Compare Daytona Beach, FL Car Insurance Rates [2024]
Car insurance in Daytona Beach, FL averages $334 a month. Daytona Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Daytona Beach car insurance rates, compare quotes from the top car insurance companies in Daytona Beach, FL.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Daytona Beach, FL are $4,003/year
- The cheapest ZIP code in Daytona Beach is 32119
- The cheapest car insurance company in Daytona Beach for teen drivers is Geico
If you need to buy Daytona Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Daytona Beach, FL is right here.
You’ll find Daytona Beach car insurance rates, the cheapest Daytona Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Daytona Beach, Florida car insurance rates to Port St. Lucie car insurance rates, Fort Lauderdale car insurance rates, and Tallahassee car insurance rates.
Ready to find affordable Daytona Beach, FL car insurance today? Enter your ZIP code for fast, free Daytona Beach car insurance quotes.
Cheapest Daytona Beach, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Daytona Beach, FL car insurance rates? Every Daytona Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,899 | $3,766 | $3,419 | $3,493 | $13,723 | $15,037 | $3,935 | $4,012 |
| Geico | $2,601 | $2,615 | $2,433 | $2,433 | $4,619 | $5,802 | $2,865 | $2,914 |
| Liberty Mutual | $3,276 | $3,276 | $3,006 | $3,006 | $6,868 | $10,554 | $3,276 | $4,425 |
| Nationwide | $2,447 | $2,417 | $2,190 | $2,264 | $5,823 | $7,167 | $2,690 | $2,799 |
| Progressive | $3,232 | $3,052 | $2,788 | $2,977 | $9,032 | $9,840 | $3,882 | $3,708 |
| State Farm | $1,818 | $1,818 | $1,650 | $1,650 | $5,271 | $6,713 | $2,020 | $2,157 |
| USAA | $1,411 | $1,386 | $1,319 | $1,307 | $4,823 | $5,602 | $1,760 | $1,899 |
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Minimum Car Insurance in Daytona Beach, FL
Every driver must carry the minimum car insurance required by the state in Daytona Beach, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Daytona Beach, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Daytona Beach, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Daytona Beach from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,935 | $5,675 | $4,621 |
| Geico | $4,762 | $2,902 | $2,191 |
| Liberty Mutual | $6,055 | $4,456 | $3,621 |
| Nationwide | $4,338 | $3,194 | $2,892 |
| Progressive | $6,282 | $4,450 | $3,710 |
| State Farm | $3,943 | $2,591 | $2,127 |
| USAA | $3,955 | $1,944 | $1,416 |
Cheapest Daytona Beach, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Daytona Beach, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,522 | $6,605 | $7,375 | $6,140 |
| Geico | $2,304 | $2,930 | $4,337 | $3,570 |
| Liberty Mutual | $3,404 | $4,412 | $6,389 | $4,638 |
| Nationwide | $2,975 | $3,258 | $4,367 | $3,298 |
| Progressive | $3,811 | $5,613 | $4,735 | $5,097 |
| State Farm | $2,641 | $3,133 | $2,887 | $2,887 |
| USAA | $1,908 | $2,356 | $3,487 | $2,001 |
Cheapest Daytona Beach, FL Car Insurance for Teen Drivers
Teen car insurance in Daytona Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Daytona Beach for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,723 | $15,037 |
| Geico | $4,619 | $5,802 |
| Liberty Mutual | $6,868 | $10,554 |
| Nationwide | $5,823 | $7,167 |
| Progressive | $9,032 | $9,840 |
| State Farm | $5,271 | $6,713 |
| USAA | $4,823 | $5,602 |
Cheapest Daytona Beach, FL Car Insurance for Seniors
Take a look at Daytona Beach, FL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,419 | $3,493 |
| Geico | $2,433 | $2,433 |
| Liberty Mutual | $3,006 | $3,006 |
| Nationwide | $2,190 | $2,264 |
| Progressive | $2,788 | $2,977 |
| State Farm | $1,650 | $1,650 |
| USAA | $1,319 | $1,307 |
Cheapest Daytona Beach, FL Car Insurance Rates After a DUI
A DUI in Daytona Beach, FL increases car insurance rates. Compare Daytona Beach, Florida car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,375 |
| Geico | $4,337 |
| Liberty Mutual | $6,389 |
| Nationwide | $4,367 |
| Progressive | $4,735 |
| State Farm | $2,887 |
| USAA | $3,487 |
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Cheapest Daytona Beach, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Daytona Beach, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,227 | $6,594 |
| Geico | $3,269 | $3,301 |
| Liberty Mutual | $4,560 | $4,861 |
| Nationwide | $3,475 | $3,475 |
| Progressive | $4,814 | $4,814 |
| State Farm | $2,788 | $2,986 |
| USAA | $2,411 | $2,466 |
Cheapest Daytona Beach, FL Car Insurance Rates by ZIP Code
Daytona Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Daytona Beach, FL.
