJ averages $507 a month.
What are the car insurance requirements in Colonia, NJ?
You need to have at least $15,000 per person, $30,000 per accident, and $5,000 for property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, full coverage insurance is usually required by the lender.
How can I find cheap car insurance rates in Colonia, NJ?
Compare quotes from different car insurance companies in Colonia to find the best rates.
How do factors like age, gender, and marital status affect car insurance rates in Colonia, NJ?
Different companies weigh these factors differently, so comparing rates is the best way to see the impact.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.