| ZIP Code | Average Annual Rates |
|---|---|
| 32114 | $3,111 |
| 32117 | $3,111 |
| 32118 | $3,116 |
| 32119 | $3,042 |
| 32124 | $3,064 |
The Best Cheap Car Insurance Companies in Daytona Beach, FL
Take a look at a side-by-side comparison of the top car insurance companies in Daytona Beach, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,410 |
| Geico | $3,285 |
| Liberty Mutual | $4,711 |
| Nationwide | $3,475 |
| Progressive | $4,814 |
| State Farm | $2,887 |
| USAA | $2,438 |
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Category Winners: Cheapest Car Insurance in Daytona Beach, Florida
Find the cheapest car insurance companies in Daytona Beach, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Daytona Beach, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Daytona Beach car insurance rates. Find the cheapest Daytona Beach, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,897 | $6,754 | $7,580 |
| Geico | $2,680 | $3,402 | $3,772 |
| Liberty Mutual | $4,290 | $4,787 | $5,054 |
| Nationwide | $2,745 | $3,612 | $4,067 |
| Progressive | $4,021 | $4,927 | $5,494 |
| State Farm | $2,458 | $2,959 | $3,244 |
| USAA | $2,103 | $2,526 | $2,686 |
What affects car insurance rates in Daytona Beach, Florida?
What are the factors that affect car insurance rates in Daytona Beach, FL? There are several reasons why Daytona Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Daytona Beach, Florida.
Car Theft in Daytona Beach
High levels of vehicle theft can make car insurance more expensive. Daytona Beach, FL car theft statistics from the FBI indicate 224 vehicle thefts a year.
Commute Time in Daytona Beach
The more time you spend in your car the higher the risk of an accident. The average commute length in Daytona Beach, FL is 19.3 minutes according to City-Data.
Traffic in Daytona Beach
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Daytona Beach, FL traffic data from INRIX ranks Daytona Beach as the 367th-most congested in the world.
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Compare Car Insurance Quotes in Daytona Beach, FL
Ready to find affordable Daytona Beach, Florida car insurance today? Enter your ZIP code for fast, free Daytona Beach, FL car insurance quotes.
Frequently Asked Questions
How much does car insurance cost in Daytona Beach, FL?
Car insurance in Daytona Beach, FL averages $334 a month.
What are the car insurance requirements in Daytona Beach, FL?
The requirements are 10/20/10, meaning $10,000 in bodily injury liability per person, $20,000 per accident, and $10,000 in property damage liability.
Do I need full coverage insurance if my car is financed?
Yes, most lenders require full coverage insurance if your car is financed.
How do age, gender, and marital status affect car insurance rates?
Younger, male, and unmarried drivers tend to have higher insurance rates.
How does credit score impact car insurance rates?
A good credit score can lower rates, while poor credit can lead to higher premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.